(self.webpackChunkkiwibank_structure=self.webpackChunkkiwibank_structure||[]).push([[0],{54171:function(e,t,n){"use strict";var r=n(76071),o=n(22983),a=(n(1995),n(62642),n(21914)),i=n(10579),u=n(42982),s=n(15671),l=n(43144),c=n(97326),p=n(60136),m=n(82963),h=n(61120),d=n(4942),f=n(14161),y=n(92972),g=n.n(y),v=n(51569),b=n.n(v),w=n(74660),P=n(98651),x=n(14507),T=n.n(x);function M(e){var t=e.totalLoanBalanceFunc,n=e.onSubmit,r=e.resetForm,o=structureConfig,i=a.createElement(P.J2e,{id:"total-loan-balance-tooltip",title:"",className:"totalLoanBalance-popover"},o.tooltips.totalLoanBalance),u=T()({"internal-wrapper":"right","icon-wrapper":"icon-wrapper","icon-tooltip":"icon-tooltip"});return a.createElement(a.Fragment,null,a.createElement(P.d_2,{initialValues:e,enableReinitialize:!0,validateOnChange:!1,onSubmit:n},a.createElement(P.l09,{className:"calc-inputs-wrapper"},a.createElement("div",{className:"inputs-container"},a.createElement("span",{className:"inline-text"},"My home loan has a total balance of"),a.createElement("div",{className:"label-wrapper"},a.createElement(P.cwH,{fieldName:"totalLoanBalance",className:"currency-field",validationState:{}.totalLoanBalance},a.createElement(P.uoj,{name:"totalLoanBalance",prefix:"$",min:o.minValues.totalLoanBalance,max:o.maxValues.totalLoanBalance,minDecimalPlaces:0,maxLength:o.maxValues.totalLoanBalance.toString().length,allowNegatives:!1,maxDecimalPlaces:0,autoComplete:"off",onBlur:function(e,n){return t(""===n?"":Number(n))},validate:(0,P.Enm)((0,P.AsH)())}),a.createElement(P.beA,{fieldName:"totalLoanBalance"})),""!==o.tooltips.totalLoanBalance?a.createElement(P.OxE,{placement:"bottom",overlay:i},a.createElement(P.zxk,{type:"button",className:u},a.createElement("span",{className:"accessibility-only"},"Tooltip"))):"",a.createElement("span",{className:"nl-text"},"."))),a.createElement("div",{className:"button-wrapper"},a.createElement(P.zxk,{type:"submit",mode:"primary"},o.naturalLanguage.nextButton),a.createElement(P.zxk,{type:"reset",mode:"default",inverse:!0,className:"reset-button",onClick:r},o.naturalLanguage.resetButton)))))}M.propTypes={totalLoanBalanceFunc:g().func.isRequired,onSubmit:g().func.isRequired,resetForm:g().func.isRequired};var R=M,A=n(31528);function k(e){var t=e.portionAmountMax,n=e.portionAmountMin,r=e.portionCustomRateMin,o=e.portionCustomRateMax,i=e.portionRateList,u=e.portionTimeToPayMin,s=e.portionTimeToPayMax,l=e.numberOfCards,c=e.isMobile,p=e.portions,m=e.optionId,h=e.portionsValuesUpdateFunc,d=e.addPortionClickFunc,f=e.editingPortionKey,y=e.portionAmountsTooLarge,g=e.portionAmountsTooLargeBalance,v=e.portionRepaymentsFrequencyList,b=e.deletePortionFunc,w=e.onSubmit,x=e.validRates,M={},R=structureConfig,k=T()({"internal-wrapper":"right","icon-wrapper":"icon-wrapper","bulb-tooltip":"bulb-tooltip"}),C=T()({"internal-wrapper":"right","icon-wrapper":"icon-wrapper","plus-button":"plus-button"}),B=T()({"internal-wrapper":"right","icon-wrapper":"icon-wrapper","flag-icon":"flag-icon"}),L=a.createElement(P.J2e,{id:"portion-rate-tooltip",title:"",className:"bulb-popover",closeButton:!0},a.createElement("div",{className:"title"},R.tooltips.portionRate.title),a.createElement("p",{dangerouslySetInnerHTML:{__html:R.tooltips.portionRate.content}}),a.createElement("button",{className:"close CloseButton",onClick:function(){return S.ref.hide()}})),E=a.createElement(P.J2e,{id:"portion-repayments-tooltip",title:"",className:"bulb-popover",closeButton:!0},a.createElement("div",{className:"title"},R.tooltips.portionRepayments.title),a.createElement("p",{dangerouslySetInnerHTML:{__html:R.tooltips.portionRepayments.content}}),a.createElement("button",{className:"close CloseButton",onClick:function(){return D.ref.hide()}})),I=a.createElement(P.J2e,{id:"portion-time-to-pay-tooltip",title:"",className:"bulb-popover",closeButton:!0},a.createElement("div",{className:"title"},R.tooltips.portionTimeToPay.title),a.createElement("p",{dangerouslySetInnerHTML:{__html:R.tooltips.portionTimeToPay.content}}),a.createElement("button",{className:"close CloseButton",onClick:function(){return O.ref.hide()}})),S=null,D=null,O=null,F=p.findIndex((function(e){return e.key===f}))!==p.length-1;return a.createElement(a.Fragment,null,a.createElement("div",{className:"results-wrapper"},a.createElement("div",{className:"results ".concat(l>1?"multiple-results":"")},a.createElement("div",null,!c||1===l&&c?a.createElement("div",{className:"results-header"},a.createElement("div",{className:"header-content"},"".concat(R.portion.labels.header," ").concat(m))):null,p.map((function(e,l){return a.createElement(P.d_2,{key:e.key,enableReinitialize:!0,initialValues:e,validateOnChange:!0,onSubmit:function(e){return w(e,m)}},(function(){return a.createElement(P.l09,{className:"form-wrapper ".concat(f&&e.key===f?"":"readonly")},a.createElement("div",{className:"control-wrapper portion-amount-wrapper"},a.createElement(P.J$v,null,"".concat(R.portion.labels.amount," ").concat(l+1)),a.createElement("div",{className:"portion-inputs-wrapper"},a.createElement(P.cwH,{fieldName:"portionAmount",className:"portion-amount",validationState:M.portionAmount},a.createElement(P.uoj,{name:"portionAmount",prefix:"$",min:n,customfocus:l===p.length-1?"".concat(m):void 0,max:t,minDecimalPlaces:0,maxDecimalPlaces:0,autoComplete:"off",onBlur:function(t,n){return h("portionAmount",Number(n),e.key,m)},validate:(0,P.Enm)((0,P.AsH)())}),a.createElement(P.beA,{fieldName:"portionAmount"}),p.length>1?a.createElement(P.zxk,{type:"button",className:"delete-portion-button",onClick:function(){return b(m,e.key)}}):null))),x?null:a.createElement("div",{className:"control-wrapper"},a.createElement("div",{className:"invalid-rates-wrapper"},a.createElement("div",{className:"invalid-rates-icon"}),a.createElement("p",{className:"enter-a-rate"},"Enter a rate"),a.createElement("p",{className:"invalid-rates"},R.results.invalidRatesFile))),x?a.createElement("div",{className:"control-wrapper portion-rate-wrapper"},a.createElement(P.J$v,null,R.portion.labels.rate),a.createElement("div",{className:"portion-inputs-wrapper"},a.createElement(P.cwH,{fieldName:"portionRate",className:"portion-rate",validationState:M.portionRate},a.createElement(P.aeb,{name:"portionRate",options:i,placeholder:"Select a rate",searchable:!1,onChange:function(t){return h("portionRate",t.value,e.key,m)},validate:(0,P.Enm)((0,P.AsH)())}),a.createElement(P.beA,{fieldName:"portionRate"}),a.createElement(P.OxE,{ref:function(e){return S=e},placement:"bottom",overlay:L,trigger:"click",onClick:function(){}},a.createElement(P.zxk,{type:"submit",className:k},a.createElement("span",{className:"accessibility-only"},"Tooltip")))))):null,"custom"===e.portionRate?a.createElement("div",{className:"control-wrapper portion-custom-rate-wrapper"},a.createElement(P.J$v,null,R.portion.labels.customRate),a.createElement("div",{className:"portion-inputs-wrapper"},a.createElement(P.cwH,{fieldName:"portionCustomRate",className:"portion-custom-rate",validationState:M.portionCustomRate},a.createElement(P._Xj,{name:"portionCustomRate",min:r,max:o,minDecimalPlaces:2,maxDecimalPlaces:2,suffix:"%",autoComplete:"off",onBlur:function(t,n){return h("portionCustomRate",Number(n),e.key,m)},validate:(0,P.Enm)((0,P.AsH)())}),a.createElement(P.beA,{fieldName:"portionCustomRate"})),a.createElement("span",null,"p.a."))):null,a.createElement("div",{className:"control-wrapper portion-repayments-wrapper"},a.createElement(P.J$v,null,R.portion.labels.repayments),a.createElement("div",{className:"portion-inputs-slider-wrapper"},a.createElement("div",{className:"portion-inputs-wrapper"},a.createElement(P.cwH,{fieldName:"portionRepaymentsAmount",className:"portion-repayments-amount",validationState:M.portionRepaymentsAmount},a.createElement(P.uoj,{name:"portionRepaymentsAmount",prefix:"$",min:e.minRepayment,max:e.maxRepayment,minDecimalPlaces:2,maxDecimalPlaces:2,autoComplete:"off",onBlur:function(t,n){return h("portionRepaymentsAmount",Number(n),e.key,m)},validate:(0,P.Enm)((0,P.AsH)())}),a.createElement(P.beA,{fieldName:"portionRepaymentsAmount"})),a.createElement(P.cwH,{fieldName:"portionRepaymentsFrequency",className:"portion-repayments-frequency",validationState:M.portionRepaymentsFrequency},a.createElement(P.aeb,{name:"portionRepaymentsFrequency",options:v,searchable:!1,onChange:function(t){return h("portionRepaymentsFrequency",t.value,e.key,m)},validate:(0,P.Enm)((0,P.AsH)())}),a.createElement(P.beA,{fieldName:"portionRepaymentsFrequency"}))),a.createElement("div",{className:"portion-repayments-slider-wrapper"},a.createElement(A.Z,{className:"horizontal-slider",thumbClassName:"example-thumb",trackClassName:"example-track",min:e.minRepayment,max:e.maxRepayment,step:.01,value:e.portionRepaymentsAmount,onChange:function(t){return h("portionRepaymentsAmount",Number(t),e.key,m)},onSliderClick:function(t){return h("portionRepaymentsAmount",Number(t),e.key,m)}})),a.createElement(P.OxE,{ref:function(e){return D=e},placement:"bottom",overlay:E,trigger:"click",onClick:function(){}},a.createElement(P.zxk,{type:"submit",className:k},a.createElement("span",{className:"accessibility-only"},"Tooltip"))))),a.createElement("div",{className:"control-wrapper portion-time-to-pay-wrapper"},a.createElement(P.J$v,null,R.portion.labels.term),a.createElement("div",{className:"portion-inputs-slider-wrapper"},a.createElement("div",{className:"portion-inputs-wrapper"},a.createElement(P.cwH,{fieldName:"portionTimeToPayYear",className:"portion-time-to-pay-year",validationState:M.portionTimeToPayYear},a.createElement(P._Xj,{name:"portionTimeToPayYear",min:u,max:s,minDecimalPlaces:0,maxDecimalPlaces:0,suffix:"".concat(e.portionTimeToPayYear<2?"year":"years"),autoComplete:"off",onBlur:function(t,n){return h("portionTimeToPayYear",Number(n),e.key,m)}}),a.createElement(P.beA,{fieldName:"portionTimeToPayYear"})),a.createElement(P.cwH,{fieldName:"portionTimeToPayMonth",className:"portion-time-to-pay-month",validationState:M.portionTimeToPayMonth},a.createElement(P._Xj,{name:"portionTimeToPayMonth",min:0,max:e.portionTimeToPayYear===s?0:11,minDecimalPlaces:0,maxDecimalPlaces:0,suffix:"".concat(e.portionTimeToPayMonth<2?"month":"months"),autoComplete:"off",onBlur:function(t,n){return h("portionTimeToPayMonth",Number(n),e.key,m)}}),a.createElement(P.beA,{fieldName:"portionTimeToPayMonth"}))),a.createElement("div",{className:"portion-time-to-pay-slider-wrapper"},a.createElement(A.Z,{className:"horizontal-slider",thumbClassName:"example-thumb",trackClassName:"example-track",min:u,max:s,step:.01,value:e.portionTimeToPay,onChange:function(t){return h("portionTimeToPay",Number(t),e.key,m)},onSliderClick:function(t){return h("portionTimeToPay",Number(t),e.key,m)}})),a.createElement(P.OxE,{ref:function(e){return O=e},placement:"bottom",overlay:I,trigger:"click",onClick:function(){}},a.createElement(P.zxk,{type:"submit",className:k},a.createElement("span",{className:"accessibility-only"},"Tooltip"))))))}))})),p.length<10?a.createElement(a.Fragment,null,a.createElement("div",{className:"control-wrapper plus-button-wrapper ".concat(F?"readonly":"")},a.createElement(P.zxk,{type:"submit",className:C,onClick:function(){return d(m)}},a.createElement("span",{className:"accessibility-only"},"Tooltip"))),a.createElement("div",{className:"control-wrapper add-portion-text-wrapper"},a.createElement("span",null,R.addNewPortion.body))):null,y?a.createElement(a.Fragment,null,a.createElement("div",{className:"control-wrapper flag-icon-wrapper ".concat(p.length>=10?"":"readonly")},a.createElement("div",{className:B})),a.createElement("div",{className:"control-wrapper add-portion-text-wrapper note-text-wrapper"},a.createElement("span",null,R.portionAmountExceeded.header),a.createElement("span",null,"".concat(R.portionAmountExceeded.body," ").concat(g)))):null))))}k.propTypes={portionAmountMax:g().number.isRequired,portionAmountMin:g().number.isRequired,validRates:g().bool.isRequired,numberOfCards:g().number.isRequired,isMobile:g().bool.isRequired,portionRateList:g().array.isRequired,portionTimeToPayMin:g().number.isRequired,portionTimeToPayMax:g().number.isRequired,portionCustomRateMin:g().number.isRequired,portionCustomRateMax:g().number.isRequired,helpTooltipArrowButtonFunc:g().func,helpTooltipButtonFunc:g().func,helpTooltipScreen2:g().bool,helpTooltipAccordionActiveKey:g().oneOfType([g().string,g().array]),onSelectHelpTooltipAccordion:g().func,portions:g().array.isRequired,optionId:g().number.isRequired,portionsValuesUpdateFunc:g().func.isRequired,addPortionClickFunc:g().func.isRequired,editingPortionKey:g().string,portionAmountsTooLarge:g().bool,portionAmountsTooLargeBalance:g().string,portionRepaymentsFrequencyList:g().array.isRequired,deletePortionFunc:g().func.isRequired,onSubmit:g().func.isRequired};var C=k,B=n(48997),L=n.n(B),E=n(75605),I=n(38004);function S(e,t){var n=Object.keys(e);if(Object.getOwnPropertySymbols){var r=Object.getOwnPropertySymbols(e);t&&(r=r.filter((function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable}))),n.push.apply(n,r)}return n}function D(e){for(var t=1;t<arguments.length;t++){var n=null!=arguments[t]?arguments[t]:{};t%2?S(Object(n),!0).forEach((function(t){(0,d.Z)(e,t,n[t])})):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(n)):S(Object(n)).forEach((function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(n,t))}))}return e}var O=function(e){(0,p.Z)(o,e);var t,n,r=(t=o,n=function(){if("undefined"==typeof Reflect||!Reflect.construct)return!1;if(Reflect.construct.sham)return!1;if("function"==typeof Proxy)return!0;try{return Boolean.prototype.valueOf.call(Reflect.construct(Boolean,[],(function(){}))),!0}catch(e){return!1}}(),function(){var e,r=(0,h.Z)(t);if(n){var o=(0,h.Z)(this).constructor;e=Reflect.construct(r,arguments,o)}else e=r.apply(this,arguments);return(0,m.Z)(this,e)});function o(e){var t;return(0,s.Z)(this,o),t=r.call(this,e),(0,d.Z)((0,c.Z)(t),"updateParamsFromQS",(function(e){t.warningMessage=null;var n=t.urlParameters.generated;if(!n)return!1;try{n=atob(n),n=new Date(n);var r=new Date;if(r.setDate(r.getDate()-90),n<r)return t.warningMessage=t.config.warnings.urlParametersExpired,!1}catch(e){return!1}var o=t.urlParameters.params;if(o){var a=atob(o),i=t.reconstructDataFromString(a);return Object.keys(i).forEach((function(t){e[t]=i[t]})),!0}return!1})),(0,d.Z)((0,c.Z)(t),"checkGetQSValue",(function(e,n,r){var o=n+(r?"."+r:""),a=t.urlParameters[o];if(void 0!==a)try{var i=atob(a);return isNaN(i)?"false"===i?i=!1:"true"===i&&(i=!0):i=Number(i),a&&(r?e[n][r]=i:e[n]=i),!0}catch(e){}return!1})),(0,d.Z)((0,c.Z)(t),"generateQSFromParams",(function(e){var n=t.generateStringFromData(e),r=btoa(n),o="params=".concat(r),a=new Date;return"".concat(o,"&generated=").concat(btoa(a.toDateString()))})),(0,d.Z)((0,c.Z)(t),"mapPortionDataToString",(function(e,t,n,r){var o="";return 0===t&&(o=(o=(o=o.concat("".concat("month"===e.portionRepaymentsFrequency?"m":"fortnight"===e.portionRepaymentsFrequency?"f":"w","|"))).concat("".concat(n,"|"))).concat("".concat(r,"|"))),o=(o=(o=(o=o.concat("".concat("term"===e.changeType?"t":"r",","))).concat("".concat(e.portionAmount,","))).concat("".concat("custom"===e.portionRate?e.portionCustomRate:e.portionRate,","))).concat("".concat("term"===e.changeType?e.portionTimeToPay:Math.round(100*e.portionRepaymentsAmount)/100)),"custom"===e.portionRate&&(o=o.concat(",c")),o.concat("|")})),(0,d.Z)((0,c.Z)(t),"getNumberValue",(function(e){return"".concat(e)&&"0"!=="".concat(e)?Number(e):""})),(0,d.Z)((0,c.Z)(t),"reconstructDataFromString",(function(e){var n={};if(!e)return n;var r=e.split("|").filter((function(e){return e&&e.length}));if(r.length){n.totalLoanBalance=t.getNumberValue(r[0]);for(var o="",a=0,i=[],s=-1,l=1;l<r.length;l++){s++;var c=r[l];if(1===c.length)["m","w","f"].includes(c)?(o="m"===c?"month":"w"===c?"week":"fortnight",a>0&&i.length&&(n["option".concat(a,"Portions")]=(0,u.Z)(i),i=[]),a++,s=0):n.activeItemIndex="".concat(c)?Number(c):0;else if(c.includes(",")){var p=c.split(","),m={key:(0,I.Z)(),portionRepaymentsFrequency:o,changeType:"r"===p[0]?"repayment":"term",portionAmount:Number(p[1]),minTerm:t.config.minValues.portionTimeToPay,maxTerm:t.config.maxValues.portionTimeToPay,portionCustomRate:"c"===p[p.length-1]?t.getNumberValue(p[2]):"",portionRate:"c"===p[p.length-1]?"custom":t.getNumberValue(p[2]),portionRepaymentsAmount:"r"===p[0]?t.getNumberValue(p[3]):"",portionTimeToPay:"r"===p[0]?"":t.getNumberValue(p[3])};Number.isFinite(m.portionTimeToPay)&&(m.portionTimeToPayYear=t.calculatePortionTimeToPayYear(m.portionTimeToPay),m.portionTimeToPayMonth=t.calculatePortionTimeToPayMonth(m.portionTimeToPay)),i.push(m)}else 1===s&&(n["showOption".concat(a,"Graph")]="true"===c),2===s&&(n["showScenario".concat(a)]="true"===c),s>2&&(n.showScreen2="true"===c)}a>0&&i.length&&(n["option".concat(a,"Portions")]=(0,u.Z)(i)),n.numberOfCards=a,a>1&&(n.maxNumberOfCards=2)}return n})),(0,d.Z)((0,c.Z)(t),"generateStringFromData",(function(e){var n=e.totalLoanBalance,r=e.numberOfCards,o=e.option1Portions,a=e.option2Portions,i=e.option3Portions,u=e.showOption1Graph,s=e.showOption2Graph,l=e.showOption3Graph,c=e.showScenario1,p=e.showScenario2,m=e.showScenario3,h=e.activeItemIndex,d=e.showScreen2;if(!n)return"";var f="".concat(n,"|");return r>=1&&o.forEach((function(e,n){f=f.concat(t.mapPortionDataToString(e,n,u,c))})),r>=2&&a.forEach((function(e,n){f=f.concat(t.mapPortionDataToString(e,n,s,p))})),3===r&&i.forEach((function(e,n){f=f.concat(t.mapPortionDataToString(e,n,l,m))})),f=(f=f.concat("".concat(h,"|"))).concat("".concat(d,"|"))})),(0,d.Z)((0,c.Z)(t),"getCTALink",(function(e){var n=t.generateQSFromParams(e),r="".concat(window.location.origin).concat(window.location.pathname),o="".concat(r,"?").concat(n),a=t.config.cta.applyNowLink,i="".concat(a,"?calculator_url=").concat(encodeURIComponent(o));if(a&&a.includes("#")){var u=a.lastIndexOf("#");i="".concat(a.slice(0,u),"?calculator_url=").concat(encodeURIComponent(o)).concat(a.slice(u))}return i})),(0,d.Z)((0,c.Z)(t),"updateDimensions",(function(){var e=window.innerWidth<1200,n=window.innerWidth<870;t.setState({width:window.innerWidth,isMobile:e,isSmallHelpButtonBreakpoint:n})})),(0,d.Z)((0,c.Z)(t),"handleScrollToResults",(function(){t.scrollCalc(t.resultsRef.current.offsetTop)})),(0,d.Z)((0,c.Z)(t),"resetForm",(function(){var e={totalLoanBalance:"",showScreen2:!1,validRates:t.checkIfRatesAreValid(),activeItemIndex:0,maxNumberOfCards:1,numberOfCards:1,showScenario1:!0,showScenario2:!1,showScenario3:!1};t.setState(e),t.updateCookie(e),t.cookies.remove("structureCalculatorParams")})),(0,d.Z)((0,c.Z)(t),"onSubmit",(function(e){t.setState({totalLoanBalance:Number(e.totalLoanBalance),showScreen2:!0,activeItemIndex:0,maxNumberOfCards:1,numberOfCards:1,showScenario1:!0,showScenario2:!1,showScenario3:!1,option1Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:Number(e.totalLoanBalance),portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option2Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:Number(e.totalLoanBalance),portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option3Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:Number(e.totalLoanBalance),portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],graphData:[],option1TotalRepaymentAmount:"",option1TotalAmount:"",option1TotalInterest:"",option1RepaymentTermYears:"",option1EditingPortionKey:"",bestOptionIds:[],bestOptionSaveAmount:"",option1TotalPay:"",showOption1Graph:!1,option2TotalRepaymentAmount:"",option2TotalAmount:"",option2TotalInterest:"",option2RepaymentTermYears:"",option2EditingPortionKey:"",option2TotalPay:"",showOption2Graph:!1,option3TotalRepaymentAmount:"",option3TotalAmount:"",option3TotalInterest:"",option3RepaymentTermYears:"",option3EditingPortionKey:"",option3TotalPay:"",showOption3Graph:!1,option1GraphDataPoints:[],option2GraphDataPoints:[],option3GraphDataPoints:[]}),t.handleScrollToResults(),setTimeout((function(){window.dispatchEvent(new Event("resize"))}),0)})),(0,d.Z)((0,c.Z)(t),"updateCookie",(function(e){var n=t.generateStringFromData(e),r=btoa(n);t.cookies.set("structureCalculatorParams",r,{path:"/",sameSite:"None",secure:!0})})),(0,d.Z)((0,c.Z)(t),"totalLoanBalanceFunc",(function(e){t.setState({totalLoanBalance:e})})),(0,d.Z)((0,c.Z)(t),"recalculateBestOption",(function(e,n){var r=[],o="",a=t.state,i=a.option1TotalPay,s=a.option2TotalPay,l=a.option3TotalPay,c=a.option1Portions,p=a.option2Portions,m=a.option3Portions,h=a.totalLoanBalance,d=c.reduce((function(e,t){return e+t.portionAmount}),0),f=p.reduce((function(e,t){return e+t.portionAmount}),0),y=m.reduce((function(e,t){return e+t.portionAmount}),0),g=d&&h&&d!==h,v=f&&h&&f!==h,b=y&&h&&y!==h;1===e?i=n:2===e?s=n:3===e&&(l=n);var w=[{optionId:1,value:i},{optionId:2,value:s},{optionId:3,value:l}].filter((function(e){return Number.isFinite(e.value)}));if(g&&(w=w.filter((function(e){return 1!==e.optionId}))),v&&(w=w.filter((function(e){return 2!==e.optionId}))),b&&(w=w.filter((function(e){return 3!==e.optionId}))),w.length>1){var P=Math.max.apply(Math,(0,u.Z)(w.map((function(e){return e.value})))),x=Math.min.apply(Math,(0,u.Z)(w.map((function(e){return e.value}))));"$0"!==t.formatCurrency(P-x,0,0)&&(o=P-x,r=w.filter((function(e){return e.value===x})).map((function(e){return e.optionId})))}t.setState({bestOptionIds:r,bestOptionSaveAmount:o})})),(0,d.Z)((0,c.Z)(t),"formatCurrency",(function(e){var t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:0,n=arguments.length>2&&void 0!==arguments[2]?arguments[2]:0;return new Intl.NumberFormat("en-AU",{style:"currency",currency:"AUD",minimumFractionDigits:t,maximumFractionDigits:n}).format(e)})),(0,d.Z)((0,c.Z)(t),"recalculatePortionResults",(function(e,n){var r=(0,u.Z)(n),o=t.calcEngine.getResults(n),a=o.repaymentFrequency,i=o.totalPay,s=o.totalRepayment,l=o.totalTerm,c=o.totalTermNaturalLanguage,p=o.newPortions,m=o.graphDataPoints,h=t.state.totalLoanBalance,d=Number.isFinite(s)?"".concat(t.formatCurrency(s,2,2)," ").concat(a):"",f=c;f=f.includes("NaN")||f.includes("Infinity")?"":f;var y=Number.isFinite(i)?t.formatCurrency(i):"",g=Number.isFinite(i)&&Number.isFinite(h)?t.formatCurrency(Math.round(i)-h):"";r=r.map((function(e,n){return"repayment"===e.changeType?D(D({},e),{},{portionTimeToPay:Number.isFinite(p[n].portionTimeToPay)?p[n].portionTimeToPay:e.portionTimeToPay,portionTimeToPayYear:Number.isFinite(p[n].portionTimeToPay)?t.calculatePortionTimeToPayYear(p[n].portionTimeToPay):e.portionTimeToPayYear,portionTimeToPayMonth:Number.isFinite(p[n].portionTimeToPay)?t.calculatePortionTimeToPayMonth(p[n].portionTimeToPay):e.portionTimeToPayMonth,minRepayment:Number.isFinite(p[n].minRepayment)?p[n].minRepayment:null,maxRepayment:Number.isFinite(p[n].maxRepayment)?p[n].maxRepayment:null}):D(D({},e),{},{portionRepaymentsAmount:Number.isFinite(p[n].portionRepaymentsAmount)?p[n].portionRepaymentsAmount:e.portionRepaymentsAmount,minRepayment:Number.isFinite(p[n].minRepayment)?p[n].minRepayment:null,maxRepayment:Number.isFinite(p[n].maxRepayment)?p[n].maxRepayment:null})})),1===e?t.setState({option1TotalRepaymentAmount:d,option1RepaymentTermYears:f,option1TotalAmount:y,option1TotalInterest:g,option1Portions:r,option1TotalPay:i,option1TotalTerm:l,option1GraphDataPoints:m},(function(){t.recalculateBestOption(e,i),t.updateGraphData()})):2===e?t.setState({option2TotalRepaymentAmount:d,option2RepaymentTermYears:f,option2TotalAmount:y,option2TotalInterest:g,option2Portions:r,option2TotalPay:i,option2TotalTerm:l,option2GraphDataPoints:m},(function(){t.recalculateBestOption(e,i),t.updateGraphData()})):3===e&&t.setState({option3TotalRepaymentAmount:d,option3RepaymentTermYears:f,option3TotalAmount:y,option3TotalInterest:g,option3Portions:r,option3TotalPay:i,option3TotalTerm:l,option3GraphDataPoints:m},(function(){t.recalculateBestOption(e,i),t.updateGraphData()}))})),(0,d.Z)((0,c.Z)(t),"calculateRemainingPay",(function(e,t,n){return Math.trunc(-1*t*e/n+t)})),(0,d.Z)((0,c.Z)(t),"contructGraphDataPoints",(function(e){if(!e||!e.length)return[];var n=e.map((function(e){return{x:e[0],y:t.roundUp(e[1],0)}})),r=n[n.length-1];return r.y>0&&n.push({x:r.x+1,y:0}),n})),(0,d.Z)((0,c.Z)(t),"constructGraphData",(function(e,n,r){var o=[];return e&&Number.isFinite(t.state.option1TotalPay)&&Number.isFinite(t.state.option1TotalTerm)&&o.push({totalPay:t.state.option1TotalPay,id:"".concat(t.config.graph.labels.id," 1"),data:t.contructGraphDataPoints(t.state.option1GraphDataPoints)}),n&&Number.isFinite(t.state.option2TotalPay)&&Number.isFinite(t.state.option2TotalTerm)&&o.push({totalPay:t.state.option2TotalPay,id:"".concat(t.config.graph.labels.id," 2"),data:t.contructGraphDataPoints(t.state.option2GraphDataPoints)}),r&&Number.isFinite(t.state.option3TotalPay)&&Number.isFinite(t.state.option3TotalTerm)&&o.push({totalPay:t.state.option3TotalPay,id:"".concat(t.config.graph.labels.id," 3"),data:t.contructGraphDataPoints(t.state.option3GraphDataPoints)}),o.sort((function(e,t){return e.totalPay-t.totalPay})),o})),(0,d.Z)((0,c.Z)(t),"getAxisLeftTickValuesArray",(function(e){for(var t=Math.max.apply(Math,(0,u.Z)(e)),n="".concat(Math.trunc(t)).length,r=Math.ceil(t/Math.pow(10,n-1))*Math.pow(10,n-1),o=[],a=Math.pow(10,n-1);a<=r;)o.push(a),a+=Math.pow(10,n-1);return o})),(0,d.Z)((0,c.Z)(t),"getDistinctValuesArray",(function(e){var t=[];return e.forEach((function(e){t.includes(e)||t.push(e)})),t})),(0,d.Z)((0,c.Z)(t),"updateGraphData",(function(){var e=t.state,n=e.showOption1Graph,r=e.showOption2Graph,o=e.showOption3Graph,a=e.option1Portions,i=e.option2Portions,s=e.option3Portions,l=e.totalLoanBalance,c=a.reduce((function(e,t){return e+t.portionAmount}),0),p=i.reduce((function(e,t){return e+t.portionAmount}),0),m=s.reduce((function(e,t){return e+t.portionAmount}),0),h=c&&l&&c!==l,d=p&&l&&p!==l,f=m&&l&&m!==l,y=t.constructGraphData(n&&!h,r&&!d,o&&!f),g=t.getAxisLeftTickValuesArray(y.map((function(e){return e.data[0].y}))),v=t.getDistinctValuesArray(y.map((function(e){return e.data[e.data.length-1].x}))),b=y.length?1.1*Math.max.apply(Math,(0,u.Z)(v)):0,w=y.length?1.1*Math.max.apply(Math,(0,u.Z)(g)):0,P=y.length?[0].concat((0,u.Z)(g)):[0],x=y.length?(0,u.Z)(v):[];t.setState({graphData:y,xScaleMax:b,yScaleMax:w,axisLeftTickValues:P,axisBottomTickValues:x})})),(0,d.Z)((0,c.Z)(t),"graphButtonClick",(function(){var e=t.state,n=e.showOption1Graph,r=e.showOption2Graph,o=e.showOption3Graph;t.setState({showOption1Graph:!n,showOption2Graph:!r,showOption3Graph:!o},(function(){t.updateGraphData()}))})),(0,d.Z)((0,c.Z)(t),"roundDown",(function(e,t){var n=Math.pow(10,t);return Math.floor(e*n)/n})),(0,d.Z)((0,c.Z)(t),"roundUp",(function(e,t){var n=Math.pow(10,t);return Math.ceil(e*n)/n})),(0,d.Z)((0,c.Z)(t),"calculatePortionTimeToPay",(function(e,n){return e+t.roundDown(n/12,2)})),(0,d.Z)((0,c.Z)(t),"calculatePortionTimeToPayYear",(function(e){var n=t.roundDown(e,0);return 12===t.roundUp(12*e%12,0)&&n++,n})),(0,d.Z)((0,c.Z)(t),"calculatePortionTimeToPayMonth",(function(e){var n=t.roundUp(12*e%12,0);return 12===n?0:n})),(0,d.Z)((0,c.Z)(t),"updateFields",(function(e,n,r){["portionAmount","portionRepaymentsAmount","portionTimeToPay","portionTimeToPayMonth","portionTimeToPayYear","portionCustomRate"].forEach((function(o){Number(e[o])!==Number(n[o])&&t.portionsValuesUpdateFunc(o,Number(e[o]),e.key,r)}))})),(0,d.Z)((0,c.Z)(t),"onSubmitResults",(function(e,n){var r={};1===n?r=t.state.option1Portions.find((function(t){return t.key===e.key})):2===n?r=t.state.option2Portions.find((function(t){return t.key===e.key})):3===n&&(r=t.state.option3Portions.find((function(t){return t.key===e.key}))),t.updateFields(e,r,n)})),(0,d.Z)((0,c.Z)(t),"updatePortionsValues",(function(e,n,r,o){return e.map((function(e){var a=D({},e);if("portionRepaymentsFrequency"!==n&&e.key!==o||(a[n]=r),"portionRepaymentsAmount"===n&&e.key===o&&(a.changeType="repayment"),"portionRepaymentsAmount"!==n&&e.key===o&&(a.changeType="term"),"portionTimeToPay"===n&&e.key===o&&(a.portionTimeToPayYear=t.calculatePortionTimeToPayYear(r),a.portionTimeToPayMonth=t.calculatePortionTimeToPayMonth(r)),"portionTimeToPayYear"===n&&e.key===o&&(r===t.config.maxValues.portionTimeToPay&&(a.portionTimeToPayMonth=0),a.portionTimeToPay=t.calculatePortionTimeToPay(r,a.portionTimeToPayMonth)),"portionTimeToPayMonth"===n&&e.key===o){var i=r;a.portionTimeToPayYear===t.config.maxValues.portionTimeToPay&&(i=0,a.portionTimeToPayMonth=0),a.portionTimeToPay=t.calculatePortionTimeToPay(a.portionTimeToPayYear,i)}return"portionRate"===n&&"custom"===r&&e.key===o&&(a.portionCustomRate=""),a.minTerm=t.config.minValues.portionTimeToPay,a.maxTerm=t.config.maxValues.portionTimeToPay,a}))})),(0,d.Z)((0,c.Z)(t),"portionsValuesUpdateFunc",(function(e,n,r,o){if(1===o){var a=t.state.option1Portions;t.recalculatePortionResults(o,t.updatePortionsValues(a,e,n,r))}else if(2===o){var i=t.state.option2Portions;t.recalculatePortionResults(o,t.updatePortionsValues(i,e,n,r))}else if(3===o){var u=t.state.option3Portions;t.recalculatePortionResults(o,t.updatePortionsValues(u,e,n,r))}})),(0,d.Z)((0,c.Z)(t),"deletePortionFunc",(function(e,n){if(1===e){var r=t.state.option1Portions.filter((function(e){return e.key!==n}));t.recalculatePortionResults(e,r)}else if(2===e){var o=t.state.option2Portions.filter((function(e){return e.key!==n}));t.recalculatePortionResults(e,o)}else if(3===e){var a=t.state.option3Portions.filter((function(e){return e.key!==n}));t.recalculatePortionResults(e,a)}})),(0,d.Z)((0,c.Z)(t),"focusAccordingly",(function(e,n){var r=t.state,o=r.isMobile,a=r.numberOfCards;1===e.length&&setTimeout((function(){e[0].focus()}),100),2!==e.length&&3!==e.length||(1!==n||0!==t.state.activeItemIndex||o||3!==a?setTimeout((function(){e[1].focus()}),100):setTimeout((function(){e[0].focus()}),100))})),(0,d.Z)((0,c.Z)(t),"addPortionClickFunc",(function(e){if(1===e){var n=t.state.option1Portions,r=n[n.length-1],o=(0,I.Z)();n.push({portionAmount:0,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:r.portionRepaymentsFrequency,portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0,key:o}),t.recalculatePortionResults(e,n),t.setState({option1EditingPortionKey:o},(function(){var n=document.querySelectorAll('[customfocus="1"]');t.focusAccordingly(n,e)}))}else if(2===e){var a=t.state.option2Portions,i=a[a.length-1],u=(0,I.Z)();a.push({portionAmount:0,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:i.portionRepaymentsFrequency,portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0,key:u}),t.recalculatePortionResults(e,a),t.setState({option2EditingPortionKey:u},(function(){var n=document.querySelectorAll('[customfocus="2"]');t.focusAccordingly(n,e)}))}else if(3===e){var s=t.state.option3Portions,l=s[s.length-1],c=(0,I.Z)();s.push({portionAmount:0,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:l.portionRepaymentsFrequency,portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0,key:c}),t.recalculatePortionResults(e,s),t.setState({option3EditingPortionKey:c},(function(){var n=document.querySelectorAll('[customfocus="3"]');t.focusAccordingly(n,e)}))}})),(0,d.Z)((0,c.Z)(t),"setActiveItemIndex",(function(e){t.setState({activeItemIndex:e<0?(e+3)%3:e%3})})),(0,d.Z)((0,c.Z)(t),"cloneScenario2Into3",(function(e,n,r){var o=t.state,a=o.numberOfCards,i=o.option2Portions,u=o.option2TotalRepaymentAmount,s=o.option2TotalAmount,l=o.option2TotalInterest,c=o.option2RepaymentTermYears,p=o.option2TotalPay,m=o.option2TotalTerm,h=o.showOption2Graph,d=o.option2GraphDataPoints;t.setState({maxNumberOfCards:2,numberOfCards:a+1,showScenario1:e,showScenario2:n,showScenario3:r,option3Portions:i.map((function(e){return D(D({},e),{},{key:(0,I.Z)()})})),option3TotalRepaymentAmount:u,option3TotalAmount:s,option3TotalInterest:l,option3RepaymentTermYears:c,option3EditingPortionKey:"",option3TotalPay:p,option3TotalTerm:m,showOption3Graph:h,option3GraphDataPoints:d,bestOptionIds:[],bestOptionSaveAmount:""},(function(){t.recalculateBestOption(3,p),t.updateGraphData()}))})),(0,d.Z)((0,c.Z)(t),"cloneScenario1Into2",(function(e,n,r){var o=t.state,a=o.numberOfCards,i=o.option1Portions,u=o.option1TotalRepaymentAmount,s=o.option1TotalAmount,l=o.option1TotalInterest,c=o.option1RepaymentTermYears,p=o.option1TotalPay,m=o.option1TotalTerm,h=o.showOption1Graph,d=o.option1GraphDataPoints;t.setState({maxNumberOfCards:2,numberOfCards:a+1,showScenario1:e,showScenario2:n,showScenario3:r,option2Portions:i.map((function(e){return D(D({},e),{},{key:(0,I.Z)()})})),option2TotalRepaymentAmount:u,option2TotalAmount:s,option2TotalInterest:l,option2RepaymentTermYears:c,option2EditingPortionKey:"",option2TotalPay:p,option2TotalTerm:m,showOption2Graph:h,option2GraphDataPoints:d,bestOptionIds:[],bestOptionSaveAmount:""},(function(){t.recalculateBestOption(2,p),t.updateGraphData()}))})),(0,d.Z)((0,c.Z)(t),"duplicatePanel",(function(){var e=t.state,n=e.numberOfCards,r=e.showScenario2,o=e.isMobile,a=!1,i=!1,u=!1;2===n?(a=!0,i=!0,u=!0,r?(t.setActiveItemIndex(o?2:1),t.cloneScenario2Into3(a,i,u)):(t.setActiveItemIndex(o?1:0),t.cloneScenario1Into2(a,i,u))):r?(i=!0,u=!0,t.setActiveItemIndex(o?2:1),t.cloneScenario2Into3(a,i,u)):(a=!0,i=!0,t.setActiveItemIndex(o?1:0),t.cloneScenario1Into2(a,i,u)),t.handleScrollToResults(),setTimeout((function(){window.dispatchEvent(new Event("resize"))}),0)})),(0,d.Z)((0,c.Z)(t),"removeScenario1AndCloneScenario2and3",(function(){var e=t.state,n=e.option2Portions,r=e.option2TotalRepaymentAmount,o=e.option2TotalAmount,a=e.option2TotalInterest,i=e.option2RepaymentTermYears,u=e.option2TotalPay,s=e.option2TotalTerm,l=e.showOption2Graph,c=e.option3Portions,p=e.option3TotalRepaymentAmount,m=e.option3TotalAmount,h=e.option3TotalInterest,d=e.option3RepaymentTermYears,f=e.option3TotalPay,y=e.option3TotalTerm,g=e.showOption3Graph,v=e.totalLoanBalance,b=e.option2GraphDataPoints,w=e.option3GraphDataPoints;t.setState({maxNumberOfCards:2,numberOfCards:2,showScenario1:!0,showScenario2:!0,showScenario3:!1,option1Portions:n.map((function(e){return D(D({},e),{},{key:(0,I.Z)()})})),option1TotalRepaymentAmount:r,option1TotalAmount:o,option1TotalInterest:a,option1RepaymentTermYears:i,option1EditingPortionKey:"",option1TotalPay:u,option1TotalTerm:s,showOption1Graph:l,option1GraphDataPoints:b,option2Portions:c.map((function(e){return D(D({},e),{},{key:(0,I.Z)()})})),option2TotalRepaymentAmount:p,option2TotalAmount:m,option2TotalInterest:h,option2RepaymentTermYears:d,option2EditingPortionKey:"",option2TotalPay:f,option2TotalTerm:y,showOption2Graph:g,option2GraphDataPoints:w,option3Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:v,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option3TotalRepaymentAmount:"",option3TotalAmount:"",option3TotalInterest:"",option3RepaymentTermYears:"",option3EditingPortionKey:"",option3TotalPay:"",option3TotalTerm:"",showOption3Graph:!1,option3GraphDataPoints:[],bestOptionIds:[],bestOptionSaveAmount:""},(function(){t.recalculateBestOption(1,u),t.updateGraphData()}))})),(0,d.Z)((0,c.Z)(t),"removeScenario1AndCloneScenario2",(function(){var e=t.state,n=e.option2Portions,r=e.option2TotalRepaymentAmount,o=e.option2TotalAmount,a=e.option2TotalInterest,i=e.option2RepaymentTermYears,u=e.option2TotalPay,s=e.option2TotalTerm,l=e.showOption2Graph,c=e.totalLoanBalance,p=e.option2GraphDataPoints;t.setState({maxNumberOfCards:1,numberOfCards:1,showScenario1:!0,showScenario2:!1,showScenario3:!1,option1Portions:n.map((function(e){return D(D({},e),{},{key:(0,I.Z)()})})),option1TotalRepaymentAmount:r,option1TotalAmount:o,option1TotalInterest:a,option1RepaymentTermYears:i,option1EditingPortionKey:"",option1TotalPay:u,option1TotalTerm:s,showOption1Graph:l,option1GraphDataPoints:p,option2Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:c,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option2TotalRepaymentAmount:"",option2TotalAmount:"",option2TotalInterest:"",option2RepaymentTermYears:"",option2EditingPortionKey:"",option2TotalPay:"",option2TotalTerm:"",showOption2Graph:!1,option2GraphDataPoints:[],bestOptionIds:[],bestOptionSaveAmount:""},(function(){t.recalculateBestOption(1,u),t.updateGraphData()}))})),(0,d.Z)((0,c.Z)(t),"closeScenario1",(function(){var e=t.state,n=e.showScenario2,r=e.showScenario3,o=e.numberOfCards;n&&r?(t.removeScenario1AndCloneScenario2and3(),t.setActiveItemIndex(0)):n&&!r?t.removeScenario1AndCloneScenario2():t.setState({maxNumberOfCards:3===o?2:1,numberOfCards:o-1,showScenario1:!1}),setTimeout((function(){window.dispatchEvent(new Event("resize"))}),0)})),(0,d.Z)((0,c.Z)(t),"closeScenario2",(function(){var e=t.state,n=e.showScenario3,r=e.numberOfCards,o=e.totalLoanBalance;n?(t.removeScenario2AndCloneScenario3(),t.setActiveItemIndex(0)):t.setState({maxNumberOfCards:3===r?2:1,numberOfCards:r-1,showScenario2:!1,option2Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:o,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option2TotalRepaymentAmount:"",option2TotalAmount:"",option2TotalInterest:"",option2RepaymentTermYears:"",option2EditingPortionKey:"",option2TotalPay:"",option2TotalTerm:"",showOption2Graph:!1,option2GraphDataPoints:[],bestOptionIds:[],bestOptionSaveAmount:""},(function(){t.recalculateBestOption(2,null),t.updateGraphData()})),setTimeout((function(){window.dispatchEvent(new Event("resize"))}),0)})),(0,d.Z)((0,c.Z)(t),"closeScenario3",(function(){var e=t.state,n=e.numberOfCards,r=e.showScenario2,o=e.totalLoanBalance;r&&t.setActiveItemIndex(0),t.setState({maxNumberOfCards:3===n?2:1,numberOfCards:n-1,showScenario3:!1,option3Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:o,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option3TotalRepaymentAmount:"",option3TotalAmount:"",option3TotalInterest:"",option3RepaymentTermYears:"",option3EditingPortionKey:"",option3TotalPay:"",option3TotalTerm:"",showOption3Graph:!1,option3GraphDataPoints:[],bestOptionIds:[],bestOptionSaveAmount:""},(function(){t.recalculateBestOption(3,null),t.updateGraphData()})),setTimeout((function(){window.dispatchEvent(new Event("resize"))}),0)})),(0,d.Z)((0,c.Z)(t),"showScenario1",(function(){t.setActiveItemIndex(0)})),(0,d.Z)((0,c.Z)(t),"showScenario2",(function(){t.setActiveItemIndex(1)})),(0,d.Z)((0,c.Z)(t),"showScenario3",(function(){t.setActiveItemIndex(2)})),(0,d.Z)((0,c.Z)(t),"getChartLeftMargin",(function(){var e=t.state,n=e.isMobile,r=e.axisLeftTickValues,o=Math.max.apply(Math,(0,u.Z)(r||[]));if(n){if(Number.isFinite(o))switch("".concat(Math.trunc(o)).length){case 1:default:return 50;case 2:return 55;case 3:return 60;case 4:return 70;case 5:return 80;case 6:return 85;case 7:return 95;case 8:return 100;case 9:return 105}return 50}return 130})),(0,d.Z)((0,c.Z)(t),"getPortionAmountsTooLargeBalance",(function(e,n){return"".concat(e>n?"+":"-")+t.formatCurrency(Math.abs(e-n))})),(0,d.Z)((0,c.Z)(t),"fixGraphTooltipPosition",(function(){setTimeout((function(){var e=document.querySelectorAll("div.graph-tooltip");e.length&&(e[0].parentNode.style.left="0px",setTimeout((function(){var t=e[0].getBoundingClientRect();if(t.left<0){var n=Math.trunc(Math.abs(t.left))+10;setTimeout((function(){e[0].parentNode.style.left="".concat(n,"px")}),100)}else if(t.right>document.documentElement.clientWidth){var r=Math.trunc(t.right-document.documentElement.clientWidth)+10;setTimeout((function(){e[0].parentNode.style.left="-".concat(r,"px")}),100)}}),300))}),200)})),(0,d.Z)((0,c.Z)(t),"updateRateToCustom",(function(e){var t=!1;return{newPortions:e.map((function(e){var n=D({},e);return"custom"!==n.portionRate&&(n.portionRate="custom",t=!0),n})),updated:t}})),(0,d.Z)((0,c.Z)(t),"updateRateAsPerValidRates",(function(e){if(!e){var n=t.state,r=n.option1Portions,o=n.option2Portions,a=n.option3Portions,i=t.updateRateToCustom(r),u=t.updateRateToCustom(o),s=t.updateRateToCustom(a);i.updated&&t.recalculatePortionResults(1,i.newPortions),u.updated&&t.recalculatePortionResults(2,u.newPortions),s.updated&&t.recalculatePortionResults(3,s.newPortions)}})),t.inputsRef=a.createRef(),t.resultsRef=a.createRef(),t.config=structureConfig,t.urlParameters=b().parse(e.location.search,{ignoreQueryPrefix:!0}),t.rates="undefined"!=typeof rates?rates:{},t.state={},t.portionRepaymentsFrequencyList=[{value:"month",label:t.config.naturalLanguage.frequency.month},{value:"fortnight",label:t.config.naturalLanguage.frequency.fortnight},{value:"week",label:t.config.naturalLanguage.frequency.week}],t.checkGetPreviewConfig(),t.isProduction=!1,t.calcEngine=new f.KiwibankStructureEngine,t.calcIsReady=!1,t}return(0,l.Z)(o,[{key:"componentDidMount",value:function(){window.addEventListener("resize",this.updateDimensions),this.havePreviewConfig||this.initCalc(),setTimeout((function(){window.dispatchEvent(new Event("resize"))}),0)}},{key:"componentWillUnmount",value:function(){window.removeEventListener("resize",this.updateDimensions)}},{key:"componentDidUpdate",value:function(e,t){var n=this.checkIfRatesAreValid();n||""===this.state.interestRate?t.validRates!==this.state.validRates&&this.setState({validRates:n}):this.setState({interestRate:"",validRates:!1})}},{key:"initCalc",value:function(){var e=this;this.config=structureConfig;var t=this.checkIfRatesAreValid(),n=window.innerWidth<1200,r=window.innerWidth<870,o={totalLoanBalance:"",showScreen2:!1,validRates:t,activeItemIndex:0,maxNumberOfCards:1,numberOfCards:1,showScenario1:!0,showScenario2:!1,showScenario3:!1,width:window.innerWidth,isMobile:n,isSmallHelpButtonBreakpoint:r,option1Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:"",portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option2Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:"",portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option3Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:"",portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],helpTooltipScreen2:!1,helpTooltipAccordionActiveKey:"",option1TotalRepaymentAmount:"",option1TotalAmount:"",option1TotalInterest:"",option1RepaymentTermYears:"",option2TotalRepaymentAmount:"",option2TotalAmount:"",option2TotalInterest:"",option2RepaymentTermYears:"",option3TotalRepaymentAmount:"",option3TotalAmount:"",option3TotalInterest:"",option3RepaymentTermYears:"",option1EditingPortionKey:"",option2EditingPortionKey:"",option3EditingPortionKey:"",bestOptionIds:[],bestOptionSaveAmount:"",option1TotalPay:"",option2TotalPay:"",option3TotalPay:"",showOption1Graph:!1,showOption2Graph:!1,showOption3Graph:!1,graphData:[],option1GraphDataPoints:[],option2GraphDataPoints:[],option3GraphDataPoints:[]};if(this.cookies=new w.Z,!this.updateParamsFromQS(o)){var a=this.cookies.get("structureCalculatorParams"),i=a?window.atob(a):null,u=this.reconstructDataFromString(i);Object.keys(u).forEach((function(e){o[e]=u[e]}))}this.calcIsReady=!0,this.setState(o,(function(){e.recalculatePortionResults(1,o.option1Portions),e.recalculatePortionResults(2,o.option2Portions),e.recalculatePortionResults(3,o.option3Portions)}))}},{key:"checkGetPreviewConfig",value:function(){var e=this,t=this.urlParameters.config;t&&(this.havePreviewConfig=!0,(0,E.Z)(t).then((function(e){if(200!==e.status)throw new Error("Network response was not OK");return e.data})).then((function(e){var t,n,r=e.config.replace(/^(\s*?let\s+?)/,"");(n=(t=document).createElement("script")).type="text/javascript",n.async=!1,n.defer=!1,n.innerText=r,t.getElementsByTagName("head")[0].appendChild(n)})).finally((function(){e.initCalc()})))}},{key:"checkIfRatesAreValid",value:function(){if("undefined"==typeof rates)return!1;if(void 0===rates.Rates)return!1;for(var e=0,t=!1;e<rates.Rates.length&&!t;){var n=rates.Rates[e];(void 0===n.DisplayDescription||void 0===n.ID||void 0===n.Name||void 0===n.Value)&&(t=!0),e++}if(void 0!==rates.DateCreated){var r=new Date(rates.DateCreated);new Date-r>18e5&&(t=!0)}if(!t){var o=this.getMatchingProducts("special");o.length<2&&(t=!0),(o=this.getMatchingProducts("standard")).length<2&&(t=!0)}return!t}},{key:"scrollCalc",value:function(e){window.self!==window.top?setTimeout((function(){window.parent.postMessage({task:"scroll_to",offset:e},"*")}),50):window.scrollTo(0,e)}},{key:"handleScrollToInputs",value:function(){this.scrollCalc(this.inputsRef.current.offsetTop)}},{key:"getInterestList",value:function(e){return this.checkIfRatesAreValid()?this.getMatchingProducts(e):[{id:"",value:"",label:"Select"}]}},{key:"getMatchingProducts",value:function(e){var t=[];t.push({value:"",label:"Select"});for(var n="standard"===e?this.config.interestRatesList:this.config.interestRatesSpecialList,r=rates.Rates,o=0;o<n.length;o++)for(var a=n[o],i=!1,u=0;!i&&u<r.length;)a===r[u].ID&&(i=!0,t.push({id:r[u].ID,value:r[u].Value,label:r[u].Value.toFixed(2)+"% p.a. - "+r[u].DisplayDescription})),u++;return t.push({value:"custom",label:"Custom"}),t}},{key:"getDefaultInterestRate",value:function(e,t){for(var n=!1,r=0,o="";!n&&r<e.length;)t===e[r].id&&(n=!0,o=e[r].value),r++;return o}},{key:"removeScenario2AndCloneScenario3",value:function(){var e=this,t=this.state,n=t.option3Portions,r=t.option3TotalRepaymentAmount,o=t.option3TotalAmount,a=t.option3TotalInterest,i=t.option3RepaymentTermYears,u=t.option3TotalPay,s=t.option3TotalTerm,l=t.showOption3Graph,c=t.totalLoanBalance,p=t.option3GraphDataPoints;this.setState({maxNumberOfCards:2,numberOfCards:2,showScenario1:!0,showScenario2:!0,showScenario3:!1,option2Portions:n.map((function(e){return D(D({},e),{},{key:(0,I.Z)()})})),option2TotalRepaymentAmount:r,option2TotalAmount:o,option2TotalInterest:a,option2RepaymentTermYears:i,option2EditingPortionKey:"",option2TotalPay:u,option2TotalTerm:s,showOption2Graph:l,option2GraphDataPoints:p,option3Portions:[{key:(0,I.Z)(),changeType:"term",portionAmount:c,portionRate:"",portionRepaymentsAmount:"",portionRepaymentsFrequency:"fortnight",portionTimeToPay:25,portionTimeToPayYear:25,portionTimeToPayMonth:0}],option3TotalRepaymentAmount:"",option3TotalAmount:"",option3TotalInterest:"",option3RepaymentTermYears:"",option3EditingPortionKey:"",option3TotalPay:"",option3TotalTerm:"",showOption3Graph:!1,option3GraphDataPoints:[],bestOptionIds:[],bestOptionSaveAmount:""},(function(){e.recalculateBestOption(2,u),e.updateGraphData()}))}},{key:"calcTime",value:function(e,t){var n=new Date(e),r=n.getTime()+6e4*n.getTimezoneOffset();return new Date(r+36e5*t).toLocaleString("en-NZ")}},{key:"render",value:function(){var e=this;if(!this.config||!this.calcIsReady)return"";this.updateCookie(this.state);var t=this.state,n=t.totalLoanBalance,r=t.showScreen2,o=t.activeItemIndex,i=t.maxNumberOfCards,u=t.numberOfCards,s=t.showScenario1,l=t.showScenario2,c=t.showScenario3,p=t.isMobile,m=t.helpTooltipScreen2,h=t.helpTooltipAccordionActiveKey,d=t.option1Portions,f=t.option2Portions,y=t.option3Portions,g=t.option1TotalRepaymentAmount,v=t.option1TotalAmount,b=t.option1RepaymentTermYears,w=t.option2TotalRepaymentAmount,x=t.option2TotalAmount,T=t.option2RepaymentTermYears,M=t.option3TotalRepaymentAmount,A=t.option3TotalAmount,k=t.option3RepaymentTermYears,B=t.option1EditingPortionKey,E=t.option2EditingPortionKey,I=t.option3EditingPortionKey,S=t.bestOptionIds,D=t.bestOptionSaveAmount,O=t.showOption1Graph,F=t.showOption2Graph,N=t.showOption3Graph,V=t.graphData,q=t.option1TotalPay,H=t.option1TotalTerm,Y=t.option2TotalPay,j=t.option2TotalTerm,G=t.option3TotalPay,Z=t.option3TotalTerm,_=t.xScaleMax,z=t.yScaleMax,U=t.axisLeftTickValues,W=t.axisBottomTickValues,K=t.option1TotalInterest,J=t.option2TotalInterest,$=t.option3TotalInterest,Q=t.isSmallHelpButtonBreakpoint,X=this.getInterestList("standard"),ee=this.getInterestList("standard"),te=this.getInterestList("standard"),ne=d.reduce((function(e,t){return e+t.portionAmount}),0),re=f.reduce((function(e,t){return e+t.portionAmount}),0),oe=y.reduce((function(e,t){return e+t.portionAmount}),0),ae=ne&&n&&ne!==n,ie=re&&n&&re!==n,ue=oe&&n&&oe!==n,se=Number.isFinite(q)&&Number.isFinite(H)&&!ae,le=Number.isFinite(Y)&&Number.isFinite(j)&&!ie,ce=Number.isFinite(G)&&Number.isFinite(Z)&&!ue,pe=se||le||ce,me=this.urlParameters.isPartnerWebsite,he=window.location!==window.parent.location?document.referrer:document.location.href,de="https://equate.gbst.com/?utm_source=".concat(he,"&utm_medium=calculator%20link&utm_content=").concat("structure-calculator","&utm_campaign=incoming%20link"),fe=a.createElement(P.zxk,{type:"button",className:"left-chevron"}),ye=a.createElement(P.zxk,{type:"button",className:"right-chevron"}),ge={itemsWrapper:"carousel-inner",itemsInnerWrapper:"carousel-inner-column",itemWrapper:"carousel-column ".concat(ve?"":"rates-error-message"," ").concat(1===u?"single-product":""," }"),rightChevronWrapper:"rightChevronWrapper",leftChevronWrapper:"leftChevronWrapper"},ve=this.checkIfRatesAreValid();this.updateRateAsPerValidRates(ve);var be=null,we=function(t){e.setState({helpTooltipAccordionActiveKey:t})},Pe=a.createElement(P.J2e,{id:"help-tooltip",title:"",className:"help-popover"},a.createElement(P.zxk,{className:"MinimizeButton icon-wrapper",onClick:function(){be.ref.hide()}}),a.createElement("div",{className:m?"title screen2":"title"},m?this.config.tooltips.help.titleScreen2:this.config.tooltips.help.title),a.createElement("p",{dangerouslySetInnerHTML:{__html:m?this.config.tooltips.help.contentScreen2:this.config.tooltips.help.content}}),!m&&a.createElement(P.zxk,{className:"ArrowButton icon-wrapper",onClick:function(){e.setState((function(e){return{helpTooltipScreen2:!e.helpTooltipScreen2}}))}}),m&&a.createElement(P.UQy,{onSelect:we,activeKey:h,id:"help-tooltip-accordion"},(this.config.tooltips.help.accordion||[]).map((function(e,t){return a.createElement(P.s_4,{key:"help-tooltip-accordion-".concat(t),eventKey:"".concat(t)},a.createElement(P.s_4.Heading,null,a.createElement(P.s_4.Title,{toggle:!0},a.createElement("div",{className:"help-tooltip-toggle-icon"}),a.createElement("span",null,e.header))),a.createElement(P.s_4.Body,{collapsible:!0},a.createElement("p",{dangerouslySetInnerHTML:{__html:e.body}})))}))));return a.createElement("div",{className:"Home"},a.createElement("div",{className:"main-container"},a.createElement("div",{ref:this.inputsRef}),a.createElement("div",{className:"calc-inputs-wrapper"},this.warningMessage&&a.createElement(P.bZj,{mode:"warning"},this.warningMessage),a.createElement(R,{totalLoanBalance:n,totalLoanBalanceFunc:this.totalLoanBalanceFunc,onSubmit:this.onSubmit,resetForm:this.resetForm})),a.createElement("div",{ref:this.resultsRef}),r?a.createElement(a.Fragment,null,a.createElement("div",{className:"back-to-top-substitute"}),a.createElement("div",{className:"comparison-wrapper ".concat(u<3||p?"hide-chevrons":""," ").concat(1===u||p?"limit-width":"")},a.createElement(P.OxE,{ref:function(e){return be=e},placement:"bottom",overlay:Pe,trigger:"click",onClick:function(){e.setState({helpTooltipScreen2:!1}),we(null)}},!Q||u<=1?a.createElement(P.zxk,{type:"submit",className:"help-button"},this.config.tooltips.help.button):a.createElement(P.zxk,{type:"submit",className:"help-small-button"},"?")),p?a.createElement("div",{className:"scenarios-navigation"},u>1&&s?a.createElement("div",{className:"tab-wrapper ".concat(0===o?"active":"inactive")},a.createElement(P.zxk,{type:"button",className:"scenario-tab",onClick:this.showScenario1},"".concat(this.config.portion.labels.header," 1")),a.createElement(P.zxk,{type:"button",className:"close-button-mobile",onClick:this.closeScenario1})):null,u>1&&l?a.createElement("div",{className:"tab-wrapper ".concat(1===o?"active":"inactive")},a.createElement(P.zxk,{type:"button",className:"scenario-tab",onClick:this.showScenario2},"".concat(this.config.portion.labels.header," 2")),a.createElement(P.zxk,{type:"button",className:"close-button-mobile",onClick:this.closeScenario2})):null,u>1&&c?a.createElement("div",{className:"tab-wrapper ".concat(2===o?"active":"inactive")},a.createElement(P.zxk,{type:"button",className:"scenario-tab",onClick:this.showScenario3},"".concat(this.config.portion.labels.header," 3")),a.createElement(P.zxk,{type:"button",className:"close-button-mobile",onClick:this.closeScenario3})):null):"",a.createElement(L(),{requestToChangeActive:this.setActiveItemIndex,activeItemIndex:o,numberOfCards:p?1:i,gutter:10,leftChevron:fe,rightChevron:ye,outsideChevron:!0,chevronWidth:40,showSlither:!1,disableSwipe:!0,classes:ge,infiniteLoop:u>1},[s?a.createElement("div",{key:"1",className:"results-parent-wrapper ".concat(ae?"note-text-background":"")},a.createElement(a.Fragment,null,u>1&&!p?a.createElement(P.zxk,{type:"button",className:"close-button-desktop",onClick:this.closeScenario1}):null,a.createElement(C,{deletePortionFunc:this.deletePortionFunc,editingPortionKey:B,optionId:1,portionRepaymentsFrequencyList:this.portionRepaymentsFrequencyList,addPortionClickFunc:this.addPortionClickFunc,portionsValuesUpdateFunc:this.portionsValuesUpdateFunc,portions:d,portionCustomRateMin:this.config.minValues.portionCustomRate,portionCustomRateMax:this.config.maxValues.portionCustomRate,portionAmountMax:this.config.maxValues.portionAmount,portionAmountMin:this.config.minValues.portionAmount,portionTimeToPayMin:this.config.minValues.portionTimeToPay,portionTimeToPayMax:this.config.maxValues.portionTimeToPay,portionRateList:X,validRates:ve,numberOfCards:u,isMobile:p,portionAmountsTooLarge:ae,portionAmountsTooLargeBalance:ae?this.getPortionAmountsTooLargeBalance(n,ne):"",onSubmit:this.onSubmitResults})),a.createElement("div",null,S.includes(1)&&a.createElement("div",{className:"portion-save-wrapper"},a.createElement("span",null,"Of the options compared, this structure could reduce total interest paid by ".concat(this.formatCurrency(D,0,0),".*")),a.createElement("div",{className:"arrow"})),a.createElement("div",{className:"portion-results-wrapper"},a.createElement("div",{className:"results-table-wrapper"},a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalRepayment),a.createElement("span",null,g&&!ae?g:"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.term),a.createElement("span",null,b&&!ae?b:"-")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalBorrowing),a.createElement("span",null,n&&!ae?this.formatCurrency(n):"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalInterest),a.createElement("span",null,K&&!ae?K:"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalPay),a.createElement("span",null,v&&!ae?v:"$ -")),pe&&a.createElement("div",{className:"results-table-row"},a.createElement(P.zxk,{type:"button",className:"graph-button ".concat(se?"":"not-show"),onClick:function(){return e.graphButtonClick()}},a.createElement("div",{className:"graph-icon"}),"".concat("".concat(O?this.config.resultsPanel.graphButton.hidePrefix:this.config.resultsPanel.graphButton.viewPrefix)," ").concat(this.config.resultsPanel.graphButton.suffix))))))):null,l?a.createElement("div",{key:"2",className:"results-parent-wrapper ".concat(ie?"note-text-background":"")},a.createElement(a.Fragment,null,u>1?a.createElement(P.zxk,{type:"button",className:"close-button-desktop",onClick:this.closeScenario2}):null,a.createElement(C,{deletePortionFunc:this.deletePortionFunc,editingPortionKey:E,optionId:2,portionRepaymentsFrequencyList:this.portionRepaymentsFrequencyList,addPortionClickFunc:this.addPortionClickFunc,portionsValuesUpdateFunc:this.portionsValuesUpdateFunc,portions:f,portionCustomRateMin:this.config.minValues.portionCustomRate,portionCustomRateMax:this.config.maxValues.portionCustomRate,portionAmountMax:this.config.maxValues.portionAmount,portionAmountMin:this.config.minValues.portionAmount,portionTimeToPayMin:this.config.minValues.portionTimeToPay,portionTimeToPayMax:this.config.maxValues.portionTimeToPay,portionRateList:ee,validRates:ve,numberOfCards:u,isMobile:p,portionAmountsTooLarge:ie,portionAmountsTooLargeBalance:ie?this.getPortionAmountsTooLargeBalance(n,re):"",onSubmit:this.onSubmitResults})),a.createElement("div",null,S.includes(2)&&a.createElement("div",{className:"portion-save-wrapper"},a.createElement("span",null,"Of the options compared, this structure could reduce total interest paid by ".concat(this.formatCurrency(D,0,0),".*")),a.createElement("div",{className:"arrow"})),a.createElement("div",{className:"portion-results-wrapper"},a.createElement("div",{className:"results-table-wrapper"},a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalRepayment),a.createElement("span",null,w&&!ie?w:"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.term),a.createElement("span",null,T&&!ie?T:"-")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalBorrowing),a.createElement("span",null,n&&!ie?this.formatCurrency(n):"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalInterest),a.createElement("span",null,J&&!ae?J:"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalPay),a.createElement("span",null,x&&!ie?x:"$ -")),pe&&a.createElement("div",{className:"results-table-row"},a.createElement(P.zxk,{type:"button",className:"graph-button ".concat(le?"":"not-show"),onClick:function(){return e.graphButtonClick()}},a.createElement("div",{className:"graph-icon"}),"".concat("".concat(F?this.config.resultsPanel.graphButton.hidePrefix:this.config.resultsPanel.graphButton.viewPrefix)," ").concat(this.config.resultsPanel.graphButton.suffix))))))):null,c?a.createElement("div",{key:"3",className:"results-parent-wrapper ".concat(ue?"note-text-background":"")},a.createElement(a.Fragment,null,u>1?a.createElement(P.zxk,{type:"button",className:"close-button-desktop",onClick:this.closeScenario3}):null,a.createElement(C,{deletePortionFunc:this.deletePortionFunc,editingPortionKey:I,optionId:3,portionRepaymentsFrequencyList:this.portionRepaymentsFrequencyList,addPortionClickFunc:this.addPortionClickFunc,portionsValuesUpdateFunc:this.portionsValuesUpdateFunc,portions:y,portionCustomRateMin:this.config.minValues.portionCustomRate,portionCustomRateMax:this.config.maxValues.portionCustomRate,portionAmountMax:this.config.maxValues.portionAmount,portionAmountMin:this.config.minValues.portionAmount,portionTimeToPayMin:this.config.minValues.portionTimeToPay,portionTimeToPayMax:this.config.maxValues.portionTimeToPay,portionRateList:te,validRates:ve,numberOfCards:u,isMobile:p,portionAmountsTooLarge:ue,portionAmountsTooLargeBalance:ue?this.getPortionAmountsTooLargeBalance(n,oe):"",onSubmit:this.onSubmitResults})),a.createElement("div",null,S.includes(3)&&a.createElement("div",{className:"portion-save-wrapper"},a.createElement("span",null,"Of the options compared, this structure could reduce total interest paid by ".concat(this.formatCurrency(D,0,0),".*")),a.createElement("div",{className:"arrow"})),a.createElement("div",{className:"portion-results-wrapper"},a.createElement("div",{className:"results-table-wrapper"},a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalRepayment),a.createElement("span",null,M&&!ue?M:"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.term),a.createElement("span",null,k&&!ue?k:"-")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalBorrowing),a.createElement("span",null,n&&!ue?this.formatCurrency(n):"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalInterest),a.createElement("span",null,$&&!ae?$:"$ -")),a.createElement("div",{className:"results-table-row"},a.createElement(P.J$v,null,this.config.resultsPanel.labels.totalPay),a.createElement("span",null,A&&!ue?A:"$ -")),pe&&a.createElement("div",{className:"results-table-row"},a.createElement(P.zxk,{type:"button",className:"graph-button ".concat(ce?"":"not-show"),onClick:function(){return e.graphButtonClick()}},a.createElement("div",{className:"graph-icon"}),"".concat("".concat(N?this.config.resultsPanel.graphButton.hidePrefix:this.config.resultsPanel.graphButton.viewPrefix)," ").concat(this.config.resultsPanel.graphButton.suffix))))))):null]),a.createElement("div",null,1!==u||p?null:a.createElement("div",{className:"duplicate-wrapper-desktop ".concat(ve?"":"rates-error-message"," ").concat(pe?"with-graph-button":"")},a.createElement(P.zxk,{type:"button",onClick:this.duplicatePanel},a.createElement("div",{className:"duplicate-icon"}),a.createElement("div",{className:"duplicate-to"},"Duplicate to"),a.createElement("div",{className:"compare"},"compare"),a.createElement("div",{className:"another"},"another option"))),2!==u||p?null:a.createElement("div",{className:"duplicate-wrapper-small"},a.createElement(P.zxk,{type:"button",onClick:this.duplicatePanel}))))):"",r&&a.createElement("div",{className:"footer-div ".concat(pe?"with-graph-button":""," ").concat(p?"is-mobile":"")},V.length?a.createElement(P.wWH,{margin:{top:50,right:p?40:150,bottom:p?3===V.length?140:2===V.length?120:100:75,left:this.getChartLeftMargin()},data:V,theme:{textColor:"#fff",axis:{ticks:{text:{fontSize:p?"11px":"17px"},line:{stroke:"#fff"}},legend:{text:{fontSize:"12px"}}},legends:{text:{fontSize:p?"11px":"14px"}}},xScale:{type:"linear",max:_},yScale:{type:"linear",max:z},axisLeft:{legend:this.config.graph.labels.axisLeft,legendPosition:"start",legendOffset:-15,tickPadding:20,tickValues:U,format:function(t){return e.formatCurrency(t)}},axisBottom:{legend:this.config.graph.labels.axisBottom,legendPosition:"start",legendOffset:15,tickPadding:20,tickValues:W},gridXValues:[0],gridYValues:[0],enablePointLabel:!1,enableArea:!0,enableSlices:"x",sliceTooltip:function(t){p&&e.fixGraphTooltipPosition();var n=t.slice.points[0].data.x;return Number.isInteger(n)?a.createElement("div",{className:"graph-tooltip"},a.createElement("div",{className:"graph-tooltip-header"},"Year ".concat(n)),t.slice.points.map((function(t){return a.createElement("div",{key:t.serieId,className:"graph-tooltip-row"},a.createElement("div",{className:"option-name"},a.createElement("span",{className:"option-color",style:{"background-color":t.color}}),a.createElement("span",null,t.serieId)),a.createElement("div",{className:"option-balance"},e.formatCurrency(t.data.y)))}))):null},pointSymbol:function(e){return 0===e.datum.x||0===e.datum.y?a.createElement("circle",{r:"5",fill:e.color,stroke:e.borderColor,strokeWidth:"2"}):null},legends:p?[{anchor:"bottom",direction:"column",justify:!1,translateY:3===V.length?120:2===V.length?100:80,itemsSpacing:0,itemDirection:"left-to-right",itemWidth:80,itemHeight:20,itemOpacity:.75,symbolSize:12,symbolShape:"circle",symbolBorderColor:"rgba(0, 0, 0, .5)",effects:[{on:"hover",style:{itemBackground:"rgba(0, 0, 0, .03)",itemOpacity:1}}]}]:void 0}):null),r&&u<3&&p?a.createElement("div",{className:"duplicate-wrapper-mobile"},a.createElement(P.zxk,{type:"button",onClick:this.duplicatePanel},a.createElement("div",{className:"duplicate-icon"}),a.createElement("div",{className:"compare"},"Duplicate to compare"),a.createElement("div",{className:"another"},"another option"))):null,r?a.createElement(a.Fragment,null,a.createElement("div",{className:"footer"},a.createElement("div",null,a.createElement("div",null,this.config.cta.title),a.createElement("div",{className:"sub-text"},this.config.cta.subtext)),a.createElement(P.zxk,{type:"button",mode:"primary",onClick:function(){window.open("".concat(e.getCTALink(e.state)))}},this.config.cta.applyNowText)),a.createElement("div",{className:"email-wrapper"},"Email yourself this calculation"),a.createElement("div",{className:"learn-more-wrapper"},"Learn more about the home loan journey"),ve?a.createElement("div",{className:"last-update-wrapper"},a.createElement("p",{className:"last-update"},"Rates last updated at: ",this.calcTime(new Date(rates.DateCreated),"+12")+" (New Zealand Standard Time)")):a.createElement("div",{className:"last-update-wrapper"},a.createElement("p",{className:"last-update"},this.config.results.invalidRatesFile)),r?a.createElement("a",{href:de,target:"_blank",rel:"noreferrer nofollow"},a.createElement("div",{className:"gbst-icon"})):null):""),a.createElement("div",{className:"disclaimer"}),a.createElement("div",{className:"logo-name"},a.createElement("a",{href:de,target:"_blank",rel:"noreferrer nofollow",style:"true"===me?{}:{display:"none"}},"GBST")))}}]),o}(a.Component);O.propTypes={location:g().shape({search:g().string})},O.defaultProps={location:{}};var F=O,N=function(e){var t=e.className,n=e.children;return a.createElement("div",{className:T()("PageWrapper",t)},n)};N.propTypes={className:g().string,children:g().oneOfType([g().string,g().arrayOf(g().node),g().node])},N.defaultProps={className:"",children:""};var V=N,q=document.getElementById("app");q&&(0,i.render)(a.createElement(V,null,a.createElement(r.BrowserRouter,null,a.createElement("div",null,a.createElement(o.rs,null,a.createElement(o.AW,{path:"/partners-widgets/gbst/ltv/calculator/interactive/",component:F}),a.createElement(o.AW,{path:"/",component:F}))))),q)},91939:function(e,t){"use strict";function n(e){return n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},n(e)}function r(e,t){for(var r=0;r<t.length;r++){var o=t[r];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==n(e)||null===e)return e;var r=e[Symbol.toPrimitive];if(void 0!==r){var o=r.call(e,"string");if("object"!==n(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===n(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var o=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.periods={annual:1,month:12,fortnight:26,week:52}}var t,n;return t=e,(n=[{key:"pmt",value:function(e,t,n){var r=t;return r*e/(1-Math.pow(1+r,-n))}},{key:"getTotalLumpSumAmount",value:function(e,t){for(var n=0,r=0;r<5;r++)t===e["lumpsumYear".concat(r+1)]&&(n+=e["lumpsumAmount".concat(r+1)]);return n}},{key:"isFullYear",value:function(e,t){return e%t==0}},{key:"getCurrentYear",value:function(e,t){return e/t}},{key:"getPayment",value:function(e,t,n,r,o,a){return e?a<=r*o?t:n:t}},{key:"getInterestRate",value:function(e,t,n,r,o,a,i){return e?i<=o*a?r:n:t}},{key:"getExtraRepayment4By2Rule",value:function(e,t,n,r,o,a){if(t){if(e){var i=r*o;return n&&0!==n?a<=i?n:t:a<=i?0:t}return t}return 0}},{key:"getPrincipal",value:function(e,t,n){return e+n-t}},{key:"isInterestOnly",value:function(e){return"IO"===e}},{key:"getOngoingFeesAmount",value:function(e,t){return e*t}},{key:"getGraphData",value:function(e,t,n,r,o){for(var a=[],i=0,u=t.principal,s=u,l=u,c=t.frequency,p=n;i<=t.term*c&&s>0&&i<r.length;){var m=this.isFullYear(i,c),h=m?this.getCurrentYear(i,c):"",d=0===i||m?this.getTotalLumpSumAmount(t,h):0,f=0===i?t.offset:0,y=0===i?0:l-f-d,g=this.getInterestRate(t.hasSecondRate,t.interestRate,t.remainingRate,t.introductoryRate,t.introductoryTerm,c,i),v=0===i?0:y*(g/t.frequency),b=this.getPayment(t.hasSecondRate,e,o,t.introductoryTerm,t.frequency,i),w=this.getExtraRepayment4By2Rule(t.hasSecondRate,t.extraRepayment4By2Rule,t.introductoryTerm,c,i),P=0===i?t.principal-d-f:y+v-b-t.extraRepayment-w,x=p-v;p=x;var T=P+x;a.push({age:i/c,value1:x<0?0:x,value2:P<0?0:P,value3:T<0?0:T}),r[i].interestRemaining=x<0?0:x,r[i].endingBalance=P<0?0:P,r[i].totalRemaining=T<0?0:T,l=s=P,i++}return{totalSummaryList:a,debugList:r}}},{key:"calculateLoan",value:function(e,t,n){for(var r=0,o=t.principal-t.offset,a=0,i=o,u=o,s=0,l=0,c=[],p=t.hasSecondRate,m=t.introductoryTerm,h=t.frequency,d=t.interestRate,f=t.remainingRate,y=t.introductoryRate,g=t.extraRepayment4By2RuleIntro,v=t.extraRepayment4By2Rule,b=t.extraRepayment,w=t.ongoingFees,P=t.ongoingFeesFrequency,x=t.exitFees;a<=t.term*h&&i>0;){var T=this.getTotalLumpSumAmount(t,0);if(0===a)i=o-T,c.push({year:r,i:0,exitFeesAmount:x,ongoingsFeesAmount:0,payment:0,adjustedBalance:0,interest:0,totalInterestPaid:0,extraRepayment:0,lumpsumAmount:T,closingBalance:i}),u=i;else{var M=this.isFullYear(a,h);r=M?this.getCurrentYear(a,h):"";var R=this.getPayment(p,e,n,m,h,a),A=0===a||M?this.getTotalLumpSumAmount(t,r):0,k=M?this.getOngoingFeesAmount(w,P):0;l+=k;var C=u-A<0?0:u-A,B=C*(this.getInterestRate(p,d,f,y,m,h,a)/h);s+=B;var L=this.getPrincipal(C,R,B),E=this.getExtraRepayment4By2Rule(p,v,g,m,h,a);u=i=L-b-E,c.push({year:r,i:a,exitFeesAmount:0,ongoingsFeesAmount:k,payment:R+E,adjustedBalance:C,interest:B,totalInterestPaid:s,extraRepayment:b,lumpsumAmount:A,closingBalance:i})}a++}var I=this.getGraphData(e,t,s,c,n);return{totalPayment:t.principal+s+l+x,totalInterestPaid:s,totalSummaryList:I.totalSummaryList,totalPeriods:a,debugList:I.debugList}}},{key:"get4By2Calculations",value:function(e,t,n,r,o){var a,i;return a=this.pmt(e,t/12,n/r*12),{repaymentDifference:(i=26===r?a/2:a/4)-o,repaymentBy42Calculation:i}}},{key:"getTimeSaved",value:function(e,t,n,r){var o=e-1,a=(e-1)%n,i=t-1,u=(t-1)%r/r*12,s=12*Math.floor(o/n)+Math.round(a/n*12)-(12*Math.floor(i/r)+Math.round(u));return{years:s<0?Math.ceil(s/12):Math.floor(s/12),months:s<0?-Math.abs(s)%12:Math.abs(s)%12}}},{key:"getRepaymentsSaved",value:function(e,t,n,r,o){var a=t+n,i=e;return n!==o&&(i=e*r/o),Math.round(i)-Math.round(a)}},{key:"calculateRemainingPrincipal",value:function(e,t,n,r){return e*((1-Math.pow(1+t/n,-r))/(t/n))}},{key:"calculateNPER",value:function(e,t,n,r,o){var a=void 0===o?0:o,i=t*(1+e*a)-(void 0===r?0:r)*e,u=n*e+t*(1+e*a);return Math.log(i/u)/Math.log(1+e)}},{key:"getClientSummary",value:function(e){var t={},n=e.clientLoan.principal,r=e.clientLoan.term,o=e.clientLoan.interestRate,a=e.clientLoan.hasSecondRate,i=this.isInterestOnly(e.clientLoan.loanType),u=e.clientLoan.introductoryTerm,s=e.clientLoan.introductoryRate,l=e.clientLoan.remainingRate,c=e.clientLoan.frequency,p=0,m=0,h=r*c-u*c,d=0;if(a)if(i)p=n*(s/c),m=this.pmt(n,l/c,h),t=this.calculateLoan(p,e.clientLoan,m);else{p=this.pmt(n,s/c,r*c);var f=this.calculateRemainingPrincipal(p,s,c,c*(r-u));m=this.pmt(f,l/c,h),t=this.calculateLoan(p,e.clientLoan,m)}else d=this.pmt(n,o/c,r*c),t=this.calculateLoan(d,e.clientLoan),p=d,m=d;return{summary:t,pmt1:d,pmtClientIntro:p,pmtClientRemaining:m}}},{key:"getAthenaSummary",value:function(e){var t,n,r,o=e.athenaLoan,a=o.principal,i=o.term,u=o.hasSecondRate,s=o.interestRate,l=o.introductoryRate,c=o.introductoryTerm,p=o.remainingRate,m=o.frequency,h=o.loanType,d=this.isInterestOnly(h),f=12===m,y=i*m-c*m,g=p/m,v=0,b={},w={};if(u){if(d)t=a*(l/m),n=this.pmt(a,g,y);else{t=this.pmt(a,l/m,i*m);var P=this.calculateRemainingPrincipal(t,l,m,m*(i-c));n=this.pmt(P,g,y)}if(!f)if(d)b=this.get4By2Calculations(a,p,y,m,n),e.athenaLoan.extraRepayment4By2Rule=b.repaymentDifference;else{w=this.get4By2Calculations(a,l,i*m,m,t);var x=this.calculateNPER(l/m,w.repaymentBy42Calculation,-a,0,0),T=this.calculateRemainingPrincipal(w.repaymentBy42Calculation,l,m,x-c*m);b=this.get4By2Calculations(T,p,y,m,n),e.athenaLoan.extraRepayment4By2RuleIntro=w.repaymentDifference,e.athenaLoan.extraRepayment4By2Rule=b.repaymentDifference}r=this.calculateLoan(t,e.athenaLoan,n),t+=e.athenaLoan.extraRepayment4By2RuleIntro?e.athenaLoan.extraRepayment4By2RuleIntro:0,n+=e.athenaLoan.extraRepayment4By2Rule?e.athenaLoan.extraRepayment4By2Rule:0}else{var M=this.pmt(a,s/m,i*m);f||(b=this.get4By2Calculations(a,s,i*m,m,M),e.athenaLoan.extraRepayment4By2Rule=b.repaymentDifference),r=this.calculateLoan(M,e.athenaLoan),t=v=f?M:b.repaymentBy42Calculation,n=v}return{summary:r,pmt2Adjusted:v,pmtAthenaIntro:t,pmtAthenaRemaining:n}}},{key:"getEmptyCLientResults",value:function(){return{pmt1:0,pmtClientIntro:0,pmtClientRemaining:0,summary:{debugList:[],totalInterestPaid:0,totalPayment:0,totalPeriods:0,totalSummaryList:[]}}}},{key:"getAthenaCLientResults",value:function(){return{pmt2Adjusted:0,pmtAthenaIntro:0,pmtAthenaRemaining:0,summary:{debugList:[],totalInterestPaid:0,totalPayment:0,totalPeriods:0,totalSummaryList:[]}}}},{key:"getEmptyTimeSaved",value:function(){return{months:0,years:0}}},{key:"calculateAthenaLoanComparison",value:function(e){var t,n,r=e.clientLoan.frequency,o=e.athenaLoan.frequency,a=e.athenaLoan.extraRepayment,i=0===e.clientLoan.term,u=0===e.athenaLoan.term,s=0===e.athenaLoan.interestRate,l=0===e.athenaLoan.introductoryRate,c=0===e.clientLoan.interestRate,p=0===e.clientLoan.introductoryRate,m=0===e.clientLoan.remainingRate,h=i||c||p||m?this.getEmptyCLientResults():this.getClientSummary(e),d=u||s||l?this.getAthenaCLientResults():this.getAthenaSummary(e),f=Math.round(h.pmt1),y=Math.round(h.pmtClientIntro),g=Math.round(h.pmtClientRemaining),v=i||u?this.getEmptyTimeSaved():this.getTimeSaved(h.summary.totalPeriods,d.summary.totalPeriods,r,o),b=u||u?0:this.getRepaymentsSaved(f,d.pmt2Adjusted,a,r,o);return t=i||u||s||l||c||p||m?0:this.getRepaymentsSaved(y,d.pmtAthenaIntro,a,r,o),n=i||u||s||l||c||p||m?0:this.getRepaymentsSaved(g,d.pmtAthenaRemaining,a,r,o),{clientLoan:{monthlyPayments:f,pmtClientIntro:y,pmtClientRemaining:g,interestPaid:h.summary.totalInterestPaid,totalRepayments:h.summary.totalPayment},athenaLoan:{monthlyPayments:Math.round(d.pmt2Adjusted+e.athenaLoan.extraRepayment),pmtAthenaIntro:Math.round(d.pmtAthenaIntro+e.athenaLoan.extraRepayment),pmtAthenaRemaining:Math.round(d.pmtAthenaRemaining+e.athenaLoan.extraRepayment),interestPaid:d.summary.totalInterestPaid,totalRepayments:d.summary.totalPayment},savings:{monthlyPayments:b,introMonthlyPayments:t,ongoingMonthlyPayments:n,interestPaid:h.summary.totalInterestPaid-d.summary.totalInterestPaid,totalRepayments:h.summary.totalPayment-d.summary.totalPayment,timeSaved:v},graphData:{series1:d.summary.totalSummaryList,series2:h.summary.totalSummaryList},clientDebugInfo:h.summary.debugList,athenaDebugInfo:d.summary.debugList}}},{key:"calculateAthenaLoanTeaserRepayments",value:function(e){var t=e.athenaLoan.principal,n=e.athenaLoan.interestRate,r=e.athenaLoan.frequency,o=e.athenaLoan.term*r,a=e.clientLoan.principal,i=e.clientLoan.remainingRate,u=e.clientLoan.frequency,s=e.clientLoan.term*u,l=this.pmt(t,n/r,o),c=this.pmt(a,i/u,s);return{extraRepayment:c-l>0?c-l:0,pmtAthena:l,pmtClient:c}}}])&&r(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=o},94501:function(e,t,n){"use strict";function r(e){return r="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},r(e)}function o(e,t){for(var n=0;n<t.length;n++){var o=t[n];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==r(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var o=n.call(e,"string");if("object"!==r(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===r(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var a=n(44207),i=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.defaultInsurance=.0033,this.defaultPMI=.005,this.defaultClosingCosts=.01,this.repaymentPercentLower=.2,this.repaymentPercentAffordable=.3699999999,this.repaymentPercentReach=.3899999999,this.repaymentPercentAggressive=.4799999999,this.frequenciesPerYear=12,this.maxLVRNoPMI=.8,this.repaymentRounding=0,this.finalPriceRounding=0,this.stateRates=[{id:"None",min:0,max:0,rate:.01},{id:"Alabama",min:35004,max:36925,rate:.33},{id:"Alaska",min:99501,max:99950,rate:1.04},{id:"Arizona",min:85001,max:86556,rate:.72},{id:"Arkansas",min:71601,max:72959,rate:.52},{id:"California",min:90001,max:96162,rate:1.25},{id:"Colorado",min:80001,max:81658,rate:.6},{id:"Connecticut",min:6001,max:6928,rate:1.63},{id:"Delaware",min:19701,max:19980,rate:.43},{id:"Florida",min:32003,max:34997,rate:.97},{id:"Georgia",min:30002,max:39901,rate:.83},{id:"Hawaii",min:96701,max:96898,rate:.26},{id:"Idaho",min:83201,max:83877,rate:.69},{id:"Illinois",min:60001,max:62999,rate:1.73},{id:"Indiana",min:46001,max:47997,rate:.85},{id:"Iowa",min:50001,max:52809,rate:1.29},{id:"Kansas",min:66002,max:67954,rate:1.29},{id:"Kentucky",min:40003,max:42788,rate:.72},{id:"Louisiana",min:70001,max:71497,rate:.18},{id:"Maine",min:3901,max:4992,rate:1.09},{id:"Maryland",min:20588,max:21930,rate:.87},{id:"Massachusetts",min:1001,max:5544,rate:1.04},{id:"Michigan",min:48001,max:49971,rate:1.62},{id:"Minnesota",min:55001,max:56763,rate:1.05},{id:"Mississippi",min:38601,max:39776,rate:.52},{id:"Missouri",min:63001,max:65899,rate:.91},{id:"Montana",min:59001,max:59937,rate:.83},{id:"Nebraska",min:68001,max:69367,rate:1.76},{id:"Nevada",min:88901,max:89883,rate:.84},{id:"New Hampshire",min:3031,max:3897,rate:1.86},{id:"New Jersey",min:7001,max:8989,rate:1.89},{id:"New Mexico",min:87001,max:88439,rate:.55},{id:"New York",min:501,max:14925,rate:1.23},{id:"North Carolina",min:27006,max:28909,rate:.78},{id:"North Dakota",min:58001,max:58856,rate:1.42},{id:"Ohio",min:43001,max:45999,rate:1.36},{id:"Oklahoma",min:73001,max:74966,rate:.74},{id:"Oregon",min:97001,max:97920,rate:.87},{id:"Pennsylvania",min:15001,max:19640,rate:1.35},{id:"Rhode Island",min:2801,max:2940,rate:1.35},{id:"South Carolina",min:29001,max:29945,rate:.5},{id:"South Dakota",min:57001,max:57799,rate:1.28},{id:"Tennessee",min:37010,max:38589,rate:.68},{id:"Texas",min:73301,max:88595,rate:1.81},{id:"Utah",min:84001,max:84791,rate:.6},{id:"Vermont",min:5001,max:5907,rate:1.59},{id:"Virginia",min:20101,max:24658,rate:.74},{id:"Washington",min:98001,max:99403,rate:.92},{id:"Washington D.C.",min:20001,max:56999,rate:.46},{id:"West Virginia",min:24701,max:26886,rate:.49},{id:"Wisconsin",min:53001,max:54990,rate:1.76},{id:"Wyoming",min:82001,max:83414,rate:.58}]}var t,n;return t=e,(n=[{key:"getStateTax",value:function(e){for(var t=this.stateRates,n=0,r=Number(e);n<t.length;){var o=t[n];if(r>=o.min&&r<=o.max)return{rate:o.rate,id:o.id};n++}return{rate:0,id:null}}},{key:"getLoanRepayment",value:function(e,t,n){var r=t*this.frequenciesPerYear;return a.pmt(n,e/100/this.frequenciesPerYear,r)}},{key:"getTotalRepayment",value:function(e,t,n,r,o){return e+t+n+r+o}},{key:"getTotalRepaymentUI",value:function(e,t,n,r,o){return Math.round(100*e)/100+Math.round(100*t)/100+Math.round(100*n)/100+Math.round(100*r)/100+Math.round(100*o)/100}},{key:"getPropertyTaxes",value:function(e,t,n){return 0!==e?e:t*(n/100)/12}},{key:"getDefaultInsuranceAmount",value:function(e,t){return e*t/this.frequenciesPerYear}},{key:"getInsuranceResults",value:function(e,t,n){return e||this.getDefaultInsuranceAmount(t,n,this.frequenciesPerYear)}},{key:"getPMIResults",value:function(e,t,n,r){return t<=this.maxLVRNoPMI?0:e||n*r/this.frequenciesPerYear}},{key:"getClosingCosts",value:function(e,t){return e*t}},{key:"getDebtToIncomeRatio",value:function(e,t,n){return(e+t)/(n/this.frequenciesPerYear)*100}},{key:"getRepaymentAmount",value:function(e,t,n){return a.roundDown(e*n-t,this.repaymentRounding)}},{key:"getRangeLoanAmount",value:function(e,t,n,r,o,i,u,s,l,c){var p=((e-t)*n*this.frequenciesPerYear-i*r*n-u*n*this.frequenciesPerYear)/(o+i*n-i*this.defaultClosingCosts*n),m=((e-t)*n*this.frequenciesPerYear-s*r*n-l*n*this.frequenciesPerYear)/(o+s*n-s*this.defaultClosingCosts*n);return a.median(p,m,c)}},{key:"getMaxLoanAmountWithNoPMI",value:function(e){var t=1-(this.maxLVRNoPMI-this.maxLVRNoPMI*this.defaultClosingCosts);return(this.maxLVRNoPMI*e/t+(e-this.defaultClosingCosts*(this.maxLVRNoPMI*e/t))-e)/(1-this.defaultClosingCosts)}},{key:"getRanges",value:function(e){var t=e.annualHouseholdIncome,n=e.downPayment,r=e.monthlyDebtPayment,o=e.loanTerm,i=e.interestRate,u=e.propertyTax,s=e.homeOwnersInsurance,l=e.pmi,c=e.hoa,p=e.taxPercentage,m=t/this.frequenciesPerYear,h=this.getRepaymentAmount(m,r,this.repaymentPercentLower),d=this.getRepaymentAmount(m,r,this.repaymentPercentAffordable),f=this.getRepaymentAmount(m,r,this.repaymentPercentReach),y=this.getRepaymentAmount(m,r,this.repaymentPercentAggressive),g=i/100,v=1-Math.pow(1+g/this.frequenciesPerYear,-o*this.frequenciesPerYear),b=l>0?0:this.defaultPMI,w=s>0?0:this.defaultInsurance,P=u>0?0:p/100,x=b+w+P,T=l+u+s,M=w+P,R=u+s,A=this.getMaxLoanAmountWithNoPMI(n),k=this.getRangeLoanAmount(h,c,v,n,g,x,T,M,R,A),C=this.getRangeLoanAmount(d,c,v,n,g,x,T,M,R,A),B=this.getRangeLoanAmount(f,c,v,n,g,x,T,M,R,A),L=this.getRangeLoanAmount(y,c,v,n,g,x,T,M,R,A),E=a.roundDown(this.getHousePrice(k,n),this.finalPriceRounding),I=a.roundDown(this.getHousePrice(C,n),this.finalPriceRounding),S=a.roundDown(this.getHousePrice(B,n),this.finalPriceRounding),D=a.roundDown(this.getHousePrice(L,n),this.finalPriceRounding);return{repaymentLower:h,repaymentAffordable:d,repaymentReach:f,repaymentAggressive:y,loanAmountLower:k=a.roundDown(k,this.finalPriceRounding),loanAmountAffordable:C=a.roundDown(C,this.finalPriceRounding),loanAmountReach:B=a.roundDown(B,this.finalPriceRounding),loanAmountAggressive:L=a.roundDown(L,this.finalPriceRounding),housePriceLower:E,housePriceAffordable:I,housePriceReach:S,housePriceAggressive:D}}},{key:"getHousePrice",value:function(e,t){return e+(t-this.defaultClosingCosts*e)}},{key:"getResults",value:function(e){var t=e.annualHouseholdIncome,n=e.downPayment,r=e.monthlyDebtPayment,o=e.loanTerm,i=e.interestRate,u=e.propertyTax,s=e.homeOwnersInsurance,l=e.pmi,c=e.hoa,p=e.taxPercentage,m=e.housePrice,h=this.getRanges(e),d=h.housePriceAffordable,f=m>0?m:d;f=Math.min(f,h.housePriceAggressive);var y=((f=Math.max(f,h.housePriceLower))-n)/(1-this.defaultClosingCosts),g=this.getClosingCosts(y,this.defaultClosingCosts),v=n-g,b=this.getLoanRepayment(i,o,y),w=this.getPropertyTaxes(u,f,p),P=this.getInsuranceResults(s,f,this.defaultInsurance),x=a.roundDown(y/f,2),T=this.getPMIResults(l,x,f,this.defaultPMI),M=this.getTotalRepayment(b,w,c,P,T);return{monthlyPayment:M,downPayment:n,housePrice:f,debtToIncomeRatio:this.getDebtToIncomeRatio(M,r,t),breakdown:{principalAndInterest:b,homeOwnersInsurance:P,propertyTax:w,hoaFees:c,pmi:T,closingCosts:g,actualDownPayment:v},ranges:h,defaultHousePrice:d,loanAmount:y,defaultClosingCosts:this.defaultClosingCosts,lvr:x}}}])&&o(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=i},42665:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r=n(31073);function o(e){return o="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},o(e)}function a(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==o(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==o(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===o(a)?a:String(a)),r)}var a}var i=n(44207),u=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e)}var t,n;return t=e,(n=[{key:"getStartingBalance",value:function(e,t,n,r){return e<=t?1===e?-n:r:0}},{key:"getPrincipalPaidAdditional",value:function(e,t,n,r){return e<t?n-r:0}},{key:"getPrincipalPaidCurrent",value:function(e,t,n,r,o){return e<=t?i.ppmt(n/r,e,t,-o):0}},{key:"getInterestPaidAdditional",value:function(e,t,n){return t/n*-e}},{key:"getInterestPaidCurrent",value:function(e,t,n,r,o,a){return e<=t?i.ipmt(n/r,e-1,o,-a):0}},{key:"getPrincipalAndRepaymentAdditional",value:function(e,t,n,r,o,a,i){return e<=t?-n<r?o+-n:a?r:i:0}},{key:"getPrincipalAndRepaymentCurrent",value:function(e,t,n){return e<=t?n:0}},{key:"getLoanBalance",value:function(e,t){return e+t}},{key:"getPaymentDateAdditional",value:function(e,t,n){return e<0?(0,r.endOfMonth)((0,r.addMonths)(t,n-1)):null}},{key:"getPaymentDateCurrent",value:function(e,t,n){return e>0?(0,r.endOfMonth)((0,r.addMonths)(t,n-1)):null}},{key:"getApplyExtraRepayment",value:function(e,t){return-1===(0,r.compareAsc)(e,t)}},{key:"getLoanOriginationDate",value:function(e,t,n){return new Date(e.getFullYear()-(t-n),e.getMonth(),e.getDate())}},{key:"getAmortizationAdditionalLoan",value:function(e){for(var t=1,n=e.originalLoanAmount,r=e.frequency,o=e.originalLoanTerm,a=r*o,u=e.interestRate/100,s=this.getLoanOriginationDate(e.currentDate,o,e.remainingTerm),l=e.extraContStartDate,c=i.pmt(n,u/r,a),p=c+e.extraPaymentAmount,m=[],h=0,d=0,f=0,y=-1;t<=a&&y<0;){var g=this.getStartingBalance(t,a,n,h),v=this.getInterestPaidAdditional(g,u,r);d+=v;var b=this.getPaymentDateAdditional(g,s,t),w=this.getApplyExtraRepayment(l,b),P=this.getPrincipalAndRepaymentAdditional(t,a,g,p,v,w,c);f+=P;var x=this.getPrincipalPaidAdditional(t,a,P,v);y=this.getLoanBalance(g,x),m.push({period:t,startingBalance:g,principalPaid:x,interestPaid:v,loanBalance:y,paymentDate:b,applyExtraRepayment:w,principalAndInterestRepayment:P,totalInterestPaid:d,principalAndInterestPaid:f}),h=y,t++}return m}},{key:"getAmortizationCurrentLoan",value:function(e){for(var t=1,n=e.originalLoanAmount,r=e.frequency,o=e.originalLoanTerm,a=r*o,u=e.interestRate/100,s=this.getLoanOriginationDate(e.currentDate,o,e.remainingTerm),l=i.pmt(n,u/r,a),c=[],p=0,m=0,h=0;t<=a;){var d=this.getStartingBalance(t,a,n,p),f=this.getInterestPaidCurrent(t,a,u,r,l,n);m+=f;var y=this.getPrincipalAndRepaymentCurrent(t,a,l);h+=y;var g=this.getPaymentDateCurrent(y,s,t),v=this.getPrincipalPaidCurrent(t,a,u,r,n),b=this.getLoanBalance(d,v);c.push({period:t,startingBalance:d,principalPaid:v,interestPaid:f,loanBalance:b,paymentDate:g,principalAndInterestRepayment:y,totalInterestPaid:m,principalAndInterestPaid:h}),p=b,t++}return c}},{key:"getTineSaved",value:function(e,t,n){var o=(0,r.differenceInYears)(e,t);return{years:o,months:(0,r.differenceInMonths)(e,t)-o*n}}},{key:"getResults",value:function(e){var t=this.getAmortizationCurrentLoan(e),n=this.getAmortizationAdditionalLoan(e),r=t[t.length-1],o=n[n.length-1],a=r.totalInterestPaid-o.totalInterestPaid,i=r.totalInterestPaid,u=this.getTineSaved(r.paymentDate,o.paymentDate,e.frequency),s=a/i*100;return{summary:{difference:{totalInterestSaved:a,principalAndInterestSaved:r.principalAndInterestPaid-o.principalAndInterestPaid,totalTimeSaved:u,percentageSaved:s},currentLoan:{totalInterestPaid:i,principalAndInterestPaid:r.principalAndInterestPaid,payOffDate:r.paymentDate},additionalPayment:{totalInterestPaid:o.totalInterestPaid,principalAndInterestPaid:o.principalAndInterestPaid,payOffDate:o.paymentDate}},currentLoanList:t,additionalLoanList:n}}}])&&a(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=u},68176:function(e,t,n){"use strict";function r(e){return r="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},r(e)}function o(e,t){for(var n=0;n<t.length;n++){var o=t[n];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==r(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var o=n.call(e,"string");if("object"!==r(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===r(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var a=n(44207),i=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e)}var t,n;return t=e,(n=[{key:"getResults",value:function(e){var t=e.marketValue,n=e.remainingLoanBalance,r=e.secondMortgage,o=e.otherLiens,i=null!=r?r:0,u=null!=o?o:0,s=n/t,l=i/t,c=u/t,p=n+i+u,m=p/t,h=t-p,d=h/t,f=function(e){return a.round(e,4)};return{firstMortgageLTV:s=f(s),secondMortgageLTV:l=f(l),thirdMortgageLTV:c=f(c),cumulativeLTV:m=f(m),cumulativeMortgages:p,totalEquityAmount:h,totalEquityPercent:d=f(d)}}}])&&o(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=i},24665:function(e,t){"use strict";function n(e){return n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},n(e)}function r(e,t){for(var r=0;r<t.length;r++){var o=t[r];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==n(e)||null===e)return e;var r=e[Symbol.toPrimitive];if(void 0!==r){var o=r.call(e,"string");if("object"!==n(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===n(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var o=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.defaultInsurance=.0033,this.defaultPMI=.005,this.stateRates=[{id:"None",min:0,max:0,rate:.01},{id:"Alabama",min:35004,max:36925,rate:.33},{id:"Alaska",min:99501,max:99950,rate:1.04},{id:"Arizona",min:85001,max:86556,rate:.72},{id:"Arkansas",min:71601,max:72959,rate:.52},{id:"California",min:90001,max:96162,rate:1.25},{id:"Colorado",min:80001,max:81658,rate:.6},{id:"Connecticut",min:6001,max:6928,rate:1.63},{id:"Delaware",min:19701,max:19980,rate:.43},{id:"Florida",min:32003,max:34997,rate:.97},{id:"Georgia",min:30002,max:39901,rate:.83},{id:"Hawaii",min:96701,max:96898,rate:.26},{id:"Idaho",min:83201,max:83877,rate:.69},{id:"Illinois",min:60001,max:62999,rate:1.73},{id:"Indiana",min:46001,max:47997,rate:.85},{id:"Iowa",min:50001,max:52809,rate:1.29},{id:"Kansas",min:66002,max:67954,rate:1.29},{id:"Kentucky",min:40003,max:42788,rate:.72},{id:"Louisiana",min:70001,max:71497,rate:.18},{id:"Maine",min:3901,max:4992,rate:1.09},{id:"Maryland",min:20588,max:21930,rate:.87},{id:"Massachusetts",min:1001,max:5544,rate:1.04},{id:"Michigan",min:48001,max:49971,rate:1.62},{id:"Minnesota",min:55001,max:56763,rate:1.05},{id:"Mississippi",min:38601,max:39776,rate:.52},{id:"Missouri",min:63001,max:65899,rate:.91},{id:"Montana",min:59001,max:59937,rate:.83},{id:"Nebraska",min:68001,max:69367,rate:1.76},{id:"Nevada",min:88901,max:89883,rate:.84},{id:"New Hampshire",min:3031,max:3897,rate:1.86},{id:"New Jersey",min:7001,max:8989,rate:1.89},{id:"New Mexico",min:87001,max:88439,rate:.55},{id:"New York",min:501,max:14925,rate:1.23},{id:"North Carolina",min:27006,max:28909,rate:.78},{id:"North Dakota",min:58001,max:58856,rate:1.42},{id:"Ohio",min:43001,max:45999,rate:1.36},{id:"Oklahoma",min:73001,max:74966,rate:.74},{id:"Oregon",min:97001,max:97920,rate:.87},{id:"Pennsylvania",min:15001,max:19640,rate:1.35},{id:"Rhode Island",min:2801,max:2940,rate:1.35},{id:"South Carolina",min:29001,max:29945,rate:.5},{id:"South Dakota",min:57001,max:57799,rate:1.28},{id:"Tennessee",min:37010,max:38589,rate:.68},{id:"Texas",min:73301,max:88595,rate:1.81},{id:"Utah",min:84001,max:84791,rate:.6},{id:"Vermont",min:5001,max:5907,rate:1.59},{id:"Virginia",min:20101,max:24658,rate:.74},{id:"Washington",min:98001,max:99403,rate:.92},{id:"Washington D.C.",min:20001,max:56999,rate:.46},{id:"West Virginia",min:24701,max:26886,rate:.49},{id:"Wisconsin",min:53001,max:54990,rate:1.76},{id:"Wyoming",min:82001,max:83414,rate:.58}]}var t,n;return t=e,(n=[{key:"pmt",value:function(e,t,n){var r=t;return r*e/(1-Math.pow(1+r,-n))}},{key:"ipmt",value:function(e,t,n,r){var o=Math.pow(1+e,t);return 0-(r*o*e+n*(o-1))}},{key:"ppmt",value:function(e,t,n,r){if(t<1||t>=n+1)return null;var o=this.pmt(-r,e,n);return o-this.ipmt(e,t-1,o,r)}},{key:"getStateTax",value:function(e){for(var t=this.stateRates,n=0,r=Number(e);n<t.length;){var o=t[n];if(r>=o.min&&r<=o.max)return o.rate;n++}return 0}},{key:"getOpeningLoanBalance",value:function(e,t,n,r){return e<=t?1===e?-n:r:0}},{key:"getPrincipalPaid",value:function(e,t,n,r,o,a){return e<=t?this.ppmt(n/r,e,o*r,-a):0}},{key:"getInterestPaid",value:function(e,t,n,r,o){var a=n/r,i=this.pmt(o,a,t);return e<=t?this.ipmt(a,e-1,i,-o):0}},{key:"getPrincipalAndInterest",value:function(e,t,n,r,o){return e<=r?this.pmt(t,n/o,r):0}},{key:"getClosingLoanBalance",value:function(e,t){return e+t}},{key:"getPmi",value:function(e,t,n){return-e/t>.8?n:0}},{key:"getHoa",value:function(e,t,n){return e<=t?n:0}},{key:"getTax",value:function(e,t,n){return e<=t?n:0}},{key:"getInsurance",value:function(e,t,n){return e<=t?n:0}},{key:"getDefaultTaxAmount",value:function(e,t,n){return e*t/n}},{key:"getDefaultInsuranceAmount",value:function(e,t,n){return e*t/n}},{key:"getDefaultPMI",value:function(e,t,n,r){return(e/t>.8?t*n:0)/r}},{key:"getPrincipalAndInterestPayment",value:function(e,t,n){return this.pmt(-e,t,n)}},{key:"getTaxResults",value:function(e,t,n,r){return e||this.getDefaultTaxAmount(t,n,r)}},{key:"getInsuranceResults",value:function(e,t,n,r){return e||this.getDefaultInsuranceAmount(t,n,r)}},{key:"getPMIResults",value:function(e,t,n,r,o){return e||this.getDefaultPMI(t,n,r,o)}},{key:"getMonthlyTotal",value:function(e,t,n,r,o){return e+t+n+r+o}},{key:"getResults",value:function(e){for(var t=[],n=12,r=e.term*n,o=e.loanAmount,a=e.interestRate,i=e.interestRate/n,u=e.term,s=e.homePrice,l=e.pmi,c=e.hoa,p=e.tax,m=e.insurance,h=e.taxPercentage,d=this.getTaxResults(p,s,h,n),f=this.getInsuranceResults(m,s,this.defaultInsurance,n),y=this.getPMIResults(l,o,s,this.defaultPMI,n),g=0,v=0,b=0,w=0,P=0,x=0,T=0,M=0;M<r;M++){var R=M+1,A=this.getOpeningLoanBalance(R,r,o,g),k=this.getPrincipalPaid(R,r,a,n,u,o),C=this.getInterestPaid(R,r,a,n,o),B=this.getPrincipalAndInterest(R,o,a,r,n),L=this.getClosingLoanBalance(A,k);g=L;var E=this.getPmi(A,s,y),I=this.getHoa(R,r,c),S=this.getTax(R,r,d),D=this.getInsurance(R,r,f);v+=k,b+=C,w+=S,P+=I,x+=D,T+=E,t.push({periodNumber:R,openingLoanBalance:A,principalPaid:k,interestPaid:C,principalAndInterest:B,closingBalance:L,pmi:E,hoa:I,tax:S,insurance:D})}var O=-this.getPrincipalAndInterestPayment(o,i,r),F=f,N=d,V=y;return{amortizationList:t,monthly:{principalAndInterestPayment:O,insurance:F,tax:N,hoaAmount:c,pmi:V,total:this.getMonthlyTotal(O,N,c,F,V)},lifetime:{totalPrincipalPaid:v,totalInterestPaid:b,totalTaxesPaid:w,totalHoaFeesPaid:P,totalInsurance:x,totalPMIPaid:T,totalLifetime:v+b+T+P+x+w}}}}])&&r(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=o},86957:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=(r=n(24665))&&r.__esModule?r:{default:r};function a(e){return a="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},a(e)}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==a(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==a(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===a(o)?o:String(o)),r)}var o}var u=n(44207),s=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.periodsPerYear=12,this.defaultClosingCosts=.01,this.LVRPercentage=.8,this.mortgageEngine=new o.default}var t,n;return t=e,(n=[{key:"getRepayment",value:function(e,t,n){return-1*u.pmt(-n,u.getInterestRatePerMonth(e),u.getPeriodsInMonths(t))}},{key:"calculateRemainingPrincipal",value:function(e,t,n,r){return e*((1-Math.pow(1+t/n,-r))/(t/n))}},{key:"getRemainingBalance",value:function(e,t,n,r){var o=r*this.periodsPerYear,a=this.getRepayment(t,n,e),i=this.calculateRemainingPrincipal(a,t/100,this.periodsPerYear,o);return(isNaN(i)||i<0)&&(i=0),i}},{key:"getResults",value:function(e){for(var t=this.getRemainingBalance(e.originalLoanAmount,e.currentInterestRate,e.originalLoanTerm,e.remainingTerm),n=this.getRepayment(e.currentInterestRate,e.originalLoanTerm,e.originalLoanAmount),r=1e3*Math.ceil(e.originalLoanAmount/this.LVRPercentage/1e3),o=e.homeValue&&e.homeValue>0?e.homeValue:r,a=t/o,i=e.cashOutRefinance&&a<this.LVRPercentage?o*this.LVRPercentage-t:0,u=t+i,s=u*this.defaultClosingCosts,l=e.closingCosts&&e.closingCosts>0?e.closingCosts:s,c=this.getRepayment(e.newInterestRate,e.newLoanTerm,u),p=this.mortgageEngine.getResults({term:e.newLoanTerm,loanAmount:u,interestRate:e.newInterestRate/100,homePrice:o,pmi:0,hoa:0,tax:0,insurance:0}),m=this.mortgageEngine.getResults({term:e.remainingTerm,loanAmount:t,interestRate:e.currentInterestRate/100,homePrice:o,pmi:0,hoa:0,tax:0,insurance:0}),h=p.amortizationList.length,d=e.remainingTerm*this.periodsPerYear,f=Math.max(d,h),y=[],g=0,v=0,b=null,w=0;w<f;w++){var P=w+1,x=p.amortizationList.length>w?p.amortizationList[w]:null;1===P&&(v+=l),w<h&&(v+=c),w<d&&(g+=n);var T=g-v;null===b&&T>0&&(b=P),y.push({periodNumber:P,openingLoanBalance:null===x?0:x.openingLoanBalance,closingBalance:null===x?0:x.closingBalance,runningTotal:v,runningTotalOriginal:g,differenceInPayments:T})}var M=null===b?null:Math.round(b/this.periodsPerYear),R=y[y.length-1],A=p.lifetime.totalInterestPaid,k=R?R.runningTotal:0;return{amortizationList:y,currentLoan:{loanRepayment:n,loanInterestPaid:m.lifetime.totalInterestPaid,loanTotalPaid:R?R.runningTotalOriginal:0},newLoan:{loanRepayment:c,loanInterestPaid:A,loanTotalPaid:k},breakEvenPeriod:b,breakEvenYear:M,remainingBalance:t,newStartingBalance:u,homeValue:o,LVR:a,closingCosts:l,cashOutAmount:i}}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=s},74979:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r=a(n(44207)),o=a(n(3005));function a(e){return e&&e.__esModule?e:{default:e}}function i(e){return i="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},i(e)}function u(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==i(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==i(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===i(o)?o:String(o)),r)}var o}var s=n(24593),l=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.frequencies={month:12,fortnight:26,week:52,year:1},this.config={bpcr:.0795,borrowingPowerFrequency:12,borrowingPowerTerm:25,overdraftLimitRate:.04,creditCardLimitRate:.05,studentLoanThreshold:20280,studentLoanRate:.12,superannuationRate:.03,HEPBasicIncome:.296863805,HEPBasicConstant:5.83068073,HEPBasicHouseholdSize:.822336646,HEPBasicChildWeighting:.566,HEPBasicStandardError:.733515617,HEPBasicCPI:.029,HEPDiscretionaryIncome:.50038736,HEPDiscretionaryConstant:2.71577881,HEPDiscretionaryHouseholdSize:.765392886,HEPDiscretionaryChildWeighting:.516,HEPDiscretionaryStandardError:1.252088804,HEPDiscretionaryCPI:.023,borrowingFloor:1e4,minimumLVR:.4,maximumLVR:.8,minimumInterestRate:.01,maximumInterestRate:10,minimumLoanTerm:1,maximumLoanTerm:30,propertyRates:.003,houseInsuranceRate:.0024,defaultLVR:.8,rentalFactor:.96,rentalExpenses:.23,electricityAllowance:0,internetAllowance:0,maintenanceAllowance:0,salaryFloor:1e4,investmentPropertyLVR:.6,ownerOccupierLVR:.8,equityPercentage:1,borrowingTolerance:.2,incomeTax:[{lowerBound:0,taxRate:.105,upperBound:14e3},{lowerBound:14001,taxRate:.175,upperBound:48e3},{lowerBound:48001,taxRate:.3,upperBound:7e4},{lowerBound:70001,taxRate:.33,upperBound:18e4},{lowerBound:180001,taxRate:.39,upperBound:"+"}],ACCLevyRate:.0146,ACCMinimumEarning:0,ACCMaximumRate:136544}}var t,n;return t=e,(n=[{key:"calculateMinTerm",value:function(e){var t=e.loanAmount,n=e.frequencyLoan,o=e.interestRate,a=e.customInterestRate,i=e.maxRepayments,u=""===o?a:o;if(!u||""===u)return this.config.minimumLoanTerm;var s=this.frequencies[n],l=r.default.pmt(t,u/100/s,this.config.minimumLoanTerm*s),c=Math.min(12*i/s,r.default.roundUp(l,2)),p=r.default.nper(u/100/s,c,-t);return Math.max(r.default.roundUp(p/s,2),this.config.minimumLoanTerm)}},{key:"calculateMinRepayment",value:function(e){var t=e.loanAmount,n=e.maxTerm,o=e.interestRate,a=e.customInterestRate,i=e.frequencyLoan,u=""===o?a:o;return u&&""!==u?r.default.roundUp(r.default.pmt(t,u/100/this.frequencies[i],(n||30)*this.frequencies[i]),2):0}},{key:"calculateMaxRepayment",value:function(e){var t=e.loanAmount,n=e.interestRate,o=e.customInterestRate,a=e.frequencyLoan,i=e.maxRepayments,u=""===n?o:n;if(!u||""===u)return 1e4;var s=this.frequencies[a];return r.default.roundUp(Math.min(r.default.pmt(t,u/100/s,this.config.minimumLoanTerm*this.frequencies[a]),12*i/s),2)}},{key:"calculateRepayment",value:function(e){var t=e.changeType,n=e.loanAmount,o=e.interestRate,a=e.customInterestRate,i=e.term,u=e.frequencyLoan,s=e.repaymentsLoan,l=""===o?a:o;return""===l?0:"term"===t?r.default.roundUp(r.default.pmt(n,l/100/this.frequencies[u],i*this.frequencies[u]),2):s}},{key:"calculateActualTerm",value:function(e){var t=e.changeType,n=e.loanAmount,o=e.interestRate,a=e.customInterestRate,i=e.term,u=e.frequencyLoan,s=e.repaymentsLoan,l=""===o?a:o;return l&&""!==l?"term"===t?i:r.default.roundUp(r.default.nper(l/100/this.frequencies[u],s,-n)/this.frequencies[u],2):0}},{key:"calculateTotalPay",value:function(e,t,n){return e*t*this.frequencies[n]}},{key:"getTermNaturalLanguage",value:function(e){var t=r.default.roundDown(e,0),n=r.default.roundUp(12*e%12,0);12===n&&(n=0,t++);var o=t+" year"+(t>1?"s":"");return n>0&&(o+=" and "+n+" month"+(n>1?"s":"")),o}},{key:"checkWithinBounds",value:function(e,t){return e=Math.max(e,t.min),Math.min(e,t.max)}},{key:"calculateOption",value:function(e){var t=e.changeType,n=e.frequencyLoan,o=e.customInterestRate,a={};a.minTerm=this.calculateMinTerm(e),a.minTerm=a.minTerm>this.config.maximumLoanTerm?this.config.maximumLoanTerm:a.minTerm,a.maxTerm=this.config.maximumLoanTerm,"term"===t&&(a.minTerm=Math.ceil(a.minTerm));var i=this.calculateActualTerm(e);i=this.checkWithinBounds(i,{min:a.minTerm,max:this.config.maximumLoanTerm});var u=this.frequencies[n],s=r.default.pmt(e.loanAmount,this.config.maximumInterestRate/100/u,this.config.minimumLoanTerm*u),l=Math.min(12*e.maxRepayments/u,r.default.roundDown(s,2)),c=Math.abs(r.default.rate(e.term*u,l,-e.loanAmount,0,0,0));a.minInterestRate=this.config.minimumInterestRate,a.maxInterestRate=Math.min(r.default.roundDown(c,8)*u*100,this.config.maximumInterestRate),a.customInterestRate=null===o||""===o?"":this.checkWithinBounds(o,{min:a.minInterestRate,max:a.maxInterestRate}),a.customInterestRate&&(e.customInterestRate=a.customInterestRate),a.minRepayment=this.calculateMinRepayment(e),a.maxRepayment=this.calculateMaxRepayment(e);var p=this.calculateRepayment(e);return p=this.checkWithinBounds(p,{min:a.minRepayment,max:a.maxRepayment}),"repayment"===t?(a.term=i,a.termNaturalLanguage=this.getTermNaturalLanguage(i)):a.repaymentsLoan=p,a.totalPay=this.calculateTotalPay(p,i,n),a}},{key:"getZ",value:function(){return(1-Math.pow(1+this.config.bpcr/this.config.borrowingPowerFrequency,-this.config.borrowingPowerTerm*this.config.borrowingPowerFrequency))/(this.config.bpcr/this.config.borrowingPowerFrequency)}},{key:"getAllowableLendingInvestment",value:function(e){var t=e.investmentOwnership,n=e.investmentPropertyValue,r=e.investmentPropertyLoanAmount;return t&&n>0?Math.max(n*this.config.investmentPropertyLVR-r,0):0}},{key:"getAllowableLendingOwnerOccupier",value:function(e){var t=e.ownerOccupierOwnership,n=e.ownerOccupierPropertyValue,r=e.ownerOccupierPropertyLoanAmount;return t&&n>0?Math.max(n*this.config.ownerOccupierLVR-r,0):0}},{key:"getCombinedGrossIncome",value:function(e){var t=e.applicationType,n=e.adult1GrossIncome,r=e.adult2GrossIncome;return"single"===t?n:n+r}},{key:"getTaxPayable",value:function(e){var t=this.getCombinedGrossIncome(e),n={taxBands:this.config.incomeTax,ACCLevyRate:this.config.ACCLevyRate,ACCLevyCap:this.config.ACCMaximumRate};return new o.default("nz",n).calculateNetIncome(t,"nz").totalAnnualTax}},{key:"getAccLevy",value:function(e){return this.getAdult1ACCLevy(e)+this.getAdult2ACCLevy(e)}},{key:"getSuperannuation",value:function(e){return this.getAdult1Superannuation(e)+this.getAdult2Superannuation(e)}},{key:"getNetIncome",value:function(e){return this.getAdult1NetIncome(e)+this.getAdult2NetIncome(e)+this.getRentalIncomeNet(e)}},{key:"getMonthlyNetIncome",value:function(e){return this.getNetIncome(e)/12}},{key:"getAdult1ACCLevy",value:function(e){var t=e.adult1GrossIncome;return t>this.config.ACCMinimumEarning?Math.min(this.config.ACCMaximumRate,t)*this.config.ACCLevyRate:0}},{key:"getAdult1TaxPayable",value:function(e){var t=e.adult1GrossIncome,n={taxBands:this.config.incomeTax,ACCLevyRate:this.config.ACCLevyRate,ACCLevyCap:this.config.ACCMaximumRate};return new o.default("nz",n).calculateNetIncome(t,"nz").totalAnnualTax}},{key:"getAdult1StudentLoan",value:function(e){var t=e.adult1StudentLoan,n=e.adult1GrossIncome;return t&&n>this.config.studentLoanThreshold?Math.max((n-this.config.studentLoanThreshold)*this.config.studentLoanRate,0):0}},{key:"getAdult1Superannuation",value:function(e){return e.adult1GrossIncome*this.config.superannuationRate}},{key:"getAdult1NetIncome",value:function(e){return e.adult1GrossIncome-this.getAdult1TaxPayable(e)-this.getAdult1ACCLevy(e)-this.getAdult1StudentLoan(e)-this.getAdult1Superannuation(e)}},{key:"getAdult2ACCLevy",value:function(e){var t=e.adult2GrossIncome;return t>this.config.ACCMinimumEarning?Math.min(this.config.ACCMaximumRate,t)*this.config.ACCLevyRate:0}},{key:"getAdult2TaxPayable",value:function(e){var t=e.adult2GrossIncome,n={taxBands:this.config.incomeTax,ACCLevyRate:this.config.ACCLevyRate,ACCLevyCap:this.config.ACCMaximumRate};return new o.default("nz",n).calculateNetIncome(t,"nz").totalAnnualTax}},{key:"getAdult2StudentLoan",value:function(e){var t=e.adult2StudentLoan,n=e.adult2GrossIncome;return t&&n>this.config.studentLoanThreshold?Math.max((n-this.config.studentLoanThreshold)*this.config.studentLoanRate,0):0}},{key:"getAdult2Superannuation",value:function(e){return e.adult2GrossIncome*this.config.superannuationRate}},{key:"getAdult2NetIncome",value:function(e){return e.adult2GrossIncome-this.getAdult2TaxPayable(e)-this.getAdult2ACCLevy(e)-this.getAdult2StudentLoan(e)-this.getAdult2Superannuation(e)}},{key:"getRentalIncomeGross",value:function(e){var t=e.investmentOwnership,n=e.investmentPropertyRentalIncome,r=e.investmentPropertyRentalIncomeFrequency;return t?n*this.frequencies[r]:0}},{key:"getRentalIncomeNet",value:function(e){return this.getRentalIncomeGross(e)*this.config.rentalFactor}},{key:"getMonthlyExpenses",value:function(e){var t=e.inputMethod,n=e.expenses,r=e.frequency;return"Breakdown"===t?0:n*this.frequencies[r]/12}},{key:"getMonthlyBenchmarkableExpenses",value:function(e){var t=e.inputMethod,n=e.totalBenchmarkable,r=e.totalInvestmentPropertyBenchmarkable,o=e.totalMainPropertyBenchmarkable,a=e.frequency;return"Breakdown"===t?(n+o+r)*this.frequencies[a]/12:0}},{key:"getCustomerDeclaredMLA",value:function(e){return"Breakdown"===e.inputMethod?this.getMonthlyBenchmarkableExpenses(e):this.getMonthlyExpenses(e)}},{key:"getHEB",value:function(e){return this.getCombinedGrossIncome(e)>=this.config.salaryFloor?this.getHEBBasic(e):0}},{key:"getHEBBasic",value:function(e){var t=e.applicationType,n=e.dependents,r="single"===t?1:2;return Math.exp(this.config.HEPBasicConstant+this.config.HEPBasicIncome*Math.log(this.getCombinedGrossIncome(e))+this.config.HEPBasicHouseholdSize*Math.log(r+this.config.HEPBasicChildWeighting*n)+0*this.config.HEPBasicStandardError+this.config.HEPBasicCPI)/12}},{key:"getHEBDiscretionary",value:function(e){var t=e.applicationType,n=e.dependents,r="single"===t?1:2;return Math.exp(this.config.HEPDiscretionaryConstant+this.config.HEPDiscretionaryIncome*Math.log(this.getCombinedGrossIncome(e))+this.config.HEPDiscretionaryHouseholdSize*Math.log(r+this.config.HEPDiscretionaryChildWeighting*n)+-.674489750196082*this.config.HEPDiscretionaryStandardError+this.config.HEPDiscretionaryCPI)/12}},{key:"getMLA",value:function(e){return Math.max(this.getCustomerDeclaredMLA(e),this.getHEB(e))+this.getAdditionalExpenses(e)}},{key:"getMonthlyDebts",value:function(e){var t=e.debts,n=e.frequency;return t*this.frequencies[n]/12}},{key:"getMonthlyNonBenchmarkableExpenses",value:function(e){var t=e.inputMethod,n=e.frequency,o=e.totalNonBenchmarkable,a=e.totalMainPropertyNonBenchmarkable,i=e.totalInvestmentPropertyNonBenchmarkable,u=r.default.roundDown(this.getRentalIncomeGross(e)*this.config.rentalExpenses/this.frequencies[e.frequency],2),s=0;return e.investmentOwnership&&(s=""===i?0:Math.max(u,i)),"Breakdown"===t?(o+a+s)*this.frequencies[n]/12:0}},{key:"getRentalExpenses",value:function(e){var t=e.investmentOwnership,n=e.inputMethod;return t&&"Total"===n?this.getRentalIncomeGross(e)*this.config.rentalExpenses/12:0}},{key:"getStressedHomeLoanRepayments",value:function(e){var t=e.ownerOccupierOwnership,n=e.ownerOccupierPropertyLoanAmount,o=e.investmentOwnership,a=e.investmentPropertyLoanAmount,i=0;t&&(i=r.default.pmt(n,this.config.bpcr/this.config.borrowingPowerFrequency,this.config.borrowingPowerTerm*this.config.borrowingPowerFrequency));var u=0;return o&&(u=r.default.pmt(a,this.config.bpcr/this.config.borrowingPowerFrequency,this.config.borrowingPowerTerm*this.config.borrowingPowerFrequency)),i+u}},{key:"getRentBoard",value:function(e){var t=e.ownerOccupierOwnership,n=e.rentAmount,r=e.frequency;return t?0:n*this.frequencies[r]/12}},{key:"getLiveInPropertyExpenses",value:function(e){var t=e.ownerOccupierOwnership,n=e.ownerOccupierPropertyValue;return"total"===e.inputMethod.toLowerCase()&&t?n*(this.config.propertyRates+this.config.houseInsuranceRate)/this.config.borrowingPowerFrequency:0}},{key:"getAdditionalExpenses",value:function(e){var t=e.ownerOccupierOwnership,n=e.inputMethod;return t&&"Total"===n?this.config.electricityAllowance+this.config.internetAllowance+this.config.maintenanceAllowance:0}},{key:"getNetMC",value:function(e){return this.getMonthlyDebts(e)+this.getStressedHomeLoanRepayments(e)+this.getRentalExpenses(e)+this.getMonthlyNonBenchmarkableExpenses(e)+this.getRentBoard(e)+this.getLiveInPropertyExpenses(e)}},{key:"getMaxRepayments",value:function(e){var t=Math.max(0,this.getMonthlyNetIncome(e)-(this.getMLA(e)+this.getNetMC(e)));return Math.floor(100*t)/100}},{key:"getMaxPropertyPrice",value:function(e){return 1e3*Math.floor(this.getMaxRepayments(e)*this.config.borrowingPowerFrequency*this.getZ()/(this.config.borrowingPowerFrequency*this.config.defaultLVR)/1e3)}},{key:"getMaxBorrowings",value:function(e){return 1e3*Math.floor(this.getMaxPropertyPrice(e)*this.config.defaultLVR/1e3)}},{key:"getBorrowingPower",value:function(e){var t=e.borrowMoreAmount;return this.getMaxBorrowings(e)>=t*(1-this.config.borrowingTolerance)}},{key:"getEquity",value:function(e){var t=e.borrowMoreAmount,n=this.getAvailableEquity(e);return n>=this.config.borrowingFloor&&n>=t}},{key:"getTotalAllowableLending",value:function(e){return this.getAllowableLendingOwnerOccupier(e)+this.getAllowableLendingInvestment(e)}},{key:"getAvailableEquity",value:function(e){return this.getTotalAllowableLending(e)*this.config.equityPercentage}},{key:"getResult",value:function(e){return this.getBorrowingPower(e)&&this.getAvailableEquity(e)>=this.config.borrowingFloor}},{key:"calculateBorrowingPower",value:function(e,t){var n=s.hexDecode(atob(t.reference));this.config.bpcr=n/100,this.config.borrowingPowerFrequency=void 0!==t.borrowingPowerFrequency?t.borrowingPowerFrequency:this.config.borrowingPowerFrequency,this.config.borrowingPowerTerm=void 0!==t.borrowingPowerTerm?t.borrowingPowerTerm:this.config.borrowingPowerTerm,this.config.overdraftLimitRate=void 0!==t.overdraftLimitRate?t.overdraftLimitRate/100:this.config.overdraftLimitRate,this.config.creditCardLimitRate=void 0!==t.creditCardLimitRate?t.creditCardLimitRate/100:this.config.creditCardLimitRate,this.config.studentLoanThreshold=void 0!==t.studentLoanThreshold?t.studentLoanThreshold:this.config.studentLoanThreshold,this.config.studentLoanRate=void 0!==t.studentLoanRate?t.studentLoanRate/100:this.config.studentLoanRate,this.config.superannuationRate=void 0!==t.superannuationRate?t.superannuationRate/100:this.config.superannuationRate,this.config.HEPBasicIncome=void 0!==t.HEPBasicIncome?t.HEPBasicIncome:this.config.HEPBasicIncome,this.config.HEPBasicConstant=void 0!==t.HEPBasicConstant?t.HEPBasicConstant:this.config.HEPBasicConstant,this.config.HEPBasicHouseholdSize=void 0!==t.HEPBasicHouseholdSize?t.HEPBasicHouseholdSize:this.config.HEPBasicHouseholdSize,this.config.HEPBasicChildWeighting=void 0!==t.HEPBasicChildWeighting?t.HEPBasicChildWeighting:this.config.HEPBasicChildWeighting,this.config.HEPBasicStandardError=void 0!==t.HEPBasicStandardError?t.HEPBasicStandardError:this.config.HEPBasicStandardError,this.config.HEPBasicCPI=void 0!==t.HEPBasicCPI?t.HEPBasicCPI:this.config.HEPBasicCPI,this.config.HEPDiscretionaryIncome=void 0!==t.HEPDiscretionaryIncome?t.HEPDiscretionaryIncome:this.config.HEPDiscretionaryIncome,this.config.HEPDiscretionaryConstant=void 0!==t.HEPDiscretionaryConstant?t.HEPDiscretionaryConstant:this.config.HEPDiscretionaryConstant,this.config.HEPDiscretionaryHouseholdSize=void 0!==t.HEPDiscretionaryHouseholdSize?t.HEPDiscretionaryHouseholdSize:this.config.HEPDiscretionaryHouseholdSize,this.config.HEPDiscretionaryChildWeighting=void 0!==t.HEPDiscretionaryChildWeighting?t.HEPDiscretionaryChildWeighting:this.config.HEPDiscretionaryChildWeighting,this.config.HEPDiscretionaryStandardError=void 0!==t.HEPDiscretionaryStandardError?t.HEPDiscretionaryStandardError:this.config.HEPDiscretionaryStandardError,this.config.HEPDiscretionaryCPI=void 0!==t.HEPDiscretionaryCPI?t.HEPDiscretionaryCPI:this.config.HEPDiscretionaryCPI,this.config.borrowingFloor=void 0!==t.borrowingFloor?t.borrowingFloor:this.config.borrowingFloor,this.config.minimumLVR=void 0!==t.minimumLVR?t.minimumLVR/100:this.config.minimumLVR,this.config.maximumLVR=void 0!==t.maximumLVR?t.maximumLVR/100:this.config.maximumLVR,this.config.minimumInterestRate=void 0!==t.minimumInterestRate?t.minimumInterestRate:this.config.minimumInterestRate,this.config.maximumInterestRate=void 0!==t.maximumInterestRate?t.maximumInterestRate:this.config.maximumInterestRate,this.config.minimumLoanTerm=void 0!==t.minimumLoanTerm?t.minimumLoanTerm:this.config.minimumLoanTerm,this.config.maximumLoanTerm=void 0!==t.maximumLoanTerm?t.maximumLoanTerm:this.config.maximumLoanTerm,this.config.propertyRates=void 0!==t.propertyRates?t.propertyRates/100:this.config.propertyRates,this.config.houseInsuranceRate=void 0!==t.houseInsuranceRate?t.houseInsuranceRate/100:this.config.houseInsuranceRate,this.config.defaultLVR=void 0!==t.defaultLVR?t.defaultLVR/100:this.config.defaultLVR,this.config.rentalFactor=void 0!==t.rentalFactor?t.rentalFactor/100:this.config.rentalFactor,this.config.rentalExpenses=void 0!==t.rentalExpenses?t.rentalExpenses/100:this.config.rentalExpenses,this.config.electricityAllowance=void 0!==t.electricityAllowance?t.electricityAllowance:this.config.electricityAllowance,this.config.internetAllowance=void 0!==t.internetAllowance?t.internetAllowance:this.config.internetAllowance,this.config.maintenanceAllowance=void 0!==t.maintenanceAllowance?t.maintenanceAllowance:this.config.maintenanceAllowance,this.config.salaryFloor=void 0!==t.salaryFloor?t.salaryFloor:this.config.salaryFloor,this.config.investmentPropertyLVR=void 0!==t.investmentPropertyLVR?t.investmentPropertyLVR/100:this.config.investmentPropertyLVR,this.config.ownerOccupierLVR=void 0!==t.ownerOccupierLVR?t.ownerOccupierLVR/100:this.config.ownerOccupierLVR,this.config.equityPercentage=void 0!==t.equityPercentage?t.equityPercentage/100:this.config.equityPercentage,this.config.borrowingTolerance=void 0!==t.borrowingtolerance?t.borrowingtolerance/100:this.config.borrowingTolerance,this.config.incomeTax=void 0!==t.incomeTax?t.incomeTax:this.config.incomeTax,this.config.ACCLevyRate=void 0!==t.ACCLevyRate?t.ACCLevyRate/100:this.config.ACCLevyRate,this.config.ACCMinimumEarning=void 0!==t.ACCMinimumEarning?t.ACCMinimumEarning:this.config.ACCMinimumEarning,this.config.ACCMaximumRate=void 0!==t.ACCMaximumRate?t.ACCMaximumRate:this.config.ACCMaximumRate;var r=this.getAvailableEquity(e),o=this.getBorrowingPower(e),a=this.getEquity(e),i=this.getResult(e);return{result:i,borrowingPower:o,equity:a,availableEquity:r,borrowingPowerAmount:o&&a?Math.max(Math.min(e.borrowMoreAmount,this.getMaxBorrowings(e)),this.config.borrowingFloor):i?r:0,maxRepayments:this.getMaxRepayments(e)}}}])&&u(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=l},94465:function(e,t,n){"use strict";function r(e){return r="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},r(e)}function o(e,t){var n=Object.keys(e);if(Object.getOwnPropertySymbols){var r=Object.getOwnPropertySymbols(e);t&&(r=r.filter((function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable}))),n.push.apply(n,r)}return n}function a(e){for(var t=1;t<arguments.length;t++){var n=null!=arguments[t]?arguments[t]:{};t%2?o(Object(n),!0).forEach((function(t){u(e,t,n[t])})):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(n)):o(Object(n)).forEach((function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(n,t))}))}return e}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,s(r.key),r)}}function u(e,t,n){return(t=s(t))in e?Object.defineProperty(e,t,{value:n,enumerable:!0,configurable:!0,writable:!0}):e[t]=n,e}function s(e){var t=function(e,t){if("object"!==r(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var o=n.call(e,"string");if("object"!==r(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(e);return"symbol"===r(t)?t:String(t)}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var l=n(3005),c=n(44207),p=n(24593),m=function(){function e(t){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),u(this,"checkCorrectMinMax",{propertyValue:function(e,t,n,r,o){e.propertyValueMax=Math.min(e.propertyValueMax,t/n),e.propertyValueMin=Math.min(e.propertyValueMin,r+o)},borrowingAmount:function(e,t,n){e.borrowingAmountMax=Math.min(e.borrowingAmountMax,t),e.borrowingAmountMin=Math.max(e.borrowingAmountMin,n)},depositAmount:function(e,t,n,r,o,a,i){e.depositAmountMin=Math.max(e.depositAmountMin,0,r/n-r),e.depositAmountMax=Math.min(e.depositAmountMax,a/o-a,i-a)}}),this.frequencies={month:12,fortnight:26,week:52,year:1},this.configuration={bpcr:t||7.95,borrowingPowerFrequency:12,borrowingPowerTerm:25,overdraftLimitRate:4,creditCardLimitRate:5,studentLoanThreshold:20280,studentLoanRate:12,superannuationRate:3,HEPBasicIncome:.296863805,HEPBasicConstant:5.83068073,HEPBasicHouseholdSize:.822336646,HEPBasicChildWeighting:.566,HEPBasicStandardError:.733515617,HEPBasicCPI:.029,HEPDiscretionaryIncome:.50038736,HEPDiscretionaryConstant:2.71577881,HEPDiscretionaryHouseholdSize:.765392886,HEPDiscretionaryChildWeighting:.516,HEPDiscretionaryStandardError:1.252088804,HEPDiscretionaryCPI:.023,borrowingFloor:1e5,minimumLVR:60,maximumLVR:90,minimumInterestRate:.01,maximumInterestRate:10,minimumLoanTerm:5,maximumLoanTerm:30,propertyRates:0,houseInsuranceRate:0,defaultLVR:80,salaryFloor:1e4,borrowingTolerance:20},this.lvrRanges=[0,.8],this.incomeTax={threshold:[{lowerBound:"0",taxRate:"0.105",upperBound:"14000"},{lowerBound:"14001",taxRate:"0.175",upperBound:"48000"},{lowerBound:"48001",taxRate:"0.3",upperBound:"70000"},{lowerBound:"70001",taxRate:"0.33",upperBound:"180000"},{lowerBound:"180001",taxRate:"0.39",upperBound:"+"}],year:"2019-2020"},this.accLevy={ACCLevyRate:1.39,ACCMinimumEarning:0,ACCMaximumRate:130911},this.resultsFields={propertyValue:"propertyValue",borrowingAmount:"borrowingAmount",depositAmount:"depositAmount"},this.resultsFieldsValues=Object.values(this.resultsFields)}var t,n;return t=e,(n=[{key:"getCombinedGrossIncome",value:function(e,t,n){return 2===e?t+n:t}},{key:"getMonthlyExpenses",value:function(e,t,n){return"Breakdown"===e?0:t*n/12}},{key:"getMonthlyBenchmarkableExpenses",value:function(e,t,n){return"Breakdown"===e?t*n/12:0}},{key:"getCustomerDeclaredMLA",value:function(e,t,n){return"Breakdown"===e?t:n}},{key:"getHEBBasic",value:function(e,t,n,r,o,a,i,u,s){return Math.exp(e+t*Math.log(n)+r*Math.log(o+a*i)+0*u+s)/12}},{key:"getHEBDiscretionary",value:function(e,t,n,r,o,a,i,u,s){return Math.exp(e+t*Math.log(n)+r*Math.log(o+a*i)+-.674489750196082*u+s)/12}},{key:"getHEB",value:function(e,t,n){return e>=t?n:0}},{key:"getMLA",value:function(e,t){return Math.max(e,t)}},{key:"getNetMC",value:function(e,t){return e+t}},{key:"getMonthlyDebts",value:function(e,t){return e*t/12}},{key:"getNonBenchmarkMonthly",value:function(e,t,n){return"Breakdown"===e?t*n/12:0}},{key:"getAdultTaxPayable",value:function(e){return(new l.default).calculateNetIncome(e,"nz").totalAnnualTax}},{key:"getAdultACCLevy",value:function(e,t,n,r){return e>t?Math.min(n,e)*r:0}},{key:"getAdultStudentLoan",value:function(e,t,n,r){return e?(t-n)*r:0}},{key:"getAdultSuperannuation",value:function(e,t){return e*t}},{key:"getAdultNetIncome",value:function(e,t,n,r,o){return e-(t+n+r+o)}},{key:"getNetIncome",value:function(e,t){return e+t}},{key:"getMonthlyNetIncome",value:function(e){return e/12}},{key:"getMaxRepayments",value:function(e,t,n){var r=Math.max(0,e-(t+n));return Math.floor(100*r)/100}},{key:"getZ",value:function(e,t,n){return(1-Math.pow(1+e/t,-n*t))/(e/t)}},{key:"getMaxPropertyPrice",value:function(e,t,n,r,o,a){return 1e3*Math.floor(e*t*n/(t*r+n*(o+a))/1e3)}},{key:"getMaxBorrowings",value:function(e,t){return 1e3*Math.floor(e*t/1e3)}},{key:"getDefaultProperty",value:function(e,t){return e/t}},{key:"getBorrowingAmount",value:function(e,t,n,r){return"Deposit"===e?Math.min(t/(1-n)-t,r):Math.min(r,t*n)}},{key:"getDepositAmount",value:function(e,t,n,r,o,a){var i="Property Value"===e?Math.max(t/(1-r)-t,n-t):Math.min(n,o/a-o);return c.roundDown(i,0)}},{key:"getPropertyValue",value:function(e,t,n,r){return"Property Value"===e?r:t+n}},{key:"getRepaymentAmount",value:function(e,t,n,r){return c.pmt(r,e/t,n*t)}},{key:"getTotalMortgageAmount",value:function(e,t,n,r){return""===e?0:e>0?t*n*r:0}},{key:"getMultipleOfAmountBorrowing",value:function(e,t,n){return""===e?0:e>0?t/n:0}},{key:"getInterest",value:function(e,t,n){return""===e?0:e>0?t-n:0}},{key:"getBPDetermination",value:function(e,t,n,r,o,a){return!(r<o)&&("Property Value"===e?r>=n*t*(1-a)&&n*t>=o:n>=o/t-o)}},{key:"getRepaymentBounds",value:function(e,t,n,r,o){return""===e?{min:0,max:0}:{min:c.roundUp(c.pmt(n,e/t,30*t),2),max:Math.min(12*r/t,c.roundDown(c.pmt(n,e/t,t*o),2))}}},{key:"getTerm",value:function(e,t,n,r){return c.roundUp(c.nper(e/t,n,-r)/t,2)}},{key:"getMinTerm",value:function(e,t,n,r,o,a){if(""===e)return 0;var i=Math.min(12*a/r,c.roundDown(c.pmt(n,e/r,1*r),2));return Math.max(c.roundUp(c.nper(e/r,-i,n)/r,0),o)}},{key:"getMaxInterestRate",value:function(e,t,n,r,o,a){var i=Math.min(12*a/t,c.roundDown(c.pmt(n,o/t,1*t),2));return Math.min(c.roundDown(Math.abs(c.rate(e*t,i,-n,0,0,0)),8)*t*100,r)}},{key:"checkWithinBounds",value:function(e,t){return e=Math.max(e,t.min),Math.min(e,t.max)}},{key:"getLockingValid",value:function(e){var t=this,n=(e||[]).filter((function(e){return t.resultsFieldsValues.includes(e)}));return{validLockFields:Boolean(e&&e.length===this.resultsFieldsValues.length-2&&e.every((function(e){return t.resultsFieldsValues.includes(e)}))),correctedLockedFields:n}}},{key:"roundMinMaxes",value:function(e){e.borrowingAmountMax=Math.floor(e.borrowingAmountMax),e.borrowingAmountMin=Math.ceil(e.borrowingAmountMin),e.propertyValueMax=Math.floor(e.propertyValueMax),e.propertyValueMin=Math.ceil(e.propertyValueMin),e.depositAmountMax=Math.floor(e.depositAmountMax),e.depositAmountMin=Math.ceil(e.depositAmountMin)}},{key:"getLockingMinMax",value:function(e,t,n,r,o,a,i,u,s){var l={depositAmountMax:r,depositAmountMin:r,borrowingAmountMin:a,borrowingAmountMax:a,propertyValueMax:o,propertyValueMin:o},c=1-u;if(e){if(!t&&!n)return l.propertyValueMin=a/c,l.propertyValueMax=a/s.minimumLVR,this.checkCorrectMinMax.propertyValue(l,i,s.minimumLVR,l.borrowingAmountMin,r),l.depositAmountMin=a/c-a,l.depositAmountMax=a/s.minimumLVR-a,this.checkCorrectMinMax.depositAmount(l,i,c,s.borrowingFloor,s.minimumLVR,l.borrowingAmountMin,l.propertyValueMax),this.roundMinMaxes(l),l}else{if(!t)return l.borrowingAmountMin=r/(1-s.minimumLVR)-r,l.borrowingAmountMax=r/(1-c)-r,this.checkCorrectMinMax.borrowingAmount(l,i,s.borrowingFloor),l.propertyValueMin=Math.max(r/(1-s.minimumLVR),s.borrowingFloor/s.minimumLVR),l.propertyValueMax=Math.min(r/(1-c),i/(1-c),i+r),this.checkCorrectMinMax.propertyValue(l,i,s.minimumLVR,l.borrowingAmountMin,r),this.roundMinMaxes(l),l;if(!n)return l.borrowingAmountMin=o*s.minimumLVR,l.borrowingAmountMax=o*c,this.checkCorrectMinMax.borrowingAmount(l,i,s.borrowingFloor),l.depositAmountMin=Math.max(o*(1-c),o-l.borrowingAmountMax),l.depositAmountMax=Math.min(o*(1-s.minimumLVR),l.borrowingAmountMin/s.minimumLVR-l.borrowingAmountMin,l.propertyValueMax-l.borrowingAmountMin),this.roundMinMaxes(l),l}throw new Error("Invalid field lock combination")}},{key:"getLockCorrection",value:function(e,t,n,r,o,a,i,u){var s={borrowingAmount:r,propertyValue:n,depositAmount:o,latestUpdatedFieldValid:!1};if(!e)return s;if(t.includes(e))return s;if(!this.resultsFieldsValues.includes(e))throw new Error("Invalid latest updated field - ".concat(e));if(s.latestUpdatedFieldValid=!0,e===this.resultsFields.borrowingAmount){if(!i)return s.propertyValue=r+o,s;if(!u)return s.depositAmount=n-r,s}else if(e===this.resultsFields.depositAmount){if(!a)return s.borrowingAmount=n-o,s;if(!i)return s.propertyValue=r+o,s}else if(e===this.resultsFields.propertyValue){if(!a)return s.borrowingAmount=n-o,s;if(!u)return s.depositAmount=n-r,s}throw new Error("Invalid locked fields / latest changed combination - ".concat(e," - ").concat(JSON.stringify(t)))}},{key:"getLockingResults",value:function(e,t,n,r,o,i,u,s){var l,p,m,h,d=e&&e.includes(this.resultsFields.borrowingAmount),f=e&&e.includes(this.resultsFields.propertyValue),y=e&&e.includes(this.resultsFields.depositAmount);return t=isNaN(t)?0:c.round(t,2),n=isNaN(n)?0:c.round(n,2),r=isNaN(r)?0:c.round(r,2),(l=this.getLockingValid(e)).validLockFields&&(p=this.getLockingMinMax(d,f,y,r,t,n,o,u,s)),l&&l.validLockFields&&(t=Math.min(Math.max(t,p.propertyValueMin),p.propertyValueMax),n=Math.min(Math.max(n,p.borrowingAmountMin),p.borrowingAmountMax),r=Math.min(Math.max(r,p.depositAmountMin),p.depositAmountMax),m=this.getLockCorrection(i,e,t,n,r,d,f,y)),a(a(a({validLockFields:!!l&&l.validLockFields,lockedFields:l?l.correctedLockedFields:e},h),p),m)}},{key:"getResults",value:function(e,t){var n=a(a(a({},this.configuration),t),{},{borrowingPowerTerm:t.defaultLoanTerm?t.defaultLoanTerm:this.configuration.borrowingPowerTerm}),r=p.hexDecode(atob(n.reference));n.bpcr=r/100,n.overdraftLimitRate=n.overdraftLimitRate/100,n.creditCardLimitRate=n.creditCardLimitRate/100,n.studentLoanRate=n.studentLoanRate/100,n.superannuationRate=n.superannuationRate/100,n.propertyRates=n.propertyRates/100,n.houseInsuranceRate=n.houseInsuranceRate/100,n.minimumLVR=n.minimumLVR/100,n.maximumLVR=n.maximumLVR/100,n.defaultLVR=n.defaultLVR/100,n.borrowingTolerance=n.borrowingTolerance/100;var o=this.accLevy;o.ACCLevyRate=(t.ACCLevyRate?t.ACCLevyRate:o.ACCLevyRate)/100,o.ACCMaximumRate=t.ACCLevyCap?t.ACCLevyCap:o.ACCMaximumRate;var i=this.frequencies[e.frequency],u=this.frequencies[e.frequencyLoan],s="single"===e.applicationType?1:2,l=""===e.interestRate?"":e.interestRate/100,m=this.getAdultTaxPayable(e.yearlyIncome),h=this.getAdultACCLevy(e.yearlyIncome,o.ACCMinimumEarning,o.ACCMaximumRate,o.ACCLevyRate),d=this.getAdultStudentLoan(e.hasStudentLoan,e.yearlyIncome,n.studentLoanThreshold,n.studentLoanRate),f=this.getAdultSuperannuation(e.yearlyIncome,n.superannuationRate),y=this.getAdultNetIncome(e.yearlyIncome,m,h,d,f),g=s>1?this.getAdultTaxPayable(e.secondYearlyIncome):0,v=s>1?this.getAdultACCLevy(e.secondYearlyIncome,o.ACCMinimumEarning,o.ACCMaximumRate,o.ACCLevyRate):0,b=s>1?this.getAdultStudentLoan(e.hasSecondStudentLoan,e.secondYearlyIncome,n.studentLoanThreshold,n.studentLoanRate):0,w=s>1?this.getAdultSuperannuation(e.secondYearlyIncome,n.superannuationRate):0,P=s>1?this.getAdultNetIncome(e.secondYearlyIncome,g,v,b,w):0,x=this.getNetIncome(y,P),T=this.getMonthlyNetIncome(x),M=e.inputMethod,R=this.getMonthlyBenchmarkableExpenses(M,e.totalBenchmarkable,i),A=this.getMonthlyExpenses(M,e.expensesTotal,i),k=this.getCustomerDeclaredMLA(M,R,A),C=this.getCombinedGrossIncome(s,e.yearlyIncome,e.secondYearlyIncome),B=this.getHEBBasic(n.HEPBasicConstant,n.HEPBasicIncome,C,n.HEPBasicHouseholdSize,s,n.HEPBasicChildWeighting,e.dependents,n.HEPBasicStandardError,n.HEPBasicCPI),L=(this.getHEBDiscretionary(n.HEPDiscretionaryConstant,n.HEPDiscretionaryIncome,C,n.HEPDiscretionaryHouseholdSize,s,n.HEPDiscretionaryChildWeighting,e.dependents,n.HEPDiscretionaryStandardError,n.HEPDiscretionaryCPI),this.getHEB(C,n.salaryFloor,B)),E=this.getMLA(k,L),I=this.getMonthlyDebts(e.debts,i),S=this.getNonBenchmarkMonthly(M,e.totalNonBenchmarkable,i),D=this.getNetMC(I,S),O=this.getMaxRepayments(T,E,D),F=this.getZ(n.bpcr,n.borrowingPowerFrequency,n.borrowingPowerTerm),N=this.getMaxPropertyPrice(O,n.borrowingPowerFrequency,F,n.defaultLVR,n.propertyRates,n.houseInsuranceRate),V=this.getMaxBorrowings(N,n.defaultLVR),q=this.getBorrowingAmount(e.buyerModel,e.loanPurposeAmount,1-e.downPaymentPercentageDec,V),H=this.getDepositAmount(e.buyerModel,q,e.loanPurposeAmount,e.downPaymentPercentageDec,V,n.minimumLVR),Y=this.getPropertyValue(e.buyerModel,q,H,e.loanPurposeAmount),j=q,G=H,Z=e.latestUpdatedField;this.resultsFieldsValues.includes(Z)||(Z=null),Z&&(j=e.borrowingAmount,Y=e.propertyValue,G=e.depositAmount),Y=c.round(Y,2),j=c.round(j,2),G=c.round(G,2);var _,z,U,W=this.getLockingResults(e.lockedFields,Y,j,G,V,Z,e.downPaymentPercentageDec,n),K={min:n.borrowingFloor,max:Math.max(n.borrowingFloor,V)},J=W.validLockFields?W.propertyValue:Y,$=W.validLockFields?W.borrowingAmount:j,Q=W.validLockFields?W.depositAmount:G,X=this.getRepaymentBounds(l,u,$,O,n.minimumLoanTerm),ee={min:X.min,max:X.max},te=""===l;if(te)_=0,z=0,U="";else if(e.repaymentAmount>0){_=e.repaymentAmount,_=this.checkWithinBounds(_,ee),z=this.getTerm(l,u,_,$);var ne=c.roundDown(z,0),re=c.roundDown(12*z%12,0);U=ne+" year"+(ne>1?"s":""),re>0&&(U+=" and "+re+" month"+(re>1?"s":""))}else z=e.term,_=0===l?0:this.getRepaymentAmount(l,u,e.term,$),U=null;var oe=this.getTotalMortgageAmount(l,_,z,u),ae=this.getMultipleOfAmountBorrowing(l,oe,$),ie=this.getInterest(l,oe,$);z=isNaN(z)?0:z;var ue={min:n.minimumInterestRate,max:te?n.maximumInterestRate:this.getMaxInterestRate(z,u,$,n.maximumInterestRate,l,O)};l=te?"":this.checkWithinBounds(l,{min:ue.min/100,max:ue.max/100});var se={min:this.getMinTerm(l,_,$,u,n.minimumLoanTerm,O),max:n.maximumLoanTerm},le={borrowingPower:{min:W.validLockFields?W.borrowingAmountMin:$,max:W.validLockFields?W.borrowingAmountMax:$},depositAmount:{min:W.validLockFields?W.depositAmountMin:Q,max:W.validLockFields?W.depositAmountMax:Q},propertyValue:{min:W.validLockFields?W.propertyValueMin:J,max:W.validLockFields?W.propertyValueMax:J},interestRate:ue,terms:se,repaymentsLoan:ee};z=this.checkWithinBounds(z,se);var ce=this.getBPDetermination(e.buyerModel,n.defaultLVR,e.loanPurposeAmount,V,K.min,n.borrowingTolerance);return{borrowingPower:$,depositAmount:Q,propertyValue:J,interestRate:te?"":Math.round(100*l*100)/100,repaymentAmount:_,totalMortgageAmount:oe,multipleOfAmountBorrowing:ae,principal:$,interest:ie,maxBorrowings:V,fieldBounds:le,BPDetermination:ce,term:z,termNaturalLanguage:U,borrowingFloor:n.borrowingFloor,locking:W}}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=m},34950:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r=a(n(3005)),o=a(n(44207));function a(e){return e&&e.__esModule?e:{default:e}}function i(e){return i="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},i(e)}function u(e,t){var n=Object.keys(e);if(Object.getOwnPropertySymbols){var r=Object.getOwnPropertySymbols(e);t&&(r=r.filter((function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable}))),n.push.apply(n,r)}return n}function s(e){for(var t=1;t<arguments.length;t++){var n=null!=arguments[t]?arguments[t]:{};t%2?u(Object(n),!0).forEach((function(t){c(e,t,n[t])})):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(n)):u(Object(n)).forEach((function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(n,t))}))}return e}function l(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,p(r.key),r)}}function c(e,t,n){return(t=p(t))in e?Object.defineProperty(e,t,{value:n,enumerable:!0,configurable:!0,writable:!0}):e[t]=n,e}function p(e){var t=function(e,t){if("object"!==i(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==i(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(e);return"symbol"===i(t)?t:String(t)}var m=n(24593),h=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),c(this,"checkCorrectMinMax",{propertyValue:function(e,t,n,r,o,a){e.propertyValueMax=Math.min(e.propertyValueMax,t/r),e.propertyValueMin=Math.max(e.propertyValueMin,o/n),a&&(e.propertyValueMin=Math.max(e.propertyValueMin,o+a),e.propertyValueMax=Math.min(e.propertyValueMax,t+a))},borrowingAmount:function(e,t,n){e.borrowingAmountMax=Math.min(e.borrowingAmountMax,t),e.borrowingAmountMin=Math.max(e.borrowingAmountMin,n)},equityAsDeposit:function(e,t,n,r,o,a){e.equityAsDepositMin=Math.max(e.equityAsDepositMin,0),e.equityAsDepositMax=Math.min(e.equityAsDepositMax,t),n&&r&&o&&a&&(e.equityAsDepositMin=Math.max(e.equityAsDepositMin,n-r-o),e.equityAsDepositMax=Math.min(e.equityAsDepositMax,n-r-a))},cashDeposit:function(e,t,n,r,o){e.cashDepositMin=Math.max(e.cashDepositMin,0),t&&n&&r&&o&&(e.cashDepositMin=Math.max(e.cashDepositMin,t-n-r),e.cashDepositMax=Math.min(e.cashDepositMax,t-n-o))},depositAmount:function(e,t,n,r,o,a){e.depositAmountMin=Math.max(e.depositAmountMin,0,r/n-r),e.depositAmountMax=Math.min(e.depositAmountMax,t/o-t),a&&(e.depositAmountMax=Math.min(e.depositAmountMax,a-r),e.depositAmountMin=Math.max(e.depositAmountMin,a-t))}}),this.frequencies={month:12,fortnight:26,week:52,year:1},this.defaultConfig={bcpr:7.95,borrowingPowerFrequency:12,borrowingPowerTerm:25,overdraftLimitRate:4,creditCardLimitRate:5,studentLoanThreshold:20280,studentLoanRate:12,superannuationRate:3,HEPBasicIncome:.296863805097652,HEPBasicConstant:5.83068072986873,HEPBasicHouseholdSize:.822336645558387,HEPBasicChildWeighting:.566,HEPBasicStandardError:.733515616657737,HEPBasicCPI:.029,HEPDiscretionaryIncome:.500387360013052,HEPDiscretionaryConstant:2.71577880957659,HEPDiscretionaryHouseholdSize:.765392886113537,HEPDiscretionaryChildWeighting:.516,HEPDiscretionaryStandardError:1.25208880449754,HEPDiscretionaryCPI:.023,borrowingFloor:1e5,minimumLVR:40,maximumLVR:80,minimumInterestRate:.01,maximumInterestRate:10,minimumLoanTerm:5,maximumLoanTerm:30,propertyRates:0,houseInsuranceRate:0,defaultLVR:80,rentalFactor:97,rentalExpenses:24,electricityAllowance:75,internetAllowance:75,maintenanceAllowance:50,salaryFloor:1e4,investmentPropertyLVR:60,ownerOccupierLVR:80,equityPercentage:100,ACCLevyRate:1.39,ACCMinimumEarning:0,ACCMaximumRate:130911,borrowingTolerance:20},this.resultsFields={propertyValue:"propertyValue",borrowingAmount:"borrowingAmount",cashDeposit:"cashDeposit",equityAsDeposit:"equityAsDeposit",depositAmount:"depositAmount"},this.noEquityLockFields=[this.resultsFields.borrowingAmount,this.resultsFields.propertyValue,this.resultsFields.depositAmount],this.hasEquityLockFields=[this.resultsFields.borrowingAmount,this.resultsFields.propertyValue,this.resultsFields.cashDeposit,this.resultsFields.equityAsDeposit]}var t,n;return t=e,(n=[{key:"getCombinedGrossIncome",value:function(e,t,n){return 1===e?t:t+n}},{key:"getNetIncome",value:function(e,t,n){return e+t+n}},{key:"getMonthlyNetIncome",value:function(e){return e/12}},{key:"getAdultTaxPayable",value:function(e){return(new r.default).calculateNetIncome(e,"nz").totalAnnualTax}},{key:"getAdultACCLevy",value:function(e){if(e>this.config.ACCMinimumEarning){var t=Math.min(this.config.ACCMaximumRate,e)*this.config.ACCLevyRate;return o.default.round(t,2)}return 0}},{key:"getAdultStudentLoan",value:function(e,t){return e&&t>this.config.studentLoanThreshold?Math.max((t-this.config.studentLoanThreshold)*this.config.studentLoanRate,0):0}},{key:"getAdultSuperannuation",value:function(e){return e*this.config.superannuationRate}},{key:"getAdultNetIncome",value:function(e,t){var n=e-this.getAdultTaxPayable(e)-this.getAdultACCLevy(e)-this.getAdultStudentLoan(t,e)-this.getAdultSuperannuation(e);return o.default.round(n,2)}},{key:"getRentalIncomeGross",value:function(e,t,n){return e?t*n:0}},{key:"getRentalIncomeNet",value:function(e){return e*this.config.rentalFactor}},{key:"getMonthlyExpenses",value:function(e,t,n){return"Breakdown"===e?0:t*n/12}},{key:"getMonthlyBenchmarkableExpenses",value:function(e,t,n,r,o){return"Breakdown"===e?(t+r+n)*o/12:0}},{key:"getCustomerDeclaredMLA",value:function(e,t,n){return"Breakdown"===e?t:n}},{key:"getHEB",value:function(e,t){return t>=this.config.salaryFloor?e:0}},{key:"getHEBBasic",value:function(e,t,n){var r=Math.exp(this.config.HEPBasicConstant+this.config.HEPBasicIncome*Math.log(n)+this.config.HEPBasicHouseholdSize*Math.log(e+this.config.HEPBasicChildWeighting*t)+0*this.config.HEPBasicStandardError+this.config.HEPBasicCPI)/12;return o.default.round(r,2)}},{key:"getHEBDiscretionary",value:function(e,t,n){var r=Math.exp(this.config.HEPDiscretionaryConstant+this.config.HEPDiscretionaryIncome*Math.log(n)+this.config.HEPDiscretionaryHouseholdSize*Math.log(e+this.config.HEPDiscretionaryChildWeighting*t)+-.674489750196082*this.config.HEPDiscretionaryStandardError+this.config.HEPDiscretionaryCPI)/12;return o.default.round(r,2)}},{key:"getMLA",value:function(e,t,n,r){var o=this.getAdditionalExpenses(n,e);return Math.max(t,r)+o}},{key:"getMonthlyDebts",value:function(e,t){return e*t/12}},{key:"getMonthlyNonBenchmarkableExpenses",value:function(e,t,n,r,o){return"Breakdown"===e?(n+r+o)*t/12:0}},{key:"getRentalExpenses",value:function(e,t,n){return"Total"===e?(t+n)*this.config.rentalExpenses/12:0}},{key:"getStressedHomeLoanRepayments",value:function(e,t,n,r){var a=0,i=0;return e&&(a=o.default.pmt(t,this.config.bcpr/this.config.borrowingPowerFrequency,this.config.borrowingPowerTerm*this.config.borrowingPowerFrequency)),n&&(i=o.default.pmt(r,this.config.bcpr/this.config.borrowingPowerFrequency,this.config.borrowingPowerTerm*this.config.borrowingPowerFrequency)),a+i}},{key:"getAdditionalExpenses",value:function(e,t){return e&&"Total"===t?this.config.electricityAllowance+this.config.internetAllowance+this.config.maintenanceAllowance:0}},{key:"getRentBoard",value:function(e,t,n){return e?0:t*n/12}},{key:"getLiveInPropertyExpenses",value:function(e,t,n,r){return e&&"Total"===t?n*(this.config.propertyRates+this.config.houseInsuranceRate)/r:0}},{key:"getNetMC",value:function(e,t,n,r,o,a,i,u,s,l,c,p,m,h){return e+this.getStressedHomeLoanRepayments(n,r,o,a)+this.getRentalExpenses(i,u,s)+this.getMonthlyNonBenchmarkableExpenses(i,t,l,c,p)+this.getRentBoard(n,m,t)+this.getLiveInPropertyExpenses(n,i,h,t)}},{key:"getMaxRepayments",value:function(e,t,n){var r=Math.max(0,e-(t+n));return o.default.roundDown(r,2)}},{key:"getZ",value:function(){return(1-Math.pow(1+this.config.bcpr/this.config.borrowingPowerFrequency,-this.config.borrowingPowerTerm*this.config.borrowingPowerFrequency))/(this.config.bcpr/this.config.borrowingPowerFrequency)}},{key:"getMaxPropertyPrice",value:function(e){var t=this.getZ(),n=e*this.config.borrowingPowerFrequency*t/(this.config.borrowingPowerFrequency*this.config.defaultLVR);return o.default.roundDown(n,-3)}},{key:"getMaxBorrowings",value:function(e){return o.default.roundDown(e*this.config.defaultLVR,-3)}},{key:"getAllowableLendingOwnerOccupier",value:function(e,t,n){return e&&t>0?Math.max(t*this.config.ownerOccupierLVR-n,0):0}},{key:"getAllowableLendingInvestment",value:function(e,t,n){return e&&t>0?Math.max(t*this.config.investmentPropertyLVR-n,0):0}},{key:"getTotalAllowableLending",value:function(e,t,n,r,o,a){return this.getAllowableLendingOwnerOccupier(e,t,n)+this.getAllowableLendingInvestment(r,o,a)}},{key:"getAvailableEquity",value:function(e,t,n,r,o,a){return this.getTotalAllowableLending(e,t,n,r,o,a)*this.config.equityPercentage}},{key:"getCurrentEquityInvestment",value:function(e,t,n){return e&&t>0?Math.max(t-n,0):0}},{key:"getCurrentEquityOwnerOccupier",value:function(e,t,n){return e&&t>0?Math.max(t-n,0):0}},{key:"getTotalEquity",value:function(e,t,n,r,o,a){return this.getCurrentEquityOwnerOccupier(e,t,n)+this.getCurrentEquityInvestment(r,o,a)}},{key:"getEquityAsDeposit",value:function(e,t,n,r,a,i){return e&&(t||n)?o.default.roundDown(Math.min(r/this.config.defaultLVR-r,a,i-r),0):0}},{key:"getCashDeposit",value:function(e,t,n,r,a,i){return e&&(t||n)&&r>0?o.default.roundDown(a-r-i,0):0}},{key:"getDepositAmount",value:function(e,t,n,r){return!e||t||n?0:r*(1-this.config.defaultLVR)}},{key:"getPropertyValue",value:function(e,t,n,r){return e+t+n+r}},{key:"getRepaymentAmount",value:function(e,t,n,r){return o.default.pmt(r,e/t,n*t)}},{key:"getTotalMortgageAmount",value:function(e,t,n,r){return""===e?0:e>0?t*n*r:0}},{key:"getMultipleOfAmountBorrowing",value:function(e,t,n){return""===e?0:e>0?t/n:0}},{key:"getInterest",value:function(e,t,n){return""===e?0:e>0?t-n:0}},{key:"getBPCalculationResult",value:function(e,t){return this.config.defaultLVR,t*this.config.defaultLVR>=this.config.borrowingFloor}},{key:"getBorrowingAmount",value:function(e,t,n){return e?Math.min(t*this.config.defaultLVR,n):0}},{key:"getRepaymentBounds",value:function(e,t,n,r){return""===e?{min:0,max:0}:{min:o.default.roundUp(o.default.pmt(n,e/t,30*t),2),max:Math.min(12*r/t,o.default.roundDown(o.default.pmt(n,e/t,t*this.config.minimumLoanTerm),2))}}},{key:"getTerm",value:function(e,t,n,r){return o.default.roundUp(o.default.nper(e/t,n,-r)/t,2)}},{key:"getMinTerm",value:function(e,t,n,r){if(""===e)return 0;var a=Math.min(12*r/n,o.default.roundUp(o.default.pmt(t,e/n,this.config.minimumLoanTerm*n),2));return Math.max(o.default.roundUp(o.default.nper(e/n,a,-t)/n,2),this.config.minimumLoanTerm)}},{key:"getMaxInterestRate",value:function(e,t,n,r){var a=Math.min(12*r/t,o.default.roundDown(o.default.pmt(n,this.config.maximumInterestRate/t,this.config.minimumLoanTerm*t),2));return Math.min(o.default.roundDown(Math.abs(o.default.rate(e*t,a,-n,0,0,0)),8)*t*100,this.config.maximumInterestRate)}},{key:"checkWithinBounds",value:function(e,t){return e=Math.max(e,t.min),Math.min(e,t.max)}},{key:"getBorrowingPower",value:function(e,t){var n=t*this.config.defaultLVR;return e>=n*(1-this.config.borrowingTolerance)&&n>=this.config.borrowingFloor}},{key:"getEquity",value:function(e){return e>=this.config.borrowingFloor}},{key:"getNoEquityLockingMinMax",value:function(e,t,n,r,o,a,i){var u={depositAmountMax:r,depositAmountMin:r,borrowingAmountMin:a,borrowingAmountMax:a,propertyValueMax:o,propertyValueMin:o};if(e){if(!t&&!n)return u.depositAmountMin=a/this.config.defaultLVR-a,u.depositAmountMax=a/this.config.minimumLVR-a,this.checkCorrectMinMax.depositAmount(u,i,this.config.defaultLVR,this.config.borrowingFloor,this.config.minimumLVR),u.propertyValueMin=a/this.config.defaultLVR,u.propertyValueMax=a/this.config.minimumLVR,this.checkCorrectMinMax.propertyValue(u,i,this.config.defaultLVR,this.config.minimumLVR,this.config.borrowingFloor),this.roundMinMaxes(u),u}else{if(!t)return u.borrowingAmountMin=r/(1-this.config.minimumLVR)-r,u.borrowingAmountMax=r/(1-this.config.defaultLVR)-r,this.checkCorrectMinMax.borrowingAmount(u,i,this.config.borrowingFloor),u.propertyValueMin=r/(1-this.config.minimumLVR),u.propertyValueMax=Math.min(r/(1-this.config.defaultLVR),i/(1-this.config.defaultLVR),i+r),this.checkCorrectMinMax.propertyValue(u,i,this.config.defaultLVR,this.config.minimumLVR,this.config.borrowingFloor,r),this.roundMinMaxes(u),u;if(!n)return u.depositAmountMin=o*(1-this.config.defaultLVR),u.depositAmountMax=o*(1-this.config.minimumLVR),this.checkCorrectMinMax.depositAmount(u,i,this.config.defaultLVR,this.config.borrowingFloor,this.config.minimumLVR,o),u.borrowingAmountMin=o*this.config.minimumLVR,u.borrowingAmountMax=o*this.config.defaultLVR,this.checkCorrectMinMax.borrowingAmount(u,i,this.config.borrowingFloor),this.roundMinMaxes(u),u}throw new Error("Invalid field lock combination")}},{key:"getNoEquityLockingValid",value:function(e){return this.getLockingValid(e,this.noEquityLockFields)}},{key:"getHasEquityLockingValid",value:function(e){return this.getLockingValid(e,this.hasEquityLockFields)}},{key:"getLockingValid",value:function(e,t){var n=(e||[]).filter((function(e){return t.includes(e)}));return{validLockFields:Boolean(e&&e.length===t.length-2&&e.every((function(e){return t.includes(e)}))),correctedLockedFields:n}}},{key:"roundMinMaxes",value:function(e){e.borrowingAmountMax=Math.floor(e.borrowingAmountMax),e.borrowingAmountMin=Math.ceil(e.borrowingAmountMin),e.propertyValueMax=Math.floor(e.propertyValueMax),e.propertyValueMin=Math.ceil(e.propertyValueMin),e.equityAsDepositMax&&(e.equityAsDepositMax=Math.floor(e.equityAsDepositMax),e.equityAsDepositMin=Math.ceil(e.equityAsDepositMin),e.cashDepositMax=Math.floor(e.cashDepositMax),e.cashDepositMin=Math.ceil(e.cashDepositMin)),e.depositAmountMax&&(e.depositAmountMax=Math.floor(e.depositAmountMax),e.depositAmountMin=Math.ceil(e.depositAmountMin))}},{key:"getHasEquityLockingMinMax",value:function(e,t,n,r,o,a,i,u,s,l){var c={equityAsDepositMax:a,equityAsDepositMin:a,cashDepositMax:o,cashDepositMin:o,propertyValueMin:i,propertyValueMax:i,borrowingAmountMin:u,borrowingAmountMax:u};if(t)if(e){if(!r&&!n)return c.equityAsDepositMin=0,c.equityAsDepositMax=Math.min(i-u,s-u),this.checkCorrectMinMax.equityAsDeposit(c,l),c.cashDepositMin=i-u-c.equityAsDepositMax,c.cashDepositMax=i-u-c.equityAsDepositMin,this.checkCorrectMinMax.cashDeposit(c),this.roundMinMaxes(c),c}else{if(!r)return c.equityAsDepositMin=Math.min(i-o-i*this.config.defaultLVR,l),c.equityAsDepositMax=i-o-Math.max(i*this.config.minimumLVR,this.config.borrowingFloor),this.checkCorrectMinMax.equityAsDeposit(c,l,i,o,s,this.config.borrowingFloor),c.borrowingAmountMin=i-o-c.equityAsDepositMax,c.borrowingAmountMax=i-o-c.equityAsDepositMin,this.checkCorrectMinMax.borrowingAmount(c,s,this.config.borrowingFloor),this.roundMinMaxes(c),c;if(!n)return c.cashDepositMin=Math.max(0,i-s,i*(1-this.config.defaultLVR)-a),c.cashDepositMax=i-a-Math.max(i*this.config.minimumLVR,this.config.borrowingFloor),this.checkCorrectMinMax.cashDeposit(c,i,a,s,this.config.borrowingFloor),c.borrowingAmountMin=i-a-c.cashDepositMax,c.borrowingAmountMax=i-a-c.cashDepositMin,this.checkCorrectMinMax.borrowingAmount(c,s,this.config.borrowingFloor),this.roundMinMaxes(c),c}else{if(!e)return c.propertyValueMin=(a+o)/(1-this.config.minimumLVR),c.propertyValueMax=(o+a)/(1-this.config.defaultLVR),this.checkCorrectMinMax.propertyValue(c,s,this.config.defaultLVR,this.config.minimumLVR,this.config.borrowingFloor,a+o),c.borrowingAmountMin=c.propertyValueMin-o-a,c.borrowingAmountMax=c.propertyValueMax-o-a,c.borrowingAmountMax=Math.min(c.borrowingAmountMax,s-a),c.propertyValueMax=Math.min(c.propertyValueMax,c.borrowingAmountMax+o+a),this.checkCorrectMinMax.borrowingAmount(c,s,this.config.borrowingFloor),this.roundMinMaxes(c),c;if(!n)return c.cashDepositMin=Math.max(0,u/this.config.defaultLVR-u-a),c.cashDepositMax=u/this.config.minimumLVR-u-a,this.checkCorrectMinMax.cashDeposit(c),c.propertyValueMin=u+a+c.cashDepositMin,c.propertyValueMax=u+a+c.cashDepositMax,this.checkCorrectMinMax.propertyValue(c,s,this.config.defaultLVR,this.config.minimumLVR,this.config.borrowingFloor),this.roundMinMaxes(c),c;if(!r)return c.equityAsDepositMin=Math.max(0,u/this.config.defaultLVR-u-o),c.equityAsDepositMax=Math.min(u/this.config.minimumLVR-u-o,s-u),this.checkCorrectMinMax.equityAsDeposit(c,l),c.propertyValueMin=u+o+c.equityAsDepositMin,c.propertyValueMax=u+o+c.equityAsDepositMax,this.checkCorrectMinMax.propertyValue(c,s,this.config.defaultLVR,this.config.minimumLVR,this.config.borrowingFloor),this.roundMinMaxes(c),c}throw new Error("Invalid field lock combination")}},{key:"getNoEquityLockCorrection",value:function(e,t,n,r,o,a,i,u){var s={borrowingAmount:r,propertyValue:n,depositAmount:o,latestUpdatedFieldValid:!1};if(!e)return s;if(t.includes(e))return s;if(!this.noEquityLockFields.includes(e))throw new Error("Invalid latest updated field - ".concat(e));if(s.latestUpdatedFieldValid=!0,e===this.resultsFields.borrowingAmount){if(!i)return s.propertyValue=r+o,s;if(!u)return s.depositAmount=n-r,s}else if(e===this.resultsFields.depositAmount){if(!a)return s.borrowingAmount=n-o,s;if(!i)return s.propertyValue=r+o,s}else if(e===this.resultsFields.propertyValue){if(!a)return s.borrowingAmount=n-o,s;if(!u)return s.depositAmount=n-r,s}throw new Error("Invalid locked fields / latest changed combination - ".concat(e," - ").concat(JSON.stringify(t)))}},{key:"getHasEquityLockCorrection",value:function(e,t,n,r,o,a,i,u,s,l){var c={borrowingAmount:r,propertyValue:n,cashDeposit:o,equityAsDeposit:a,latestUpdatedFieldValid:!1};if(!e)return c;if(t.includes(e))return c;if(c.latestUpdatedFieldValid=!0,i)if(l){if(!s&&!u){if(e==this.resultsFields.cashDeposit)return c.propertyValue=r+o+a,c;if(e===this.resultsFields.propertyValue)return c.cashDeposit=[n]-r-a,c}}else if(s){if(!u){if(e==this.resultsFields.equityAsDeposit)return c.propertyValue=r+a+o,c;if(e===this.resultsFields.propertyValue)return c.equityAsDeposit=n-o-r,c}}else{if(e==this.resultsFields.equityAsDeposit)return c.cashDeposit=n-a-r,c;if(e===this.resultsFields.cashDeposit)return c.equityAsDeposit=n-o-r,c}else if(l)if(s){if(!u){if(e===this.resultsFields.borrowingAmount)return c.propertyValue=r+o+a,c;if(e===this.resultsFields.propertyValue)return c.borrowingAmount=n-a-o,c}}else{if(e===this.resultsFields.borrowingAmount)return c.cashDeposit=n-r-a,c;if(e===this.resultsFields.cashDeposit)return c.borrowingAmount=n-o-a,c}else{if(e===this.resultsFields.equityAsDeposit)return c.borrowingAmount=n-a-o,c;if(e===this.resultsFields.borrowingAmount)return c.equityAsDeposit=n-r-o,c}throw new Error("Invalid locked fields / latest changed combination - ".concat(e," - ").concat(JSON.stringify(t)))}},{key:"getLockingResults",value:function(e,t,n,r,a,i,u,l,c,p){var m,h,d,f,y=t&&t.includes(this.resultsFields.borrowingAmount),g=t&&t.includes(this.resultsFields.propertyValue),v=t&&t.includes(this.resultsFields.cashDeposit),b=t&&t.includes(this.resultsFields.equityAsDeposit),w=t&&t.includes(this.resultsFields.depositAmount);return n=isNaN(n)?0:o.default.round(n,2),r=isNaN(r)?0:o.default.round(r,2),a=isNaN(a)?0:o.default.round(a,2),i=isNaN(i)?0:o.default.round(i,2),u=isNaN(u)?0:o.default.round(u,2),e?(m=this.getHasEquityLockingValid(t)).validLockFields&&(h=this.getHasEquityLockingMinMax(y,g,v,b,i,a,n,r,l,c)):(m=this.getNoEquityLockingValid(t)).validLockFields&&(h=this.getNoEquityLockingMinMax(y,g,w,u,n,r,l)),m&&m.validLockFields&&(n=Math.min(Math.max(n,h.propertyValueMin),h.propertyValueMax),r=Math.min(Math.max(r,h.borrowingAmountMin),h.borrowingAmountMax),a=Math.min(Math.max(a,h.equityAsDepositMin),h.equityAsDepositMax),i=Math.min(Math.max(i,h.cashDepositMin),h.cashDepositMax),u=Math.min(Math.max(u,h.depositAmountMin),h.depositAmountMax),d=e?this.getHasEquityLockCorrection(p,t,n,r,i,a,y,g,v,b):this.getNoEquityLockCorrection(p,t,n,r,u,y,g,w)),s(s(s({depositAmount:0,cashDeposit:0,equityAsDeposit:0,depositAmountMin:0,depositAmountMax:0,equityAsDepositMax:0,equityAsDepositMin:0,cashDepositMax:0,cashDepositMin:0,validLockFields:!!m&&m.validLockFields,lockedFields:m?m.correctedLockedFields:t},f),h),d)}},{key:"getExpensesFromList",value:function(e,t,n,r,o){var a=Number(e.groceries),i=Number(e.transportation),u=Number(e.health),s=Number(e.entertainment),l=Number(e.insurance),c=Number(e.personalExpenses),p=Number(e.childCare),m=Number(e.childSupport),h=Number(e.other),d=Number(e.otherCost),f=Number(e.electricity),y=Number(e.phone),g=Number(e.housingMaintenance),v=Number(e.rates),b=Number(e.bodyCorporate),w=Number(e.insuranceHouseAndContents),P=Number(e.investmentPropertyExpenses),x=a+i+u+s+c+d,T=l+p+m+h,M=f+y+g,R=v+b+w,A=Math.floor((n+r)*this.config.rentalExpenses/o);return{totalBenchmarkable:x,totalNonBenchmarkable:T,totalMainPropertyBenchmarkable:M,totalMainPropertyNonBenchmarkable:R,totalInvestmentPropertyBenchmarkable:0,totalInvestmentPropertyNonBenchmarkable:t?Math.max(P,A):A}}},{key:"initConfig",value:function(e){var t=s(s({},this.defaultConfig),e),n=m.hexDecode(atob(e.reference));t.bcpr=n/100,t.overdraftLimitRate=t.overdraftLimitRate/100,t.creditCardLimitRate=t.creditCardLimitRate/100,t.studentLoanRate=t.studentLoanRate/100,t.superannuationRate=t.superannuationRate/100,t.minimumLVR=t.minimumLVR/100,t.maximumLVR=t.maximumLVR/100,t.propertyRates=t.propertyRates/100,t.houseInsuranceRate=t.houseInsuranceRate/100,t.defaultLVR=t.defaultLVR/100,t.rentalFactor=t.rentalFactor/100,t.rentalExpenses=t.rentalExpenses/100,t.investmentPropertyLVR=t.investmentPropertyLVR/100,t.ownerOccupierLVR=t.ownerOccupierLVR/100,t.equityPercentage=t.equityPercentage/100,t.ACCLevyRate=t.ACCLevyRate/100,t.borrowingTolerance=t.borrowingTolerance/100,this.config=t}},{key:"getResults",value:function(e,t){this.initConfig(t);var n=this.frequencies[e.frequency],r=this.frequencies[e.frequencyLoan],a=this.frequencies[e.rentalIncomeFrequency],i=this.frequencies[e.newRentalIncomeFrequency],u="single"===e.applicationType?1:2,s=""===e.interestRate?"":e.interestRate/100,l=e.inputMethod,c=this.getRentalIncomeGross(e.investmentOwnership,e.rentalIncome,a),p=this.getRentalIncomeNet(c),m=this.getRentalIncomeGross(!0,e.newRentalIncome,i),h=this.getRentalIncomeNet(m),d=this.getExpensesFromList(e.expensesList,e.investmentOwnership,c,m,n),f=this.getMonthlyBenchmarkableExpenses(l,d.totalBenchmarkable,d.totalMainPropertyBenchmarkable,d.totalInvestmentPropertyBenchmarkable,n),y=this.getMonthlyExpenses(l,e.expensesTotal,n),g=this.getCustomerDeclaredMLA(e.inputMethod,f,y),v=p+h,b=this.getAdultNetIncome(e.adult1GrossIncome,e.adult1StudentLoan),w=this.getAdultNetIncome(e.adult2GrossIncome,e.adult2StudentLoan),P=this.getNetIncome(b,w,v),x=this.getMonthlyNetIncome(P),T=this.getCombinedGrossIncome(u,e.adult1GrossIncome,e.adult2GrossIncome),M=this.getHEBBasic(u,e.dependents,T),R=this.getHEBDiscretionary(u,e.dependents,T),A=this.getHEB(M,T),k=this.getMonthlyDebts(e.debts,n),C=this.getNetMC(k,n,e.ownerOccupierOwnership,e.ownerOccupierPropertyLoanAmount,e.investmentOwnership,e.investmentPropertyLoanAmount,e.inputMethod,c,m,d.totalNonBenchmarkable,d.totalMainPropertyNonBenchmarkable,d.totalInvestmentPropertyNonBenchmarkable,e.rentAmount,e.ownerOccupierPropertyValue),B=this.getMLA(e.inputMethod,g,e.ownerOccupierOwnership,A),L=this.getMaxRepayments(x,B,C),E=this.getMaxPropertyPrice(L),I=this.getMaxBorrowings(E),S=this.getBorrowingPower(I,e.newPropertyPrice),D=this.getBPCalculationResult(I,e.newPropertyPrice),O=this.getBorrowingAmount(D,e.newPropertyPrice,I),F=this.getAvailableEquity(e.ownerOccupierOwnership,e.ownerOccupierPropertyValue,e.ownerOccupierPropertyLoanAmount,e.investmentOwnership,e.investmentPropertyValue,e.investmentPropertyLoanAmount),N=this.getTotalEquity(e.ownerOccupierOwnership,e.ownerOccupierPropertyValue,e.ownerOccupierPropertyLoanAmount,e.investmentOwnership,e.investmentPropertyValue,e.investmentPropertyLoanAmount),V=this.getEquityAsDeposit(D,e.investmentOwnership,e.ownerOccupierOwnership,O,F,I),q=this.getCashDeposit(D,e.investmentOwnership,e.ownerOccupierOwnership,O,e.newPropertyPrice,V),H=e.investmentOwnership||e.ownerOccupierOwnership,Y=this.getDepositAmount(D,e.investmentOwnership,e.ownerOccupierOwnership,e.newPropertyPrice),j=e.newPropertyPrice,G=O,Z=Y,_=V,z=q,U=e.latestUpdatedField;(H&&!this.hasEquityLockFields.includes(U)||!H&&!this.noEquityLockFields.includes(U))&&(U=null),U&&(G=e.borrowingAmount,j=e.propertyValue,Z=e.depositAmount,z=e.cashDeposit,_=e.equityAsDeposit),j=o.default.round(j,2),G=o.default.round(G,2),Z=o.default.round(Z,2),_=o.default.round(_,2),z=o.default.round(z,2);var W,K,J,$=this.getLockingResults(H,e.lockedFields,j,G,_,z,Z,I,F,U),Q=$.validLockFields?$.propertyValue:j,X=$.validLockFields?$.borrowingAmount:G,ee=$.validLockFields?$.depositAmount:Z,te=$.validLockFields?$.cashDeposit:z,ne=$.validLockFields?$.equityAsDeposit:_,re=X+ne,oe=""===s;if(oe)W=0,K=0,J="";else if(e.repaymentAmount>0){W=e.repaymentAmount,K=this.getTerm(s,r,W,re);var ae=o.default.roundDown(K,0),ie=o.default.roundDown(12*K%12,0);J=ae+" year"+(ae>1?"s":""),ie>0&&(J+=" and "+ie+" month"+(ie>1?"s":""))}else K=e.term,W=0===s?0:this.getRepaymentAmount(s,r,e.term,re),J=null;var ue=this.getTotalMortgageAmount(s,W,K,r),se=this.getMultipleOfAmountBorrowing(s,ue,re),le=this.getInterest(s,ue,re),ce=this.getRepaymentBounds(s,r,re,L);K=isNaN(K)?0:K;var pe={min:this.config.minimumInterestRate,max:oe?this.config.maximumInterestRate:this.getMaxInterestRate(K,r,re,L)};s=oe?"":this.checkWithinBounds(s,{min:pe.min/100,max:pe.max/100});var me={min:this.getMinTerm(s,re,r,L),max:this.config.maximumLoanTerm},he={min:ce.min,max:ce.max},de={borrowingAmount:{min:$.validLockFields?$.borrowingAmountMin:X,max:$.validLockFields?$.borrowingAmountMax:X},depositAmount:{min:$.validLockFields?$.depositAmountMin:ee,max:$.validLockFields?$.depositAmountMax:ee},equityAsDeposit:{min:$.validLockFields?$.equityAsDepositMin:ne,max:$.validLockFields?$.equityAsDepositMax:ne},cashDeposit:{min:$.validLockFields?$.cashDepositMin:te,max:$.validLockFields?$.cashDepositMax:te},propertyValue:{min:$.validLockFields?$.propertyValueMin:Q,max:$.validLockFields?$.propertyValueMax:Q},interestRate:pe,terms:me,repaymentsLoan:he};K=this.checkWithinBounds(K,me),W=this.checkWithinBounds(W,he);var fe=S;return{borrowingPowerCalculations:{combinedGrossIncome:T,monthlyExpenses:y,monthlyBenchmarkableExpenses:f,customerDeclaredMLA:g,HEB:A,HEBBasic:M,HEBDiscretionary:R,monthlyDebts:k},availableEquity:F,borrowingPower:S,borrowingAmount:X,depositAmount:ee,equityAsDeposit:ne,cashDeposit:te,propertyValue:Q,interestRate:oe?"":o.default.round(100*s,2),repaymentAmount:W,totalMortgageAmount:ue,multipleOfAmountBorrowing:se,principal:re,interest:le,fieldBounds:de,BPDetermination:fe,term:K,termNaturalLanguage:J,borrowingFloor:this.config.borrowingFloor,locking:$,currentPropertyEquity:N}}}])&&l(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=h},37057:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r=i(n(3005)),o=i(n(44207)),a=["ACCLevyRate","ACCLevyCap"];function i(e){return e&&e.__esModule?e:{default:e}}function u(e){return u="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},u(e)}function s(e,t){var n=Object.keys(e);if(Object.getOwnPropertySymbols){var r=Object.getOwnPropertySymbols(e);t&&(r=r.filter((function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable}))),n.push.apply(n,r)}return n}function l(e){for(var t=1;t<arguments.length;t++){var n=null!=arguments[t]?arguments[t]:{};t%2?s(Object(n),!0).forEach((function(t){p(e,t,n[t])})):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(n)):s(Object(n)).forEach((function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(n,t))}))}return e}function c(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,m(r.key),r)}}function p(e,t,n){return(t=m(t))in e?Object.defineProperty(e,t,{value:n,enumerable:!0,configurable:!0,writable:!0}):e[t]=n,e}function m(e){var t=function(e,t){if("object"!==u(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==u(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(e);return"symbol"===u(t)?t:String(t)}var h=n(24593),d=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),p(this,"checkCorrectMinMax",{propertyValue:function(e,t,n,r,o,a){e.propertyValueMax=Math.min(e.propertyValueMax,t/r),e.propertyValueMin=Math.max(e.propertyValueMin,o/n),a&&(e.propertyValueMin=Math.max(e.propertyValueMin,o+a),e.propertyValueMax=Math.min(e.propertyValueMax,t+a))},borrowingAmount:function(e,t,n){e.borrowingAmountMax=Math.min(e.borrowingAmountMax,t),e.borrowingAmountMin=Math.max(e.borrowingAmountMin,n)},equityAsDeposit:function(e,t,n,r,o,a){e.equityAsDepositMin=Math.max(e.equityAsDepositMin,0),e.equityAsDepositMax=Math.min(e.equityAsDepositMax,t),n&&r&&o&&a&&(e.equityAsDepositMin=Math.max(e.equityAsDepositMin,n-r-o),e.equityAsDepositMax=Math.min(e.equityAsDepositMax,n-r-a))},cashDeposit:function(e,t,n,r,o){e.cashDepositMin=Math.max(e.cashDepositMin,0),t&&n&&r&&o&&(e.cashDepositMin=Math.max(e.cashDepositMin,t-n-r),e.cashDepositMax=Math.min(e.cashDepositMax,t-n-o))},depositAmount:function(e,t,n,r,o,a){e.depositAmountMin=Math.max(e.depositAmountMin,0,r/n-r),e.depositAmountMax=Math.min(e.depositAmountMax,t/o-t),a&&(e.depositAmountMax=Math.min(e.depositAmountMax,a-r),e.depositAmountMin=Math.max(e.depositAmountMin,a-t))}}),this.frequenciesRent={month:12,fortnight:26,week:52,year:1},this.frequencies={month:12,fortnight:26,week:52,year:1},this.configuration={bpcr:7.95,borrowingPowerFrequency:12,borrowingPowerTerm:25,overdraftLimitRate:4,creditCardLimitRate:5,studentLoanThreshold:21268,studentLoanRate:12,superannuationRate:3,HEPBasicIncome:.296863805,HEPBasicConstant:5.83068073,HEPBasicHouseholdSize:.822336646,HEPBasicChildWeighting:.566,HEPBasicStandardError:.733515617,HEPBasicCPI:.029,HEPDiscretionaryIncome:.50038736,HEPDiscretionaryConstant:2.71577881,HEPDiscretionaryHouseholdSize:.765392886,HEPDiscretionaryChildWeighting:.516,HEPDiscretionaryStandardError:1.252088804,HEPDiscretionaryCPI:.023,borrowingFloor:1e5,minimumLVR:40,maximumLVR:80,minimumInterestRate:.01,maximumInterestRate:10,minimumLoanTerm:5,maximumLoanTerm:30,propertyRates:.3,houseInsuranceRate:.24,defaultLVR:80,rentalFactor:96,rentalExpenses:23,electricityAllowance:75,internetAllowance:75,maintenanceAllowance:0,salaryFloor:1e4,investmentPropertyLVR:60,ownerOccupierLVR:80},this.lvrRanges=[0,.8],this.incomeTax={threshold:[{lowerBound:"0",taxRate:"0.105",upperBound:"14000"},{lowerBound:"14001",taxRate:"0.175",upperBound:"48000"},{lowerBound:"48001",taxRate:"0.3",upperBound:"70000"},{lowerBound:"70001",taxRate:"0.33",upperBound:"180000"},{lowerBound:"180001",taxRate:"0.39",upperBound:"+"}],year:"2019-2020"},this.accLevy={ACCLevyRate:1.39,ACCMinimumEarning:0,ACCMaximumRate:130911},this.resultsFields={propertyValue:"propertyValue",borrowingAmount:"borrowingAmount",cashDeposit:"cashDeposit",equityAsDeposit:"equityAsDeposit",depositAmount:"depositAmount"},this.sellLockFields=[this.resultsFields.borrowingAmount,this.resultsFields.propertyValue,this.resultsFields.depositAmount],this.keepLockFields=[this.resultsFields.borrowingAmount,this.resultsFields.propertyValue,this.resultsFields.cashDeposit,this.resultsFields.equityAsDeposit]}var t,n;return t=e,(n=[{key:"getCombinedGrossIncome",value:function(e,t,n){return 2===e?t+n:t}},{key:"getNetIncome",value:function(e,t,n){return e+t+n}},{key:"getMonthlyNetIncome",value:function(e){return e/12}},{key:"getAdultTaxPayable",value:function(e,t,n){var o={taxBands:n||this.incomeTax.threshold,ACCLevyRate:t.ACCLevyRate,ACCLevyCap:t.ACCMaximumRate};return new r.default("nz",o).calculateNetIncome(e,"nz").totalAnnualTax}},{key:"getAdultACCLevy",value:function(e,t,n,r){return e>t?Math.min(n,e)*r:0}},{key:"getAdultStudentLoan",value:function(e,t,n,r){return e&&t>n?Math.max((t-n)*r,0):0}},{key:"getAdultSuperannuation",value:function(e,t){return e*t}},{key:"getAdultNetIncome",value:function(e,t,n,r,o){return e-(t+n+r+o)}},{key:"getRentalIncomeGross",value:function(e,t,n,r,o){return"keep"!==e||"rent"!==t&&"rent"!==n?0:r*o}},{key:"getRentalIncomeNet",value:function(e,t){return e*t}},{key:"getMonthlyExpenses",value:function(e,t,n){return"Breakdown"===e?0:t*n/12}},{key:"getMonthlyBenchmarkableExpenses",value:function(e,t,n,r,o){return"Breakdown"===e?(t+n+r)*o/12:0}},{key:"getCustomerDeclaredMLA",value:function(e,t,n){return"Breakdown"===e?t:n}},{key:"getHEB",value:function(e,t,n){return e>=t?n:0}},{key:"getHEBBasic",value:function(e,t,n,r,o,a,i,u,s){return Math.exp(e+t*Math.log(n)+r*Math.log(o+a*i)+0*u+s)/12}},{key:"getHEBDiscretionary",value:function(e,t,n,r,o,a,i,u,s){return Math.exp(e+t*Math.log(n)+r*Math.log(o+a*i)+-.674489750196082*u+s)/12}},{key:"getMLA",value:function(e,t,n){return Math.max(e,t)+n}},{key:"getMonthlyDebts",value:function(e,t){return e*t/12}},{key:"getNonBenchmarkMonthly",value:function(e,t,n,r,o){return"Breakdown"===e?(t+n+r)*o/12:0}},{key:"getRentalExpenses",value:function(e,t,n,r){return"rent"===e||"rent"===t?n*r/12:0}},{key:"getStressedRepayment",value:function(e,t,n,r,a){return"keep"===e?o.default.pmt(t,n/r,a*r):0}},{key:"getAdditionalExpenses",value:function(e,t,n,r,o,a){return"keep"===e&&"also live in"===t&&"Total"===n?r+o+a:0}},{key:"getLiveInPropertyExpenses",value:function(e,t,n,r,o,a,i){return"Total"===e&&"live in"===t&&"keep"===n?r*(o+a)/i:0}},{key:"getNetMC",value:function(e,t,n,r,o){return e+t+n+r+o}},{key:"getMaxRepayments",value:function(e,t,n){var r=Math.max(0,e-(t+n));return Math.floor(100*r)/100}},{key:"getZ",value:function(e,t,n){return(1-Math.pow(1+e/t,-n*t))/(e/t)}},{key:"getMaxPropertyPrice",value:function(e,t,n,r,a,i,u,s,l){var c=e*t*n/(t*r+("Total"!==i||"sell"!==a&&"rent"===l?0:n*(u+s)));return o.default.roundDown(c,-3)}},{key:"getMaxBorrowings",value:function(e,t){return 1e3*o.default.roundDown(e*t/1e3,0)}},{key:"getNewPropertyLVR",value:function(e,t,n,r){return"sell"===e||"also live in"===n||"live in"===n?t:r}},{key:"getNewPropertyBorrowingAmount",value:function(e,t,n){return e?t*n:0}},{key:"getU",value:function(e,t){return e-t}},{key:"getCurrentPropertyEquity",value:function(e,t){return"keep"===e?o.default.roundDown(Math.max(t,0),0):0}},{key:"getCurrentPropertyLVR",value:function(e,t,n,r){return"sell"===e||"live in"===n?t:r}},{key:"getV2_",value:function(e,t,n){return e*t-n}},{key:"getAvailableEquity",value:function(e,t,n,r){return"keep"===e?o.default.roundDown(Math.max(0,Math.min(t,n/r-n)),0):0}},{key:"getEquityAsDeposit",value:function(e,t,n,r){return o.default.roundDown(Math.min(e/t-e,n,r-e),0)}},{key:"getCashDeposit",value:function(e,t,n){return o.default.roundDown(e>0?t-e-n:0,0)}},{key:"getPropertyValue",value:function(e,t,n){return"keep"===e&&t?n:0}},{key:"getRepaymentAmount",value:function(e,t,n,r){return o.default.pmt(r,e/t,n*t)}},{key:"getTotalMortgageAmount",value:function(e,t,n,r){return""===e?0:e>0?t*n*r:0}},{key:"getMultipleOfAmountBorrowing",value:function(e,t,n){return""===e?0:e>0?t/n:0}},{key:"getInterest",value:function(e,t,n){return""===e?0:e>0?t-n:0}},{key:"getBPCalculationResult",value:function(e,t,n,r,o){return e>=t&&n>=r&&t*o>=r}},{key:"getRepaymentBounds",value:function(e,t,n,r,a){return""===e?{min:0,max:0}:{min:o.default.roundUp(o.default.pmt(n,e/t,30*t),2),max:Math.min(12*r/t,o.default.roundDown(o.default.pmt(n,e/t,t*a),2))}}},{key:"getTerm",value:function(e,t,n,r){return o.default.roundUp(o.default.nper(e/t,n,-r)/t,2)}},{key:"getMinTerm",value:function(e,t,n,r,a){if(""===e)return 0;var i=Math.min(12*a/n,o.default.roundDown(o.default.pmt(t,e/n,1*n),2));return Math.max(o.default.roundUp(o.default.nper(e/n,-i,t)/n,2),r)}},{key:"getMaxInterestRate",value:function(e,t,n,r,a,i){var u=Math.min(12*i/t,o.default.roundDown(o.default.pmt(n,a/t,1*t),2));return Math.min(o.default.roundDown(Math.abs(o.default.rate(e*t,u,-n,0,0,0)),8)*t*100,r)}},{key:"checkWithinBounds",value:function(e,t){return e=Math.max(e,t.min),Math.min(e,t.max)}},{key:"getSellLockingValid",value:function(e){var t=this,n=(e||[]).filter((function(e){return t.sellLockFields.includes(e)}));return{validLockFields:Boolean(e&&1===e.length&&e.every((function(e){return t.sellLockFields.includes(e)}))),correctedLockedFields:n}}},{key:"getSellLockingMinMax",value:function(e,t,n,r,o,a,i,u,s,l){var c={depositAmountMax:r,depositAmountMin:r,borrowingAmountMin:a,borrowingAmountMax:a,propertyValueMax:o,propertyValueMin:o};if(e){if(!t&&!n)return c.depositAmountMin=a/s-a,c.depositAmountMax=a/u-a,this.checkCorrectMinMax.depositAmount(c,l,s,i,u),c.propertyValueMin=a/s,c.propertyValueMax=a/u,this.checkCorrectMinMax.propertyValue(c,l,s,u,i),this.roundMinMaxes(c),c}else{if(!t)return c.borrowingAmountMin=r/(1-u)-r,c.borrowingAmountMax=r/(1-s)-r,this.checkCorrectMinMax.borrowingAmount(c,l,i),c.propertyValueMin=r/(1-u),c.propertyValueMax=Math.min(r/(1-s),l/(1-s),l+r),this.checkCorrectMinMax.propertyValue(c,l,s,u,i,r),this.roundMinMaxes(c),c;if(!n)return c.depositAmountMin=o*(1-s),c.depositAmountMax=o*(1-u),this.checkCorrectMinMax.depositAmount(c,l,s,i,u,o),c.borrowingAmountMin=o*u,c.borrowingAmountMax=o*s,this.checkCorrectMinMax.borrowingAmount(c,l,i),this.roundMinMaxes(c),c}throw new Error("Invalid field lock combination")}},{key:"getKeepLockingValid",value:function(e){var t=this,n=(e||[]).filter((function(e){return t.keepLockFields.includes(e)}));return{validLockFields:Boolean(e&&2===e.length&&e.every((function(e){return t.keepLockFields.includes(e)}))),correctedLockedFields:n}}},{key:"roundMinMaxes",value:function(e){e.borrowingAmountMax=Math.floor(e.borrowingAmountMax),e.borrowingAmountMin=Math.ceil(e.borrowingAmountMin),e.propertyValueMax=Math.floor(e.propertyValueMax),e.propertyValueMin=Math.ceil(e.propertyValueMin),e.equityAsDepositMax&&(e.equityAsDepositMax=Math.floor(e.equityAsDepositMax),e.equityAsDepositMin=Math.ceil(e.equityAsDepositMin),e.cashDepositMax=Math.floor(e.cashDepositMax),e.cashDepositMin=Math.ceil(e.cashDepositMin)),e.depositAmountMax&&(e.depositAmountMax=Math.floor(e.depositAmountMax),e.depositAmountMin=Math.ceil(e.depositAmountMin))}},{key:"getKeepLockingMinMax",value:function(e,t,n,r,o,a,i,u,s,l,c,p,m){var h={equityAsDepositMax:a,equityAsDepositMin:a,cashDepositMax:o,cashDepositMin:o,propertyValueMin:i,propertyValueMax:i,borrowingAmountMin:u,borrowingAmountMax:u};if(t)if(e){if(!r&&!n)return h.equityAsDepositMin=0,h.equityAsDepositMax=Math.min(i-u,p-u),this.checkCorrectMinMax.equityAsDeposit(h,m),h.cashDepositMin=i-u-h.equityAsDepositMax,h.cashDepositMax=i-u-h.equityAsDepositMin,this.checkCorrectMinMax.cashDeposit(h),this.roundMinMaxes(h),h}else{if(!r)return h.equityAsDepositMin=Math.min(i-o-i*c,m),h.equityAsDepositMax=i-o-i*l,this.checkCorrectMinMax.equityAsDeposit(h,m,i,o,p,s),h.borrowingAmountMin=i-o-h.equityAsDepositMax,h.borrowingAmountMax=i-o-h.equityAsDepositMin,this.checkCorrectMinMax.borrowingAmount(h,p,s),this.roundMinMaxes(h),h;if(!n)return h.cashDepositMin=Math.max(0,i-p,i*(1-c)-a),h.cashDepositMax=i-a-i*l,this.checkCorrectMinMax.cashDeposit(h,i,a,p,s),h.borrowingAmountMin=i-a-h.cashDepositMax,h.borrowingAmountMax=i-a-h.cashDepositMin,this.checkCorrectMinMax.borrowingAmount(h,p,s),this.roundMinMaxes(h),h}else{if(!e)return h.propertyValueMin=(a+o)/(1-l),h.propertyValueMax=(o+a)/(1-c),this.checkCorrectMinMax.propertyValue(h,p,c,l,s,a+o),h.borrowingAmountMin=h.propertyValueMin-o-a,h.borrowingAmountMax=h.propertyValueMax-o-a,h.borrowingAmountMax=Math.min(h.borrowingAmountMax,p-a),h.propertyValueMax=Math.min(h.propertyValueMax,h.borrowingAmountMax+o+a),this.checkCorrectMinMax.borrowingAmount(h,p,s),this.roundMinMaxes(h),h;if(!n)return h.cashDepositMin=Math.max(0,u/c-u-a),h.cashDepositMax=u/l-u-a,this.checkCorrectMinMax.cashDeposit(h),h.propertyValueMin=u+a+h.cashDepositMin,h.propertyValueMax=u+a+h.cashDepositMax,this.checkCorrectMinMax.propertyValue(h,p,c,l,s),this.roundMinMaxes(h),h;if(!r)return h.equityAsDepositMin=Math.max(0,u/c-u-o),h.equityAsDepositMax=Math.min(u/l-u-o,p-u),this.checkCorrectMinMax.equityAsDeposit(h,m),h.propertyValueMin=u+o+h.equityAsDepositMin,h.propertyValueMax=u+o+h.equityAsDepositMax,this.checkCorrectMinMax.propertyValue(h,p,c,l,s),this.roundMinMaxes(h),h}throw new Error("Invalid field lock combination")}},{key:"getSellLockCorrection",value:function(e,t,n,r,o,a,i,u){var s={borrowingAmount:r,propertyValue:n,depositAmount:o,latestUpdatedFieldValid:!1};if(!e)return s;if(t.includes(e))return s;if(!this.sellLockFields.includes(e))throw new Error("Invalid latest updated field - ".concat(e));if(s.latestUpdatedFieldValid=!0,e===this.resultsFields.borrowingAmount){if(!i)return s.propertyValue=r+o,s;if(!u)return s.depositAmount=n-r,s}else if(e===this.resultsFields.depositAmount){if(!a)return s.borrowingAmount=n-o,s;if(!i)return s.propertyValue=r+o,s}else if(e===this.resultsFields.propertyValue){if(!a)return s.borrowingAmount=n-o,s;if(!u)return s.depositAmount=n-r,s}throw new Error("Invalid locked fields / latest changed combination - ".concat(e," - ").concat(JSON.stringify(t)))}},{key:"getKeepLockCorrection",value:function(e,t,n,r,o,a,i,u,s,l){var c={borrowingAmount:r,propertyValue:n,cashDeposit:o,equityAsDeposit:a,latestUpdatedFieldValid:!1};if(!e)return c;if(t.includes(e))return c;if(c.latestUpdatedFieldValid=!0,i)if(l){if(!s&&!u){if(e==this.resultsFields.cashDeposit)return c.propertyValue=r+o+a,c;if(e===this.resultsFields.propertyValue)return c.cashDeposit=[n]-r-a,c}}else if(s){if(!u){if(e==this.resultsFields.equityAsDeposit)return c.propertyValue=r+a+o,c;if(e===this.resultsFields.propertyValue)return c.equityAsDeposit=n-o-r,c}}else{if(e==this.resultsFields.equityAsDeposit)return c.cashDeposit=n-a-r,c;if(e===this.resultsFields.cashDeposit)return c.equityAsDeposit=n-o-r,c}else if(l)if(s){if(!u){if(e===this.resultsFields.borrowingAmount)return c.propertyValue=r+o+a,c;if(e===this.resultsFields.propertyValue)return c.borrowingAmount=n-a-o,c}}else{if(e===this.resultsFields.borrowingAmount)return c.cashDeposit=n-r-a,c;if(e===this.resultsFields.cashDeposit)return c.borrowingAmount=n-o-a,c}else{if(e===this.resultsFields.equityAsDeposit)return c.borrowingAmount=n-a-o,c;if(e===this.resultsFields.borrowingAmount)return c.equityAsDeposit=n-r-o,c}throw new Error("Invalid locked fields / latest changed combination - ".concat(e," - ").concat(JSON.stringify(t)))}},{key:"getLockingResults",value:function(e,t,n,r,a,i,u,s,c,p,m,h,d){var f,y,g,v,b=n&&n.includes(this.resultsFields.borrowingAmount),w=n&&n.includes(this.resultsFields.propertyValue),P=n&&n.includes(this.resultsFields.cashDeposit),x=n&&n.includes(this.resultsFields.equityAsDeposit),T=n&&n.includes(this.resultsFields.depositAmount);return r=isNaN(r)?0:o.default.round(r,2),a=isNaN(a)?0:o.default.round(a,2),i=isNaN(i)?0:o.default.round(i,2),u=isNaN(u)?0:o.default.round(u,2),s=isNaN(s)?0:o.default.round(s,2),e?(f=this.getKeepLockingValid(n)).validLockFields&&(y=this.getKeepLockingMinMax(b,w,P,x,u,i,r,a,c.borrowingFloor,c.minimumLVR,p,m,h)):t&&(f=this.getSellLockingValid(n)).validLockFields&&(y=this.getSellLockingMinMax(b,w,T,s,r,a,c.borrowingFloor,c.minimumLVR,p,m)),f&&f.validLockFields&&(e||t)&&(r=Math.min(Math.max(r,y.propertyValueMin),y.propertyValueMax),a=Math.min(Math.max(a,y.borrowingAmountMin),y.borrowingAmountMax),i=Math.min(Math.max(i,y.equityAsDepositMin),y.equityAsDepositMax),u=Math.min(Math.max(u,y.cashDepositMin),y.cashDepositMax),s=Math.min(Math.max(s,y.depositAmountMin),y.depositAmountMax),g=e?this.getKeepLockCorrection(d,n,r,a,u,i,b,w,P,x):this.getSellLockCorrection(d,n,r,a,s,b,w,T)),l(l(l({depositAmount:0,cashDeposit:0,equityAsDeposit:0,depositAmountMin:0,depositAmountMax:0,equityAsDepositMax:0,equityAsDepositMin:0,cashDepositMax:0,cashDepositMin:0,validLockFields:!!f&&f.validLockFields,lockedFields:f?f.correctedLockedFields:n},v),y),g)}},{key:"getResults",value:function(e,t){var n="keep"===e.buyerModel,r="sell"===e.buyerModel,i=t.ACCLevyRate,u=t.ACCLevyCap,s=function(e,t){if(null==e)return{};var n,r,o=function(e,t){if(null==e)return{};var n,r,o={},a=Object.keys(e);for(r=0;r<a.length;r++)n=a[r],t.indexOf(n)>=0||(o[n]=e[n]);return o}(e,t);if(Object.getOwnPropertySymbols){var a=Object.getOwnPropertySymbols(e);for(r=0;r<a.length;r++)n=a[r],t.indexOf(n)>=0||Object.prototype.propertyIsEnumerable.call(e,n)&&(o[n]=e[n])}return o}(t,a),c=l(l({},this.configuration),s),p=h.hexDecode(atob(c.reference));c.bpcr=p/100,c.overdraftLimitRate=c.overdraftLimitRate/100,c.creditCardLimitRate=c.creditCardLimitRate/100,c.studentLoanRate=c.studentLoanRate/100,c.superannuationRate=c.superannuationRate/100,c.minimumLVR=c.minimumLVR/100,c.maximumLVR=c.maximumLVR/100,c.propertyRates=c.propertyRates/100,c.houseInsuranceRate=c.houseInsuranceRate/100,c.defaultLVR=c.defaultLVR/100,c.rentalFactor=c.rentalFactor/100,c.rentalExpenses=c.rentalExpenses/100,c.investmentPropertyLVR=c.investmentPropertyLVR/100,c.ownerOccupierLVR=c.ownerOccupierLVR/100,c.incomeTax=t.taxBands?t.taxBands.threshold:this.incomeTax.threshold;var m=l(l({},this.accLevy),{},{ACCLevyRate:i/100,ACCMaximumRate:u}),d=this.frequenciesRent[e.estimatedRentalIncomePeriod],f=this.frequencies[e.frequency],y=this.frequencies[e.frequencyLoan],g="single"===e.applicationType?1:2,v=""===e.interestRate?"":e.interestRate/100,b=this.getAdultTaxPayable(e.adult1GrossIncome,m,c.incomeTax),w=this.getAdultACCLevy(e.adult1GrossIncome,m.ACCMinimumEarning,m.ACCMaximumRate,m.ACCLevyRate),P=this.getAdultStudentLoan(e.adult1StudentLoan,e.adult1GrossIncome,c.studentLoanThreshold,c.studentLoanRate),x=this.getAdultSuperannuation(e.adult1GrossIncome,c.superannuationRate),T=this.getAdultNetIncome(e.adult1GrossIncome,b,w,P,x),M=g>1?this.getAdultTaxPayable(e.adult2GrossIncome,m,c.incomeTax):0,R=g>1?this.getAdultACCLevy(e.adult2GrossIncome,m.ACCMinimumEarning,m.ACCMaximumRate,m.ACCLevyRate):0,A=g>1?this.getAdultStudentLoan(e.adult2StudentLoan,e.adult2GrossIncome,c.studentLoanThreshold,c.studentLoanRate):0,k=g>1?this.getAdultSuperannuation(e.adult2GrossIncome,c.superannuationRate):0,C=g>1?this.getAdultNetIncome(e.adult2GrossIncome,M,R,A,k):0,B=this.getRentalIncomeGross(e.buyerModel,e.currentProperty,e.newProperty,e.estimatedRentalIncome,d),L=this.getRentalIncomeNet(B,c.rentalFactor),E=this.getNetIncome(T,C,L),I=this.getMonthlyNetIncome(E),S=e.inputMethod,D=this.getMonthlyBenchmarkableExpenses(S,e.totalBenchmarkable,e.totalMainPropertyBenchmarkable,e.totalSecondPropertyBenchmarkable,f),O=this.getMonthlyExpenses(S,e.expensesTotal,f),F=this.getCustomerDeclaredMLA(S,D,O),N=this.getCombinedGrossIncome(g,e.adult1GrossIncome,e.adult2GrossIncome),V=this.getHEBBasic(c.HEPBasicConstant,c.HEPBasicIncome,N,c.HEPBasicHouseholdSize,g,c.HEPBasicChildWeighting,e.dependents,c.HEPBasicStandardError,c.HEPBasicCPI),q=this.getHEBDiscretionary(c.HEPDiscretionaryConstant,c.HEPDiscretionaryIncome,N,c.HEPDiscretionaryHouseholdSize,g,c.HEPDiscretionaryChildWeighting,e.dependents,c.HEPDiscretionaryStandardError,c.HEPDiscretionaryCPI),H=this.getHEB(N,c.salaryFloor,V),Y=this.getAdditionalExpenses(e.buyerModel,e.newProperty,S,c.electricityAllowance,c.internetAllowance,c.maintenanceAllowance),j=this.getMLA(F,H,Y),G=this.getMonthlyDebts(e.debts,f),Z=this.getNonBenchmarkMonthly(S,e.totalNonBenchmarkable,e.totalMainPropertyNonBenchmarkable,e.totalSecondPropertyNonBenchmarkable,f),_=this.getRentalExpenses(e.currentProperty,e.newProperty,B,c.rentalExpenses),z=this.getStressedRepayment(e.buyerModel,e.currentPropertyLoanAmount,c.bpcr,c.borrowingPowerFrequency,c.borrowingPowerTerm),U=this.getLiveInPropertyExpenses(S,e.currentProperty,e.buyerModel,e.currentPropertyValue,c.propertyRates,c.houseInsuranceRate,c.borrowingPowerFrequency),W=this.getNetMC(G,Z,_,z,U),K=this.getMaxRepayments(I,j,W),J=this.getZ(c.bpcr,c.borrowingPowerFrequency,c.borrowingPowerTerm),$=this.getNewPropertyLVR(e.buyerModel,c.ownerOccupierLVR,e.newProperty,c.investmentPropertyLVR),Q=this.getMaxPropertyPrice(K,c.borrowingPowerFrequency,J,$,e.buyerModel,e.inputMethod,c.propertyRates,c.houseInsuranceRate,e.newProperty),X=this.getMaxBorrowings(Q,$),ee=this.getBPCalculationResult(Q,e.newPropertyPrice,X,c.borrowingFloor,$),te=Number(e.newPropertyPrice),ne=this.getNewPropertyBorrowingAmount(ee,te,$),re=this.getU(e.currentPropertyValue,e.currentPropertyLoanAmount),oe=this.getCurrentPropertyEquity(e.buyerModel,re),ae=this.getCurrentPropertyLVR(e.buyerModel,c.ownerOccupierLVR,e.currentProperty,c.investmentPropertyLVR),ie=this.getV2_(e.currentPropertyValue,ae,e.currentPropertyLoanAmount),ue=this.getAvailableEquity(e.buyerModel,ie,X,c.minimumLVR),se=this.getEquityAsDeposit(ne,$,ue,X),le=this.getCashDeposit(ne,e.newPropertyPrice,se),ce=!n&&ee?o.default.roundDown(Math.max(re,0),0):0,pe=Math.min(ce,te*(1-c.minimumLVR),te-c.borrowingFloor),me=r?Math.max(pe,te*(1-$)):0,he=ce>=me?ce-pe:ce-me,de=n?this.getPropertyValue(e.buyerModel,ee,e.newPropertyPrice):te,fe=ne=r?te-me:ne,ye=me,ge=se,ve=le,be=e.latestUpdatedField;(n&&!this.keepLockFields.includes(be)||r&&!this.sellLockFields.includes(be))&&(be=null),be&&(fe=e.newPropertyBorrowingAmount,de=e.propertyValue,ye=e.depositAmount,ve=e.cashDeposit,ge=e.equityAsDeposit),de=o.default.round(de,2),fe=o.default.round(fe,2),ye=o.default.round(ye,2),ge=o.default.round(ge,2),ve=o.default.round(ve,2);var we,Pe,xe,Te=this.getLockingResults(n,r,e.lockedFields,de,fe,ge,ve,ye,c,$,X,ue,be),Me=Te.validLockFields?Te.propertyValue:de,Re=Te.validLockFields?Te.borrowingAmount:fe,Ae=Te.validLockFields?Te.depositAmount:ye,ke=Te.validLockFields?Te.cashDeposit:ve,Ce=Te.validLockFields?Te.equityAsDeposit:ge,Be=Re+(n?Ce:0),Le=""===v;if(Le)we=0,Pe=0,xe="";else if(e.repaymentAmount>0){we=e.repaymentAmount,Pe=this.getTerm(v,y,we,Be);var Ee=o.default.roundDown(Pe,0),Ie=o.default.roundDown(12*Pe%12,0);xe=Ee+" year"+(Ee>1?"s":""),Ie>0&&(xe+=" and "+Ie+" month"+(Ie>1?"s":""))}else Pe=e.term,we=0===v?0:this.getRepaymentAmount(v,y,Pe,Be),xe=null;var Se=this.getTotalMortgageAmount(v,we,Pe,y),De=this.getMultipleOfAmountBorrowing(v,Se,Be),Oe=this.getInterest(v,Se,Be),Fe=this.getRepaymentBounds(v,y,Be,K,c.minimumLoanTerm),Ne={min:c.minimumInterestRate,max:Le?c.maximumInterestRate:this.getMaxInterestRate(Pe,y,Be,c.maximumInterestRate,v,K)};v=Le?"":this.checkWithinBounds(v,{min:Ne.min/100,max:Ne.max/100});var Ve={min:this.getMinTerm(v,Be,y,c.minimumLoanTerm,K),max:c.maximumLoanTerm},qe={min:Fe.min,max:Fe.max},He={newPropertyBorrowingAmount:{min:Te.validLockFields?Te.borrowingAmountMin:Re,max:Te.validLockFields?Te.borrowingAmountMax:Re},depositAmount:{min:Te.validLockFields?Te.depositAmountMin:Ae,max:Te.validLockFields?Te.depositAmountMax:Ae},equityAsDeposit:{min:Te.validLockFields?Te.equityAsDepositMin:Ce,max:Te.validLockFields?Te.equityAsDepositMax:Ce},cashDeposit:{min:Te.validLockFields?Te.cashDepositMin:ke,max:Te.validLockFields?Te.cashDepositMax:ke},propertyValue:{min:Te.validLockFields?Te.propertyValueMin:Me,max:Te.validLockFields?Te.propertyValueMax:Me},interestRate:Ne,terms:Ve,repaymentsLoan:qe};return Pe=this.checkWithinBounds(Pe,Ve),we=this.checkWithinBounds(we,qe),{borrowingPowerCalculations:{combinedGrossIncome:N,netIncome:E,monthlyNetIncome:I,adult1TaxPayable:b,adult1ACCLevy:w,adult1StudentLoan:P,adult1Superannuation:x,adult1NetIncome:T,adult2TaxPayable:M,adult2ACCLevy:R,adult2StudentLoan:A,adult2Superannuation:k,adult2NetIncome:C,rentalIncomeGross:B,rentalIncomeNet:L,monthlyExpenses:O,monthlyBenchmarkableExpenses:D,customerDeclaredMLA:F,HEB:H,HEBBasic:V,HEBDiscretionary:q,MLA:j,monthlyDebts:G,monthlyNonBenchmarkableExpenses:Z,rentalExpenses:_,stressedHomeLoanRepayments:z,additionalExpenses:Y,netMC:W,maxRepayments:K,Z:J,maxPropertyPrice:Q,maxBorrowings:X},currentPropertyEquity:oe,availableEquity:ue,saleProceeds:ce,saleDepositAmount:pe,depositToSpare:he,newPropertyBorrowingAmount:Re,depositAmount:Ae,equityAsDeposit:Ce,cashDeposit:ke,propertyValue:Me,interestRate:Le?"":o.default.round(100*v,2),repaymentAmount:we,totalMortgageAmount:Se,multipleOfAmountBorrowing:De,principal:Be,interest:Oe,fieldBounds:He,BPDetermination:ee,term:Pe,termNaturalLanguage:xe,borrowingFloor:c.borrowingFloor,newPropertyLVR:$,locking:Te}}}])&&c(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=d},5947:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=(r=n(44207))&&r.__esModule?r:{default:r};function a(e){return a="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},a(e)}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,u(r.key),r)}}function u(e){var t=function(e,t){if("object"!==a(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==a(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(e);return"symbol"===a(t)?t:String(t)}var s=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),function(e,t,n){(t=u(t))in e?Object.defineProperty(e,t,{value:n,enumerable:!0,configurable:!0,writable:!0}):e[t]=n}(this,"calculateClosingBalances",(function(e){for(var t=e.actualTerm,n=e.repayment,r=e.totalPaid,o=e.frequencyPerYear,a=[r],i=r,u=t*o,s=1;s<=u;s++)i-=Math.min(n,i),s%o==0&&a.push(i);return Number.isInteger(t)&&(a[a.length-1]=0),a})),this.frequencies={month:12,fortnight:26,week:52,year:1},this.configuration={}}var t,n;return t=e,(n=[{key:"getTermNaturalLanguage",value:function(e){var t=o.default.roundDown(e,0),n=o.default.roundUp(12*e%12,0);12===n&&(n=0,t++);var r=t+" year"+(t>1?"s":"");return n>0&&(r+=" and "+n+" month"+(n>1?"s":"")),r}},{key:"calculateTotalPaid",value:function(e,t,n){return e*t*this.frequencies[n]}},{key:"calculateActualTerm",value:function(e){var t=e.portionTimeToPay,n=e.portionRate,r=e.portionCustomRate,a=e.portionRepaymentsFrequency,i=e.portionAmount,u=e.portionRepaymentsAmount,s="custom"===n?r:n;return"term"===e.changeType?t:o.default.roundUp(o.default.nper(s/100/this.frequencies[a],u,-i)/this.frequencies[a],2)}},{key:"calculateMinRepayment",value:function(e){var t=e.portionRate,n=e.portionCustomRate,r=e.portionRepaymentsFrequency,a=e.portionAmount,i=e.maxTerm,u="custom"===t?n:t;return o.default.roundUp(o.default.pmt(a,u/100/this.frequencies[r],(i||30)*this.frequencies[r]),2)}},{key:"calculateMaxRepayment",value:function(e){var t=e.portionRate,n=e.portionCustomRate,r=e.portionRepaymentsFrequency,a=e.portionAmount,i=e.minTerm,u="custom"===t?n:t;return o.default.roundUp(o.default.pmt(a,u/100/this.frequencies[r],(i||5)*this.frequencies[r]),2)}},{key:"calculateRepayment",value:function(e){var t=e.portionTimeToPay,n=e.portionRate,r=e.portionCustomRate,a=e.portionRepaymentsFrequency,i=e.portionAmount,u=e.portionRepaymentsAmount,s="custom"===n?r:n;return"term"===e.changeType?o.default.roundUp(o.default.pmt(i,s/100/this.frequencies[a],t*this.frequencies[a]),2):u}},{key:"calculateGraphDataPoints",value:function(e){var t=this,n=[];return e.forEach((function(e){t.calculateClosingBalances(e).forEach((function(e,t){void 0===n[t]?n[t]=e:n[t]+=e}))})),n.map((function(e,t){return[t,e]}))}},{key:"calculateEachOption",value:function(e){var t=this,n=[],r=[],o=0,a="",i=0,u=0;return e.forEach((function(e){var o=e.portionRepaymentsFrequency,i=e.changeType;!a&&o&&(a="".concat(o,"ly"));var u=t.calculateRepayment(e),s=t.calculateActualTerm(e);n.push({frequencyPerYear:t.frequencies[o],repayment:u,actualTerm:s,totalPaid:t.calculateTotalPaid(u,s,o)});var l=t.calculateMinRepayment(e),c=t.calculateMaxRepayment(e);"repayment"===i?r.push({portionTimeToPay:s,minRepayment:l,maxRepayment:c}):r.push({portionRepaymentsAmount:u,minRepayment:l,maxRepayment:c})})),n.forEach((function(e){i=Math.max(i,e.actualTerm),o+=e.repayment,u+=e.totalPaid})),{totalRepayment:o,repaymentFrequency:a,totalTerm:i,totalTermNaturalLanguage:this.getTermNaturalLanguage(i),totalPay:u,newPortions:r,graphDataPoints:this.calculateGraphDataPoints(n)}}},{key:"getResults",value:function(e){return e?this.calculateEachOption(e):{}}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=s},64550:function(e){"use strict";e.exports={incomeTax:{threshold:[{lowerBound:"0",taxRate:"0",upperBound:"18200"},{lowerBound:"18201",taxRate:"0.19",upperBound:"45000"},{lowerBound:"45001",taxRate:"0.325",upperBound:"120000"},{lowerBound:"120001",taxRate:"0.37",upperBound:"180000"},{lowerBound:"180001",taxRate:"0.45",upperBound:"+"}],year:"2023-2024"},incomeTaxNZ:{threshold:[{lowerBound:"0",taxRate:"0.105",upperBound:"14000"},{lowerBound:"14001",taxRate:"0.175",upperBound:"48000"},{lowerBound:"48001",taxRate:"0.30",upperBound:"70000"},{lowerBound:"70001",taxRate:"0.33",upperBound:"180000"},{lowerBound:"180001",taxRate:"0.39",upperBound:"+"}],year:"2023-2024"},standardDeduction:12950,incomeTaxNZAssumptions:{ACCLevyThreshold:{accMin:0,accMax:139384,accLevyRate:1.53},IETCThreshold:{maxIETC:520,reductionIETC:.13},studentLoansThreshold:{minimumEarning:22828,rate:12}},stampDutyData:{state:[{id:"nsw",name:"New South Wales",land_transfer_fee:{fee:"165.40"},mortgage_registration_fee:{fee:"165.40"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"16000",fee:"0",extra:"1.25",per:"100",min:"10",partThereOf:"true"},{lowerBound:"16001",upperBound:"35000",fee:"200",extra:"1.5",per:"100",min:"10",partThereOf:"true"},{lowerBound:"35001",upperBound:"93000",fee:"485",extra:"1.75",per:"100",min:"10",partThereOf:"true"},{lowerBound:"93001",upperBound:"351000",fee:"1500",extra:"3.5",per:"100",min:"10",partThereOf:"true"},{lowerBound:"351001",upperBound:"1168000",fee:"10530",extra:"4.5",per:"100",min:"10",partThereOf:"true"},{lowerBound:"1168001",upperBound:"3505000",fee:"47295",extra:"5.5",per:"100",min:"10",partThereOf:"true"},{lowerBound:"3505001",upperBound:"+",fee:"175830",extra:"7",per:"100",min:"10",partThereOf:"true"}],type:"i-fh, i-fh-nh, i-fh-vl, ppr, ppr-nh, ppr-vl, i, i-nh, i-vl, i-off, i-fh-off, ppr-off, ppr-fh-off, ppr-pen, ppr-fh-pen, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"800000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"800001",upperBound:"1000000",additional:"1000000",additional2:"800000",additional3:"30735",fee:"30735",extra:"4.5",per:"100",min:"10",subtract:"1",appliedToTotal:"true"},{lowerBound:"1000001",upperBound:"1168000",fee:"39735",extra:"4.5",per:"100",min:"10",partThereOf:"true"},{lowerBound:"1168001",upperBound:"3505000",fee:"47295",extra:"5.5",per:"100",min:"10",partThereOf:"true"},{lowerBound:"3505000",upperBound:"+",fee:"175830",extra:"7",per:"100",min:"10",partThereOf:"true"}],type:"ppr-fh, ppr-fh-nh"},{threshold:[{lowerBound:"0",upperBound:"350000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"350001",upperBound:"351000",additional:"450000",additional2:"350000",additional3:"10495",fee:"10495",extra:"3.5",per:"100",min:"10",subtract:"1",appliedToTotal:"true"},{lowerBound:"351001",upperBound:"450000",additional:"450000",additional2:"350000",additional3:"10495",fee:"10530",extra:"4.5",per:"100",min:"10",subtract:"1",appliedToTotal:"true"},{lowerBound:"450001",upperBound:"1168000",fee:"14985",min:"10",extra:"4.50",per:"100",partThereOf:"true"},{lowerBound:"1168001",upperBound:"3505000",fee:"47295",min:"10",extra:"5.50",per:"100",partThereOf:"true"},{lowerBound:"3505001",upperBound:"+",fee:"175830",extra:"7",per:"100",min:"10",partThereOf:"true"}],type:"ppr-fh-vl"}],notes:"First home buyers are eligible for concessions on the purchase of an established home, new home, or vacant land.  (Last updated 03 July 2023)"},{id:"qld",name:"Queensland",land_transfer_fee:{threshold:[{lowerBound:"0",upperBound:"180000",fee:"224.32",extra:"0",per:"1",appliedToTotal:"true"},{lowerBound:"180001",upperBound:"+",fee:"224.32",extra:"42.13",per:"10000",partThereOf:"true"}]},mortgage_registration_fee:{fee:"224.32"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"5000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"5001",upperBound:"75000",fee:"0",extra:"1.5",per:"100",partThereOf:"true"},{lowerBound:"75001",upperBound:"540000",fee:"1050",extra:"3.5",per:"100",partThereOf:"true"},{lowerBound:"540001",upperBound:"1000000",fee:"17325",extra:"4.5",per:"100",partThereOf:"true"},{lowerBound:"1000001",upperBound:"+",fee:"38025",extra:"5.75",per:"100",partThereOf:"true"}],type:"i-fh, i-fh-nh, i-fh-vl, ppr-vl, i, i-nh, i-vl, i-off, i-fh-off, ppr-off, ppr-fh-off, ppr-pen, ppr-fh-pen, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"350000",fee:"0",extra:"1",per:"100",partThereOf:"true"},{lowerBound:"350001",upperBound:"540000",fee:"3500",extra:"3.5",per:"100",partThereOf:"true"},{lowerBound:"540001",upperBound:"1000000",fee:"10150",extra:"4.5",per:"100",partThereOf:"true"},{lowerBound:"1000001",upperBound:"+",fee:"30850",extra:"5.75",per:"100",partThereOf:"true"}],type:"ppr, ppr-nh"},{threshold:[{lowerBound:"0",upperBound:"350000",extra:"1",per:"100",fee:"0",appliedToTotal:"true",subtract:"8750",partThereOf:"true"},{lowerBound:"350001",upperBound:"504999.99",extra:"3.50",per:"100",fee:"3500",subtract:"8750",appliedToTotal:"false",partThereOf:"false"},{lowerBound:"505000",upperBound:"509999.99",extra:"3.50",per:"100",fee:"8925",subtract:"7875",appliedToTotal:"false",partThereOf:"false"},{lowerBound:"510000",upperBound:"514999.99",extra:"3.50",per:"100",fee:"9100",appliedToTotal:"false",subtract:"7000",partThereOf:"false"},{lowerBound:"515000",upperBound:"519999.99",extra:"3.50",per:"100",fee:"9275",appliedToTotal:"false",subtract:"6125",partThereOf:"false"},{lowerBound:"520000",upperBound:"524999.99",extra:"3.5",per:"100",fee:"9450",appliedToTotal:"false",subtract:"5250",partThereOf:"false"},{lowerBound:"525000",upperBound:"529999.99",extra:"3.5",per:"100",fee:"9625",appliedToTotal:"false",subtract:"4375",partThereOf:"false"},{lowerBound:"530000",upperBound:"534999.99",extra:"3.5",per:"100",fee:"9800",appliedToTotal:"false",subtract:"3500",partThereOf:"false"},{lowerBound:"535000",upperBound:"539999.99",extra:"3.5",per:"100",fee:"9975",appliedToTotal:"false",subtract:"2625",partThereOf:"false"},{lowerBound:"540000",upperBound:"544999.99",extra:"4.5",per:"100",fee:"10150",appliedToTotal:"false",subtract:"1750",partThereOf:"false"},{lowerBound:"545000",upperBound:"549999.99",extra:"4.5",per:"100",fee:"10375",appliedToTotal:"false",subtract:"875",partThereOf:"false"},{lowerBound:"550000",upperBound:"1000000",extra:"4.5",per:"100",fee:"10600",appliedToTotal:"false",subtract:"0",partThereOf:"false"},{lowerBound:"1000001",upperBound:"+",extra:"5.75",per:"100",fee:"30850",appliedToTotal:"false",subtract:"0",partThereOf:"true"}],type:"ppr-fh, ppr-fh-nh"},{threshold:[{lowerBound:"0",upperBound:"250000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"250001",upperBound:"259999.99",fee:"7175",extra:"3.5",per:"100",subtract:"7175",partThereOf:"true"},{lowerBound:"260000",upperBound:"269999.99",fee:"7525",extra:"3.5",per:"100",subtract:"6700",partThereOf:"false"},{lowerBound:"270000",upperBound:"279999.99",fee:"7875",extra:"3.5",per:"100",subtract:"6225",partThereOf:"false"},{lowerBound:"280000",upperBound:"289999.99",fee:"8225",extra:"3.5",per:"100",subtract:"5750",partThereOf:"false"},{lowerBound:"290000",upperBound:"299999.99",fee:"8575",extra:"3.5",per:"100",subtract:"5275",partThereOf:"false"},{lowerBound:"300000",upperBound:"309999.99",fee:"8925",extra:"3.5",per:"100",subtract:"4800",partThereOf:"false"},{lowerBound:"310000",upperBound:"319999.99",fee:"9275",extra:"3.5",per:"100",subtract:"4325",partThereOf:"false"},{lowerBound:"320000",upperBound:"329999.99",fee:"9625",extra:"3.5",per:"100",subtract:"3850",partThereOf:"false"},{lowerBound:"330000",upperBound:"339999.99",fee:"9975",extra:"3.5",per:"100",subtract:"3375",partThereOf:"false"},{lowerBound:"340000",upperBound:"349999.99",fee:"10325",extra:"3.5",per:"100",subtract:"2900",partThereOf:"false"},{lowerBound:"350000",upperBound:"359999.99",fee:"10675",extra:"3.5",per:"100",subtract:"2425",partThereOf:"false"},{lowerBound:"360000",upperBound:"369999.99",fee:"11025",extra:"3.5",per:"100",subtract:"1950",partThereOf:"false"},{lowerBound:"370000",upperBound:"379999.99",fee:"11375",extra:"3.5",per:"100",subtract:"1475",partThereOf:"false"},{lowerBound:"380000",upperBound:"389999.99",fee:"11725",extra:"3.5",per:"100",subtract:"1000",partThereOf:"false"},{lowerBound:"390000",upperBound:"399999.99",fee:"12075",extra:"3.5",per:"100",subtract:"525",partThereOf:"false"},{lowerBound:"400000",upperBound:"540000",fee:"12425",extra:"3.5",per:"100",subtract:"0",partThereOf:"false"},{lowerBound:"540001",upperBound:"1000000",fee:"17325",extra:"4.5",per:"100",subtract:"0",partThereOf:"true"},{lowerBound:"1000001",upperBound:"+",fee:"38025",extra:"5.75",per:"100",subtract:"0",partThereOf:"true"}],type:"ppr-fh-vl"}],notes:"A transfer duty (stamp duty) concession is available when purchasing a home to live in. Additional concessions are available for first home buyers including for the purchase of vacant land, provided a place of residence is constructed. (Last updated 03 July 2023)"},{id:"vic",name:"Victoria",land_transfer_fee:{threshold:[{lowerBound:"0",upperBound:"+",fee:"96.00",extra:"2.34",per:"1000",partThereOf:"false",appliedToTotal:"false",max:"3607"}]},mortgage_registration_fee:{fee:"118.90"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"600000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"600001",upperBound:"750000",fee:"31070",extra:"6",per:"100",constant:"1",partThereOf:"true"},{lowerBound:"750001",upperBound:"960000",fee:"40070",extra:"6",per:"100",partThereOf:"true"},{lowerBound:"960001",upperBound:"2000000",fee:"0",extra:"5.5",per:"100",partThereOf:"false",appliedToTotal:"true"},{lowerBound:"2000001",upperBound:"+",fee:"0",extra:"6.5",per:"100",partThereOf:"false",appliedToTotal:"true"}],type:"ppr-fh, ppr-fh-nh, ppr-fh-vl, ppr-fh-off"},{threshold:[{lowerBound:"0",upperBound:"25000",fee:"0",extra:"1.40",per:"100",partThereOf:"false",appliedToTotal:"true"},{lowerBound:"25001",upperBound:"130000",fee:"350",extra:"2.40",per:"100",partThereOf:"true"},{lowerBound:"130001",upperBound:"440000",fee:"2870",extra:"5.00",per:"100",partThereOf:"true"},{lowerBound:"440001",upperBound:"550000",fee:"18370",extra:"6.00",per:"100",partThereOf:"true"},{lowerBound:"550001",upperBound:"960000",fee:"28070",extra:"6.00",per:"100",partThereOf:"true"},{lowerBound:"960001",upperBound:"2000000",fee:"0",extra:"5.50",per:"100",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"2000001",upperBound:"+",fee:"110000",extra:"6.50",per:"100",partThereOf:"true"}],type:"ppr, ppr-vl, ppr-nh, ppr-off"},{threshold:[{lowerBound:"0",upperBound:"25000",fee:"0",extra:"1.4",per:"100",partThereOf:"false",appliedToTotal:"true"},{lowerBound:"25001",upperBound:"130000",fee:"350",extra:"2.4",per:"100",partThereOf:"true"},{lowerBound:"130001",upperBound:"960000",fee:"2870",extra:"6",per:"100",partThereOf:"true"},{lowerBound:"960001",upperBound:"2000000",fee:"0",extra:"5.5",per:"100",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"2000001",upperBound:"+",fee:"110000",extra:"6.5",per:"100",partThereOf:"true"}],type:"i, i-fh, i-vl, i-fh-vl, i-off, i-fh-off, i-fh-nh, i-nh, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"330000",exception:"true"},{lowerBound:"330001",upperBound:"750000",constant1:"160875",constant2:"7",constant3:"429",constant4:"14000"},{lowerBound:"750001",upperBound:"+",fee:"0",extra:"5.5",per:"100",partThereOf:"true",appliedToTotal:"true"}],type:"ppr-pen, ppr-fh-pen"}],notes:"Transfer fee and mortgage registration fee are based on electronic lodgement. Duty concessions are available for pensioners and for off-the-plan purchases. When purchasing off-the-plan the duty is determined by the contract price paid minus construction costs. (Last updated 03 July 2023)"},{id:"sa",name:"South Australia",land_transfer_fee:{threshold:[{lowerBound:"0",upperBound:"5000",fee:"187",extra:"0",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"5001",upperBound:"20000",fee:"209",extra:"0",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"20001",upperBound:"40000",fee:"230",extra:"0",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"40001",upperBound:"50000",fee:"323",extra:"0",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"50001",upperBound:"+",fee:"323",extra:"96",per:"10000",partThereOf:"true"}]},mortgage_registration_fee:{fee:"187"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"12000",fee:"0",extra:"1",per:"100",partThereOf:"true"},{lowerBound:"12001",upperBound:"30000",fee:"120",extra:"2",per:"100",partThereOf:"true"},{lowerBound:"30001",upperBound:"50000",fee:"480",extra:"3",per:"100",partThereOf:"true"},{lowerBound:"50001",upperBound:"100000",fee:"1080",extra:"3.5",per:"100",partThereOf:"true"},{lowerBound:"100001",upperBound:"200000",fee:"2830",extra:"4",per:"100",partThereOf:"true"},{lowerBound:"200001",upperBound:"250000",fee:"6830",extra:"4.25",per:"100",partThereOf:"true"},{lowerBound:"250001",upperBound:"300000",fee:"8955",extra:"4.75",per:"100",partThereOf:"true"},{lowerBound:"300001",upperBound:"500000",fee:"11330",extra:"5",per:"100",partThereOf:"true"},{lowerBound:"500001",upperBound:"+",fee:"21330",extra:"5.5",per:"100",partThereOf:"true"}],type:"ppr-fh, i-fh, i-fh-nh, i-fh-vl, ppr, ppr-nh, ppr-vl, i, i-nh, i-vl, ppr-off, ppr-fh-off, i-off, i-fh-off, ppr-pen, ppr-fh-pen, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"650000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"650001",upperBound:"700000",fee:"29580",extra:"5.50",per:"100",subtract:"1",partThereOf:"true"},{lowerBound:"700001",upperBound:"+",fee:"32330",extra:"5.50",per:"100",partThereOf:"true"}],type:"ppr-fh-nh"},{threshold:[{lowerBound:"0",upperBound:"400000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"400001",upperBound:"450000",fee:"16330",extra:"5",per:"100",subtract:"1",partThereOf:"true"},{lowerBound:"450001",upperBound:"500000",fee:"18830",extra:"5",per:"100",partThereOf:"true"},{lowerBound:"500001",upperBound:"+",fee:"21330",extra:"5.50",per:"100",partThereOf:"true"}],type:"ppr-fh-vl"}],notes:"First Home Owners are be eligible for the First Home Owner stamp duty relief for new homes and vacant land. A First Home Owner Grant is also available. (Last updated 03 July 2023)"},{id:"wa",name:"Western Australia",land_transfer_fee:{threshold:[{lowerBound:"0",upperBound:"85000",fee:"203"},{lowerBound:"85001",upperBound:"120000",fee:"213"},{lowerBound:"120001",upperBound:"200000",fee:"233"},{lowerBound:"200001",upperBound:"300000",fee:"253"},{lowerBound:"300001",upperBound:"400000",fee:"273"},{lowerBound:"400001",upperBound:"500000",fee:"293"},{lowerBound:"500001",upperBound:"600000",fee:"313"},{lowerBound:"600001",upperBound:"700000",fee:"333"},{lowerBound:"700001",upperBound:"800000",fee:"353"},{lowerBound:"800001",upperBound:"900000",fee:"373"},{lowerBound:"900001",upperBound:"1000000",fee:"393"},{lowerBound:"1000001",upperBound:"1100000",fee:"413"},{lowerBound:"1100001",upperBound:"1200000",fee:"433"},{lowerBound:"1200001",upperBound:"1300000",fee:"453"},{lowerBound:"1300001",upperBound:"1400000",fee:"473"},{lowerBound:"1400001",upperBound:"1500000",fee:"493"},{lowerBound:"1500001",upperBound:"1600000",fee:"513"},{lowerBound:"1600001",upperBound:"1700000",fee:"533"},{lowerBound:"1700001",upperBound:"1800000",fee:"553"},{lowerBound:"1800001",upperBound:"1900000",fee:"573"},{lowerBound:"1900001",upperBound:"2000000",fee:"593"},{lowerBound:"2000001",upperBound:"+",fee:"593",extra:"20",per:"100000",partThereOf:"true"}]},mortgage_registration_fee:{fee:"203"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"120000",fee:"0",extra:"1.9",per:"100",partThereOf:"true"},{lowerBound:"120001",upperBound:"150000",fee:"2280",extra:"2.85",per:"100",partThereOf:"true"},{lowerBound:"150001",upperBound:"360000",fee:"3135",extra:"3.8",per:"100",partThereOf:"true"},{lowerBound:"360001",upperBound:"725000",fee:"11115",extra:"4.75",per:"100",partThereOf:"true"},{lowerBound:"725001",upperBound:"+",fee:"28453",extra:"5.15",per:"100",partThereOf:"true"}],type:"i-fh, i-fh-nh, i-fh-vl, ppr-nh, ppr-vl, i, i-nh, i-vl, i-off, i-fh-off, ppr-off, ppr-fh-off, ppr-pen, ppr-fh-pen, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"430000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"430001",upperBound:"530000",fee:"0",extra:"19.19",per:"100",partThereOf:"true"},{lowerBound:"530001",upperBound:"725000",fee:"19190",extra:"4.75",per:"100",partThereOf:"true"},{lowerBound:"725001",upperBound:"+",fee:"28453",extra:"5.15",per:"100",partThereOf:"true"}],type:"ppr-fh, ppr-fh-nh"},{threshold:[{lowerBound:"0",upperBound:"300000",fee:"0",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"300001",upperBound:"400000",fee:"0",extra:"13.01",per:"100",partThereOf:"true"},{lowerBound:"400001",upperBound:"725000",fee:"13015",extra:"4.75",per:"100",partThereOf:"true"},{lowerBound:"725001",upperBound:"+",fee:"28453",extra:"5.15",per:"100",partThereOf:"true"}],type:"ppr-fh-vl"},{threshold:[{lowerBound:"0",upperBound:"120000",fee:"0",extra:"1.50",per:"100",partThereOf:"true"},{lowerBound:"120001",upperBound:"150000",fee:"2280",extra:"2.85",per:"100",partThereOf:"true"},{lowerBound:"150001",upperBound:"360000",fee:"3135",extra:"3.8",per:"100",partThereOf:"true"},{lowerBound:"360001",upperBound:"725000",fee:"11115",extra:"4.75",per:"100",partThereOf:"true"},{lowerBound:"725001",upperBound:"+",fee:"28453",extra:"5.15",per:"100",partThereOf:"true"}],type:"ppr"}],notes:"A concessional rate of duty applies to property that is a principal place of residence where the value of the entire property doesn't exceed $200,000. (Last updated 03 July 2023)"},{id:"nt",name:"Northern Territory",land_transfer_fee:{fee:"165"},mortgage_registration_fee:{fee:"165"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"525000",constant:"0.06571441",multiplier:"15",divisor:"1000"},{lowerBound:"525001",upperBound:"3000000",fee:"0",extra:"4.95",per:"100",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"3000001",upperBound:"5000000",fee:"0",extra:"5.75",per:"100",partThereOf:"true",appliedToTotal:"true"},{lowerBound:"5000001",upperBound:"+",fee:"0",extra:"5.95",per:"100",partThereOf:"true",appliedToTotal:"true"}],type:"ppr-fh, ppr-fh-nh, ppr-fh-vl, i-fh, i-fh-nh, i-fh-vl, ppr, ppr-nh, ppr-vl, i, i-nh, i-vl"}],notes:"Additional mortgage registration and transfer fees may be payable should the documents submitted exceed two pages in length. (Last updated 03 July 2023)"},{id:"act",name:"Australian Capital Territory",land_transfer_fee:{fee:"446"},mortgage_registration_fee:{fee:"166"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"200000",fee:"0",extra:"1.20",per:"100",partThereOf:"true",min:"20"},{lowerBound:"200001",upperBound:"300000",fee:"2400",extra:"2.20",per:"100",partThereOf:"true"},{lowerBound:"300001",upperBound:"500000",fee:"4600",extra:"3.4",per:"100",partThereOf:"true"},{lowerBound:"500001",upperBound:"750000",fee:"11400",extra:"4.32",per:"100",partThereOf:"true"},{lowerBound:"750001",upperBound:"1000000",fee:"22200",extra:"5.90",per:"100",partThereOf:"true"},{lowerBound:"1000001",upperBound:"1455000",fee:"36950",extra:"6.40",per:"100",partThereOf:"true"},{lowerBound:"1455001",upperBound:"+",fee:"0",extra:"4.54",per:"100",partThereOf:"true",appliedToTotal:"true"}],type:"i-fh, i-fh-nh, i-fh-vl, i, i-nh, i-vl, i-off, i-fh-off, ppr-off, ppr-fh-off, ppr-pen, ppr-fh-pen, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"260000",fee:"0",extra:"0.49",per:"100",partThereOf:"true",min:"20"},{lowerBound:"260001",upperBound:"300000",fee:"1274",extra:"2.20",per:"100",partThereOf:"true"},{lowerBound:"300001",upperBound:"500000",fee:"2154",extra:"3.4",per:"100",partThereOf:"true"},{lowerBound:"500001",upperBound:"750000",fee:"8954",extra:"4.32",per:"100",partThereOf:"true"},{lowerBound:"750001",upperBound:"1000000",fee:"19754",extra:"5.90",per:"100",partThereOf:"true"},{lowerBound:"1000001",upperBound:"1455000",fee:"34504",extra:"6.40",per:"100",partThereOf:"true"},{lowerBound:"1455001",upperBound:"+",fee:"0",extra:"4.54",per:"100",partThereOf:"true",appliedToTotal:"true"}],type:"ppr, ppr-nh, ppr-vl"},{threshold:[{lowerBound:"0",upperBound:"1000000",fee:"0",extra:"0",per:"1",partThereOf:"true"},{lowerBound:"1000001",upperBound:"1455000",fee:"34504",extra:"6.40",per:"100",subtract:"34504",partThereOf:"true"},{lowerBound:"1455001",upperBound:"+",fee:"0",extra:"4.54",per:"100",subtract:"34504",partThereOf:"true",appliedToTotal:"true"}],type:"ppr-fh, ppr-fh-nh, ppr-fh-vl"}],notes:"The Home Buyer Concession scheme eliminates duty for purchases of primary residences where all purchases are over 18 and have not owned property in the past two years. Income thresholds apply to this concession. (Last updated 03 July 2023)"},{id:"tas",name:"Tasmania",land_transfer_fee:{fee:"233.18"},mortgage_registration_fee:{fee:"152.19"},stamp_duty:[{threshold:[{lowerBound:"0",upperBound:"3000",fee:"50",extra:"0",per:"100",partThereOf:"true"},{lowerBound:"3001",upperBound:"25000",fee:"50",extra:"1.75",per:"100",partThereOf:"true"},{lowerBound:"25001",upperBound:"75000",fee:"435",extra:"2.25",per:"100",partThereOf:"true"},{lowerBound:"75001",upperBound:"200000",fee:"1560",extra:"3.5",per:"100",partThereOf:"true"},{lowerBound:"200001",upperBound:"375000",fee:"5935",extra:"4.00",per:"100",partThereOf:"true"},{lowerBound:"375001",upperBound:"725000",fee:"12935",extra:"4.25",per:"100",partThereOf:"true"},{lowerBound:"725001",upperBound:"+",fee:"27810",extra:"4.50",per:"100",partThereOf:"true"}],type:"ppr-fh-nh, ppr-fh-vl, i-fh, i-fh-nh, i-fh-vl, ppr, ppr-nh, ppr-vl, i, i-nh, i-vl, i-off, i-fh-off, ppr-off, ppr-fh-off, ppr-pen, ppr-fh-pen, i-pen, i-fh-pen"},{threshold:[{lowerBound:"0",upperBound:"3000",fee:"50",extra:"0",per:"100",subtract:1,partThereOf:"true"},{lowerBound:"3001",upperBound:"25000",fee:"50",extra:"1.75",per:"100",subtract:1,partThereOf:"true"},{lowerBound:"25001",upperBound:"75000",fee:"435",extra:"2.25",per:"100",subtract:1,partThereOf:"true"},{lowerBound:"75001",upperBound:"200000",fee:"1560",extra:"3.5",per:"100",subtract:1,partThereOf:"true"},{lowerBound:"200001",upperBound:"375000",fee:"5935",extra:"4.00",per:"100",subtract:1,partThereOf:"true"},{lowerBound:"375001",upperBound:"600000",fee:"12935",extra:"4.25",per:"100",subtract:1,partThereOf:"true"},{lowerBound:"600001",upperBound:"725000",fee:"22498",extra:"4.25",per:"100",partThereOf:"true"},{lowerBound:"725001",upperBound:"+",fee:"27810",extra:"4.50",per:"100",partThereOf:"true"}],type:"ppr-fh"}],notes:"A transfer duty (stamp duty) concession via refund is available when purchasing a home to live in. Additional concessions are available for pensioners downsizing their homes. (Last updated 03 July 2023)"}]},superannuation:{sgcRate:.11,cpiRate:.04,cpiRateAtRetirement:.025,insideSuperTax:.15,minimumDrawdown:[{min:null,max:64,value:.04},{min:65,max:74,value:.05},{min:75,max:79,value:.06},{min:80,max:84,value:.07},{min:85,max:89,value:.09},{min:90,max:94,value:.11},{min:95,max:null,value:.14}],offsetTaxRate:.18,maximumSuperContributionBaseAmount:62270,maximumSuperContributionBaseFreq:4,coContributionPercentage:.5,coContributions:{taxRate:.15,excessTaxRate:.3,caps:[{ageFrom:0,ageTo:48,amount:27500},{ageFrom:49,ageTo:100,amount:27500}]},coContribution:[{from:0,to:43445,govCoCont:function(e,t){var n=t;return t>1e3&&(n=1e3),n}},{from:43445,to:58445,govCoCont:function(e){return 2*(500-.1/3*(e-42017))}},{from:58445,to:Number.POSITIVE_INFINITY,govCoCont:function(){return 0}}],nonCoContributions:{taxRate:0,excessTaxRate:.47,caps:[{ageFrom:0,ageTo:100,amount:11e4}]},partnerMaxCoContribution:{grossIncomeCap:37e3,offset:3e3,ageCap:75,savingsIncomeTaxRate:.18},yourMaxCoContribution:[{from:0,to:41112,govCoCont:function(e,t){var n=t;return t>1e3&&(n=1e3),n}},{from:41113,to:56112,govCoCont:function(e){return 2*(500-.1/3*(e-41113))}},{from:56113,to:Number.POSITIVE_INFINITY,govCoCont:function(){return 0}}],livingExpenses:{caps:[{from:0,to:18200,taxRate:0,amount:0},{from:18201,to:33428,taxRate:.81,amount:0},{from:33429,to:62453,taxRate:.675,amount:3572},{from:62454,to:125453,taxRate:.63,amount:17547},{from:125454,to:Number.POSITIVE_INFINITY,taxRate:.55,amount:54547}]}},LifeExpectancy:{year:"2018-2020",male:{0:81.19191,1:80.48396,2:79.50137,3:78.51255,4:77.52166,5:76.52905,6:75.53517,7:74.54047,8:73.54527,9:72.54972,10:71.55395,11:70.55824,12:69.56316,13:68.56949,14:67.57809,15:66.58992,16:65.60594,17:64.62704,18:63.6536,19:62.68437,20:61.71825,21:60.75393,22:59.79051,23:58.82736,24:57.86427,25:56.90112,26:55.93785,27:54.97463,28:54.01163,29:53.04916,30:52.08725,31:51.12597,32:50.16539,33:49.20581,34:48.24753,35:47.29092,36:46.33628,37:45.38374,38:44.43321,39:43.48469,40:42.5383,41:41.59398,42:40.65164,43:39.71157,44:38.7745,45:37.84116,46:36.91218,47:35.98768,48:35.06769,49:34.15207,50:33.24066,51:32.33344,52:31.43075,53:30.53304,54:29.64088,55:28.75486,56:27.87537,57:27.00291,58:26.13779,59:25.28019,60:24.43027,61:23.58784,62:22.75279,63:21.92525,64:21.10521,65:20.29213,66:19.48587,67:18.6868,68:17.89542,69:17.11302,70:16.34083,71:15.57973,72:14.83018,73:14.0926,74:13.36758,75:12.65586,76:11.95891,77:11.27813,78:10.61496,79:9.97142,80:9.34902,81:8.74859,82:8.17077,83:7.61636,84:7.08644,85:6.58259,86:6.10632,87:5.65816,88:5.23898,89:4.85026,90:4.4941,91:4.17091,92:3.87941,93:3.61653,94:3.37613,95:3.14777,96:2.92934,97:2.7211,98:2.51819,99:2.32555,100:2.17326},female:{0:85.34462,1:84.59847,2:83.6166,3:82.62555,4:81.63315,5:80.63948,6:79.64478,7:78.64933,8:77.65341,9:76.65731,10:75.66129,11:74.66571,12:73.67091,13:72.6772,14:71.68483,15:70.69394,16:69.70465,17:68.71697,18:67.73069,19:66.7453,20:65.7604,21:64.77559,22:63.79059,23:62.80534,24:61.81988,25:60.83431,26:59.84887,27:58.86377,28:57.87958,29:56.89592,30:55.91276,31:54.93016,32:53.94839,33:52.96785,34:51.98865,35:51.01113,36:50.03555,37:49.06162,38:48.08929,39:47.11876,40:46.1499,41:45.18264,42:44.21772,43:43.25564,44:42.2964,45:41.33992,46:40.38595,47:39.43467,48:38.48652,49:37.54135,50:36.59918,51:35.65999,52:34.72447,53:33.79299,54:32.86598,55:31.94328,56:31.02438,57:30.10904,58:29.19761,59:28.29042,60:27.38843,61:26.49261,62:25.60334,63:24.71908,64:23.83862,65:22.96141,66:22.08835,67:21.22079,68:20.36035,69:19.50829,70:18.66575,71:17.83349,72:17.01218,73:16.20257,74:15.4049,75:14.61963,76:13.84738,77:13.08809,78:12.34213,79:11.61203,80:10.90045,81:10.20985,82:9.54238,83:8.89863,84:8.27992,85:7.68844,86:7.12472,87:6.58907,88:6.08285,89:5.60637,90:5.16245,91:4.7533,92:4.37966,93:4.03771,94:3.72567,95:3.44268,96:3.18418,97:2.96092,98:2.78264,99:2.63257,100:2.5063}}}},6130:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=n(31073),a=(r=n(64550))&&r.__esModule?r:{default:r};function i(e){return i="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},i(e)}function u(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==i(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==i(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===i(o)?o:String(o)),r)}var o}var s=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.userConfig={taxYearStartMonth:3,taxReliefAgeLimit:75,taxReliefStyle:"complex",taxReliefPercentage:.2,ratesOfReturn:{good:{rateOfReturn:.08,contributionsIncrease:.05},expected:{rateOfReturn:.05,contributionsIncrease:.03},poor:{rateOfReturn:.02,contributionsIncrease:.01}},fundFeesAndCharges:{accumulationFees:.75,pensionFees:1},cpi:2,baseAnnualAllowance:4e4,taperedThreshold:15e4,lowerIncomeLimit:3600,lowerAnnualAllowanceLimit:1e4},this.femalesCohort=a.default.LifeExpectancy.female,this.malesCohort=a.default.LifeExpectancy.male}var t,n;return t=e,(n=[{key:"isInvest",value:function(e){return"invest"===e.toLowerCase()}},{key:"isPension",value:function(e){return"pension"===e.toLowerCase()}},{key:"getStartingMonth",value:function(e){var t=new Date;return e&&(t=e),(0,o.addDays)((0,o.endOfMonth)(t),1)}},{key:"getYearsInRetirement",value:function(e,t){return Math.max(e,t+5)-t}},{key:"getLifeExpectancy",value:function(e,t){return e+t}},{key:"getSGRate",value:function(e,t){var n=t.find((function(t){return t.year===e}));return n?n.rate:t[t.length-1].rate}},{key:"getYearNumber",value:function(e,t,n,r){return 0===e?t.getMonth()===r?1:0:t.getMonth()===r?n+1:n}},{key:"getNextMonth",value:function(e){return(0,o.addMonths)(e,1)}},{key:"getTaxYear",value:function(e,t){return(0,o.getMonth)(e)<t?(0,o.getYear)(e)-1:(0,o.getYear)(e)}},{key:"getAge",value:function(e,t){return e+t}},{key:"getStage",value:function(e,t,n,r){return e>=t?"Post Pension":e>=n?"Pension":e>=r?"Invest":"NA"}},{key:"getNonConcessionalCont",value:function(e,t,n,r,o,a){return this.isInvest(n)&&t<r?o*Math.pow(1+a,e):0}},{key:"getIncome",value:function(e,t,n,r){return this.isInvest(t)?n/12*Math.pow(1+r,e):0}},{key:"getCumulativeAnnualIncome",value:function(e,t,n,r,a){return(0,o.getMonth)(t)===r||0===e?n:n+a}},{key:"getConcessionalContributions",value:function(e,t,n,r,o){return this.isInvest(t)?n*Math.pow(1+r,e)/12*o:0}},{key:"getContributionsTax",value:function(e,t){return e*t}},{key:"getLISTO",value:function(e,t,n,r,a,i,u,s,l){var c=Math.pow(1+i,e);return(0,o.getMonth)(t)===r-1&&n<=a*c?Math.min(n*u*s,l*c):0}},{key:"getTotalContributions",value:function(e,t,n,r){return t-n+r+e}},{key:"getOpeningBalance",value:function(e,t,n,r,o){return 0===e?t:this.isInvest(r)?n:o}},{key:"getDrawing",value:function(e,t,n,r,o,a){return"pension"===e.toLowerCase()?t*(Math.pow(1+n,r/12)*Math.pow(1+o,(a-r)/12)):0}},{key:"getTotalPensionDrawing",value:function(e){return Math.max(e,0)}},{key:"getSubTotal",value:function(e,t,n,r){switch(e.toLowerCase()){case"invest":return n+t;case"pension":return n-r;default:return 0}}},{key:"getYield",value:function(e,t,n,r){return this.isInvest(e)?t*n:this.isPension(e)?t*r:0}},{key:"getEarningTax",value:function(e,t,n){return this.isInvest(e)?t*n:0}},{key:"getFees",value:function(e,t,n,r,o,a){return this.isInvest(e)?(t+n-r)*o:this.isPension(e)?(t+n-r)*a:0}},{key:"getClosingBalance",value:function(e,t,n,r){return e+t-r-n}},{key:"getSubTotalPartner",value:function(e,t){return t+e}},{key:"getOpeningBalancePartner",value:function(e,t,n){return 0===e?t:n}},{key:"getYieldPartner",value:function(e,t){return e*t}},{key:"getEarningTaxPartner",value:function(e,t){return e*t}},{key:"getCombinedClosingBalance",value:function(e,t,n){return this.isInvest(e)?t+n:n}},{key:"getEffectiveRateRateOfReturn",value:function(e){return e/12}},{key:"getEffectiveRate",value:function(e){return e/12}},{key:"getEffectiveCompoundedRate",value:function(e){return Math.pow(1+e,1/12)-1}},{key:"getEffectiveRatePension",value:function(e){return e/12}},{key:"goalSeek",value:function(e){var t,n,r;e.Tol=e.Tol||.001*e.Goal||.1,e.maxIter=e.maxIter||1e3;for(var o=0,a=0;a<e.maxIter;a++){if(n=(o=e.Func.apply(e.This,e.aFuncParams))[o.length-1].closingBalanceCombined-e.Goal,Math.abs(n)<=e.Tol)return e.Func.apply(e.This,e.aFuncParams);r=e.aFuncParams[e.oFuncArgTarget.Position],e.aFuncParams[e.oFuncArgTarget.Position]=r+n,0==(t=((o=e.Func.apply(e.This,e.aFuncParams))[o.length-1].closingBalanceCombined-e.Goal-n)/n)&&(t=1e-4),e.aFuncParams[e.oFuncArgTarget.Position]=r-n/t}return Math.abs(n),e.Tol,null}},{key:"getCalculateLoanByMonthlyIncome",value:function(e,t,n,r){return e.retirement.monthlyIncome=r,this.getMonthlyAccumulation(e,t,n)}},{key:"getRetirementBalance",value:function(e){return e.find((function(e){return"pension"===e.stage.toLowerCase()})).openingBalance}},{key:"getResults",value:function(e,t,n,r){var o;o=t||this.getConfig(this.userConfig,e.investmentStyle,e.annualGrossIncome);var a;return void 0===e.currentDate&&(e.currentDate=new Date),a=r?this.goalSeek({Func:this.getCalculateLoanByMonthlyIncome,This:this,aFuncParams:[e,o,n,0],oFuncArgTarget:{Position:3},Goal:0,Tol:.01,maxIter:1e3}):this.getMonthlyAccumulation(e,o,n),{retirementBalance:this.getRetirementBalance(a),annualIncome:12*a[a.length-1].monthlyIncome,monthlyData:a}}},{key:"getMonthlyAccumulation",value:function(e,t,n){for(var r=0,o=0,a=t.taxYear.taxYearStartMonth,i=e.yourCurrentPosition.age,u=e.retirement.retirementAge,s=this.getYearsInRetirement(t.otherVariables.projectedLifeExpectancy,u),l=this.getLifeExpectancy(u,s),c=e.yourCurrentPosition.personaMonthlyContributions,p=n.contributionsIncrease,m=t.otherVariables.ageLimitForNonConcessionCont,h=e.yourCurrentPosition.annualGrossIncome,d=t.economicAssumptions.annualSalaryIncrease,f=t.economicAssumptions.inflationDuringDrawdown,y=0,g=e.yourCurrentPosition.currentFundValue,v=0,b=t.otherVariables.concessionalContributionsTax,w=t.otherVariables.investmentYieldTax,P=t.otherVariables.lowIncomeSuperTaxOffset,x=t.economicAssumptions.totalInflation,T=t.otherVariables.lowIncomeSuperTaxOffsetMaxAmount,M=e.retirement.monthlyIncome,R=this.getEffectiveCompoundedRate(n.rateOfReturn),A=this.getEffectiveCompoundedRate(n.pensionRateOfReturn),k=this.getEffectiveRate(t.fundFeesAndCharges.accumulationFees),C=this.getEffectiveRatePension(t.fundFeesAndCharges.pensionFees),B=e.yourCurrentPosition.iHaveAPartner,L=B?e.yourPartnersPosition.age:0,E=B?e.yourPartnersPosition.annualGrossIncome:0,I=B?e.yourPartnersPosition.personalMonthlyContribution:0,S=0,D=B?e.yourPartnersPosition.currentFundValue:0,O=0,F=0,N=0,V="Invest",q=void 0===e.currentDate?new Date:e.currentDate,H=[],Y=0;"post pension"!==V.toLowerCase()&&r<1e3;){q=0===r?e.currentDate:this.getNextMonth(q);var j=this.getYearNumber(r,q,o,a),G=this.getAge(i,j);"Invest"===(V=this.getStage(G,l,u,i))&&(Y=r);var Z=this.getNonConcessionalCont(j,G,V,m,c,p),_=this.getIncome(j,V,h,d),z=this.getCumulativeAnnualIncome(r,q,_,a,y),U=this.getTaxYear(q,a),W=this.getSGRate(U,t.sgc),K=this.getConcessionalContributions(j,V,h,d,W),J=this.getContributionsTax(K,b),$=this.getLISTO(j,q,z,a,P,x,W,b,T),Q=this.getTotalContributions(Z,K,J,$);g=this.getOpeningBalance(r,g,v,V,F);var X=this.getDrawing(V,M,x,Y,f,r),ee=this.getTotalPensionDrawing(X),te=this.getSubTotal(V,Q,g,ee),ne=this.getYield(V,te,R,A),re=this.getEarningTax(V,ne,w),oe=this.getFees(V,te,ne,re,k,C);v=this.getClosingBalance(te,ne,re,oe);var ae=this.getAge(e.yourPartnersPosition.age,j),ie=this.getStage(ae,l,u,L),ue=this.getNonConcessionalCont(j,ae,V,m,I,p),se=this.getIncome(j,V,E,d),le=this.getCumulativeAnnualIncome(r,q,se,a,S),ce=this.getConcessionalContributions(j,V,E,d,W),pe=this.getContributionsTax(ce,b),me=this.getLISTO(j,q,le,a,P,x,W,b,T),he=this.getTotalContributions(ue,ce,pe,me);D=this.getOpeningBalancePartner(r,D,N);var de=this.getDrawing(V,M,x,Y,f,r),fe=this.getTotalPensionDrawing(de),ye=this.getSubTotalPartner(he,D),ge=this.getYieldPartner(ye,R),ve=this.getEarningTaxPartner(ge,w),be=this.getFees(ie,ye,ge,ve,k,C);O=this.getClosingBalance(ye,ge,ve,be);var we=this.getCombinedClosingBalance(V,O,v);"post pension"!==V.toLowerCase()&&H.push({period:r,yearNumber:j,currentDate:q,taxYear:U,age:G,stage:V,nonConcessionalContributions:Z,income:_,cumulativeAnnualIncome:z,concessionalContributions:K,contributionsTax:J,listo:$,totalContributions:Q,openingBalance:g,drawing:X,totalDrawing:ee,subTotal:te,yieldAmount:ne,earningTax:re,fees:oe,closingBalance:v,agePartner:ae,stagePartner:ie,nonConcessionalContributionsPartner:ue,incomePartner:se,cumulativeAnnualIncomePartner:le,concessionalContributionsPartner:ce,contributionsTaxPartner:pe,listoPartner:me,totalContributionsPartner:he,openingBalancePartner:D,drawingPartner:de,totalDrawingPartner:fe,subTotalPartner:ye,yieldAmountPartner:ge,earningTaxPartner:ve,feesPartner:be,closingBalancePartner:O,closingBalanceCombined:we,monthlyIncome:M}),o=j,y=z,S=le,N=O,F=we,r++}return H}}])&&u(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=s},51607:function(e,t){"use strict";function n(e){return n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},n(e)}function r(e,t){for(var r=0;r<t.length;r++){var o=t[r];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==n(e)||null===e)return e;var r=e[Symbol.toPrimitive];if(void 0!==r){var o=r.call(e,"string");if("object"!==n(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===n(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var o=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.periods={annual:1,month:12,fortnight:26,week:52}}var t,n;return t=e,(n=[{key:"incomeTaxManager",value:function(){this.incomeTax={threshold:[{lowerBound:0,taxRate:0,upperBound:18200},{lowerBound:18201,taxRate:.19,upperBound:37e3},{lowerBound:37001,taxRate:.325,upperBound:9e4},{lowerBound:90001,taxRate:.37,upperBound:18e4},{lowerBound:180001,taxRate:.45,upperBound:"+"}],year:"2018-2019"},this.calculateNetIncome=function(e,t){for(var n=e,r=0,o=e,a=0,i=0,u=0;r<t.length&&o>0;){var s=t[r],l=s.upperBound,c=l-u;o>=c&&c>-1?(i=c,o-=c):(i=o,o=0),a+=i*s.taxRate,u=l,r++}return{totalAnnualTax:a,netAnnualIncome:n-a}}}},{key:"calculateAnnualDependantsExpenses",value:function(e,t,n){return(e?n.jointBaseExpense:n.singleBaseExpense)+t*(e?n.jointDependentAdditionalExpense:n.singleDependentAdditionalExpense)}},{key:"calculateAverageMonthlyExpenses",value:function(e,t){return e.useDefault?this.calculateAnnualDependantsExpenses(e.hasJointIncome,e.dependants,t)/12:e.averageMonthlyExpenses}},{key:"calculateMonthlyExpenses",value:function(e,t){var n=this.calculateAverageMonthlyExpenses(e,t),r=e.carLoanRepayment,o=e.carLoanRepaymentFrequency,a=r*this.periods[o]/this.periods.month,i=0,u=e.creditCardRepayment;if(t.useCreditCardLimitExpense)i=u*t.creditCardLimitExpense;else{var s=e.creditCardRepaymentFrequency;i=u*this.periods[s]/this.periods.month}var l=e.otherPayments,c=e.otherPaymentsFrequency;return n+a+i+l*this.periods[c]/this.periods.month}},{key:"calculateIncomeTax",value:function(e){var t=new this.IncomeTaxManager,n=t.incomeTax;return t.calculateNetIncome(e,n.threshold).netAnnualIncome}},{key:"calculatePartialMonthlyIncome",value:function(e,t,n){var r=e*this.periods[n];return"gross"===t&&(r=this.calculateIncomeTax(r)),r/this.periods.month}},{key:"calculateMonthlyIncome",value:function(e){return this.calculatePartialMonthlyIncome(e.primarySalary,e.primarySalaryTax,e.primarySalaryFrequency)+(e.hasJointIncome?this.calculatePartialMonthlyIncome(e.secondarySalary,e.secondarySalaryTax,e.secondarySalaryFrequency):0)+this.calculatePartialMonthlyIncome(e.otherIncome,e.otherIncomeTax,e.otherIncomeFrequency)}},{key:"calculateMaxMonthlyRepayment",value:function(e,t){var n=this.calculateMonthlyIncome(e),r=this.calculateMonthlyExpenses(e,t),o=n*t.serviceableIncomeFactor-r;return Math.max(0,o)}},{key:"calculateRemainingPrincipal",value:function(e,t,n,r){var o=this.periods.month,a=r/100;return t*((1-Math.pow(1+a/o,-o*(e.term-n+1)))/(a/o))}},{key:"pmt",value:function(e,t,n){var r=t;return r*e/(1-Math.pow(1+r,-n))}},{key:"getInterestRatePerMonth",value:function(e){return e/100/this.periods.month}},{key:"calculateRemainingInterestAndPrincipal",value:function(e,t,n){return n*this.periods.month*(e.term-t+1)}},{key:"getPeriodsInMonths",value:function(e){return e*this.periods.month}},{key:"getGraphData",value:function(e,t){for(var n=[],r=[],o=e.term,a=0,i=1;i<=o;i+=1){var u=this.calculateRemainingPrincipal(e,t,i,e.interestRate),s=this.calculateRemainingInterestAndPrincipal(e,i,t);n.push({age:a,value:s}),r.push({age:a,value:u}),a+=1}return n.push({age:o,value:0}),r.push({age:o,value:0}),{series1:n,series2:r}}},{key:"calculateMaximumBorrowingAmount",value:function(e,t,n){var r=n.useIntRateBufferFlag?t.interestRate+100*n.interestRateBuffer:n.defaultBPIntRate,o=this.calculateRemainingPrincipal(t,e,1,r);return o/=1e3,1e3*(o=Math.floor(o))}},{key:"calculateBorrowingPower",value:function(e,t){var n=this.calculateMaxMonthlyRepayment(e,t),r=this.calculateMaximumBorrowingAmount(n,e,t),o=this.pmt(r,this.getInterestRatePerMonth(e.interestRate),this.getPeriodsInMonths(e.term));return{pmt:o,maximumBorrowingAmount:r,graphData:this.getGraphData(e,o)}}}])&&r(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=o},83540:function(e,t,n){"use strict";function r(e){return r="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},r(e)}function o(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,i(r.key),r)}}function a(e,t,n){return(t=i(t))in e?Object.defineProperty(e,t,{value:n,enumerable:!0,configurable:!0,writable:!0}):e[t]=n,e}function i(e){var t=function(e,t){if("object"!==r(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var o=n.call(e,"string");if("object"!==r(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(e);return"symbol"===r(t)?t:String(t)}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var u=n(44207),s=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),a(this,"getEffectiveRateFixed",(function(e,t,n){return"fixed"===e.toLowerCase()?t/n/100:0})),a(this,"getEffectiveRateIO",(function(e,t,n){return"interest only"===e.toLowerCase()?t/100/n:0})),a(this,"getFeeFrequency",(function(e){return this.frequencies[e.toLowerCase()].periodsBetweenFees})),a(this,"getFeeMultiplier",(function(e){return this.frequencies[e.toLowerCase()].feeMultiplier})),a(this,"getPeriodsPerYearLookup",(function(e){return this.loanMapping[e.toLowerCase()].yearsIO})),a(this,"getTotalPeriodsFixed",(function(e,t,n){return"fixed"===e.toLowerCase()?t*n:0})),a(this,"getTotalPeriodsIO",(function(e,t,n){return"interest only"===e.toLowerCase()?t*n:0})),a(this,"getTotalNumberOfPeriods",(function(e,t){return e*t}));var t=this.periodsPerYear=26.09;this.loanMapping={"home loan":{yearsIO:5,term:25,principal:15e4},"personal loan":{yearsIO:1,term:5,principal:3e4}},this.frequencies={annually:{feeFrequencies:26,feeMultiplier:1,periodsPerYear:1,periodsBetweenFees:t},monthly:{feeFrequencies:1,feeMultiplier:1,periodsPerYear:12,periodsBetweenFees:t/12},fortnightly:{feeFrequencies:1,feeMultiplier:26.09/t,periodsPerYear:26.09,periodsBetweenFees:26.09/this.periodsPerYear},weekly:{feeFrequencies:12,feeMultiplier:52.18/t,periodsPerYear:52.18,periodsBetweenFees:t/52.18}}}var t,n;return t=e,(n=[{key:"getCashFlowForPeriod",value:function(e,t){return e+t}},{key:"getNegative",value:function(e,t){return e+t}},{key:"getPositive",value:function(e,t){return 0===e?t:0}},{key:"getFees",value:function(e,t,n,r,o){return-(0===e?t:o+(e===n?r:0))}},{key:"getStartingPrincipal",value:function(e,t){return e>0?t:0}},{key:"getInterestRepayment",value:function(e,t,n,r){return e>0&&e<=t?-r*n:0}},{key:"getPrincipalPayment",value:function(e,t,n,r,o,a){return e>0?"io"===a.toLowerCase()&&e<t?0:n-r:0}},{key:"getClosingPrincipal",value:function(e,t,n,r){return 0===e?n:t+r}},{key:"getPeriodEffectiveRate",value:function(e,t,n,r,o,a,i,u,s,l){return e===i?u*(s*l%1>0?s*l%1:1):e>0?"interest only"===t.toLowerCase()&&e<=n?r:"fixed"===t.toLowerCase()&&e<=o?a:u:0}},{key:"getPeriodRepayment",value:function(e,t,n,r,o,a,i,u,s,l,c){return t>0&&t<e?"variable"===n.toLowerCase()?r:"fixed"===n.toLowerCase()?t<=o?a:i:"interest only"===n.toLowerCase()?t<=u?s:l:r:t===e?-c+s:0}},{key:"getFeePeriod",value:function(e,t){return Math.floor((e-1)/t)}},{key:"getFee",value:function(e,t,n,r,o,a){return e>0&&e<=u.roundUp(t,0)&&n>a?e<u.roundUp(t,0)?r*o:e===u.roundUp(t,0)?(t%1==0?1:t-u.roundDown(t,0))*r*o:0:0}},{key:"getRepaymentType",value:function(e,t,n){return"personal loan"===e.toLowerCase()?"variable":"interest only"===t.toLowerCase()?"interest only":"fixed"===n.toLowerCase()?"fixed":"variable"}},{key:"getEffectiveRateStandard",value:function(e,t){return e/t}},{key:"getTerm",value:function(e){return this.loanMapping[e.toLowerCase()].term}},{key:"getLoanPrincipal",value:function(e){return this.loanMapping[e.toLowerCase()].principal}},{key:"getStandardRepayment",value:function(e,t,n,r){return-u.pmt(e,t,n*r)}},{key:"getFixedPeriodRepayment",value:function(e,t,n,r,o){return"fixed"===o.toLowerCase()?-u.pmt(e,t,n*r):0}},{key:"getRevertRepayment",value:function(e,t,n,r){return-u.pmt(e,t,n-u.roundDown(r,0))}},{key:"getIORevertRepayment",value:function(e,t,n,r,o){return"interest only"===e.toLowerCase()?-u.pmt(t,n,r-u.roundDown(o,0)):0}},{key:"getCashFlow",value:function(e){var t=e.loan,n=this.periodsPerYear;this.loanMapping["home loan"].yearsIO="fixed"===e.fixedVariable.toLowerCase()?e.fixedTerm:5;for(var r=this.getRepaymentType(t,e.interestType,e.fixedVariable),o=this.getEffectiveRateStandard(e.interestRate/100,n),a=this.getEffectiveRateFixed(r,e.fixedRate,n),i=this.getEffectiveRateIO(e.interestType,e.rateIO,n),s=this.getFeeFrequency(e.feeFrequency),l=this.getFeeMultiplier(e.feeFrequency),c=this.getTotalPeriodsFixed(r,e.fixedTerm,n),p=this.getTerm(t),m=this.getTotalNumberOfPeriods(p,n),h=this.getPeriodsPerYearLookup(t),d=this.getTotalPeriodsIO(r,h,n),f=this.getLoanPrincipal(t),y=this.getStandardRepayment(f,o,p,n),g=this.getFixedPeriodRepayment(f,a,p,n,r),v=this.getIORevertRepayment(r,f,o,m,d),b=0,w=[],P=[],x=0,T=0,M=0,R=u.roundUp(m,0);b<=R;){var A=b,k=this.getStartingPrincipal(A,x),C=this.getFeePeriod(A,s),B=this.getFee(A,m,C,e.ongoingFees,l,T),L=this.getFees(A,e.initialFee,R,e.dischargeFee,B),E=this.getPeriodEffectiveRate(A,r,d,i,c,a,R,o,n,p),I=this.getInterestRepayment(A,R,E,k);b===u.roundUp(c,0)&&(M=x);var S=this.getRevertRepayment(M,o,m,c),D=this.getPeriodRepayment(R,A,r,y,c,g,S,d,I,v,k),O=this.getPrincipalPayment(A,d,D,I,R,r),F=this.getNegative(L,D),N=this.getPositive(A,f),V=this.getCashFlowForPeriod(N,F),q=this.getClosingPrincipal(A,k,N,O);x=q,T=C;var H={period:A,cashFlow:V,negative:F,positive:N,fees:L,fee:B,feePeriod:C,startingPrincipal:k,interestPayment:I,principalPayment:O,closingPrincipal:q,periodEffectiveRate:E,periodRepayment:D};b+=1,w.push(H),P.push(V)}return{periodCashFlow:w,periodCashFlowList:P}}},{key:"getIRR",value:function(e){for(var t=0,n=0,r=Number.MAX_VALUE,o=-.15,a=e.length,i=0;i<300&&r>1e-6;i++){n=0,t=0;for(var u=0;u<a;u++){var s=e[u];n+=s/Math.pow(1+o,u),t+=-u*s/Math.pow(1+o,u+1)}var l=o-n/t;r=Math.abs(l-o),o=l;var c=Math.pow(10,7);o=Math.round(o*c)/c}return o}},{key:"getResults",value:function(e){var t=this.getCashFlow(e).periodCashFlowList;return 26.09*this.getIRR(t)*100}}])&&o(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=s},3005:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=(r=n(64550))&&r.__esModule?r:{default:r};function a(e){return a="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},a(e)}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==a(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==a(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===a(o)?o:String(o)),r)}var o}var u=function(){function e(t,n){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.incomeTaxNZ=o.default.incomeTaxNZ.threshold,this.incomeTax=o.default.incomeTax.threshold,this.ACCLevyThreshold=o.default.incomeTaxNZAssumptions.ACCLevyThreshold,this.IETCThreshold=o.default.incomeTaxNZAssumptions.IETCThreshold,this.studentLoansThreshold=o.default.incomeTaxNZAssumptions.studentLoansThreshold,void 0!==t&&void 0!==n&&"nz"===t&&(this.incomeTaxNZ=n.taxBands,this.ACCLevyThreshold.accLevyRate=n.ACCLevyRate,this.ACCLevyThreshold.accMax=n.ACCLevyCap)}var t,n;return t=e,(n=[{key:"calculateNetIncome",value:function(e,t){for(var n="nz"===t?this.incomeTaxNZ:this.incomeTax,r=e,o=0,a=0,i=0;a<n.length&&r>0;){var u=n[a],s=u.upperBound,l=s-o,c=void 0;r>=l&&l>-1?(c=l,r-=l):(c=r,r=0),i+=c*u.taxRate,o=s,a++}return{totalAnnualTax:i,netAnnualIncome:e-i}}},{key:"calculatePAYE",value:function(e){return this.calculateNetIncome(e,"nz").totalAnnualTax}},{key:"calculateACCLevy",value:function(e,t,n,r){return(e>t?Math.min(e,n):0)*(r/100)}},{key:"getTaxCreditThresholds",value:function(e,t,n){return[{lowerBound:0,upperBound:23999,taxCredit:0},{lowerBound:24e3,upperBound:44e3,taxCredit:t},{lowerBound:44001,upperBound:48e3,taxCredit:t-n*(e-44e3)},{lowerBound:48001,upperBound:"+",taxCredit:0}]}},{key:"calculateIETC",value:function(e,t,n){for(var r=this.getTaxCreditThresholds(e,t,n),o=0,a=!0,i=0;o<r.length&&a;){var u=r[o];e>=u.lowerBound&&e<=u.upperBound&&(a=!1,i=u.taxCredit),o++}return i}},{key:"calculateKiwiSaver",value:function(e,t){return e*t}},{key:"calculateStudentLoanRepayment",value:function(e,t,n,r){return r?e<=t?0:n/100*(e-t):0}},{key:"calculateTotalPayable",value:function(e,t,n){return t+e-n}},{key:"calculateNetIncomePerAnnum",value:function(e,t,n,r){return e-t-n-r}},{key:"calculateIncomePerWeek",value:function(e){return e/52}},{key:"getData",value:function(){return o.default}},{key:"calculateNZIncomeTax",value:function(e){var t=e.grossIncome,n=e.kiwiSaverPercentage,r=this.calculatePAYE(t),o=this.calculateACCLevy(t,this.ACCLevyThreshold.accMin,this.ACCLevyThreshold.accMax,this.ACCLevyThreshold.accLevyRate),a=this.calculateIETC(t,this.IETCThreshold.maxIETC,this.IETCThreshold.reductionIETC),i=this.calculateKiwiSaver(t,n),u=this.calculateStudentLoanRepayment(t,this.studentLoansThreshold.minimumEarning,this.studentLoansThreshold.rate,e.studentLoan),s=this.calculateTotalPayable(r,o,a),l=this.calculateNetIncomePerAnnum(t,s,i,u);return{PAYE:r,ACCLevy:o,IECT:a,kiwiSaver:i,studentLoanRepayment:u,totalPayable:s,netIncomePerAnnum:l,netIncomePerWeek:this.calculateIncomePerWeek(l)}}},{key:"calculateAUIncomeTax",value:function(e){var t=this.calculateNetIncome(e.grossIncome,"au").totalAnnualTax,n=e.grossIncome-t;return{yourIncomeTax:t,yourNetIncomePerAnnum:n,yourNetIncomePerWeek:this.calculateIncomePerWeek(n)}}},{key:"calculateIncomeTax",value:function(e,t){return"nz"===e?this.calculateNZIncomeTax(t):this.calculateAUIncomeTax(t)}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=u},71940:function(e,t){"use strict";function n(e){return n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},n(e)}function r(e,t){for(var r=0;r<t.length;r++){var o=t[r];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==n(e)||null===e)return e;var r=e[Symbol.toPrimitive];if(void 0!==r){var o=r.call(e,"string");if("object"!==n(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===n(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var o=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.periods={annual:1,month:12,fortnight:26,week:52}}var t,n;return t=e,(n=[{key:"pmt",value:function(e,t,n){var r=t;return r*e/(1-Math.pow(1+r,-n))}},{key:"getTotalRepayments",value:function(e,t){return e*t}},{key:"getInterestPaid",value:function(e,t,n){return e*n-t}},{key:"calculateRemainingInterestAndPrincipal",value:function(e,t,n){return n*e.frequency*(e.totalPeriods/e.frequency-t+1)}},{key:"calculateRemainingPrincipal",value:function(e,t,n,r){var o=e.totalPeriods/e.frequency;return t*((1-Math.pow(1+r,-e.frequency*(o-n+1)))/r)}},{key:"getGraphData",value:function(e,t){for(var n=[],r=e.totalPeriods/e.frequency,o=0,a=1;a<=r;a+=1){var i=this.calculateRemainingPrincipal(e,t,a,e.interestRate),u=this.calculateRemainingInterestAndPrincipal(e,a,t),s=u-i;n.push({age:o,value1:s,value2:i,value3:u}),o+=1}return n.push({age:r,value1:0,value2:0,value3:0}),{series1:n}}},{key:"calculateLoanComparison",value:function(e){var t=this.pmt(e.loan1.principal,e.loan1.interestRate,e.loan1.totalPeriods),n=this.pmt(e.loan2.principal,e.loan2.interestRate,e.loan2.totalPeriods),r=this.getTotalRepayments(t,e.loan1.totalPeriods),o=this.getTotalRepayments(n,e.loan2.totalPeriods),a=this.getInterestPaid(t,e.loan1.principal,e.loan1.totalPeriods),i=this.getInterestPaid(n,e.loan2.principal,e.loan2.totalPeriods);return{loan1:{monthlyPayments:t,interestPaid:a,totalRepayments:r},loan2:{monthlyPayments:n,interestPaid:i,totalRepayments:o},savings:{monthlyPayments:t-n,interestPaid:a-i,totalRepayments:r-o},graphData:this.getGraphData(e.loan2,n)}}}])&&r(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=o},98980:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=(r=n(44207))&&r.__esModule?r:{default:r};function a(e){return a="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},a(e)}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==a(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==a(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===a(o)?o:String(o)),r)}var o}var u=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.repaymentFrequencies={monthly:{paymentsPerYear:12,calcMethod:"Standard",monthlyDivided:1},fortnightly:{paymentsPerYear:26,calcMethod:"Accelerated",monthlyDivided:2},weekly:{paymentsPerYear:52,calcMethod:"Accelerated",monthlyDivided:4}}}var t,n;return t=e,(n=[{key:"getLambdaTermToPeriods",value:function(e,t,n,r,o){switch(e){case"Years":return t*o;case"Years and Months":return(12*n+r)/12*o;default:return r/12*o}}},{key:"getRepaymentOption",value:function(e,t){return this.repaymentFrequencies[e.toLowerCase()][t]}},{key:"getPeriodsPerYear",value:function(e,t){return this.repaymentFrequencies[e.toLowerCase()][t]}},{key:"getRatePerPeriod",value:function(e,t){return e/t}},{key:"getTotalPeriods",value:function(e,t,n,r,o){return this.getLambdaTermToPeriods(e,t,n,r,o)}},{key:"getDivisor",value:function(e,t){return this.repaymentFrequencies[e.toLowerCase()][t]}},{key:"getIntroInterestRate",value:function(e,t,n){return"variable"===e.toLowerCase()?t:n}},{key:"getOngoingInterestRate",value:function(e,t){return"variable"===e.toLowerCase()?0:t}},{key:"getTotalPeriodsIOFixedIntro",value:function(e,t,n,r,o,a){return"fixed"===e.toLowerCase()||"introductory"===e.toLowerCase()||"interest only"===t.toLowerCase()?this.getLambdaTermToPeriods(n,r,o,a,12):0}},{key:"getInitialRepaymentMonthly",value:function(e,t,n,r,a,i){return o.default.round(e>0?"principal and interest"===t.toLowerCase()?o.default.pmt(i,n/12,r/a*12):i*(n/12):0,10)}},{key:"getBalanceAtEndOfIOFixedIntroMonthly",value:function(e,t,n,r){return e>0?o.default.fv(t/12,e,n,-r):r}},{key:"getOngoingRepaymentMonthly",value:function(e,t,n,r,a){return o.default.round(-o.default.pmt(-a,e/12,t/n*12-r),10)}},{key:"getTermMonthly",value:function(e,t,n){return o.default.round(o.default.nper(e/12,t,-n,0,0),10)}},{key:"getTotalTermMonthly",value:function(e,t){return e+t}},{key:"getMonthlyTermRounded",value:function(e){return o.default.ceiling(e,12)}},{key:"getMonthlyTermYears",value:function(e){return o.default.trunc(e,0)}},{key:"getMonthlyTermMonths",value:function(e){return o.default.roundUp(12*(o.default.trunc(e,4)-o.default.trunc(e,0)),0)}},{key:"getTotalPaidMonthly",value:function(e,t,n,r){return e*t+n*r}},{key:"getInterestPaidMonthly",value:function(e,t){return e-t}},{key:"getTotalPeriodsDifference",value:function(e,t){return o.default.ceiling(e-t,1)}},{key:"getComparisonDiffYears",value:function(e){return o.default.trunc(e,0)}},{key:"getComparisonDiffMonths",value:function(e){return o.default.roundUp(12*(o.default.trunc(e,4)-o.default.trunc(e,0)),0)}},{key:"getRepayment",value:function(e,t,n){return e>0?t:n}},{key:"getOngoingRepaymentResult",value:function(e){return e}},{key:"getTerm",value:function(e,t){return e+" years"+(t>0?" & "+t+" months":"")}},{key:"getTotalInterestPaid",value:function(e){return e}},{key:"getTotalAmountRepaid",value:function(e){return e}},{key:"getInterestSavedVSMonthly",value:function(e,t){return e-t}},{key:"getTimeSavedVSMonthly",value:function(e,t){return e+" years"+(t>0?" & "+t+" months":"")}},{key:"getActualTotalPeriodsIntro",value:function(e,t,n,r,o,a,i){return"fixed"===e.toLowerCase()||"introductory"===e.toLowerCase()||"interest only"===t.toLowerCase()?this.getLambdaTermToPeriods(n,r,o,a,i):0}},{key:"getInitialRepayment",value:function(e,t,n,r,a,i,u,s,l,c){return e>0?"interest only"===t.toLowerCase()?o.default.round(n*r/a,10):"fixed"===i.toLowerCase()||"introductory"===i.toLowerCase()?o.default.round("standard"===s.toLowerCase()?o.default.pmt(n,r/a,l/12*a):o.default.pmt(n,r/12,l/a*12)/c,10):0:0}},{key:"getBalanceAtEndOfIOFixedIntro",value:function(e,t,n,r,a){return o.default.fv(e/t,n,r,-a)}},{key:"getOngoingRepayment",value:function(e,t,n,r,a,i,u,s){return o.default.round(("standard"===e.toLowerCase()?o.default.pmt(i,t/n,r-a):o.default.pmt(i,t/12,(r-a)/n*12)/u)+s,10)}},{key:"getRemainingTerm",value:function(e,t,n,r){return o.default.round(o.default.nper(e/t,n,-r,0,0),10)}},{key:"getTotalTerm",value:function(e,t){return e+t}},{key:"getTotalTermActual",value:function(e,t){return e+t}},{key:"getActualTermRounded",value:function(e,t){return o.default.ceiling(e/t,1/12)}},{key:"getActualTermYears",value:function(e){return o.default.trunc(e,0)}},{key:"getActualTermMonths",value:function(e){return o.default.roundUp(12*(o.default.trunc(e,4)-o.default.trunc(e,0)),0)}},{key:"getTotalPaidActual",value:function(e,t,n,r){return e*t+n*r}},{key:"getInterestPaid",value:function(e,t){return e-t}},{key:"getInitialRepaymentExtra",value:function(e,t,n){return e>0?t+n:0}},{key:"getBalanceExtra",value:function(e,t,n,r,a){return o.default.fv(e/t,n,r,-a)}},{key:"getOngoingRepaymentExtra",value:function(e,t,n,r,a,i,u,s){return("standard"===e.toLowerCase()?-o.default.pmt(-i,t/n,r-a):-o.default.pmt(-i,t/12,(r-a)/n*12)/u)+s}},{key:"getRemainingTermExtra",value:function(e,t,n,r){return o.default.round(o.default.nper(e/t,n,-r,0,0),10)}},{key:"getTotalTermExtra",value:function(e,t){return e+t}},{key:"getExtraTermRounded",value:function(e,t){return o.default.ceiling(e,t)}},{key:"getExtraTermYears",value:function(e){return o.default.trunc(e,0)}},{key:"getExtraTermMonths",value:function(e){return o.default.roundUp(12*(o.default.trunc(e,4)-o.default.trunc(e,0)),0)}},{key:"getTotalPaidExtra",value:function(e,t,n,r){return e*t+n*r}},{key:"getInterestPaidExtra",value:function(e,t){return e-t}},{key:"getInterestDifference",value:function(e,t){return e-t}},{key:"getPeriodMonthly",value:function(e){return e}},{key:"getYearNum",value:function(e){return e/12}},{key:"getYearNumActual",value:function(e,t){return e/t}},{key:"getMonthNum",value:function(e){return e}},{key:"getGraphPeriod",value:function(e,t,n){return"months"===e.toLowerCase()?t:n}},{key:"getGraph",value:function(e,t){return"months"===e.toLowerCase()||t%1==0}},{key:"getStartingPrincipal",value:function(e,t){return 0===e?0:t}},{key:"getClosingPrincipalBalance",value:function(e,t,n,r,o){return 0===e?t:Math.max(n-r-o,0)}},{key:"getStartingInterestBalance",value:function(e,t){return 0===e?0:t}},{key:"getRepaymentAmountMonthly",value:function(e,t,n,r,o,a,i){return 0===e||e>Math.ceil(t)?0:Math.min(e>n?r:o,a+i)}},{key:"getRepaymentAmount",value:function(e,t,n,r,o,a,i){return 0===e||e>Math.ceil(t)?0:Math.min(e<=n?r:o,a+i)}},{key:"getPrincipalPayment",value:function(e,t,n,r,o,a,i){return 0===e||e>t||"interest only"===n.toLowerCase()&&e<=r?0:Math.min(o-a,i)}},{key:"getExtraRepayment",value:function(e,t,n){return 0===e||e>Math.ceil(t)?0:n}},{key:"getInterestPaymentMonthly",value:function(e,t,n,r,o,a,i){return 0===e||e>t?0:Math.min(e>n?r*a/12:r*o/12,i)}},{key:"getInterestPayment",value:function(e,t,n,r,o,a,i,u){return 0===e||e>t?0:e<=n?Math.min(r*o/a,u):Math.min(r*i/a,u)}},{key:"getInterestBalance",value:function(e,t,n,r){return 0===e?t:n-r}},{key:"getTotalRemaining",value:function(e,t){return o.default.trunc(e+t,2)}},{key:"getMonthlyComparisonTable",value:function(e,t,n,r,o,a,i){for(var u=e.loanAmount,s=e.termType,l=0,c=u,p=[],m=t.introInterestRate,h=t.ongoingInterestRate,d=0,f=u;d<=r&&c>0;){var y=this.getPeriodMonthly(d),g=this.getYearNumActual(y,12),v=this.getMonthNum(y),b=this.getGraphPeriod(s,v,g),w=this.getGraph(s,g),P=this.getStartingPrincipal(y,c),x=this.getInterestPaymentMonthly(y,r,n,P,m,h,l),T=this.getRepaymentAmountMonthly(y,r,n,o,a,x,c),M=this.getPrincipalPayment(y,r,e.repaymentType,n,T,x,P);c=f=this.getClosingPrincipalBalance(y,u,P,M,0);var R=this.getStartingInterestBalance(y,l),A=this.getInterestBalance(y,i,R,x);l=A;var k=this.getTotalRemaining(f,A);p.push({period:y,yearNumber:g,monthNum:v,graphPeriod:b,graph:w,startingPrincipal:P,closingPrincipalBalance:f,startingInterestBalance:R,repaymentAmount:T,principalPayment:M,interestPayment:x,interestBalance:A,totalRemaining:k}),d++}return p.length>0&&(p[p.length-1].graph=!0),p}},{key:"getLoanTable",value:function(e,t,n,r,o,a,i){for(var u=e.loanAmount,s=e.termType,l=0,c=u,p=[],m=t.periodsPerYear,h=t.totalPeriods,d=t.introInterestRate,f=t.ongoingInterestRate,y=12===m,g=0,v=u;g<=h&&c>0;){var b=this.getPeriodMonthly(g),w=this.getYearNumActual(b,m),P=this.getMonthNum(b),x=this.getGraphPeriod(s,P,w),T=this.getGraph(s,w),M=this.getStartingPrincipal(b,c),R=this.getInterestPayment(b,h,n,M,d,m,f,l),A=this.getRepaymentAmount(b,r,n,a,o,R,c),k=this.getPrincipalPayment(b,y?r:h,e.repaymentType,n,A,R,M);c=v=this.getClosingPrincipalBalance(b,u,M,k,0);var C=this.getStartingInterestBalance(b,l),B=this.getInterestBalance(b,i,C,R);l=B;var L=this.getTotalRemaining(v,B);p.push({period:b,yearNumber:w,monthNum:P,graphPeriod:x,graph:T,startingPrincipal:M,closingPrincipalBalance:v,startingInterestBalance:C,repaymentAmount:A,principalPayment:k,interestPayment:R,interestBalance:B,totalRemaining:L}),g++}return p.length>0&&(p[p.length-1].graph=!0),p}},{key:"getLoanPlusExtraTable",value:function(e,t,n,r,o,a,i){for(var u=e.loanAmount,s=e.termType,l=0,c=u,p=[],m=t.periodsPerYear,h=t.totalPeriods,d=t.introInterestRate,f=t.ongoingInterestRate,y=12===m,g=0,v=u;g<=h&&c>0;){var b=this.getPeriodMonthly(g),w=this.getYearNumActual(b,m),P=this.getMonthNum(b),x=this.getGraphPeriod(s,P,w),T=this.getGraph(s,w),M=this.getStartingPrincipal(b,c),R=this.getInterestPayment(b,h,n,M,d,m,f,l),A=this.getRepaymentAmount(b,r,n,a,o,R,c),k=this.getPrincipalPayment(b,y?r:h,e.repaymentType,n,A,R,M);c=v=this.getClosingPrincipalBalance(b,u,M,k,0);var C=this.getStartingInterestBalance(b,l),B=this.getInterestBalance(b,i,C,R);l=B;var L=this.getTotalRemaining(v,B);p.push({period:b,yearNumber:w,monthNum:P,graphPeriod:x,graph:T,startingPrincipal:M,closingPrincipalBalance:v,startingInterestBalance:C,repaymentAmount:A,principalPayment:k,interestPayment:R,interestBalance:B,totalRemaining:L}),g++}return p.length>0&&(p[p.length-1].graph=!0),p}},{key:"getResults",value:function(e){var t=e.loanAmount,n=e.loanTerm,r=e.loanTermYears,o=e.loanTermMonths,a=e.rateType,i=e.repaymentType,u=e.termType,s=e.interestRate,l=e.monthlyDivided,c=e.interestOnlyTerm,p=e.interestOnlyTermYears,m=e.interestOnlyTermMonths,h=e.repaymentFrequency,d=e.paymentsPerYear,f=e.interestOnlyRate,y=e.extraRepayment,g=this.getRepaymentOption(h,"calcMethod"),v=this.getPeriodsPerYear(h,d),b=this.getActualTotalPeriodsIntro(a,i,u,c,p,m,v),w=this.getTotalPeriods(u,n,r,o,v),P=this.getDivisor(h,l),x=this.getIntroInterestRate(i,s,f),T=this.getOngoingInterestRate(i,s),M=this.getInitialRepayment(b,i,t,f,v,a,n,g,w,P),R=this.getInitialRepaymentExtra(b,M,y),A=this.getBalanceExtra(f,v,b,R,t),k=this.getOngoingRepaymentExtra(g,s,v,w,b,A,P,y),C=this.getRepayment(b,R,k),B=this.getOngoingRepayment(g,s,v,w,b,A,P,y),L=this.getRemainingTermExtra(s,v,k,A),E=this.getTotalTermExtra(L,b),I=this.getExtraTermRounded(E,v),S=this.getExtraTermYears(I),D=this.getExtraTermMonths(I),O=this.getTerm(S,D),F=this.getTotalPaidExtra(R,b,k,L),N=this.getInterestPaidExtra(F,t),V=this.getTotalAmountRepaid(F),q=this.getTotalPeriodsIOFixedIntro(a,i,u,c,p,m),H=this.getInitialRepaymentMonthly(q,i,f,w,v,t),Y=this.getBalanceAtEndOfIOFixedIntroMonthly(q,f,H,t),j=this.getOngoingRepaymentMonthly(s,w,v,q,Y),G=this.getTermMonthly(s,j,Y),Z=this.getTotalPaidMonthly(H,q,j,G),_=this.getInterestPaidMonthly(Z,t),z=this.getInterestPaidExtra(F,t),U=this.getInterestSavedVSMonthly(_,z),W=this.getTotalTermMonthly(G,q),K=this.getMonthlyTermRounded(W),J=this.getTotalPeriodsDifference(K,I),$=this.getComparisonDiffYears(J),Q=this.getComparisonDiffMonths(J),X=this.getTimeSavedVSMonthly($,Q),ee=this.getOngoingRepayment(g,s,v,w,b,A,P,0),te=this.getBalanceAtEndOfIOFixedIntro(x,v,b,M,t),ne=this.getRemainingTerm(T,v,ee,te),re=this.getTotalTermActual(ne,b),oe=this.getTotalPaidActual(M,b,ee,ne),ae=this.getInterestPaid(oe,t),ie={periodsPerYear:v,totalPeriods:w,introInterestRate:x,ongoingInterestRate:T};return{repayment:C,ongoingRepayment:B,term:O,totalInterestPaid:N,totalAmountRepaid:V,interestSavedVSMonthly:U,timeSavedVSMonthly:X,interestDifference:this.getInterestDifference(_,z),comparisonPeriodsDiff:J,monthlyComparisonTable:this.getMonthlyComparisonTable(e,ie,q,W,j,H,_),loanTable:this.getLoanTable(e,ie,b,re,ee,M,ae),loanExtraTable:this.getLoanPlusExtraTable(e,ie,b,L,k,R,z),totalPaidMonthly:Z,monthlyTotalInterest:_,interestPaidPeriod:0}}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=u},35550:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=(r=n(44207))&&r.__esModule?r:{default:r};function a(e){return a="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},a(e)}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==a(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==a(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===a(o)?o:String(o)),r)}var o}var u=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e)}var t,n;return t=e,(n=[{key:"getResults",value:function(e){var t=e.loanAmount,n=e.term,r=e.propertyUse,a=e.interestRate,i=e.periodsPerYear,u=e.repaymentType,s=e.ratesTable[r][u],l=s.rate,c=o.default.pmt(t,a/100/i,n*i),p="pi"===u?c:t*(a/100/i),m=o.default.pmt(t,l/100/i,n*i),h="pi"===u?m:t*(l/100/i);return{interestRate:l,comparisonRate:s.comparisonRate,repaymentSavings:p-h}}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=u},39586:function(e,t){"use strict";function n(e){return n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},n(e)}function r(e,t){for(var r=0;r<t.length;r++){var o=t[r];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==n(e)||null===e)return e;var r=e[Symbol.toPrimitive];if(void 0!==r){var o=r.call(e,"string");if("object"!==n(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===n(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var o=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e)}var t,n;return t=e,(n=[{key:"pmt",value:function(e,t,n){if(0===t)return e/n;var r=t;return r*e/(1-Math.pow(1+r,-n))}},{key:"fv",value:function(e,t,n,r){var o;if(0===e)o=r+n*t;else{var a=Math.pow(1+e,t);o=r*a+n*(a-1)/e}return-o}},{key:"ipmt",value:function(e,t,n,r){var o=this.pmt(-e,t,r),a=n-1;return(0===n?-e:this.fv(t,a,o,e))*t}},{key:"ppmt",value:function(e,t,n,r){return this.pmt(-e,t,r)-this.ipmt(e,t,n,r)}},{key:"getPropertyValue",value:function(e,t,n){return e*Math.pow(1+t,n)}},{key:"getMortgagePrincipal",value:function(e,t,n){return 1===e?t:n}},{key:"getEndPrincipal",value:function(e,t){return e-t}},{key:"getEquity",value:function(e,t){return 100*Math.round((e-t)/100)}},{key:"getCostOfEquity",value:function(e,t){return e*t}},{key:"getCostOfDebt",value:function(e){return e}},{key:"getOtherCost",value:function(e,t,n,r,o,a,i){return e*Math.pow(1+t,n-1)+r*o+r*a+(1===n?i:0)}},{key:"getTotalUnrecoverableCost",value:function(e,t,n){return e+t+n}},{key:"getStartingBalance",value:function(e,t,n){return 1===e?t:n}},{key:"getRentalCost",value:function(e,t,n,r,o,a){return e*Math.pow(1+t,n-1)*52+r*Math.pow(1+o,n-1)+(1===n?a:0)}},{key:"getExtraToBeInvested",value:function(e,t){return Math.max(12*e-t,0)}},{key:"getYield",value:function(e,t){return e*t}},{key:"getClosingBalance",value:function(e,t,n){var r=this.fv(e,1,-t,-n);return 100*Math.round(r/100)}},{key:"getRentalUnrecoverableCosts",value:function(e){return e}},{key:"getBuy",value:function(e){var t=1,n=[],r=0,o=0,a=0,i=0,u=0,s=0;if(0===e.periods)return n.push({costOfDebt:0,costOfEquity:0,endPrincipal:0,equity:0,equityAcc:0,interestPayment:0,interestPaymentAcc:0,mortgagePrincipal:0,otherCosts:0,otherCostsAcc:0,period:0,principalPayment:0,principalPaymentAcc:0,propertyValue:0,totalUnrecoverableCosts:0,totalUnrecoverableCostsAcc:0}),n;for(;t<=e.periods;){var l=t,c=0===e.rate?0:this.ipmt(-e.startingPrincipal,e.rate,l,e.periods),p=this.ppmt(-e.startingPrincipal,e.rate,l,e.periods),m=this.getPropertyValue(e.propertyValue,e.realStateRateReturn,l),h=this.getMortgagePrincipal(l,e.startingPrincipal,r),d=this.getEndPrincipal(h,p),f=this.getEquity(m,d),y=this.getCostOfEquity(f,e.costOfCapitalRate),g=this.getCostOfDebt(c),v=this.getOtherCost(e.otherCost,e.otherCostsIncrease,l,m,e.ratesPercentage,e.maintenanceCosts,e.stampDutyAmount),b=this.getTotalUnrecoverableCost(y,g,v);r=d;var w={period:l,interestPayment:c,principalPayment:p,propertyValue:m,mortgagePrincipal:h,endPrincipal:d,equity:f,costOfEquity:y,costOfDebt:g,otherCosts:v,totalUnrecoverableCosts:b,interestPaymentAcc:o+=c,principalPaymentAcc:a+=p,otherCostsAcc:i+=v,totalUnrecoverableCostsAcc:u+=b,equityAcc:s+=f};t+=1,n.push(w)}return n}},{key:"getRent",value:function(e){var t=1,n=[],r=0,o=0,a=0,i=0;if(0===e.periods)return n.push({closingBalance:0,closingBalanceAcc:0,extraToBeInvested:0,period:0,rentalCosts:0,rentalCostsAcc:0,rentalUnrecoverableCosts:0,rentalUnrecoverableCostsAcc:0,startingBalance:0,yieldValue:0}),n;for(;t<=e.periods;){var u=t,s=this.getStartingBalance(u,e.deposit,r),l=this.getRentalCost(e.rent,e.rentalIncrease,u,e.otherCostsRent,e.otherCostsIncrease,e.initialCostsRent),c=this.getExtraToBeInvested(e.payment,l),p=this.getYield(s,e.stocksRateOfReturn),m=this.getClosingBalance(e.stocksRateOfReturn,c,s),h=this.getRentalUnrecoverableCosts(l);r=m;var d={period:u,startingBalance:s,rentalCosts:l,extraToBeInvested:c,yieldValue:p,closingBalance:m,rentalUnrecoverableCosts:h,rentalCostsAcc:o+=l,rentalUnrecoverableCostsAcc:a+=h,closingBalanceAcc:i+=m};t+=1,n.push(d)}return n}},{key:"getInitialPlusExitCost",value:function(e,t,n){return{buy:e+t,rent:n}}},{key:"getTotalCostPaid",value:function(e,t,n){var r=e[n-1],o=t[n-1];return{buy:r.interestPaymentAcc+r.principalPaymentAcc+r.otherCostsAcc,rent:o.rentalCostsAcc}}},{key:"getOpportunityCosts",value:function(e,t,n){var r=e[n-1],o=t[n-1];return{buy:r.totalUnrecoverableCostsAcc,rent:o.rentalUnrecoverableCostsAcc}}},{key:"getEquityBuyRentSelection",value:function(e,t,n){var r=e[n-1],o=t[n-1];return{buy:r.equity,rent:o.closingBalance}}},{key:"getNetProceeds",value:function(e,t,n,r,o){return{buy:n-t-e,rent:o-r}}},{key:"getBestOption",value:function(e){return e.buy>e.rent?"Buy":"Rent"}},{key:"getFinalValue",value:function(e,t){return"Buy"===e?t.buy-t.rent:t.rent-t.buy}},{key:"getResults",value:function(e,t,n,r,o){var a=this.getInitialPlusExitCost(t,e.initialCosts,e.initialCostsRent),i=this.getTotalCostPaid(n,r,o),u=this.getOpportunityCosts(n,r,o),s=this.getEquityBuyRentSelection(n,r,o),l=this.getNetProceeds(a.buy,u.buy,s.buy,u.rent,s.rent),c=this.getBestOption(l);return{initialCostsPlusExitsCosts:a,totalCostPaid:i,opportunityCosts:u,equityBuyRentSelection:s,netProceeds:l,bestOption:c,finalValue:this.getFinalValue(c,l)}}}])&&r(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=o},89726:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r,o=(r=n(64550))&&r.__esModule?r:{default:r};function a(e){return a="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},a(e)}function i(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,o=function(e,t){if("object"!==a(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==a(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===a(o)?o:String(o)),r)}var o}var u=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e)}var t,n;return t=e,(n=[{key:"calculateStampDutyResults",value:function(e,t){void 0===t&&(t=o.default.stampDutyData);var n=e.stateId,r=this.getStampDutyStateVO(n,t),a=this.calculateLandTransferFee(e,r),i=parseFloat(r.mortgage_registration_fee.fee,10),u=r.notes,s=null;return"sa"===n?s=this.handleSAStampDuty(e,r):"qld"===n?s=this.handleQLDStampDuty(e,r):"nt"===n?s=this.handleNTStampDuty(e,r):"nsw"===n?s=this.handleNSWStampDuty(e,r):"vic"===n?(s=this.handleVICStampDuty(e,r),a=Math.ceil(a)):s="tas"===n?this.handleTASStampDuty(e,r):this.handleStampDuty(e,r),{landTransferFee:a,mortgageRegistrationFee:i,stampDuty:s,total:a+i+s,notes:u}}},{key:"getStampDutyStateVO",value:function(e,t){for(var n=t.state,r=n.length,o=0;o<r;o++){var a=n[o];if(a.id===e)return a}return null}},{key:"calculateLandTransferFee",value:function(e,t){var n,r=t.land_transfer_fee;if(r.fee)n=parseFloat(r.fee,10);else{var o=e.propertyValue,a=r.threshold;n=this.getThresholdValue(o,a)}return n}},{key:"getThresholdValue",value:function(e,t,n){var r=this.getRelevantThresholdIndex(e,t),o=t[r],a=this.getPreviousUpperBound(r,t);return this.calculateThresholdValue(e,a,o,n)}},{key:"getRelevantThresholdIndex",value:function(e,t){for(var n,r=!1,o=t.length,a=0;a<o;a++){var i=t[a],u=parseFloat(i.lowerBound,10),s=parseFloat(i.upperBound,10);if(!(e<u||e>s)){n=a,r=!0;break}}return r||console.log("No valid threshold found for initialValue='".concat(e,"', thresholdList='").concat(t,"'")),n}},{key:"getPreviousUpperBound",value:function(e,t){var n=0;if(e>0){var r=t[e-1];n=parseFloat(r.upperBound,10)}return n}},{key:"calculateThresholdValue",value:function(e,t,n,r){var o=e,a=0,i=r,u=n.fee,s=u?parseFloat(u,10):0,l=parseFloat(n.extra,10),c=parseFloat(n.per,10),p="false"==n.partThereOf,m=n.subtract,h=m?parseFloat(m,10):0,d=n.min,f=d?parseFloat(d,10):0,y=n.max,g=y?parseFloat(y,10):Number.POSITIVE_INFINITY,v="true"==n.appliedToTotal,b=n.constant,w=Number(n.lowerBound);l>0&&c>0&&(isNaN(i)&&(i=o),v||(i=o-t,p?i-=i%c:b&&(i=(o-t-1)/(Number(n.upperBound)-t-1))),a=b?i*(s+(o-w)/c*l):Math.ceil(i/c)*l);var P=b?0:s;return P+=a,P-=h,Math.max(f,Math.min(g,P))}},{key:"handleVICStampDuty",value:function(e,t){var n,r=e.propertyValue,o=e.propertyType;if("ppr-fh-vl"===o||"ppr-fh"===o||"ppr-fh-nh"===o){var a=this.calculateStampDuty(r,"ppr",t),i=this.getThresholdsByPropertyType(t,o),u=i[this.getRelevantThresholdIndex(r,i)];if(n=u.appliedToTotal?this.calculateStampDuty(r,o,t):this.getThresholdValue(r,i,a),u.constant){var s=Number(u.fee),l=Number(u.upperBound),c=Number(u.lowerBound);n=(r-(c-1))/(l-(c-1))*(s+(r-(c-1))/Number(u.per)*Number(u.extra))}}else n=this.calculateStampDuty(r,o,t);return n}},{key:"handleSAStampDuty",value:function(e,t){var n,r=e.propertyValue,o=e.propertyType;if("ppr-fh-vl"===o||"ppr-fh"===o||"ppr-fh-nh"===o){var a=this.getThresholdsByPropertyType(t,o),i=a[this.getRelevantThresholdIndex(r,a)];if(i.subtract){var u=Number(i.fee),s=Number(i.upperBound),l=Number(i.lowerBound),c=Number(i.per),p=Number(i.extra);n=(u+Math.ceil((r-Math.max(l-1,0))/c)*p+0)*(1-(s-r)/(s-(l-1)))}else n=this.calculateStampDuty(r,o,t)}else n=this.calculateStampDuty(r,o,t);return n}},{key:"handleQLDStampDuty",value:function(e,t){var n,r=e.propertyValue,o=e.propertyType;if("ppr"===o||"ppr"===o){var a=this.calculateStampDuty(r,"ppr",t),i=this.getThresholdsByPropertyType(t,o);n=this.getThresholdValue(r,i,a)}else if("ppr-fh"===o||"ppr-fh-nh"===o||"ppr-fh-vl"===o){var u=this.getThresholdsByPropertyType(t,o),s=u[this.getRelevantThresholdIndex(r,u)],l=Number(s.fee),c=Number(s.lowerBound),p=Number(s.per),m=Number(s.extra),h=Number(s.subtract);n=l+Math.ceil((r-c)/p)*m-h,n=Math.max(n,0),s.partThereOf&&"true"===s.partThereOf&&(n=this.calculateStampDuty(r,o,t))}else n=this.calculateStampDuty(r,o,t);return n}},{key:"handleNSWStampDuty",value:function(e,t){var n,r=e.propertyValue,o=e.propertyType;if("ppr-fh-vl"===o||"ppr-fh"===o||"ppr-fh-nh"===o){var a=this.getThresholdsByPropertyType(t,o),i=a[this.getRelevantThresholdIndex(r,a)];if(i.subtract){var u=Number(i.fee),s=(Number(i.upperBound),Number(i.lowerBound)),l=Number(i.per),c=Number(i.extra),p=parseInt(i.min),m=void 0!==i.additional?parseInt(i.additional):0,h=void 0!==i.additional2?parseInt(i.additional2):0,d=void 0!==i.additional3?parseInt(i.additional3):0;n=(n=u+Math.ceil((r-(s-1))/l)*c-(m-r)/(m-h)*d)<p?p:n}else n=this.calculateStampDuty(r,o,t)}else n=this.calculateStampDuty(r,o,t);return n}},{key:"handleTASStampDuty",value:function(e,t){var n,r=e.propertyValue,o=e.propertyType;if("ppr-fh"===o){var a=this.getThresholdsByPropertyType(t,o),i=a[this.getRelevantThresholdIndex(r,a)];if(i.subtract){var u=Number(i.fee),s=Number(i.lowerBound),l=Number(i.per),c=Number(i.extra);n=.5*(u+Math.ceil((r-Math.max(s-1,0))/l,0)*c)}else n=this.calculateStampDuty(r,o,t)}else n=this.calculateStampDuty(r,o,t);return n}},{key:"handleNTStampDuty",value:function(e,t){var n=e.propertyValue,r=e.propertyType,o=this.getThresholdsByPropertyType(t,r);return this.getNTThresholdValue(n,o)}},{key:"getNTThresholdValue",value:function(e,t){var n=this.getRelevantThresholdIndex(e,t),r=t[n],o=this.getPreviousUpperBound(n,t),a=r.constant,i=a?parseFloat(a,10):0,u=r.multiplier,s=u?parseFloat(u,10):0,l=r.divisor,c=l?parseFloat(l,10):0;return isNaN(i)||isNaN(s)||isNaN(c)||0==c?this.calculateThresholdValue(e,o,r):this.calculateNTThresholdValue(e,o,r)}},{key:"calculateNTThresholdValue",value:function(e,t,n){var r=n.subtract,o=r?parseFloat(r,10):0,a=n.min,i=a?parseFloat(a,10):0,u=n.max,s=u?parseFloat(u,10):Number.POSITIVE_INFINITY,l=n.constant,c=l?parseFloat(l,10):0,p=n.divisor,m=e/(p?parseFloat(p,10):0),h=c*(m*m)+15*m;return h-=o,Math.max(i,Math.min(s,h))}},{key:"handleStampDuty",value:function(e,t){var n=e.propertyValue,r=e.propertyType;return this.calculateStampDuty(n,r,t)}},{key:"calculateStampDuty",value:function(e,t,n){var r=this.getThresholdsByPropertyType(n,t);return this.getThresholdValue(e,r)}},{key:"getThresholdsByPropertyType",value:function(e,t){var n=e.stamp_duty;if(n.length)for(var r=n.length,o=0;o<r;o++){var a=n[o];if(a.type.split(", ").indexOf(t)>-1)return a.threshold}else if(n.type.split(", ").indexOf(t)>-1)return n.threshold;return null}}])&&i(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=u},69460:function(e,t){"use strict";function n(e){return n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},n(e)}function r(e,t){for(var r=0;r<t.length;r++){var o=t[r];o.enumerable=o.enumerable||!1,o.configurable=!0,"value"in o&&(o.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==n(e)||null===e)return e;var r=e[Symbol.toPrimitive];if(void 0!==r){var o=r.call(e,"string");if("object"!==n(o))return o;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(o.key),"symbol"===n(a)?a:String(a)),o)}var a}Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var o=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e)}var t,n;return t=e,(n=[{key:"getRate",value:function(e,t,n){if(n)for(var r=0;r<n.length;){if(n[r].term===e)switch(t){case"monthly":return n[r].monthly;case"annually":return n[r].annually;default:return n[r].maturity}r++}return 0}},{key:"getInterestEarned",value:function(e,t,n,r,o,a){var i=e.term,u=t+("Start"===a?o:0);switch(e.interestPaid.toLowerCase()){case"monthly":return u*(n/12);case"annually":return r%12==0?u*n:i%12!=0&&r===i?u*(n/12)*(r%12):0;case"maturity":return r===i?u*(n/12)*r:0;default:return 0}}},{key:"getPaymentFrequency",value:function(e,t){return"monthly"===e?12:t<12?t/12:1}},{key:"getAnnualRateUsed",value:function(e,t,n,r,o){return e?t/100:this.getRate(n,r,o)/100}},{key:"getAnnualRateEquivalent",value:function(e,t,n,r){return e?t*(Math.pow(1+n/r,r/t)-1):n}},{key:"getStartingBalance",value:function(e,t,n,r){return e<=t?1===e?n:r:0}},{key:"getCumulativeInterestEarned",value:function(e,t,n,r){return e<=t?n+(e>1?r:0):0}},{key:"getClosingBalance",value:function(e,t,n,r,o,a){return(e<=t?n?r:r+o:0)+a}},{key:"getResults",value:function(e,t,n){var r=e.deposit,o=e.ongoingDeposit,a=e.annualRate,i=e.term,u=e.interestPaid,s=e.interestPaymentOption,l=e.depositTiming,c=t.allowRatesInput,p=t.overrideCompoundingPeriods,m=t.compoundingPeriodsPerYear,h=t.allowPaymentOptions,d=0,f=0,y=0,g=[],v=[],b=this.getPaymentFrequency(u,i),w=this.getAnnualRateUsed(c,a,i,u,n),P=this.getAnnualRateEquivalent(p,b,w,m),x="income stream"===(h?s:t.interestPaymentOption).toLowerCase();v.push(x?y:r);for(var T=0;T<i;T++){var M=T+1,R=this.getStartingBalance(M,i,r,d),A=this.getInterestEarned(e,R,P,M,o,l);y+=A;var k=this.getCumulativeInterestEarned(M,i,A,f);f=k;var C=this.getClosingBalance(M,i,x,R,A,o);d=C,g.push({month:M,startingBalance:R,interestEarned:A,cumulativeInterestEarned:k,closingBalance:C}),v.push(x?y:C)}return{totalInterestEarned:y,finalBalance:g[g.length-1].closingBalance,interestPaidPeriod:x&&"maturity"!==u?g[g.length-1].interestEarned:"",annualRateUsed:100*w,dataTable:g,chartSummary:v}}}])&&r(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=o},72455:function(e,t,n){"use strict";Object.defineProperty(t,"__esModule",{value:!0}),t.default=void 0;var r=n(31073);function o(e){return o="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},o(e)}function a(e,t){for(var n=0;n<t.length;n++){var r=t[n];r.enumerable=r.enumerable||!1,r.configurable=!0,"value"in r&&(r.writable=!0),Object.defineProperty(e,(void 0,a=function(e,t){if("object"!==o(e)||null===e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var r=n.call(e,"string");if("object"!==o(r))return r;throw new TypeError("@@toPrimitive must return a primitive value.")}return String(e)}(r.key),"symbol"===o(a)?a:String(a)),r)}var a}var i=function(){function e(){!function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")}(this,e),this.userConfig={taxYearStartMonth:3,taxReliefAgeLimit:75,taxReliefStyle:"complex",taxReliefPercentage:.2,ratesOfReturn:{good:{rateOfReturn:.08,contributionsIncrease:.05},expected:{rateOfReturn:.05,contributionsIncrease:.03},poor:{rateOfReturn:.02,contributionsIncrease:.01}},fundFeesAndCharges:{accumulationFees:.75,pensionFees:1},cpi:2,baseAnnualAllowance:4e4,taperedThreshold:15e4,lowerIncomeLimit:3600,lowerAnnualAllowanceLimit:1e4},this.taxReliefTypes={simple:1,complex:2,none:0},this.femalesCohort={1981:[85.9,85.6,84.5,83.4,82.4,81.3,80.2,79.1,78,76.9,75.8,74.7,73.6,72.5,71.4,70.3,69.2,68.2,67.1,66,64.9,63.8,62.7,61.6,60.5,59.4,58.3,57.2,56.1,55.1,54,52.9,51.9,50.8,49.7,48.7,47.5,46.4,45.4,44.3,43.2,42.1,41,40,39,37.9,36.8,35.7,34.6,33.4,32.3,31.2,30.1,29,28,26.9,26,25,24.1,23.2,22.3,21.3,21,19.8,18.8,18,17.2,16.4,15.7,14.9,14.2,13.4,12.7,12.1,11.4,10.7,10.1,9.5,9,8.4,7.8,7.3,6.9,6.4,5.9,5.6,5.2,4.8,4.4,4.2,4,3.8,3.5,3.3,3.2,2.9,2.8,2.6,2.5,2.4,2.3],1982:[86,85.7,84.6,83.6,82.5,81.4,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.4,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.6,59.5,58.4,57.4,56.2,55.1,54.1,53,51.9,50.9,49.9,48.8,47.7,46.6,45.5,44.5,43.3,42.2,41.1,40.1,39.1,38,37,35.9,34.8,33.7,32.6,31.4,30.3,29.3,28.2,27.1,26.1,25.2,24.2,23.3,22.4,21.5,20.5,20.2,19,18,17.3,16.5,15.7,15,14.2,13.5,12.8,12.1,11.5,10.8,10.2,9.6,9,8.5,7.9,7.4,6.9,6.5,6,5.6,5.2,4.9,4.5,4.2,4,3.8,3.5,3.3,3.1,3,2.7,2.6,2.5,2.4,2.2],1983:[86.1,85.8,84.7,3.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.5,68.4,67.3,66.2,65.1,64,62.9,61.9,60.7,59.6,58.5,57.4,56.4,55.2,54.2,53.1,52.1,51,50,48.9,47.8,46.8,45.6,44.5,43.5,42.4,41.3,40.2,39.2,38.1,37.1,36,34.9,33.9,32.8,31.7,30.5,29.5,28.4,27.3,26.3,25.3,24.4,23.4,22.5,21.6,20.7,19.8,19.5,18.3,17.3,16.6,15.8,15,14.3,13.6,12.9,12.2,11.5,10.9,10.3,9.7,9.1,8.5,8,7.5,6.9,6.5,6.1,5.6,5.3,4.9,4.6,4.3,4,3.8,3.5,3.3,3.1,2.9,2.8,2.6,2.5,2.4,2.2],1984:[86.3,85.9,84.8,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.5,67.4,66.3,65.2,64.1,63.1,62,60.9,59.8,58.7,57.5,56.5,55.4,54.3,53.2,52.2,51.1,50,49,47.9,46.8,45.8,44.7,43.6,42.6,41.5,40.4,39.3,38.2,37.2,36.2,35.1,34.1,33,31.9,30.8,29.7,28.6,27.6,26.5,25.5,24.4,23.6,22.6,21.7,20.8,20,19,18.7,17.6,16.6,15.9,15.1,14.4,13.7,12.9,12.3,11.6,10.9,10.3,9.7,9.1,8.6,8,7.5,7.1,6.5,6.1,5.7,5.3,4.9,4.6,4.3,4.1,3.7,3.6,3.3,3.1,2.9,2.8,2.7,2.5,2.4,2.2],1985:[86.4,86,85,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,73,71.9,70.8,69.6,68.6,67.5,66.4,65.3,64.3,63.2,62.1,61,59.9,58.8,57.7,56.6,55.5,54.4,53.3,52.2,51.2,50.1,49,48,47,45.9,44.9,43.7,42.6,41.6,40.5,39.4,38.3,37.3,36.3,35.3,34.2,33.2,32.1,31,29.9,28.8,27.8,26.7,25.7,24.6,23.6,22.8,21.8,21,20.1,19.2,18.3,18,16.9,15.9,15.2,14.4,13.7,13,12.3,11.7,11,10.4,9.8,9.2,8.6,8.1,7.6,7.1,6.6,6.1,5.7,5.4,5,4.6,4.3,4,3.8,3.5,3.3,3.1,3,2.7,2.7,2.5,2.4,2.3],1986:[86.5,86.1,85.1,84,82.9,81.8,80.7,79.6,78.5,77.4,76.4,75.2,74.1,73,72,70.9,69.8,68.7,67.6,66.5,65.4,64.3,63.3,62.2,61.1,60,58.9,57.8,56.7,55.6,54.5,53.5,52.3,51.3,50.2,49.2,48.1,47.1,46,44.9,43.9,42.8,41.7,40.7,39.6,38.5,37.4,36.4,35.4,34.4,33.3,32.3,31.2,30.2,29.1,28,26.9,25.9,24.9,23.8,22.8,22,21.1,20.2,19.3,18.5,17.6,17.3,16.2,15.2,14.5,13.8,13.1,12.4,11.7,11.1,10.4,9.8,9.3,8.7,8.1,7.6,7.1,6.7,6.3,5.8,5.4,5.1,4.7,4.4,4.1,3.8,3.6,3.3,3.2,2.9,2.8,2.6,2.5,2.4,2.2],1987:[86.7,86.2,85.2,84.1,83,81.9,80.8,79.7,78.7,77.5,76.5,75.4,74.3,73.2,72,71,69.9,68.8,67.7,66.6,65.5,64.5,63.4,62.3,61.2,60.1,59,57.9,56.8,55.7,54.6,53.5,52.5,51.3,50.3,49.3,48.2,47.1,46.1,45,44,43,41.8,40.7,39.7,38.7,37.6,36.5,35.5,34.5,33.5,32.5,31.4,30.3,29.3,28.2,27.1,26.1,25.1,24.1,23.1,22.1,21.2,20.3,19.5,18.6,17.8,16.9,16.6,15.5,14.5,13.9,13.2,12.5,11.8,11.1,10.5,9.9,9.3,8.7,8.2,7.7,7.2,6.7,6.3,5.9,5.4,5.1,4.8,4.4,4.1,3.9,3.6,3.4,3.2,3,2.8,2.7,2.5,2.4,2.2],1988:[86.8,86.4,85.3,84.2,83.1,82,80.9,79.8,78.7,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70,68.9,67.8,66.7,65.6,64.6,63.5,62.4,61.3,60.2,59.1,58,57,55.9,54.8,53.6,52.6,51.5,50.4,49.3,48.3,47.2,46.2,45.1,44.1,43,42,40.9,39.8,38.8,37.7,36.7,35.6,34.6,33.6,32.6,31.6,30.5,29.5,28.4,27.4,26.3,25.3,24.3,23.3,22.3,21.3,20.5,19.6,18.7,17.9,17,16.2,15.9,14.8,13.9,13.2,12.5,11.8,11.2,10.6,9.9,9.3,8.8,8.2,7.7,7.2,6.7,6.3,5.9,5.5,5.1,4.7,4.5,4.1,3.8,3.6,3.3,3.2,3,2.8,2.6,2.5,2.3,2.1],1989:[86.9,86.5,85.4,84.3,83.2,82.1,81,79.9,78.8,77.7,76.7,75.6,74.5,73.4,72.3,71.2,70.1,69,67.9,66.8,65.7,64.7,63.6,62.5,61.4,60.3,59.2,58.2,57.1,56,54.9,53.8,52.7,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41.1,39.9,38.9,37.9,36.8,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.6,27.6,26.5,25.5,24.5,23.5,22.5,21.5,20.5,19.7,18.8,18,17.2,16.3,15.5,15.3,14.1,13.2,12.6,11.9,11.3,10.6,10,9.4,8.8,8.3,7.8,7.3,6.8,6.3,5.9,5.5,5.2,4.8,4.4,4.2,3.9,3.6,3.4,3.1,3,2.8,2.7,2.5,2.4,2.2],1990:[87.1,86.6,85.5,84.4,83.3,82.3,81.2,80.1,78.9,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.2,69.1,68,66.9,65.9,64.7,63.7,62.6,61.5,60.4,59.4,58.3,57.2,56.1,55,53.9,52.8,51.7,50.6,49.6,48.4,47.4,46.4,45.3,44.2,43.2,42.2,41.1,40.1,39,37.9,36.9,35.9,34.8,33.8,32.8,31.8,30.9,29.8,28.8,27.8,26.8,25.7,24.6,23.7,22.7,21.7,20.7,19.8,19,18.1,17.3,16.5,15.7,14.8,14.6,13.5,12.6,12,11.3,10.7,10.1,9.5,8.9,8.3,7.8,7.3,6.8,6.3,5.9,5.5,5.2,4.9,4.5,4.2,3.9,3.6,3.4,3.2,2.9,2.8,2.7,2.5,2.3,2.3],1991:[87.2,86.7,85.6,84.5,83.5,82.3,81.3,80.2,79.1,78,76.9,75.8,74.7,73.6,72.5,71.4,70.3,69.2,68.1,67.1,66,64.9,63.8,62.7,61.6,60.5,59.4,58.4,57.3,56.2,55.1,54,52.9,51.8,50.7,49.7,48.6,47.5,46.4,45.4,44.4,43.3,42.3,41.3,40.2,39.2,38.1,37,36,35,33.9,32.9,31.9,30.9,30,28.9,27.9,26.9,25.9,24.9,23.8,22.9,21.9,20.9,20,19.1,18.2,17.4,16.6,15.8,15,14.1,13.9,12.9,12,11.4,10.7,10.1,9.5,8.9,8.4,7.8,7.3,6.9,6.4,5.9,5.6,5.2,4.9,4.5,4.2,3.9,3.7,3.4,3.1,3,2.7,2.7,2.5,2.3,2.2],1992:[87.4,86.8,85.7,84.6,83.6,82.5,81.4,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.4,69.3,68.2,67.1,66.1,65,63.9,62.8,61.7,60.6,59.6,58.5,57.4,56.3,55.2,54.1,53.1,52,50.9,49.8,48.7,47.7,46.5,45.5,44.5,43.4,42.3,41.3,40.3,39.3,38.3,37.2,36.1,35.1,34.1,33,32,31,30,29.1,28.1,27.1,26.1,25.1,24.1,23,22.1,21.1,20.1,19.2,18.3,17.5,16.7,15.9,15.1,14.3,13.5,13.3,12.3,11.4,10.8,10.2,9.6,9,8.4,7.9,7.4,6.9,6.4,6,5.6,5.2,4.9,4.5,4.2,3.9,3.7,3.4,3.2,2.9,2.8,2.6,2.5,2.3,2.2],1993:[87.5,86.9,85.8,84.8,83.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.4,68.4,67.3,66.2,65.1,64,62.9,61.8,60.7,59.7,58.6,57.5,56.4,55.3,54.2,53.2,52.1,51,49.9,48.8,47.7,46.7,45.6,44.5,43.5,42.5,41.4,40.4,39.4,38.3,37.4,36.2,35.2,34.2,33.2,32.1,31.1,30.1,29.2,28.2,27.2,26.2,25.2,24.3,23.3,22.2,21.3,20.3,19.4,18.5,17.6,16.8,16,15.2,14.4,13.7,12.9,12.7,11.7,10.8,10.2,9.6,9,8.5,7.9,7.4,6.9,6.4,6,5.6,5.2,4.8,4.5,4.2,3.9,3.6,3.4,3.2,2.9,2.7,2.6,2.4,2.3,2.1],1994:[87.7,87,85.9,84.9,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.5,67.4,66.3,65.2,64.1,63,61.9,60.8,59.8,58.7,57.6,56.5,55.4,54.4,53.3,52.2,51.1,50,48.9,47.8,46.8,45.7,44.6,43.6,42.6,41.5,40.5,39.5,38.4,37.4,36.4,35.3,34.3,33.3,32.3,31.3,30.2,29.3,28.3,27.4,26.4,25.4,24.4,23.5,22.5,21.5,20.6,19.6,18.7,17.8,16.9,16.1,15.3,14.6,13.8,13,12.3,12.1,11.1,10.3,9.7,9.1,8.5,8,7.5,7,6.5,6,5.6,5.3,4.9,4.5,4.2,3.9,3.7,3.4,3.2,3,2.8,2.6,2.4,2.3,2.2],1995:[87.8,87.1,86,85,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.6,67.5,66.4,65.3,64.2,63.1,62,61,59.9,58.8,57.7,56.6,55.5,54.5,53.4,52.3,51.2,50.1,49.1,48,46.9,45.8,44.8,43.7,42.6,41.6,40.6,39.5,38.5,37.5,36.5,35.5,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.4,26.5,25.5,24.6,23.6,22.7,21.7,20.7,19.8,18.8,17.9,17.1,16.2,15.4,14.7,13.9,13.2,12.4,11.6,11.5,10.5,9.7,9.1,8.5,8,7.5,7,6.5,6,5.6,5.3,4.9,4.5,4.2,3.9,3.7,3.4,3.1,3,2.8,2.6,2.4,2.3,2.1],1996:[87.9,87.2,86.2,85.1,84,82.9,81.8,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.8,68.7,67.6,66.5,65.4,64.3,63.2,62.2,61.1,60,58.9,57.8,56.7,55.6,54.6,53.5,52.4,51.3,50.2,49.2,48.1,47,45.9,44.9,43.8,42.7,41.7,40.7,39.6,38.6,37.6,36.6,35.6,34.6,33.5,32.5,31.5,30.5,29.5,28.5,27.5,26.6,25.7,24.7,23.8,22.8,21.9,20.9,19.9,19,18.1,17.2,16.4,15.5,14.8,14,13.3,12.5,11.8,11.1,11,9.9,9.2,8.6,8.1,7.5,7.1,6.5,6.1,5.6,5.3,4.9,4.6,4.2,3.9,3.7,3.4,3.2,2.9,2.8,2.6,2.4,2.2,2.2],1997:[88,87.3,86.3,85.2,84.1,83,81.9,80.8,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.8,67.7,66.6,65.5,64.4,63.3,62.2,61.2,60.1,59,57.9,56.8,55.8,54.7,53.6,52.5,51.4,50.4,49.3,48.2,47.1,46,45,43.9,42.9,41.8,40.7,39.7,38.7,37.7,36.7,35.7,34.6,33.7,32.6,31.6,30.6,29.7,28.6,27.6,26.7,25.8,24.9,23.9,23,22,21.1,20.1,19.2,18.3,17.4,16.5,15.7,14.8,14.1,13.4,12.7,11.9,11.2,10.5,10.4,9.4,8.6,8.1,7.6,7.1,6.6,6.1,5.7,5.3,4.9,4.6,4.3,3.9,3.7,3.4,3.2,3,2.7,2.6,2.5,2.2,2.1],1998:[88.1,87.4,86.4,85.3,84.2,83.1,82,80.9,79.8,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,70,68.9,67.8,66.7,65.6,64.5,63.5,62.4,61.3,60.2,59.1,58,56.9,55.9,54.8,53.7,52.6,51.6,50.5,49.4,48.3,47.2,46.2,45.1,44,42.9,41.9,40.8,39.8,38.8,37.8,36.7,35.8,34.8,33.7,32.8,31.7,30.7,29.8,28.8,27.8,26.8,25.8,24.9,24,23.1,22.2,21.2,20.3,19.4,18.4,17.6,16.7,15.8,15,14.2,13.5,12.7,12.1,11.3,10.6,9.9,9.9,8.9,8.1,7.6,7.1,6.6,6.2,5.7,5.4,4.9,4.6,4.3,4,3.7,3.4,3.2,3,2.8,2.6,2.5,2.3,2.1],1999:[88.2,87.5,86.5,85.4,84.3,83.2,82.1,81,79.9,78.8,77.7,76.6,75.6,74.4,73.3,72.2,71.2,70.1,69,67.9,66.8,65.7,64.6,63.6,62.5,61.4,60.3,59.2,58.1,57,55.9,54.9,53.8,52.7,51.6,50.6,49.5,48.4,47.4,46.3,45.2,44.1,43.1,42,41,39.9,38.9,37.9,36.9,35.8,34.9,33.9,32.8,31.9,30.8,29.8,28.9,27.9,26.9,25.9,25,24.1,23.2,22.3,21.4,20.4,19.5,18.6,17.7,16.8,16,15.1,14.3,13.5,12.8,12.1,11.4,10.8,10.1,9.4,9.3,8.4,7.6,7.2,6.7,6.2,5.8,5.4,5,4.6,4.3,4,3.7,3.4,3.2,3,2.8,2.6,2.4,2.3,2.2],2e3:[88.3,87.7,86.6,85.5,84.4,83.3,82.2,81.1,80,78.9,77.8,76.7,75.6,74.6,73.4,72.4,71.3,70.2,69.1,68,66.9,65.8,64.7,63.7,62.6,61.5,60.4,59.3,58.2,57.2,56.1,55,53.9,52.8,51.8,50.7,49.6,48.5,47.5,46.4,45.3,44.3,43.2,42.1,41.1,40.1,39,37.9,37,35.9,34.9,34,33,31.9,31,30,29,28,27.1,26.1,25.1,24.2,23.3,22.4,21.5,20.6,19.7,18.8,17.9,17,16.1,15.3,14.5,13.7,12.9,12.2,11.5,10.9,10.2,9.5,8.9,8.8,7.9,7.2,6.7,6.3,5.8,5.4,5,4.7,4.3,4,3.7,3.5,3.2,3,2.8,2.6,2.5,2.3,2.2],2001:[88.4,87.8,86.7,85.6,84.5,83.4,82.3,81.2,80.1,79,77.9,76.8,75.7,74.6,73.6,72.4,71.4,70.3,69.2,68.1,67,65.9,64.9,63.8,62.7,61.6,60.5,59.4,58.3,57.3,56.2,55.1,54,52.9,51.9,50.8,49.7,48.7,47.6,46.5,45.4,44.4,43.3,42.2,41.2,40.1,39.1,38,37,36,35,34,33.1,32.1,31.1,30.1,29.1,28.1,27.2,26.2,25.2,24.3,23.4,22.5,21.6,20.7,19.8,18.9,18,17.2,16.2,15.4,14.6,13.8,13,12.3,11.6,10.9,10.3,9.6,9,8.4,8.3,7.4,6.7,6.3,5.9,5.4,5.1,4.7,4.4,4,3.8,3.5,3.2,3,2.8,2.6,2.4,2.3,2.1],2002:[88.6,87.9,86.8,85.7,84.6,83.5,82.4,81.3,80.2,79.1,78,76.9,75.8,74.7,73.7,72.6,71.5,70.4,69.3,68.2,67.1,66,65,63.9,62.8,61.7,60.6,59.5,58.4,57.4,56.3,55.2,54.1,53,52,50.9,49.8,48.7,47.7,46.6,45.5,44.5,43.4,42.4,41.3,40.2,39.2,38.2,37.1,36.1,35.1,34.1,33.1,32.2,31.2,30.2,29.3,28.2,27.2,26.3,25.4,24.4,23.5,22.5,21.7,20.8,19.9,19,18.1,17.3,16.4,15.5,14.7,13.9,13.1,12.4,11.7,11,10.4,9.7,9.1,8.5,7.9,7.8,7,6.3,5.9,5.5,5.1,4.7,4.4,4,3.7,3.5,3.2,3,2.8,2.6,2.5,2.3,2.2],2003:[88.6,88,86.9,85.8,84.7,83.6,82.5,81.4,80.3,79.3,78.1,77,75.9,74.9,73.8,72.7,71.6,70.5,69.4,68.3,67.2,66.1,65.1,64,62.9,61.8,60.7,59.6,58.6,57.5,56.4,55.3,54.2,53.1,52,51,49.9,48.9,47.8,46.7,45.7,44.6,43.5,42.5,41.4,40.4,39.3,38.3,37.3,36.2,35.2,34.2,33.2,32.2,31.3,30.3,29.3,28.4,27.4,26.4,25.5,24.5,23.6,22.6,21.7,20.9,20,19.1,18.3,17.4,16.5,15.7,14.8,14.1,13.3,12.5,11.8,11.1,10.5,9.8,9.2,8.6,8,7.4,7.3,6.5,5.9,5.5,5.1,4.7,4.4,4.1,3.8,3.4,3.3,3,2.8,2.6,2.5,2.3,2.1],2004:[88.8,88.1,87,85.9,84.8,83.7,82.6,81.5,80.5,79.3,78.3,77.1,76.1,75,73.9,72.8,71.7,70.6,69.5,68.4,67.3,66.2,65.2,64.1,63,61.9,60.8,59.8,58.7,57.6,56.5,55.4,54.3,53.3,52.2,51.1,50,49,47.9,46.8,45.8,44.7,43.6,42.6,41.5,40.5,39.4,38.4,37.3,36.3,35.3,34.3,33.3,32.3,31.3,30.4,29.4,28.4,27.5,26.5,25.5,24.6,23.7,22.7,21.8,20.9,20.1,19.2,18.4,17.5,16.7,15.8,15,14.2,13.4,12.6,11.9,11.2,10.5,9.9,9.3,8.7,8.1,7.5,7,6.9,6.1,5.6,5.2,4.8,4.5,4.1,3.8,3.5,3.2,3.1,2.9,2.7,2.5,2.4,2.2],2005:[88.9,88.2,87.1,86,84.9,83.8,82.7,81.6,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.5,67.4,66.3,65.3,64.2,63.1,62,60.9,59.8,58.8,57.7,56.6,55.5,54.4,53.4,52.3,51.2,50.1,49.1,48,46.9,45.9,44.8,43.8,42.7,41.6,40.6,39.5,38.5,37.4,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.5,28.5,27.6,26.6,25.6,24.7,23.8,22.9,21.9,21,20.1,19.3,18.5,17.6,16.8,15.9,15.1,14.3,13.5,12.7,12,11.3,10.6,9.9,9.3,8.7,8.2,7.6,7,6.5,6.5,5.7,5.2,4.8,4.5,4.1,3.9,3.6,3.3,3,2.9,2.7,2.5,2.3,2.2],2006:[89,88.3,87.2,86.1,85,83.9,82.8,81.7,80.6,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.6,67.5,66.5,65.4,64.3,63.2,62.1,61,60,58.9,57.8,56.7,55.6,54.5,53.5,52.4,51.3,50.2,49.1,48.1,47,46,44.9,43.8,42.8,41.7,40.7,39.7,38.6,37.6,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.6,27.7,26.7,25.8,24.8,23.8,23,22,21.1,20.2,19.4,18.5,17.7,16.9,16,15.2,14.4,13.6,12.8,12.1,11.4,10.6,10,9.4,8.8,8.2,7.7,7.1,6.6,6.1,6,5.4,4.9,4.5,4.2,3.9,3.6,3.3,3.1,2.9,2.7,2.5,2.4,2.2],2007:[89.1,88.4,87.3,86.2,85.1,84,83,81.8,80.8,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.7,67.7,66.5,65.5,64.4,63.3,62.2,61.1,60,59,57.9,56.8,55.7,54.6,53.6,52.5,51.4,50.3,49.3,48.2,47.1,46.1,45,43.9,42.9,41.9,40.8,39.8,38.7,37.7,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.7,28.7,27.7,26.8,25.8,24.9,23.9,23,22.1,21.2,20.3,19.4,18.6,17.8,16.9,16.1,15.3,14.5,13.7,12.9,12.1,11.4,10.7,10,9.4,8.8,8.2,7.7,7.2,6.7,6.1,5.7,5.6,5,4.5,4.2,3.9,3.6,3.3,3.1,2.9,2.7,2.5,2.3,2.2],2008:[89.2,88.5,87.4,86.3,85.2,84.2,83.1,82,80.9,79.8,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.8,67.7,66.7,65.6,64.5,63.4,62.3,61.2,60.2,59.1,58,56.9,55.8,54.8,53.7,52.6,51.5,50.4,49.4,48.3,47.2,46.2,45.1,44.1,43,42,40.9,39.9,38.8,37.8,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.8,27.8,26.9,25.9,25,24.1,23.1,22.2,21.3,20.4,19.5,18.6,17.8,17,16.2,15.4,14.6,13.8,13,12.2,11.5,10.8,10.1,9.5,8.9,8.3,7.7,7.2,6.7,6.2,5.7,5.3,5.2,4.6,4.2,3.9,3.6,3.3,3.1,2.9,2.7,2.5,2.3,2.2],2009:[89.3,88.6,87.5,86.4,85.3,84.3,83.2,82.1,81,79.9,78.8,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70,68.9,67.8,66.8,65.7,64.6,63.5,62.4,61.3,60.3,59.2,58.1,57,55.9,54.9,53.8,52.7,51.6,50.5,49.5,48.4,47.3,46.3,45.2,44.2,43.1,42,41,40,38.9,37.9,36.9,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,26,25.1,24.1,23.2,22.3,21.4,20.5,19.6,18.7,17.9,17,16.3,15.4,14.7,13.9,13.1,12.3,11.6,10.9,10.2,9.5,8.9,8.3,7.8,7.2,6.8,6.3,5.8,5.4,5,4.8,4.3,3.9,3.7,3.4,3.1,3,2.8,2.6,2.4,2.2],2010:[89.4,88.7,87.6,86.5,85.4,84.4,83.3,82.2,81.1,80,78.9,77.8,76.7,75.6,74.5,73.4,72.3,71.2,70.1,69,67.9,66.9,65.8,64.7,63.6,62.5,61.4,60.4,59.3,58.2,57.1,56,55,53.9,52.8,51.7,50.7,49.6,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.1,40.1,39,38,37,35.9,34.9,33.9,32.9,31.9,30.9,29.9,28.9,28,27,26.1,25.1,24.2,23.3,22.4,21.5,20.6,19.7,18.8,17.9,17.1,16.3,15.5,14.7,13.9,13.1,12.4,11.6,10.9,10.2,9.6,9,8.3,7.8,7.2,6.8,6.3,5.8,5.4,5,4.6,4.4,4,3.6,3.4,3.2,2.9,2.7,2.6,2.4,2.2],2011:[89.6,88.8,87.7,86.6,85.5,84.5,83.4,82.3,81.2,80.1,79,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.2,69.1,68.1,67,65.9,64.8,63.7,62.6,61.5,60.5,59.4,58.3,57.2,56.1,55.1,54,52.9,51.8,50.8,49.7,48.6,47.6,46.5,45.4,44.4,43.3,42.3,41.2,40.2,39.1,38.1,37.1,36,35,34,33,32,31,30,29,28,27.1,26.2,25.2,24.3,23.4,22.5,21.6,20.6,19.7,18.9,18,17.2,16.3,15.5,14.8,14,13.2,12.5,11.7,11,10.3,9.6,9,8.4,7.8,7.3,6.7,6.3,5.8,5.4,5,4.6,4.3,4.1,3.7,3.4,3.1,2.9,2.7,2.5,2.4,2.2],2012:[89.7,88.9,87.8,86.7,85.6,84.6,83.5,82.4,81.3,80.2,79.1,78,76.9,75.8,74.7,73.6,72.5,71.4,70.3,69.2,68.1,67.1,66,64.9,63.8,62.7,61.6,60.6,59.5,58.4,57.3,56.2,55.2,54.1,53,51.9,50.9,49.8,48.7,47.7,46.6,45.5,44.5,43.4,42.4,41.3,40.3,39.2,38.2,37.2,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.2,26.2,25.3,24.3,23.4,22.5,21.6,20.7,19.8,18.9,18.1,17.2,16.4,15.6,14.8,14,13.3,12.5,11.8,11,10.3,9.7,9,8.4,7.8,7.3,6.7,6.2,5.8,5.4,5,4.6,4.2,4,3.8,3.4,3.1,2.9,2.7,2.5,2.3,2.2],2013:[89.8,89,87.9,86.8,85.7,84.7,83.6,82.5,81.4,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.4,69.3,68.2,67.2,66.1,65,63.9,62.8,61.8,60.6,59.6,58.5,57.4,56.3,55.3,54.2,53.1,52,51,49.9,48.8,47.8,46.7,45.6,44.6,43.5,42.5,41.4,40.4,39.3,38.3,37.3,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.3,26.3,25.4,24.4,23.5,22.6,21.7,20.8,19.9,19,18.1,17.3,16.5,15.6,14.8,14,13.3,12.6,11.8,11.1,10.4,9.7,9.1,8.4,7.8,7.3,6.8,6.3,5.8,5.4,5,4.6,4.2,3.9,3.7,3.5,3.1,2.8,2.7,2.5,2.3,2.1],2014:[89.9,89.1,88,86.9,85.8,84.8,83.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.4,68.4,67.3,66.2,65.1,64,62.9,61.8,60.8,59.7,58.6,57.5,56.4,55.4,54.3,53.2,52.1,51.1,50,48.9,47.9,46.8,45.7,44.7,43.6,42.6,41.5,40.5,39.4,38.4,37.4,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.4,24.5,23.6,22.7,21.8,20.9,20,19.1,18.2,17.3,16.5,15.7,14.9,14.1,13.3,12.6,11.9,11.2,10.4,9.8,9.1,8.5,7.9,7.3,6.8,6.3,5.8,5.4,5,4.6,4.3,3.9,3.6,3.4,3.2,2.9,2.7,2.5,2.3,2.2],2015:[90,89.2,88.1,87,85.9,84.9,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.5,67.4,66.3,65.2,64.1,63,61.9,60.9,59.8,58.7,57.6,56.5,55.5,54.4,53.3,52.2,51.2,50.1,49,48,46.9,45.8,44.8,43.7,42.7,41.6,40.6,39.5,38.5,37.5,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.4,26.5,25.5,24.6,23.7,22.7,21.8,20.9,20,19.2,18.3,17.4,16.6,15.8,14.9,14.1,13.4,12.6,11.9,11.2,10.5,9.8,9.1,8.5,7.9,7.3,6.8,6.3,5.8,5.3,4.9,4.6,4.2,3.9,3.6,3.3,3.1,3,2.6,2.4,2.3,2.1],2016:[90.1,89.3,88.2,87.1,86,85,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.6,67.5,66.4,65.3,64.2,63.1,62,61,59.9,58.8,57.7,56.6,55.5,54.5,53.4,52.3,51.3,50.2,49.1,48.1,47,45.9,44.9,43.8,42.8,41.7,40.7,39.6,38.6,37.6,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.5,26.6,25.6,24.7,23.7,22.8,21.9,21,20.1,19.2,18.4,17.5,16.7,15.8,15,14.2,13.4,12.7,11.9,11.2,10.5,9.9,9.2,8.6,7.9,7.4,6.8,6.3,5.8,5.4,5,4.6,4.3,3.9,3.6,3.3,3.1,2.9,2.8,2.5,2.3,2.2],2017:[90.2,89.4,88.3,87.2,86.1,85.1,84,82.9,81.8,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.7,67.6,66.5,65.4,64.3,63.2,62.1,61.1,60,58.9,57.8,56.7,55.7,54.6,53.5,52.4,51.4,50.3,49.2,48.2,47.1,46,45,43.9,42.9,41.8,40.8,39.7,38.7,37.7,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.6,26.7,25.7,24.8,23.8,22.9,22,21.1,20.2,19.3,18.4,17.6,16.7,15.9,15.1,14.3,13.5,12.7,12,11.3,10.6,9.9,9.2,8.6,8,7.4,6.8,6.3,5.8,5.4,5,4.6,4.2,3.9,3.6,3.3,3.1,2.8,2.7,2.5,2.3,2.1],2018:[90.3,89.5,88.4,87.3,86.2,85.1,84.1,83,81.9,80.8,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.8,67.7,66.6,65.5,64.4,63.3,62.2,61.1,60.1,59,57.9,56.8,55.8,54.7,53.6,52.5,51.5,50.4,49.3,48.3,47.2,46.2,45.1,44,43,41.9,40.9,39.8,38.8,37.8,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.7,26.8,25.8,24.8,23.9,23,22.1,21.2,20.3,19.4,18.5,17.6,16.8,16,15.1,14.3,13.5,12.8,12,11.3,10.6,9.9,9.3,8.6,8,7.4,6.9,6.4,5.9,5.4,5,4.6,4.2,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.3,2.1],2019:[90.4,89.6,88.5,87.4,86.3,85.2,84.2,83.1,82,80.9,79.8,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.9,67.8,66.7,65.6,64.5,63.4,62.3,61.2,60.2,59.1,58,56.9,55.9,54.8,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.1,43.1,42,41,39.9,38.9,37.9,36.8,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.8,26.8,25.9,24.9,24,23.1,22.1,21.2,20.3,19.4,18.6,17.7,16.8,16,15.2,14.4,13.6,12.8,12.1,11.4,10.7,10,9.3,8.7,8.1,7.5,6.9,6.4,5.9,5.4,5,4.6,4.2,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2.1],2020:[90.5,89.7,88.6,87.5,86.4,85.3,84.3,83.2,82.1,81,79.9,78.8,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70.1,69,67.9,66.8,65.7,64.6,63.5,62.4,61.3,60.3,59.2,58.1,57,56,54.9,53.8,52.7,51.7,50.6,49.5,48.5,47.4,46.4,45.3,44.2,43.2,42.1,41.1,40,39,38,36.9,35.9,34.9,33.9,32.9,31.9,30.9,29.9,28.9,27.9,26.9,26,25,24.1,23.1,22.2,21.3,20.4,19.5,18.6,17.8,16.9,16.1,15.2,14.4,13.6,12.9,12.1,11.4,10.7,10,9.3,8.7,8.1,7.5,6.9,6.4,5.9,5.4,5,4.6,4.2,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2021:[90.6,89.8,88.7,87.6,86.5,85.4,84.3,83.3,82.2,81.1,80,78.9,77.8,76.7,75.6,74.5,73.4,72.3,71.2,70.2,69.1,68,66.9,65.8,64.7,63.6,62.5,61.5,60.4,59.3,58.2,57.1,56.1,55,53.9,52.8,51.8,50.7,49.6,48.6,47.5,46.5,45.4,44.3,43.3,42.2,41.2,40.1,39.1,38.1,37,36,35,34,33,32,31,30,29,28,27,26.1,25.1,24.2,23.2,22.3,21.4,20.5,19.6,18.7,17.8,17,16.1,15.3,14.5,13.7,12.9,12.2,11.4,10.7,10,9.4,8.7,8.1,7.5,7,6.4,5.9,5.5,5,4.6,4.2,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2022:[90.7,89.9,88.8,87.7,86.6,85.5,84.4,83.4,82.3,81.2,80.1,79,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.3,69.2,68.1,67,65.9,64.8,63.7,62.6,61.6,60.5,59.4,58.3,57.2,56.1,55.1,54,52.9,51.9,50.8,49.7,48.7,47.6,46.5,45.5,44.4,43.4,42.3,41.3,40.2,39.2,38.2,37.1,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.1,26.2,25.2,24.3,23.3,22.4,21.5,20.6,19.7,18.8,17.9,17,16.2,15.4,14.6,13.8,13,12.2,11.5,10.8,10.1,9.4,8.8,8.2,7.6,7,6.5,6,5.5,5,4.6,4.3,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2023:[90.8,90,88.9,87.8,86.7,85.6,84.5,83.5,82.4,81.3,80.2,79.1,78,76.9,75.8,74.7,73.6,72.5,71.4,70.4,69.3,68.2,67.1,66,64.9,63.8,62.7,61.7,60.6,59.5,58.4,57.3,56.2,55.2,54.1,53,52,50.9,49.8,48.8,47.7,46.6,45.6,44.5,43.5,42.4,41.4,40.3,39.3,38.3,37.2,36.2,35.2,34.2,33.2,32.1,31.1,30.2,29.2,28.2,27.2,26.2,25.3,24.3,23.4,22.5,21.5,20.6,19.7,18.9,18,17.1,16.3,15.4,14.6,13.8,13,12.3,11.5,10.8,10.1,9.5,8.8,8.2,7.6,7,6.5,6,5.5,5.1,4.7,4.3,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2024:[90.9,90,89,87.9,86.8,85.7,84.6,83.5,82.5,81.4,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.5,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.7,59.6,58.5,57.4,56.3,55.3,54.2,53.1,52.1,51,49.9,48.9,47.8,46.7,45.7,44.6,43.6,42.5,41.5,40.5,39.4,38.4,37.3,36.3,35.3,34.3,33.2,32.2,31.2,30.2,29.3,28.3,27.3,26.3,25.4,24.4,23.5,22.6,21.6,20.7,19.8,18.9,18,17.2,16.3,15.5,14.7,13.9,13.1,12.3,11.6,10.9,10.2,9.5,8.8,8.2,7.6,7.1,6.5,6,5.5,5.1,4.7,4.3,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2025:[91,90.1,89.1,88,86.9,85.8,84.7,83.6,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.6,69.5,68.4,67.3,66.2,65.1,64,62.9,61.8,60.8,59.7,58.6,57.5,56.4,55.4,54.3,53.2,52.2,51.1,50,49,47.9,46.8,45.8,44.7,43.7,42.6,41.6,40.5,39.5,38.5,37.4,36.4,35.4,34.4,33.3,32.3,31.3,30.3,29.4,28.4,27.4,26.4,25.5,24.5,23.6,22.6,21.7,20.8,19.9,19,18.1,17.3,16.4,15.6,14.7,13.9,13.2,12.4,11.6,10.9,10.2,9.5,8.9,8.3,7.7,7.1,6.5,6,5.6,5.1,4.7,4.3,4,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2026:[91.1,90.2,89.2,88.1,87,85.9,84.8,83.7,82.6,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.6,68.5,67.4,66.3,65.2,64.1,63,61.9,60.9,59.8,58.7,57.6,56.5,55.5,54.4,53.3,52.3,51.2,50.1,49.1,48,46.9,45.9,44.8,43.8,42.7,41.7,40.6,39.6,38.6,37.5,36.5,35.5,34.5,33.4,32.4,31.4,30.4,29.4,28.5,27.5,26.5,25.6,24.6,23.7,22.7,21.8,20.9,20,19.1,18.2,17.3,16.5,15.6,14.8,14,13.2,12.4,11.7,11,10.3,9.6,8.9,8.3,7.7,7.1,6.6,6.1,5.6,5.1,4.7,4.3,4,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2027:[91.2,90.3,89.3,88.2,87.1,86,84.9,83.8,82.7,81.6,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.7,68.6,67.5,66.4,65.3,64.2,63.1,62,61,59.9,58.8,57.7,56.6,55.6,54.5,53.4,52.3,51.3,50.2,49.2,48.1,47,46,44.9,43.9,42.8,41.8,40.7,39.7,38.7,37.6,36.6,35.6,34.6,33.5,32.5,31.5,30.5,29.5,28.6,27.6,26.6,25.7,24.7,23.8,22.8,21.9,21,20.1,19.2,18.3,17.4,16.5,15.7,14.9,14.1,13.3,12.5,11.7,11,10.3,9.6,9,8.3,7.7,7.1,6.6,6.1,5.6,5.2,4.7,4.4,4,3.7,3.4,3.1,2.8,2.6,2.4,2.2,2],2028:[91.3,90.4,89.3,88.3,87.2,86.1,85,83.9,82.8,81.7,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.8,68.7,67.6,66.5,65.4,64.3,63.2,62.1,61.1,60,58.9,57.8,56.7,55.7,54.6,53.5,52.4,51.4,50.3,49.3,48.2,47.1,46.1,45,44,42.9,41.9,40.8,39.8,38.8,37.7,36.7,35.7,34.7,33.6,32.6,31.6,30.6,29.6,28.6,27.7,26.7,25.7,24.8,23.8,22.9,22,21.1,20.1,19.2,18.4,17.5,16.6,15.8,14.9,14.1,13.3,12.6,11.8,11.1,10.4,9.7,9,8.4,7.8,7.2,6.6,6.1,5.6,5.2,4.8,4.4,4,3.7,3.4,3.1,2.8,2.6,2.4,2.2,2],2029:[91.4,90.5,89.4,88.4,87.3,86.2,85.1,84,82.9,81.8,80.7,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.9,68.8,67.7,66.6,65.5,64.4,63.3,62.2,61.2,60.1,59,57.9,56.8,55.8,54.7,53.6,52.5,51.5,50.4,49.4,48.3,47.2,46.2,45.1,44.1,43,42,40.9,39.9,38.9,37.8,36.8,35.8,34.8,33.7,32.7,31.7,30.7,29.7,28.7,27.8,26.8,25.8,24.9,23.9,23,22.1,21.1,20.2,19.3,18.4,17.6,16.7,15.8,15,14.2,13.4,12.6,11.9,11.1,10.4,9.7,9,8.4,7.8,7.2,6.7,6.1,5.7,5.2,4.8,4.4,4,3.7,3.4,3.1,2.8,2.6,2.4,2.2,2],2030:[91.5,90.6,89.5,88.4,87.4,86.3,85.2,84.1,83,81.9,80.8,79.7,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.9,67.8,66.7,65.6,64.5,63.4,62.3,61.3,60.2,59.1,58,56.9,55.9,54.8,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41,40,39,37.9,36.9,35.9,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,25.9,25,24,23.1,22.1,21.2,20.3,19.4,18.5,17.6,16.8,15.9,15.1,14.3,13.5,12.7,11.9,11.2,10.5,9.8,9.1,8.5,7.8,7.2,6.7,6.2,5.7,5.2,4.8,4.4,4,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2],2031:[91.6,90.7,89.6,88.5,87.5,86.4,85.3,84.2,83.1,82,80.9,79.8,78.8,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70,69,67.9,66.8,65.7,64.6,63.5,62.4,61.4,60.3,59.2,58.1,57,56,54.9,53.8,52.7,51.7,50.6,49.5,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.1,40.1,39.1,38,37,36,34.9,33.9,32.9,31.9,30.9,29.9,28.9,27.9,27,26,25,24.1,23.2,22.2,21.3,20.4,19.5,18.6,17.7,16.8,16,15.2,14.3,13.5,12.7,12,11.2,10.5,9.8,9.1,8.5,7.9,7.3,6.7,6.2,5.7,5.2,4.8,4.4,4.1,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2],2032:[91.6,90.8,89.7,88.6,87.5,86.5,85.4,84.3,83.2,82.1,81,79.9,78.8,77.8,76.7,75.6,74.5,73.4,72.3,71.2,70.1,69.1,68,66.9,65.8,64.7,63.6,62.5,61.5,60.4,59.3,58.2,57.1,56.1,55,53.9,52.8,51.8,50.7,49.6,48.6,47.5,46.5,45.4,44.4,43.3,42.3,41.2,40.2,39.1,38.1,37.1,36.1,35,34,33,32,31,30,29,28,27.1,26.1,25.1,24.2,23.2,22.3,21.4,20.5,19.6,18.7,17.8,16.9,16.1,15.2,14.4,13.6,12.8,12,11.3,10.6,9.9,9.2,8.5,7.9,7.3,6.8,6.2,5.7,5.3,4.8,4.4,4.1,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2],2033:[91.7,90.9,89.8,88.7,87.6,86.5,85.5,84.4,83.3,82.2,81.1,80,78.9,77.8,76.8,75.7,74.6,73.5,72.4,71.3,70.2,69.2,68.1,67,65.9,64.8,63.7,62.6,61.6,60.5,59.4,58.3,57.2,56.2,55.1,54,52.9,51.9,50.8,49.7,48.7,47.6,46.6,45.5,44.5,43.4,42.4,41.3,40.3,39.2,38.2,37.2,36.2,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.2,26.2,25.2,24.3,23.3,22.4,21.5,20.6,19.6,18.7,17.9,17,16.1,15.3,14.5,13.7,12.9,12.1,11.4,10.6,9.9,9.2,8.6,8,7.4,6.8,6.3,5.8,5.3,4.9,4.5,4.1,3.8,3.4,3.2,2.9,2.6,2.4,2.2,2],2034:[91.8,91,89.9,88.8,87.7,86.6,85.6,84.5,83.4,82.3,81.2,80.1,79,77.9,76.9,75.8,74.7,73.6,72.5,71.4,70.3,69.3,68.2,67.1,66,64.9,63.8,62.7,61.7,60.6,59.5,58.4,57.3,56.3,55.2,54.1,53,52,50.9,49.8,48.8,47.7,46.7,45.6,44.6,43.5,42.5,41.4,40.4,39.3,38.3,37.3,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.2,26.3,25.3,24.4,23.4,22.5,21.6,20.6,19.7,18.8,17.9,17.1,16.2,15.4,14.5,13.7,12.9,12.2,11.4,10.7,10,9.3,8.6,8,7.4,6.8,6.3,5.8,5.3,4.9,4.5,4.1,3.8,3.5,3.2,2.9,2.7,2.4,2.2,2],2035:[91.9,91,90,88.9,87.8,86.7,85.6,84.6,83.5,82.4,81.3,80.2,79.1,78,76.9,75.9,74.8,73.7,72.6,71.5,70.4,69.3,68.3,67.2,66.1,65,63.9,62.8,61.7,60.7,59.6,58.5,57.4,56.4,55.3,54.2,53.1,52.1,51,49.9,48.9,47.8,46.8,45.7,44.7,43.6,42.6,41.5,40.5,39.4,38.4,37.4,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.3,26.4,25.4,24.4,23.5,22.6,21.6,20.7,19.8,18.9,18,17.1,16.3,15.4,14.6,13.8,13,12.2,11.5,10.7,10,9.3,8.7,8,7.4,6.9,6.3,5.8,5.4,4.9,4.5,4.1,3.8,3.5,3.2,2.9,2.7,2.4,2.2,2],2036:[92,91.1,90.1,89,87.9,86.8,85.7,84.6,83.6,82.5,81.4,80.3,79.2,78.1,77,76,74.9,73.8,72.7,71.6,70.5,69.4,68.4,67.3,66.2,65.1,64,62.9,61.8,60.8,59.7,58.6,57.5,56.5,55.4,54.3,53.2,52.2,51.1,50,49,47.9,46.9,45.8,44.7,43.7,42.7,41.6,40.6,39.5,38.5,37.5,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.4,26.5,25.5,24.5,23.6,22.6,21.7,20.8,19.9,19,18.1,17.2,16.4,15.5,14.7,13.9,13.1,12.3,11.5,10.8,10.1,9.4,8.7,8.1,7.5,6.9,6.4,5.9,5.4,4.9,4.5,4.2,3.8,3.5,3.2,2.9,2.7,2.4,2.2,2.1],2037:[92.1,91.2,90.1,89.1,88,86.9,85.8,84.7,83.6,82.6,81.5,80.4,79.3,78.2,77.1,76,75,73.9,72.8,71.7,70.6,69.5,68.4,67.4,66.3,65.2,64.1,63,61.9,60.9,59.8,58.7,57.6,56.5,55.5,54.4,53.3,52.3,51.2,50.1,49.1,48,47,45.9,44.8,43.8,42.7,41.7,40.7,39.6,38.6,37.6,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.5,26.5,25.6,24.6,23.7,22.7,21.8,20.9,20,19.1,18.2,17.3,16.4,15.6,14.8,13.9,13.1,12.4,11.6,10.9,10.1,9.5,8.8,8.1,7.5,7,6.4,5.9,5.4,5,4.6,4.2,3.8,3.5,3.2,2.9,2.7,2.5,2.2,2.1],2038:[92.2,91.3,90.2,89.2,88.1,87,85.9,84.8,83.7,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,74,72.9,71.8,70.7,69.6,68.5,67.5,66.4,65.3,64.2,63.1,62,61,59.9,58.8,57.7,56.6,55.6,54.5,53.4,52.4,51.3,50.2,49.2,48.1,47,46,44.9,43.9,42.8,41.8,40.8,39.7,38.7,37.6,36.6,35.6,34.6,33.6,32.6,31.5,30.6,29.6,28.6,27.6,26.6,25.7,24.7,23.8,22.8,21.9,21,20,19.1,18.3,17.4,16.5,15.7,14.8,14,13.2,12.4,11.7,10.9,10.2,9.5,8.8,8.2,7.6,7,6.4,5.9,5.4,5,4.6,4.2,3.8,3.5,3.2,2.9,2.7,2.5,2.3,2.1],2039:[92.3,91.4,90.3,89.2,88.2,87.1,86,84.9,83.8,82.7,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74.1,73,71.9,70.8,69.7,68.6,67.6,66.5,65.4,64.3,63.2,62.1,61,60,58.9,57.8,56.7,55.7,54.6,53.5,52.5,51.4,50.3,49.3,48.2,47.1,46.1,45,44,42.9,41.9,40.8,39.8,38.8,37.7,36.7,35.7,34.7,33.7,32.6,31.6,30.6,29.7,28.7,27.7,26.7,25.8,24.8,23.8,22.9,22,21,20.1,19.2,18.3,17.5,16.6,15.7,14.9,14.1,13.3,12.5,11.7,11,10.3,9.6,8.9,8.2,7.6,7,6.5,6,5.5,5,4.6,4.2,3.9,3.5,3.2,3,2.7,2.5,2.3,2.1],2040:[92.4,91.5,90.4,89.3,88.3,87.2,86.1,85,83.9,82.8,81.7,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73.1,72,70.9,69.8,68.7,67.6,66.6,65.5,64.4,63.3,62.2,61.1,60.1,59,57.9,56.8,55.8,54.7,53.6,52.6,51.5,50.4,49.4,48.3,47.2,46.2,45.1,44.1,43,42,40.9,39.9,38.9,37.8,36.8,35.8,34.8,33.7,32.7,31.7,30.7,29.7,28.8,27.8,26.8,25.8,24.9,23.9,23,22.1,21.1,20.2,19.3,18.4,17.5,16.7,15.8,15,14.1,13.3,12.6,11.8,11,10.3,9.6,8.9,8.3,7.7,7.1,6.5,6,5.5,5.1,4.6,4.2,3.9,3.6,3.3,3,2.7,2.5,2.3,2.1],2041:[92.5,91.6,90.5,89.4,88.3,87.3,86.2,85.1,84,82.9,81.8,80.7,79.7,78.6,77.5,76.4,75.3,74.2,73.2,72.1,71,69.9,68.8,67.7,66.7,65.6,64.5,63.4,62.3,61.2,60.2,59.1,58,56.9,55.9,54.8,53.7,52.6,51.6,50.5,49.5,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41,40,39,37.9,36.9,35.9,34.9,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,25.9,25,24,23.1,22.1,21.2,20.3,19.4,18.5,17.6,16.7,15.9,15,14.2,13.4,12.6,11.9,11.1,10.4,9.7,9,8.3,7.7,7.1,6.6,6,5.6,5.1,4.7,4.3,3.9,3.6,3.3,3,2.7,2.5,2.3,2.1],2042:[92.5,91.6,90.6,89.5,88.4,87.3,86.3,85.2,84.1,83,81.9,80.8,79.7,78.7,77.6,76.5,75.4,74.3,73.2,72.2,71.1,70,68.9,67.8,66.7,65.7,64.6,63.5,62.4,61.3,60.3,59.2,58.1,57,56,54.9,53.8,52.7,51.7,50.6,49.6,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.1,40.1,39,38,37,36,34.9,33.9,32.9,31.9,30.9,29.9,28.9,28,27,26,25.1,24.1,23.2,22.2,21.3,20.4,19.5,18.6,17.7,16.8,15.9,15.1,14.3,13.5,12.7,11.9,11.2,10.4,9.7,9.1,8.4,7.8,7.2,6.6,6.1,5.6,5.1,4.7,4.3,3.9,3.6,3.3,3,2.7,2.5,2.3,2.1],2043:[92.6,91.7,90.7,89.6,88.5,87.4,86.3,85.3,84.2,83.1,82,80.9,79.8,78.8,77.7,76.6,75.5,74.4,73.3,72.3,71.2,70.1,69,67.9,66.8,65.8,64.7,63.6,62.5,61.4,60.4,59.3,58.2,57.1,56,55,53.9,52.8,51.8,50.7,49.6,48.6,47.5,46.5,45.4,44.4,43.3,42.3,41.2,40.2,39.1,38.1,37.1,36.1,35,34,33,32,31,30,29,28,27.1,26.1,25.1,24.2,23.2,22.3,21.4,20.5,19.5,18.6,17.8,16.9,16,15.2,14.4,13.5,12.8,12,11.2,10.5,9.8,9.1,8.4,7.8,7.2,6.7,6.1,5.6,5.2,4.7,4.3,4,3.6,3.3,3,2.8,2.5,2.3,2.1],2044:[92.7,91.8,90.8,89.7,88.6,87.5,86.4,85.3,84.3,83.2,82.1,81,79.9,78.8,77.8,76.7,75.6,74.5,73.4,72.3,71.3,70.2,69.1,68,66.9,65.8,64.8,63.7,62.6,61.5,60.4,59.4,58.3,57.2,56.1,55.1,54,52.9,51.9,50.8,49.7,48.7,47.6,46.6,45.5,44.5,43.4,42.4,41.3,40.3,39.2,38.2,37.2,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.1,26.2,25.2,24.3,23.3,22.4,21.5,20.5,19.6,18.7,17.8,17,16.1,15.3,14.4,13.6,12.8,12,11.3,10.6,9.8,9.2,8.5,7.9,7.3,6.7,6.2,5.7,5.2,4.8,4.4,4,3.6,3.3,3,2.8,2.5,2.3,2.1],2045:[92.8,91.9,90.8,89.8,88.7,87.6,86.5,85.4,84.4,83.3,82.2,81.1,80,78.9,77.8,76.8,75.7,74.6,73.5,72.4,71.3,70.3,69.2,68.1,67,65.9,64.9,63.8,62.7,61.6,60.5,59.5,58.4,57.3,56.2,55.2,54.1,53,52,50.9,49.8,48.8,47.7,46.7,45.6,44.6,43.5,42.5,41.4,40.4,39.3,38.3,37.3,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.2,26.3,25.3,24.4,23.4,22.5,21.5,20.6,19.7,18.8,17.9,17,16.2,15.3,14.5,13.7,12.9,12.1,11.3,10.6,9.9,9.2,8.6,7.9,7.3,6.7,6.2,5.7,5.2,4.8,4.4,4,3.7,3.4,3.1,2.8,2.5,2.3,2.1],2046:[92.9,92,90.9,89.8,88.8,87.7,86.6,85.5,84.4,83.4,82.3,81.2,80.1,79,77.9,76.9,75.8,74.7,73.6,72.5,71.4,70.4,69.3,68.2,67.1,66,65,63.9,62.8,61.7,60.6,59.6,58.5,57.4,56.3,55.3,54.2,53.1,52.1,51,49.9,48.9,47.8,46.8,45.7,44.6,43.6,42.5,41.5,40.5,39.4,38.4,37.4,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.3,26.4,25.4,24.4,23.5,22.5,21.6,20.7,19.8,18.9,18,17.1,16.2,15.4,14.6,13.7,12.9,12.2,11.4,10.7,10,9.3,8.6,8,7.4,6.8,6.2,5.7,5.3,4.8,4.4,4,3.7,3.4,3.1,2.8,2.6,2.3,2.1],2047:[93,92.1,91,89.9,88.8,87.8,86.7,85.6,84.5,83.4,82.4,81.3,80.2,79.1,78,76.9,75.9,74.8,73.7,72.6,71.5,70.4,69.4,68.3,67.2,66.1,65,64,62.9,61.8,60.7,59.6,58.6,57.5,56.4,55.4,54.3,53.2,52.1,51.1,50,49,47.9,46.8,45.8,44.7,43.7,42.6,41.6,40.6,39.5,38.5,37.4,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.4,26.4,25.5,24.5,23.6,22.6,21.7,20.8,19.9,19,18.1,17.2,16.3,15.5,14.6,13.8,13,12.2,11.5,10.7,10,9.3,8.7,8,7.4,6.8,6.3,5.8,5.3,4.9,4.4,4.1,3.7,3.4,3.1,2.8,2.6,2.3,2.1],2048:[93,92.1,91.1,90,88.9,87.9,86.8,85.7,84.6,83.5,82.4,81.4,80.3,79.2,78.1,77,75.9,74.9,73.8,72.7,71.6,70.5,69.5,68.4,67.3,66.2,65.1,64.1,63,61.9,60.8,59.7,58.7,57.6,56.5,55.4,54.4,53.3,52.2,51.2,50.1,49.1,48,46.9,45.9,44.8,43.8,42.7,41.7,40.6,39.6,38.6,37.5,36.5,35.5,34.5,33.4,32.4,31.4,30.4,29.5,28.5,27.5,26.5,25.6,24.6,23.6,22.7,21.8,20.8,19.9,19,18.1,17.3,16.4,15.5,14.7,13.9,13.1,12.3,11.5,10.8,10.1,9.4,8.7,8.1,7.5,6.9,6.3,5.8,5.3,4.9,4.5,4.1,3.7,3.4,3.1,2.8,2.6,2.4,2.2],2049:[93.1,92.2,91.2,90.1,89,87.9,86.9,85.8,84.7,83.6,82.5,81.4,80.4,79.3,78.2,77.1,76,75,73.9,72.8,71.7,70.6,69.5,68.5,67.4,66.3,65.2,64.1,63.1,62,60.9,59.8,58.8,57.7,56.6,55.5,54.5,53.4,52.3,51.3,50.2,49.1,48.1,47,46,44.9,43.9,42.8,41.8,40.7,39.7,38.7,37.6,36.6,35.6,34.6,33.5,32.5,31.5,30.5,29.5,28.6,27.6,26.6,25.6,24.7,23.7,22.8,21.8,20.9,20,19.1,18.2,17.3,16.5,15.6,14.8,13.9,13.1,12.4,11.6,10.8,10.1,9.4,8.8,8.1,7.5,6.9,6.4,5.9,5.4,4.9,4.5,4.1,3.8,3.4,3.1,2.8,2.6,2.4,2.2],2050:[93.2,92.3,91.2,90.2,89.1,88,86.9,85.9,84.8,83.7,82.6,81.5,80.4,79.4,78.3,77.2,76.1,75,74,72.9,71.8,70.7,69.6,68.6,67.5,66.4,65.3,64.2,63.2,62.1,61,59.9,58.8,57.8,56.7,55.6,54.6,53.5,52.4,51.4,50.3,49.2,48.2,47.1,46.1,45,44,42.9,41.9,40.8,39.8,38.8,37.7,36.7,35.7,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.7,26.7,25.7,24.8,23.8,22.9,21.9,21,20.1,19.2,18.3,17.4,16.5,15.7,14.8,14,13.2,12.4,11.7,10.9,10.2,9.5,8.8,8.2,7.5,7,6.4,5.9,5.4,4.9,4.5,4.1,3.8,3.4,3.1,2.9,2.6,2.4,2.2],2051:[93.3,92.4,91.3,90.3,89.2,88.1,87,85.9,84.9,83.8,82.7,81.6,80.5,79.5,78.4,77.3,76.2,75.1,74,73,71.9,70.8,69.7,68.6,67.6,66.5,65.4,64.3,63.2,62.2,61.1,60,58.9,57.9,56.8,55.7,54.7,53.6,52.5,51.5,50.4,49.3,48.3,47.2,46.2,45.1,44.1,43,42,40.9,39.9,38.8,37.8,36.8,35.8,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.7,26.8,25.8,24.8,23.9,22.9,22,21.1,20.2,19.3,18.4,17.5,16.6,15.7,14.9,14.1,13.3,12.5,11.7,11,10.2,9.5,8.9,8.2,7.6,7,6.5,5.9,5.4,5,4.6,4.2,3.8,3.5,3.2,2.9,2.6,2.4,2.2],2052:[93.4,92.5,91.4,90.3,89.3,88.2,87.1,86,84.9,83.9,82.8,81.7,80.6,79.5,78.5,77.4,76.3,75.2,74.1,73.1,72,70.9,69.8,68.7,67.7,66.6,65.5,64.4,63.3,62.3,61.2,60.1,59,58,56.9,55.8,54.7,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41,40,38.9,37.9,36.9,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.8,26.9,25.9,24.9,24,23,22.1,21.2,20.2,19.3,18.4,17.5,16.7,15.8,15,14.1,13.3,12.5,11.8,11,10.3,9.6,8.9,8.3,7.6,7.1,6.5,6,5.5,5,4.6,4.2,3.8,3.5,3.2,2.9,2.6,2.4,2.2],2053:[93.5,92.6,91.5,90.4,89.3,88.3,87.2,86.1,85,83.9,82.9,81.8,80.7,79.6,78.5,77.5,76.4,75.3,74.2,73.1,72.1,71,69.9,68.8,67.7,66.7,65.6,64.5,63.4,62.3,61.3,60.2,59.1,58,57,55.9,54.8,53.8,52.7,51.6,50.6,49.5,48.5,47.4,46.3,45.3,44.2,43.2,42.2,41.1,40.1,39,38,37,35.9,34.9,33.9,32.9,31.9,30.9,29.9,28.9,27.9,26.9,26,25,24.1,23.1,22.2,21.2,20.3,19.4,18.5,17.6,16.7,15.9,15,14.2,13.4,12.6,11.8,11.1,10.4,9.6,9,8.3,7.7,7.1,6.5,6,5.5,5,4.6,4.2,3.8,3.5,3.2,2.9,2.6,2.4,2.2],2054:[93.5,92.6,91.6,90.5,89.4,88.3,87.3,86.2,85.1,84,82.9,81.9,80.8,79.7,78.6,77.5,76.5,75.4,74.3,73.2,72.1,71.1,70,68.9,67.8,66.7,65.7,64.6,63.5,62.4,61.4,60.3,59.2,58.1,57.1,56,54.9,53.9,52.8,51.7,50.7,49.6,48.6,47.5,46.4,45.4,44.3,43.3,42.2,41.2,40.2,39.1,38.1,37.1,36,35,34,33,32,31,30,29,28,27,26,25.1,24.1,23.2,22.2,21.3,20.4,19.5,18.6,17.7,16.8,16,15.1,14.3,13.5,12.7,11.9,11.1,10.4,9.7,9,8.4,7.7,7.1,6.6,6,5.5,5.1,4.6,4.2,3.9,3.5,3.2,2.9,2.7,2.4,2.2],2055:[93.6,92.7,91.7,90.6,89.5,88.4,87.3,86.3,85.2,84.1,83,82,80.9,79.8,78.7,77.6,76.6,75.5,74.4,73.3,72.2,71.2,70.1,69,67.9,66.8,65.8,64.7,63.6,62.5,61.4,60.4,59.3,58.2,57.2,56.1,55,54,52.9,51.8,50.8,49.7,48.6,47.6,46.5,45.5,44.4,43.4,42.3,41.3,40.2,39.2,38.2,37.1,36.1,35.1,34.1,33.1,32,31,30.1,29.1,28.1,27.1,26.1,25.2,24.2,23.3,22.3,21.4,20.5,19.6,18.7,17.8,16.9,16,15.2,14.3,13.5,12.7,12,11.2,10.5,9.8,9.1,8.4,7.8,7.2,6.6,6.1,5.6,5.1,4.7,4.3,3.9,3.5,3.2,2.9,2.7,2.4,2.2],2056:[93.7,92.8,91.7,90.7,89.6,88.5,87.4,86.4,85.3,84.2,83.1,82,81,79.9,78.8,77.7,76.6,75.6,74.5,73.4,72.3,71.2,70.2,69.1,68,66.9,65.8,64.8,63.7,62.6,61.5,60.5,59.4,58.3,57.2,56.2,55.1,54,53,51.9,50.9,49.8,48.7,47.7,46.6,45.6,44.5,43.5,42.4,41.4,40.3,39.3,38.3,37.2,36.2,35.2,34.2,33.1,32.1,31.1,30.1,29.1,28.2,27.2,26.2,25.2,24.3,23.3,22.4,21.5,20.5,19.6,18.7,17.8,17,16.1,15.2,14.4,13.6,12.8,12,11.3,10.5,9.8,9.1,8.5,7.8,7.2,6.7,6.1,5.6,5.1,4.7,4.3,3.9,3.6,3.2,3,2.7,2.4,2.2],2057:[93.8,92.9,91.8,90.7,89.7,88.6,87.5,86.4,85.4,84.3,83.2,82.1,81,80,78.9,77.8,76.7,75.6,74.6,73.5,72.4,71.3,70.2,69.2,68.1,67,65.9,64.9,63.8,62.7,61.6,60.5,59.5,58.4,57.3,56.3,55.2,54.1,53.1,52,50.9,49.9,48.8,47.8,46.7,45.7,44.6,43.6,42.5,41.5,40.4,39.4,38.4,37.3,36.3,35.3,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.3,26.3,25.3,24.4,23.4,22.5,21.5,20.6,19.7,18.8,17.9,17,16.2,15.3,14.5,13.7,12.9,12.1,11.3,10.6,9.9,9.2,8.5,7.9,7.3,6.7,6.2,5.6,5.2,4.7,4.3,3.9,3.6,3.3,3,2.7,2.5,2.2],2058:[93.9,92.9,91.9,90.8,89.7,88.7,87.6,86.5,85.4,84.4,83.3,82.2,81.1,80,79,77.9,76.8,75.7,74.6,73.6,72.5,71.4,70.3,69.3,68.2,67.1,66,64.9,63.9,62.8,61.7,60.6,59.6,58.5,57.4,56.4,55.3,54.2,53.2,52.1,51,50,48.9,47.9,46.8,45.8,44.7,43.6,42.6,41.6,40.5,39.5,38.4,37.4,36.4,35.4,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.4,24.4,23.5,22.6,21.6,20.7,19.8,18.9,18,17.1,16.2,15.4,14.5,13.7,12.9,12.1,11.4,10.6,9.9,9.2,8.6,7.9,7.3,6.7,6.2,5.7,5.2,4.7,4.3,4,3.6,3.3,3,2.7,2.5,2.2],2059:[93.9,93,92,90.9,89.8,88.7,87.7,86.6,85.5,84.4,83.4,82.3,81.2,80.1,79,78,76.9,75.8,74.7,73.7,72.6,71.5,70.4,69.3,68.3,67.2,66.1,65,64,62.9,61.8,60.7,59.7,58.6,57.5,56.4,55.4,54.3,53.2,52.2,51.1,50.1,49,47.9,46.9,45.8,44.8,43.7,42.7,41.6,40.6,39.6,38.5,37.5,36.5,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.4,26.5,25.5,24.5,23.6,22.6,21.7,20.8,19.9,18.9,18.1,17.2,16.3,15.4,14.6,13.8,13,12.2,11.4,10.7,10,9.3,8.6,8,7.4,6.8,6.2,5.7,5.2,4.8,4.4,4,3.6,3.3,3,2.7,2.5,2.3],2060:[94,93.1,92,91,89.9,88.8,87.7,86.7,85.6,84.5,83.4,82.4,81.3,80.2,79.1,78,77,75.9,74.8,73.7,72.7,71.6,70.5,69.4,68.3,67.3,66.2,65.1,64,63,61.9,60.8,59.7,58.7,57.6,56.5,55.5,54.4,53.3,52.3,51.2,50.2,49.1,48,47,45.9,44.9,43.8,42.8,41.7,40.7,39.7,38.6,37.6,36.6,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.5,26.5,25.6,24.6,23.7,22.7,21.8,20.8,19.9,19,18.1,17.2,16.4,15.5,14.7,13.9,13,12.3,11.5,10.8,10,9.3,8.7,8,7.4,6.8,6.3,5.7,5.3,4.8,4.4,4,3.6,3.3,3,2.7,2.5,2.3],2061:[94.1,93.2,92.1,91.1,90,88.9,87.8,86.8,85.7,84.6,83.5,82.4,81.4,80.3,79.2,78.1,77.1,76,74.9,73.8,72.7,71.7,70.6,69.5,68.4,67.4,66.3,65.2,64.1,63,62,60.9,59.8,58.8,57.7,56.6,55.6,54.5,53.4,52.4,51.3,50.2,49.2,48.1,47.1,46,45,43.9,42.9,41.8,40.8,39.7,38.7,37.7,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.6,26.6,25.7,24.7,23.7,22.8,21.8,20.9,20,19.1,18.2,17.3,16.4,15.6,14.7,13.9,13.1,12.3,11.6,10.8,10.1,9.4,8.7,8.1,7.4,6.9,6.3,5.8,5.3,4.8,4.4,4,3.7,3.3,3,2.7,2.5,2.3],2062:[94.2,93.3,92.2,91.1,90.1,89,87.9,86.8,85.8,84.7,83.6,82.5,81.4,80.4,79.3,78.2,77.1,76.1,75,73.9,72.8,71.8,70.7,69.6,68.5,67.4,66.4,65.3,64.2,63.1,62.1,61,59.9,58.8,57.8,56.7,55.6,54.6,53.5,52.4,51.4,50.3,49.3,48.2,47.2,46.1,45.1,44,43,41.9,40.9,39.8,38.8,37.8,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.7,26.7,25.7,24.8,23.8,22.9,21.9,21,20.1,19.2,18.3,17.4,16.5,15.7,14.8,14,13.2,12.4,11.6,10.9,10.1,9.4,8.8,8.1,7.5,6.9,6.3,5.8,5.3,4.9,4.4,4,3.7,3.3,3,2.8,2.5,2.3],2063:[94.3,93.3,92.3,91.2,90.1,89.1,88,86.9,85.8,84.8,83.7,82.6,81.5,80.4,79.4,78.3,77.2,76.1,75.1,74,72.9,71.8,70.8,69.7,68.6,67.5,66.5,65.4,64.3,63.2,62.1,61.1,60,58.9,57.9,56.8,55.7,54.7,53.6,52.5,51.5,50.4,49.4,48.3,47.2,46.2,45.1,44.1,43,42,41,39.9,38.9,37.8,36.8,35.8,34.8,33.8,32.7,31.7,30.7,29.7,28.7,27.8,26.8,25.8,24.8,23.9,22.9,22,21.1,20.1,19.2,18.3,17.4,16.6,15.7,14.9,14,13.2,12.4,11.7,10.9,10.2,9.5,8.8,8.2,7.5,6.9,6.4,5.9,5.4,4.9,4.5,4.1,3.7,3.4,3.1,2.8,2.5,2.3],2064:[94.3,93.4,92.3,91.3,90.2,89.1,88.1,87,85.9,84.8,83.8,82.7,81.6,80.5,79.5,78.4,77.3,76.2,75.1,74.1,73,71.9,70.8,69.8,68.7,67.6,66.5,65.5,64.4,63.3,62.2,61.2,60.1,59,57.9,56.9,55.8,54.7,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41,40,39,37.9,36.9,35.9,34.9,33.8,32.8,31.8,30.8,29.8,28.8,27.8,26.9,25.9,24.9,24,23,22.1,21.1,20.2,19.3,18.4,17.5,16.6,15.8,14.9,14.1,13.3,12.5,11.7,11,10.2,9.5,8.9,8.2,7.6,7,6.4,5.9,5.4,4.9,4.5,4.1,3.7,3.4,3.1,2.8,2.5,2.3],2065:[94.4,93.5,92.4,91.4,90.3,89.2,88.1,87.1,86,84.9,83.8,82.8,81.7,80.6,79.5,78.5,77.4,76.3,75.2,74.2,73.1,72,70.9,69.8,68.8,67.7,66.6,65.5,64.5,63.4,62.3,61.2,60.2,59.1,58,57,55.9,54.8,53.8,52.7,51.6,50.6,49.5,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.1,40.1,39.1,38,37,36,34.9,33.9,32.9,31.9,30.9,29.9,28.9,27.9,27,26,25,24,23.1,22.2,21.2,20.3,19.4,18.5,17.6,16.7,15.8,15,14.2,13.4,12.6,11.8,11,10.3,9.6,8.9,8.2,7.6,7,6.5,5.9,5.4,5,4.5,4.1,3.7,3.4,3.1,2.8,2.5,2.3],2066:[94.5,93.6,92.5,91.4,90.4,89.3,88.2,87.1,86.1,85,83.9,82.8,81.8,80.7,79.6,78.5,77.5,76.4,75.3,74.2,73.2,72.1,71,69.9,68.9,67.8,66.7,65.6,64.6,63.5,62.4,61.3,60.3,59.2,58.1,57.1,56,54.9,53.9,52.8,51.7,50.7,49.6,48.6,47.5,46.5,45.4,44.4,43.3,42.3,41.2,40.2,39.1,38.1,37.1,36,35,34,33,32,31,30,29,28,27,26.1,25.1,24.1,23.2,22.2,21.3,20.4,19.5,18.5,17.7,16.8,15.9,15.1,14.2,13.4,12.6,11.8,11.1,10.3,9.6,9,8.3,7.7,7.1,6.5,6,5.5,5,4.5,4.1,3.8,3.4,3.1,2.8,2.6,2.3],2067:[94.6,93.6,92.6,91.5,90.4,89.4,88.3,87.2,86.1,85.1,84,82.9,81.8,80.8,79.7,78.6,77.5,76.5,75.4,74.3,73.2,72.2,71.1,70,68.9,67.9,66.8,65.7,64.6,63.6,62.5,61.4,60.3,59.3,58.2,57.1,56.1,55,53.9,52.9,51.8,50.8,49.7,48.6,47.6,46.5,45.5,44.4,43.4,42.4,41.3,40.3,39.2,38.2,37.2,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.1,26.1,25.2,24.2,23.3,22.3,21.4,20.4,19.5,18.6,17.7,16.8,16,15.1,14.3,13.5,12.7,11.9,11.1,10.4,9.7,9,8.3,7.7,7.1,6.5,6,5.5,5,4.6,4.2,3.8,3.4,3.1,2.8,2.6,2.3],2068:[94.6,93.7,92.7,91.6,90.5,89.4,88.4,87.3,86.2,85.1,84.1,83,81.9,80.8,79.8,78.7,77.6,76.5,75.5,74.4,73.3,72.2,71.2,70.1,69,67.9,66.9,65.8,64.7,63.6,62.6,61.5,60.4,59.4,58.3,57.2,56.2,55.1,54,53,51.9,50.8,49.8,48.7,47.7,46.6,45.6,44.5,43.5,42.4,41.4,40.4,39.3,38.3,37.2,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.2,26.2,25.2,24.3,23.3,22.4,21.4,20.5,19.6,18.7,17.8,16.9,16,15.2,14.4,13.5,12.7,12,11.2,10.5,9.7,9.1,8.4,7.8,7.2,6.6,6,5.5,5,4.6,4.2,3.8,3.5,3.1,2.8,2.6,2.3]},this.malesCohort={1981:[82.1,82.1,81,79.9,78.8,77.7,76.5,75.4,74.3,73.2,72.1,71,69.9,68.8,67.7,66.7,65.5,64.5,63.5,62.4,61.4,60.3,59.2,58.2,57.1,56,54.9,53.8,52.7,51.6,50.6,49.5,48.5,47.5,46.4,45.4,44,43,41.8,40.6,39.4,38.3,37.2,36.2,35.1,34,32.8,31.7,30.5,29.3,28.2,27.1,25.9,24.8,23.7,22.6,21.6,20.6,19.8,18.8,17.9,17.1,16.8,15.6,14.8,14,13.3,12.6,12,11.4,10.7,10.1,9.5,9,8.5,8.1,7.6,7.1,6.7,6.3,6,5.6,5.3,5,4.7,4.4,4.2,4,3.7,3.6,3.4,3.2,3,2.8,2.7,2.6,2.4,2.5,2.2,2.2,1.9],1982:[82.3,82.2,81.1,80.1,79,77.8,76.7,75.6,74.4,73.3,72.2,71.1,70.1,68.9,67.8,66.8,65.7,64.6,63.6,62.5,61.5,60.4,59.4,58.3,57.2,56.1,55,53.9,52.8,51.7,50.7,49.6,48.6,47.6,46.5,45.5,44.4,43.1,42,40.8,39.7,38.5,37.4,36.3,35.3,34.2,33.1,31.9,30.8,29.6,28.5,27.4,26.2,25.1,24,22.9,21.8,20.9,19.9,19.1,18.1,17.3,16.4,16.2,15,14.2,13.4,12.7,12.1,11.5,10.8,10.3,9.6,9.1,8.6,8.1,7.7,7.2,6.8,6.4,6,5.7,5.3,5.1,4.8,4.5,4.2,4,3.8,3.5,3.4,3.2,3,2.8,2.7,2.6,2.5,2.3,2.4,2.1,2.3],1983:[82.5,82.3,81.3,80.2,79.1,78,76.9,75.7,74.6,73.4,72.4,71.2,70.2,69.1,68,66.8,65.8,64.7,63.6,62.6,61.6,60.6,59.5,58.4,57.3,56.3,55.2,54.1,53,51.9,50.8,49.7,48.7,47.6,46.6,45.6,44.5,43.5,42.1,41.1,39.9,38.7,37.6,36.4,35.4,34.4,33.3,32.2,31,30,28.8,27.7,26.5,25.4,24.3,23.2,22.2,21.1,20.2,19.2,18.4,17.5,16.6,15.8,15.6,14.4,13.6,12.9,12.2,11.6,11,10.3,9.8,9.2,8.7,8.2,7.7,7.3,6.9,6.4,6.1,5.7,5.4,5,4.8,4.5,4.3,4,3.8,3.6,3.3,3.2,3,2.8,2.7,2.6,2.4,2.4,2.2,2.2,1.9],1984:[82.8,82.5,81.4,80.3,79.2,78.1,77,75.9,74.7,73.6,72.5,71.4,70.3,69.2,68.1,67,65.8,64.8,63.8,62.7,61.7,60.6,59.6,58.5,57.4,56.4,55.3,54.2,53.1,52,50.9,49.8,48.8,47.7,46.7,45.7,44.6,43.6,42.5,41.2,40.2,39,37.8,36.7,35.5,34.5,33.5,32.4,31.3,30.2,29.1,28,26.8,25.7,24.6,23.5,22.5,21.4,20.4,19.5,18.5,17.7,16.8,16,15.2,15,13.8,13,12.3,11.7,11,10.5,9.9,9.3,8.8,8.3,7.8,7.4,6.9,6.6,6.1,5.8,5.5,5.1,4.8,4.6,4.3,4.1,3.9,3.6,3.5,3.2,3.1,2.9,2.7,2.6,2.5,2.4,2.3,2.1,2],1985:[82.9,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.6,71.5,70.4,69.3,68.2,67.1,66,64.9,63.9,62.8,61.7,60.7,59.7,58.7,57.6,56.5,55.4,54.4,53.3,52.2,51.1,50,48.9,47.8,46.8,45.7,44.7,43.7,42.6,41.6,40.2,39.2,38,36.9,35.8,34.6,33.6,32.6,31.5,30.5,29.4,28.3,27.1,26,24.9,23.9,22.7,21.7,20.7,19.7,18.8,17.9,17.1,16.2,15.3,14.6,14.4,13.3,12.5,11.8,11.1,10.5,10,9.4,8.9,8.3,7.9,7.4,7,6.6,6.2,5.8,5.5,5.2,4.8,4.5,4.4,4.1,3.9,3.6,3.4,3.3,3,2.9,2.7,2.6,2.5,2.4,2.3,2.2,2],1986:[83,82.8,81.7,80.6,79.5,78.4,77.3,76.1,75.1,73.9,72.8,71.6,70.5,69.4,68.3,67.2,66.1,65,63.9,62.9,61.9,60.8,59.8,58.7,57.7,56.6,55.5,54.5,53.4,52.3,51.2,50.1,49,47.9,46.9,45.8,44.8,43.8,42.7,41.7,40.7,39.3,38.3,37.1,36,34.9,33.7,32.7,31.7,30.7,29.6,28.5,27.4,26.3,25.2,24.2,23.1,22,21,20,19,18.1,17.2,16.4,15.6,14.8,14,13.8,12.7,11.9,11.3,10.6,10.1,9.6,9,8.5,7.9,7.5,7.1,6.6,6.3,5.9,5.5,5.2,4.9,4.6,4.3,4.2,3.9,3.7,3.5,3.3,3.2,2.9,2.8,2.6,2.4,2.4,2.4,2.3,2.2],1987:[83.2,82.9,81.9,80.7,79.6,78.5,77.4,76.3,75.2,74.1,72.9,71.8,70.7,69.5,68.4,67.3,66.3,65.2,64.1,63,62,60.9,59.9,58.9,57.8,56.7,55.7,54.6,53.5,52.5,51.4,50.3,49.1,48.1,46.9,45.9,44.9,43.8,42.8,41.8,40.7,39.7,38.4,37.4,36.2,35.1,34,32.9,31.9,30.9,29.8,28.8,27.7,26.6,25.5,24.4,23.4,22.3,21.3,20.3,19.3,18.3,17.5,16.6,15.8,14.9,14.2,13.4,13.3,12.2,11.4,10.8,10.2,9.6,9.1,8.6,8.1,7.6,7.1,6.7,6.3,6,5.6,5.2,5,4.7,4.4,4.2,4,3.7,3.5,3.3,3.1,3,2.7,2.7,2.5,2.3,2.3,2.4,2.1],1988:[83.3,83,82,80.9,79.8,78.6,77.5,76.4,75.3,74.2,73.1,71.9,70.8,69.7,68.5,67.4,66.3,65.3,64.2,63.2,62,61.1,60,58.9,57.9,56.8,55.8,54.7,53.6,52.6,51.5,50.4,49.3,48.2,47.1,46,45,43.9,42.9,41.9,40.9,39.8,38.8,37.5,36.5,35.3,34.2,33.1,32,31,30,29,28,26.9,25.8,24.7,23.7,22.6,21.6,20.5,19.6,18.6,17.6,16.8,15.9,15.2,14.3,13.6,12.9,12.7,11.6,10.9,10.3,9.7,9.2,8.7,8.1,7.7,7.2,6.8,6.4,6,5.6,5.3,5,4.7,4.4,4.1,3.9,3.7,3.5,3.3,3.1,2.9,2.8,2.5,2.5,2.3,2.1,2.1,2.1],1989:[83.5,83.2,82.1,81,79.9,78.8,77.7,76.5,75.4,74.3,73.2,72.1,71,69.8,68.7,67.6,66.5,65.4,64.3,63.3,62.2,61.1,60.1,59,58,56.9,55.9,54.8,53.7,52.7,51.6,50.5,49.4,48.4,47.2,46.2,45.1,44,43,41.9,40.9,39.9,38.9,37.9,36.6,35.6,34.4,33.3,32.2,31.1,30.1,29.2,28.2,27.1,26.1,25,24,22.9,21.9,20.9,19.8,18.9,17.9,17,16.2,15.3,14.6,13.8,13,12.3,12.2,11.1,10.4,9.8,9.2,8.7,8.3,7.7,7.3,6.8,6.4,6.1,5.7,5.3,5,4.7,4.4,4.2,3.9,3.7,3.5,3.3,3.1,2.8,2.7,2.6,2.3,2.4,2.2,2,2],1990:[83.7,83.3,82.2,81.1,80,78.9,77.8,76.7,75.5,74.4,73.3,72.2,71.1,70,68.8,67.7,66.6,65.5,64.4,63.4,62.3,61.3,60.2,59.2,58.1,57,56,54.9,53.9,52.8,51.7,50.7,49.6,48.5,47.4,46.3,45.2,44.1,43.1,42,41,40,39,38,37,35.7,34.7,33.5,32.4,31.4,30.3,29.3,28.3,27.3,26.3,25.3,24.2,23.2,22.1,21.2,20.2,19.1,18.2,17.3,16.3,15.6,14.7,14,13.2,12.5,11.8,11.7,10.6,9.9,9.3,8.8,8.3,7.9,7.4,6.9,6.5,6.1,5.7,5.4,5.1,4.8,4.5,4.2,4,3.7,3.5,3.3,3.1,2.9,2.7,2.5,2.5,2.2,2.2,2,1.9],1991:[83.9,83.5,82.4,81.3,80.2,79.1,78,76.8,75.7,74.5,73.4,72.3,71.2,70.1,69,67.8,66.7,65.6,64.6,63.5,62.5,61.4,60.3,59.2,58.2,57.1,56.1,55.1,54,52.9,51.8,50.8,49.7,48.6,47.5,46.5,45.4,44.3,43.2,42.2,41.1,40.1,39.1,38.1,37,36.1,34.8,33.8,32.6,31.6,30.5,29.4,28.4,27.5,26.5,25.5,24.5,23.5,22.4,21.4,20.4,19.5,18.5,17.5,16.6,15.7,15,14.1,13.4,12.7,11.9,11.3,11.2,10.2,9.5,8.9,8.4,7.9,7.5,7,6.6,6.2,5.8,5.4,5.1,4.8,4.5,4.2,4,3.7,3.5,3.3,3.1,2.9,2.7,2.5,2.4,2.3,2.1,2,1.8],1992:[84.1,83.6,82.5,81.4,80.3,79.2,78.1,77,75.8,74.7,73.6,72.5,71.3,70.2,69.1,68,66.9,65.8,64.7,63.6,62.5,61.5,60.5,59.4,58.3,57.3,56.2,55.1,54.1,53,52,50.9,49.8,48.8,47.7,46.6,45.5,44.4,43.3,42.2,41.2,40.2,39.2,38.2,37.2,36.1,35.2,33.9,32.9,31.8,30.7,29.6,28.6,27.6,26.7,25.7,24.7,23.7,22.7,21.7,20.7,19.7,18.8,17.8,16.9,16,15.1,14.4,13.6,12.9,12.1,11.4,10.8,10.8,9.7,9,8.5,8,7.5,7.1,6.6,6.2,5.8,5.4,5.1,4.8,4.5,4.3,4,3.7,3.5,3.3,3.1,2.9,2.7,2.6,2.4,2.3,2.2,2,2.1],1993:[84.3,83.8,82.7,81.6,80.4,79.3,78.2,77.1,76,74.9,73.7,72.6,71.5,70.4,69.3,68.2,67,65.9,64.8,63.7,62.7,61.6,60.6,59.5,58.4,57.3,56.3,55.2,54.2,53.1,52.1,51,49.9,48.9,47.8,46.7,45.7,44.6,43.5,42.4,41.3,40.3,39.3,38.2,37.3,36.3,35.2,34.3,33,32,30.9,29.8,28.8,27.7,26.8,25.9,24.9,23.9,22.9,22,21,20,19,18.1,17.1,16.2,15.4,14.5,13.8,13,12.3,11.6,10.9,10.3,10.3,9.3,8.6,8,7.6,7.1,6.7,6.3,5.9,5.5,5.1,4.9,4.6,4.3,4,3.8,3.5,3.3,3.1,2.9,2.8,2.6,2.4,2.2,2.2,2.1,1.9],1994:[84.5,83.9,82.8,81.7,80.6,79.5,78.3,77.2,76.1,75,73.9,72.7,71.6,70.5,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.7,59.6,58.6,57.5,56.4,55.4,54.3,53.2,52.2,51.1,50.1,49,47.9,46.9,45.8,44.7,43.6,42.5,41.5,40.4,39.4,38.3,37.3,36.4,35.4,34.3,33.4,32.1,31.1,30,29,28,26.9,26,25.1,24.1,23.2,22.2,21.2,20.2,19.3,18.3,17.4,16.5,15.6,14.8,13.9,13.3,12.5,11.8,11.1,10.4,9.8,9.9,8.8,8.2,7.6,7.2,6.8,6.4,6,5.6,5.2,4.9,4.6,4.3,4.1,3.8,3.6,3.3,3.1,3,2.8,2.6,2.4,2.3,2.2,2.1,2.1],1995:[84.6,84,83,81.8,80.7,79.6,78.5,77.4,76.2,75.1,74,72.9,71.7,70.6,69.5,68.4,67.3,66.2,65.1,64,62.9,61.8,60.8,59.7,58.7,57.6,56.5,55.4,54.4,53.4,52.3,51.3,50.2,49.1,48.1,47,45.9,44.9,43.8,42.7,41.6,40.6,39.5,38.5,37.4,36.4,35.4,34.5,33.4,32.5,31.3,30.3,29.2,28.1,27.1,26.1,25.2,24.3,23.3,22.4,21.4,20.5,19.5,18.6,17.6,16.8,15.9,15,14.2,13.4,12.7,11.9,11.3,10.6,10,9.4,9.4,8.4,7.7,7.2,6.8,6.4,6,5.6,5.3,4.9,4.6,4.3,4.1,3.8,3.6,3.3,3.1,2.9,2.8,2.6,2.5,2.3,2.2,2,1.9],1996:[84.7,84.2,83.1,82,80.9,79.8,78.6,77.5,76.4,75.2,74.1,73,71.9,70.8,69.6,68.5,67.4,66.3,65.3,64.2,63.1,62,60.9,59.8,58.8,57.7,56.7,55.6,54.5,53.5,52.4,51.3,50.3,49.2,48.2,47.1,46,45,43.9,42.8,41.8,40.7,39.6,38.5,37.6,36.5,35.5,34.5,33.6,32.5,31.6,30.4,29.4,28.3,27.3,26.3,25.3,24.4,23.5,22.6,21.7,20.7,19.8,18.8,17.9,17,16.1,15.2,14.4,13.6,12.8,12.2,11.4,10.8,10.1,9.5,8.9,9,8,7.4,6.9,6.5,6.1,5.7,5.3,5,4.7,4.4,4.1,3.9,3.6,3.4,3.1,2.9,2.8,2.6,2.5,2.3,2.2,2.1,1.8],1997:[84.9,84.3,83.2,82.1,81,79.9,78.8,77.6,76.5,75.4,74.3,73.1,72,70.9,69.8,68.6,67.5,66.4,65.4,64.3,63.2,62.1,61,60,58.9,57.8,56.8,55.7,54.6,53.5,52.5,51.5,50.4,49.4,48.3,47.3,46.2,45.1,44,43,41.9,40.8,39.7,38.7,37.6,36.6,35.6,34.6,33.7,32.7,31.7,30.7,29.5,28.6,27.5,26.5,25.5,24.5,23.6,22.7,21.8,20.9,20,19.1,18.2,17.2,16.4,15.5,14.6,13.9,13.1,12.3,11.7,10.9,10.3,9.7,9.1,8.5,8.6,7.6,7,6.5,6.1,5.8,5.4,5.1,4.7,4.4,4.1,3.9,3.7,3.4,3.2,3,2.8,2.6,2.5,2.4,2.3,2,2],1998:[85,84.5,83.4,82.3,81.1,80,78.9,77.8,76.6,75.5,74.4,73.3,72.2,71.1,69.9,68.8,67.7,66.6,65.5,64.4,63.4,62.3,61.2,60.1,59,57.9,56.9,55.8,54.8,53.7,52.6,51.6,50.5,49.4,48.4,47.4,46.3,45.2,44.2,43.1,42.1,41,39.9,38.8,37.8,36.7,35.7,34.7,33.7,32.8,31.8,30.8,29.9,28.7,27.7,26.7,25.7,24.7,23.7,22.8,21.9,21.1,20.2,19.3,18.4,17.5,16.6,15.7,14.9,14.1,13.3,12.5,11.8,11.2,10.4,9.9,9.2,8.6,8.1,8.2,7.2,6.6,6.2,5.8,5.4,5.1,4.8,4.5,4.2,3.9,3.7,3.5,3.2,3.1,2.8,2.6,2.5,2.4,2.3,2.2,1.9],1999:[85.2,84.6,83.5,82.4,81.3,80.1,79,77.9,76.8,75.7,74.5,73.4,72.3,71.2,70.1,68.9,67.8,66.7,65.6,64.5,63.5,62.4,61.3,60.2,59.2,58.1,57,55.9,54.9,53.8,52.7,51.7,50.6,49.6,48.5,47.5,46.4,45.4,44.3,43.2,42.2,41.1,40.1,39,37.9,36.9,35.8,34.8,33.8,32.8,31.9,30.9,29.9,29,27.8,26.9,25.9,24.9,23.9,22.9,22.1,21.2,20.3,19.5,18.6,17.7,16.8,16,15.1,14.3,13.5,12.7,12,11.2,10.7,10,9.4,8.8,8.2,7.7,7.8,6.9,6.3,5.8,5.5,5.2,4.8,4.5,4.2,4,3.7,3.5,3.3,3,2.9,2.6,2.5,2.3,2.2,2.1,2.1],2e3:[85.3,84.7,83.6,82.5,81.4,80.3,79.2,78.1,76.9,75.8,74.7,73.5,72.4,71.3,70.2,69.1,68,66.8,65.7,64.7,63.6,62.5,61.5,60.4,59.3,58.2,57.1,56.1,55,53.9,52.9,51.8,50.7,49.7,48.6,47.5,46.5,45.5,44.4,43.3,42.3,41.2,40.2,39.1,38.1,37,36,34.9,33.9,32.9,31.9,31,30.1,29.1,28.2,27,26.1,25.1,24.1,23.1,22.2,21.3,20.5,19.6,18.8,17.9,17,16.2,15.3,14.5,13.7,12.9,12.2,11.5,10.8,10.2,9.5,9,8.4,7.8,7.3,7.5,6.5,5.9,5.5,5.2,4.9,4.6,4.3,4,3.8,3.5,3.3,3.1,2.9,2.7,2.5,2.3,2.2,2.2,2.1],2001:[85.5,84.8,83.8,82.6,81.5,80.4,79.3,78.2,77.1,75.9,74.8,73.7,72.5,71.4,70.3,69.2,68.1,67,65.9,64.8,63.7,62.7,61.6,60.5,59.4,58.3,57.3,56.2,55.1,54,53,51.9,50.8,49.8,48.7,47.7,46.6,45.6,44.5,43.5,42.4,41.4,40.3,39.3,38.2,37.2,36.1,35.1,34,33.1,32.1,31.1,30.1,29.2,28.2,27.3,26.2,25.3,24.3,23.3,22.4,21.4,20.6,19.7,18.9,18.1,17.2,16.4,15.6,14.7,13.9,13.2,12.4,11.7,11,10.3,9.7,9.1,8.5,7.9,7.4,6.9,7.1,6.1,5.6,5.2,4.9,4.6,4.3,4,3.8,3.5,3.3,3.1,2.9,2.7,2.6,2.3,2.2,2.1,2],2002:[85.6,85,83.9,82.8,81.7,80.5,79.4,78.3,77.2,76.1,74.9,73.8,72.7,71.6,70.4,69.3,68.2,67.1,66,64.9,63.8,62.8,61.7,60.6,59.6,58.5,57.4,56.3,55.2,54.2,53.1,52,51,49.9,48.8,47.8,46.7,45.7,44.7,43.6,42.6,41.5,40.4,39.4,38.3,37.3,36.2,35.2,34.2,33.1,32.2,31.2,30.2,29.3,28.3,27.4,26.5,25.4,24.5,23.5,22.5,21.6,20.7,19.9,19,18.2,17.4,16.5,15.7,14.9,14.1,13.3,12.6,11.8,11.1,10.5,9.8,9.2,8.6,8.1,7.5,7,6.5,6.7,5.8,5.3,4.9,4.6,4.3,4.1,3.8,3.6,3.3,3.1,2.9,2.7,2.5,2.5,2.3,2.1,1.9],2003:[85.7,85.1,84,82.9,81.8,80.7,79.6,78.4,77.3,76.2,75.1,73.9,72.8,71.7,70.6,69.4,68.3,67.2,66.2,65.1,64,62.9,61.8,60.8,59.7,58.6,57.6,56.4,55.4,54.3,53.2,52.2,51.1,50,48.9,47.9,46.9,45.8,44.7,43.7,42.7,41.6,40.6,39.5,38.5,37.4,36.4,35.4,34.3,33.3,32.3,31.3,30.3,29.4,28.4,27.5,26.6,25.7,24.6,23.7,22.7,21.8,20.8,20,19.1,18.3,17.5,16.7,15.9,15.1,14.3,13.5,12.7,12,11.3,10.6,10,9.3,8.8,8.2,7.7,7.1,6.6,6.2,6.3,5.5,5,4.6,4.4,4.1,3.9,3.6,3.4,3.1,2.9,2.7,2.6,2.4,2.4,2.2,2],2004:[85.9,85.2,84.1,83,81.9,80.8,79.7,78.6,77.5,76.3,75.2,74.1,72.9,71.8,70.7,69.6,68.5,67.4,66.3,65.2,64.1,63,62,60.9,59.8,58.7,57.7,56.6,55.5,54.4,53.3,52.3,51.2,50.2,49.1,48,46.9,45.9,44.9,43.8,42.8,41.7,40.7,39.6,38.6,37.6,36.5,35.5,34.5,33.4,32.4,31.4,30.5,29.5,28.5,27.6,26.7,25.7,24.8,23.8,22.9,21.9,21,20.1,19.2,18.4,17.6,16.8,16,15.2,14.5,13.7,12.9,12.2,11.5,10.7,10.1,9.5,8.9,8.3,7.8,7.3,6.8,6.2,5.8,6,5.2,4.7,4.4,4.1,3.9,3.7,3.4,3.2,3,2.7,2.6,2.5,2.3,2.2,2.1],2005:[86,85.3,84.3,83.2,82,80.9,79.8,78.7,77.6,76.5,75.3,74.2,73.1,72,70.9,69.7,68.6,67.5,66.4,65.3,64.3,63.2,62.1,61,59.9,58.9,57.8,56.7,55.7,54.5,53.5,52.4,51.3,50.3,49.2,48.2,47.1,46,45,43.9,42.9,41.9,40.8,39.8,38.7,37.7,36.7,35.6,34.6,33.6,32.5,31.5,30.5,29.6,28.6,27.7,26.8,25.8,24.9,24,23,22.1,21.2,20.3,19.4,18.5,17.7,16.9,16.1,15.4,14.6,13.8,13.1,12.3,11.6,10.9,10.2,9.6,9,8.4,7.9,7.3,6.9,6.4,5.9,5.5,5.6,4.9,4.4,4.1,3.9,3.7,3.4,3.1,3,2.8,2.5,2.4,2.4,2.2,2.1],2006:[86.1,85.5,84.4,83.3,82.2,81.1,79.9,78.8,77.7,76.6,75.5,74.3,73.2,72.1,71,69.9,68.7,67.6,66.5,65.4,64.4,63.3,62.2,61.1,60.1,59,57.9,56.8,55.8,54.7,53.6,52.5,51.4,50.4,49.3,48.3,47.2,46.1,45.1,44,43,41.9,40.9,39.9,38.9,37.8,36.8,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.8,26.8,25.9,25,24.1,23.2,22.2,21.3,20.4,19.5,18.6,17.8,17,16.2,15.5,14.7,13.9,13.2,12.5,11.7,11,10.4,9.7,9.1,8.5,8,7.5,6.9,6.5,6,5.5,5.2,5.3,4.6,4.2,3.9,3.6,3.4,3.2,2.9,2.8,2.6,2.3,2.3,2.4,2.1],2007:[86.3,85.6,84.5,83.4,82.3,81.2,80.1,78.9,77.8,76.7,75.6,74.5,73.4,72.2,71.1,70,68.9,67.8,66.7,65.6,64.5,63.4,62.3,61.3,60.2,59.1,58,56.9,55.9,54.8,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.1,43.1,42.1,41,40,39,37.9,36.9,35.9,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,26,25.1,24.2,23.3,22.4,21.4,20.6,19.7,18.8,17.9,17.1,16.3,15.6,14.8,14.1,13.3,12.6,11.9,11.2,10.5,9.8,9.2,8.6,8.1,7.5,7,6.5,6.1,5.6,5.2,4.9,4.9,4.3,3.9,3.7,3.4,3.2,3,2.7,2.7,2.5,2.2,2.1,2.2],2008:[86.4,85.7,84.6,83.5,82.4,81.3,80.2,79.1,78,76.8,75.7,74.6,73.5,72.4,71.2,70.1,69,67.9,66.8,65.7,64.6,63.5,62.5,61.4,60.3,59.2,58.1,57,56,54.9,53.9,52.8,51.7,50.6,49.5,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.1,40.1,39.1,38,37,36,35,33.9,32.9,31.9,30.9,29.9,29,28,27.1,26.1,25.2,24.3,23.4,22.5,21.7,20.7,19.8,18.9,18.1,17.2,16.4,15.6,14.9,14.1,13.4,12.7,12,11.3,10.6,9.9,9.3,8.7,8.1,7.6,7.1,6.6,6.1,5.7,5.3,4.9,4.6,4.6,4,3.7,3.4,3.2,3,2.8,2.5,2.5,2.3,2.1,2],2009:[86.5,85.9,84.8,83.7,82.5,81.4,80.3,79.2,78.1,77,75.8,74.7,73.6,72.5,71.4,70.2,69.1,68,66.9,65.8,64.7,63.7,62.6,61.5,60.4,59.3,58.2,57.2,56.1,55,54,52.9,51.8,50.7,49.7,48.6,47.6,46.5,45.4,44.4,43.3,42.3,41.3,40.2,39.2,38.2,37.1,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.1,26.2,25.3,24.4,23.5,22.6,21.7,20.9,19.9,19.1,18.2,17.4,16.5,15.7,15,14.2,13.5,12.8,12.1,11.4,10.7,10,9.4,8.8,8.2,7.7,7.2,6.7,6.2,5.8,5.4,5,4.6,4.3,4.2,3.8,3.4,3.2,3,2.8,2.7,2.4,2.5,2.3,2.1],2010:[86.7,86,84.9,83.8,82.7,81.6,80.4,79.3,78.2,77.1,76,74.9,73.7,72.6,71.5,70.4,69.3,68.2,67.1,66,64.9,63.8,62.7,61.6,60.5,59.5,58.4,57.3,56.2,55.1,54.1,53,52,50.9,49.8,48.7,47.7,46.6,45.6,44.5,43.5,42.4,41.4,40.3,39.3,38.2,37.3,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.3,26.3,25.4,24.5,23.6,22.7,21.8,20.9,20.1,19.2,18.3,17.5,16.7,15.8,15,14.3,13.6,12.8,12.2,11.5,10.8,10.1,9.5,8.9,8.3,7.7,7.2,6.7,6.2,5.8,5.4,5,4.7,4.3,4.1,3.9,3.5,3.2,2.9,2.7,2.6,2.5,2.2,2.3,2.1],2011:[86.8,86.1,85,83.9,82.8,81.7,80.6,79.4,78.3,77.2,76.1,75,73.9,72.7,71.6,70.5,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.7,59.6,58.5,57.4,56.3,55.3,54.2,53.1,52.1,51,49.9,48.8,47.8,46.7,45.7,44.6,43.6,42.5,41.5,40.4,39.4,38.4,37.3,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.5,24.6,23.6,22.8,21.9,21,20.2,19.3,18.4,17.6,16.8,15.9,15.1,14.3,13.6,12.9,12.2,11.6,10.9,10.2,9.6,8.9,8.3,7.8,7.2,6.8,6.3,5.8,5.4,5,4.7,4.3,4,3.8,3.6,3.2,2.9,2.7,2.5,2.4,2.3,2.1,2.2],2012:[86.9,86.2,85.1,84,82.9,81.8,80.7,79.6,78.5,77.3,76.2,75.1,74,72.9,71.7,70.6,69.5,68.4,67.3,66.2,65.1,64,62.9,61.9,60.8,59.7,58.6,57.5,56.5,55.4,54.3,53.2,52.2,51.1,50,49,47.9,46.8,45.8,44.7,43.7,42.6,41.6,40.5,39.5,38.5,37.5,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.5,27.5,26.5,25.6,24.7,23.7,22.8,22,21.1,20.2,19.4,18.6,17.7,16.9,16,15.2,14.4,13.7,13,12.3,11.6,10.9,10.3,9.6,9,8.4,7.8,7.3,6.8,6.3,5.8,5.4,5,4.7,4.4,4,3.7,3.5,3.3,3,2.7,2.5,2.3,2.3,2.1,2],2013:[87.1,86.3,85.2,84.1,83,81.9,80.8,79.7,78.6,77.5,76.4,75.2,74.1,73,71.9,70.8,69.6,68.5,67.4,66.3,65.2,64.2,63.1,62,60.9,59.8,58.7,57.7,56.6,55.5,54.4,53.3,52.3,51.2,50.1,49.1,48,46.9,45.9,44.8,43.8,42.7,41.7,40.7,39.6,38.6,37.6,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.6,27.6,26.6,25.7,24.8,23.8,22.9,22,21.2,20.3,19.5,18.6,17.8,16.9,16.1,15.3,14.5,13.7,13,12.3,11.6,11,10.3,9.7,9.1,8.5,7.9,7.3,6.8,6.3,5.9,5.4,5.1,4.7,4.4,4.1,3.7,3.4,3.2,3.1,2.7,2.5,2.3,2.2,2.2,2],2014:[87.2,86.4,85.4,84.2,83.2,82,80.9,79.8,78.7,77.6,76.5,75.4,74.2,73.1,72,70.9,69.8,68.7,67.6,66.5,65.4,64.3,63.2,62.1,61,59.9,58.8,57.8,56.7,55.6,54.5,53.4,52.4,51.3,50.2,49.2,48.1,47.1,46,45,43.9,42.9,41.8,40.8,39.7,38.7,37.7,36.7,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.7,27.7,26.7,25.8,24.8,23.9,23,22.1,21.2,20.4,19.5,18.7,17.9,17.1,16.2,15.4,14.6,13.8,13.1,12.4,11.7,11,10.4,9.7,9.1,8.5,7.9,7.4,6.9,6.4,5.9,5.5,5.1,4.7,4.4,4.1,3.8,3.4,3.2,3,2.9,2.6,2.4,2.2,2.1,2.1],2015:[87.3,86.6,85.5,84.4,83.3,82.2,81,79.9,78.8,77.7,76.6,75.5,74.4,73.2,72.1,71,69.9,68.8,67.7,66.6,65.5,64.4,63.3,62.2,61.1,60,59,57.9,56.8,55.7,54.6,53.6,52.5,51.4,50.4,49.3,48.2,47.2,46.1,45.1,44,43,41.9,40.9,39.9,38.8,37.8,36.8,35.8,34.7,33.7,32.7,31.7,30.7,29.7,28.8,27.8,26.8,25.9,25,24,23.1,22.2,21.3,20.5,19.6,18.8,17.9,17.1,16.3,15.5,14.7,13.9,13.2,12.4,11.8,11.1,10.4,9.8,9.2,8.6,8,7.4,6.9,6.4,5.9,5.5,5.1,4.7,4.4,4,3.7,3.5,3.2,2.9,2.8,2.7,2.4,2.2,2.1,1.9],2016:[87.4,86.7,85.6,84.5,83.4,82.3,81.2,80.1,78.9,77.8,76.7,75.6,74.5,73.4,72.3,71.1,70,68.9,67.8,66.7,65.6,64.5,63.4,62.3,61.2,60.2,59.1,58,56.9,55.8,54.8,53.7,52.6,51.5,50.5,49.4,48.3,47.3,46.2,45.2,44.1,43.1,42,41,40,38.9,37.9,36.9,35.9,34.8,33.8,32.8,31.8,30.8,29.9,28.9,27.9,27,26,25.1,24.1,23.2,22.3,21.4,20.6,19.7,18.8,18,17.2,16.4,15.6,14.8,14,13.3,12.5,11.8,11.1,10.5,9.8,9.2,8.6,8,7.5,7,6.4,6,5.5,5.1,4.7,4.4,4.1,3.8,3.5,3.2,3,2.8,2.6,2.5,2.2,2.1,2],2017:[87.5,86.8,85.7,84.6,83.5,82.4,81.3,80.2,79.1,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.1,69,67.9,66.8,65.7,64.6,63.6,62.5,61.4,60.3,59.2,58.1,57,55.9,54.9,53.8,52.7,51.7,50.6,49.5,48.4,47.4,46.4,45.3,44.3,43.2,42.2,41.1,40.1,39.1,38,37,36,35,34,32.9,31.9,31,30,29,28,27,26.1,25.2,24.2,23.3,22.4,21.5,20.6,19.8,18.9,18.1,17.3,16.5,15.7,14.9,14.1,13.3,12.6,11.9,11.2,10.5,9.9,9.3,8.7,8.1,7.5,7,6.5,6,5.6,5.1,4.7,4.4,4.1,3.8,3.5,3.2,3,2.7,2.5,2.4,2.3,2,1.9],2018:[87.6,86.9,85.8,84.7,83.6,82.5,81.4,80.3,79.2,78.1,77,75.8,74.7,73.6,72.5,71.4,70.3,69.2,68.1,67,65.9,64.8,63.7,62.6,61.5,60.4,59.3,58.2,57.1,56.1,55,53.9,52.8,51.8,50.7,49.6,48.6,47.5,46.5,45.4,44.4,43.3,42.3,41.2,40.2,39.2,38.1,37.1,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.2,26.2,25.3,24.3,23.4,22.5,21.6,20.8,19.9,19,18.2,17.4,16.5,15.7,15,14.2,13.4,12.7,12,11.3,10.6,9.9,9.3,8.7,8.1,7.6,7,6.5,6.1,5.6,5.2,4.8,4.4,4.1,3.8,3.5,3.2,3,2.8,2.6,2.4,2.2,2.1,1.9],2019:[87.8,87,85.9,84.8,83.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.8,73.7,72.6,71.5,70.4,69.3,68.2,67.1,66,64.9,63.8,62.7,61.6,60.5,59.4,58.3,57.3,56.2,55.1,54,53,51.9,50.8,49.7,48.7,47.6,46.6,45.5,44.5,43.4,42.4,41.3,40.3,39.3,38.3,37.2,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.3,26.3,25.4,24.4,23.5,22.6,21.7,20.8,20,19.1,18.3,17.4,16.6,15.8,15,14.3,13.5,12.8,12,11.3,10.7,10,9.4,8.8,8.2,7.6,7.1,6.6,6.1,5.6,5.2,4.8,4.5,4.1,3.8,3.5,3.2,3,2.8,2.6,2.4,2.2,2,1.9],2020:[87.9,87.1,86,84.9,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.7,71.6,70.5,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.6,59.6,58.5,57.4,56.3,55.2,54.1,53.1,52,50.9,49.9,48.8,47.7,46.7,45.6,44.6,43.5,42.5,41.5,40.4,39.4,38.4,37.3,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.5,24.5,23.6,22.7,21.8,20.9,20.1,19.2,18.4,17.5,16.7,15.9,15.1,14.3,13.6,12.8,12.1,11.4,10.7,10.1,9.4,8.8,8.2,7.7,7.1,6.6,6.1,5.7,5.2,4.8,4.5,4.1,3.8,3.5,3.2,3,2.8,2.6,2.4,2.2,2,1.9],2021:[88,87.2,86.1,85.1,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.7,70.6,69.5,68.4,67.3,66.2,65.1,64,62.9,61.9,60.8,59.7,58.6,57.5,56.4,55.3,54.3,53.2,52.1,51,50,48.9,47.8,46.8,45.7,44.7,43.6,42.6,41.6,40.5,39.5,38.5,37.5,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.5,26.5,25.6,24.6,23.7,22.8,21.9,21,20.1,19.3,18.4,17.6,16.8,16,15.2,14.4,13.6,12.9,12.2,11.5,10.8,10.1,9.5,8.9,8.3,7.7,7.2,6.7,6.2,5.7,5.3,4.9,4.5,4.1,3.8,3.5,3.3,3,2.8,2.6,2.4,2.2,2,1.9],2022:[88.1,87.3,86.3,85.2,84.1,83,81.8,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.5,67.5,66.4,65.3,64.2,63.1,62,60.9,59.8,58.7,57.6,56.5,55.4,54.4,53.3,52.2,51.1,50.1,49,48,46.9,45.8,44.8,43.8,42.7,41.7,40.6,39.6,38.6,37.6,36.6,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.6,27.6,26.6,25.7,24.7,23.8,22.9,22,21.1,20.2,19.4,18.5,17.7,16.9,16.1,15.3,14.5,13.7,13,12.2,11.5,10.8,10.2,9.5,8.9,8.3,7.7,7.2,6.7,6.2,5.7,5.3,4.9,4.5,4.2,3.8,3.5,3.3,3,2.8,2.6,2.4,2.2,2,1.9],2023:[88.2,87.4,86.4,85.3,84.2,83.1,82,80.9,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.7,67.6,66.5,65.4,64.3,63.2,62.1,61,59.9,58.8,57.7,56.6,55.6,54.5,53.4,52.3,51.3,50.2,49.1,48.1,47,46,44.9,43.9,42.8,41.8,40.8,39.7,38.7,37.7,36.7,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.7,27.7,26.7,25.8,24.8,23.9,23,22.1,21.2,20.3,19.5,18.6,17.8,16.9,16.1,15.3,14.5,13.8,13,12.3,11.6,10.9,10.2,9.6,9,8.4,7.8,7.2,6.7,6.2,5.8,5.3,4.9,4.6,4.2,3.9,3.6,3.3,3,2.8,2.6,2.4,2.2,2,1.9],2024:[88.4,87.6,86.5,85.4,84.3,83.2,82.1,81,79.9,78.8,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.8,67.7,66.6,65.5,64.4,63.3,62.2,61.1,60,58.9,57.8,56.8,55.7,54.6,53.5,52.4,51.4,50.3,49.2,48.2,47.1,46.1,45,44,42.9,41.9,40.9,39.8,38.8,37.8,36.8,35.8,34.7,33.7,32.7,31.7,30.7,29.7,28.8,27.8,26.8,25.9,24.9,24,23.1,22.2,21.3,20.4,19.6,18.7,17.8,17,16.2,15.4,14.6,13.9,13.1,12.4,11.7,11,10.3,9.6,9,8.4,7.8,7.3,6.8,6.3,5.8,5.4,5,4.6,4.2,3.9,3.6,3.3,3,2.8,2.6,2.4,2.2,2,1.9],2025:[88.5,87.7,86.6,85.5,84.4,83.3,82.2,81.1,80,78.9,77.8,76.6,75.5,74.4,73.3,72.2,71.1,70,68.9,67.8,66.7,65.6,64.5,63.4,62.3,61.2,60.1,59,58,56.9,55.8,54.7,53.6,52.5,51.5,50.4,49.3,48.3,47.2,46.2,45.1,44.1,43,42,41,39.9,38.9,37.9,36.9,35.9,34.9,33.8,32.8,31.8,30.8,29.9,28.9,27.9,26.9,26,25,24.1,23.2,22.3,21.4,20.5,19.6,18.8,17.9,17.1,16.3,15.5,14.7,13.9,13.2,12.4,11.7,11,10.4,9.7,9.1,8.5,7.9,7.3,6.8,6.3,5.8,5.4,5,4.6,4.2,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2,1.9],2026:[88.6,87.8,86.7,85.6,84.5,83.4,82.3,81.2,80.1,79,77.9,76.8,75.7,74.5,73.4,72.3,71.2,70.1,69,67.9,66.8,65.7,64.6,63.5,62.4,61.4,60.3,59.2,58.1,57,55.9,54.8,53.7,52.7,51.6,50.5,49.5,48.4,47.3,46.3,45.2,44.2,43.2,42.1,41.1,40.1,39,38,37,36,35,34,32.9,31.9,31,30,29,28,27,26.1,25.2,24.2,23.3,22.4,21.5,20.6,19.7,18.9,18,17.2,16.4,15.6,14.8,14,13.2,12.5,11.8,11.1,10.4,9.8,9.1,8.5,7.9,7.4,6.8,6.3,5.9,5.4,5,4.6,4.3,3.9,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2,1.9],2027:[88.7,87.9,86.8,85.7,84.6,83.5,82.4,81.3,80.2,79.1,78,76.9,75.8,74.7,73.6,72.4,71.3,70.2,69.1,68,66.9,65.8,64.7,63.7,62.6,61.5,60.4,59.3,58.2,57.1,56,54.9,53.9,52.8,51.7,50.6,49.6,48.5,47.4,46.4,45.3,44.3,43.3,42.2,41.2,40.2,39.1,38.1,37.1,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.1,26.2,25.3,24.3,23.4,22.5,21.6,20.7,19.8,19,18.1,17.3,16.4,15.6,14.8,14.1,13.3,12.6,11.9,11.2,10.5,9.8,9.2,8.6,8,7.4,6.9,6.4,5.9,5.5,5,4.7,4.3,4,3.6,3.4,3.1,2.8,2.6,2.4,2.2,2,1.9],2028:[88.8,88,86.9,85.8,84.7,83.6,82.5,81.4,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.3,69.2,68.1,67.1,66,64.9,63.8,62.7,61.6,60.5,59.4,58.3,57.2,56.1,55,54,52.9,51.8,50.7,49.7,48.6,47.6,46.5,45.4,44.4,43.4,42.3,41.3,40.3,39.2,38.2,37.2,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.2,26.3,25.4,24.4,23.5,22.6,21.7,20.8,19.9,19.1,18.2,17.4,16.5,15.7,14.9,14.1,13.4,12.6,11.9,11.2,10.5,9.9,9.2,8.6,8,7.5,6.9,6.4,5.9,5.5,5.1,4.7,4.3,4,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2.1,1.9],2029:[88.9,88.1,87,85.9,84.8,83.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.6,59.5,58.4,57.3,56.2,55.2,54.1,53,51.9,50.9,49.8,48.7,47.7,46.6,45.6,44.5,43.5,42.4,41.4,40.4,39.4,38.3,37.3,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.5,24.5,23.6,22.7,21.8,20.9,20,19.1,18.3,17.4,16.6,15.8,15,14.2,13.5,12.7,12,11.3,10.6,9.9,9.3,8.7,8.1,7.5,7,6.4,6,5.5,5.1,4.7,4.3,4,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2.1,1.9],2030:[89,88.2,87.1,86,84.9,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.4,67.3,66.2,65.1,64,62.9,61.8,60.7,59.6,58.5,57.5,56.4,55.3,54.2,53.1,52,51,49.9,48.8,47.8,46.7,45.7,44.6,43.6,42.5,41.5,40.5,39.5,38.4,37.4,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.5,26.5,25.6,24.6,23.7,22.8,21.9,21,20.1,19.2,18.4,17.5,16.7,15.9,15.1,14.3,13.5,12.8,12,11.3,10.7,10,9.3,8.7,8.1,7.5,7,6.5,6,5.5,5.1,4.7,4.4,4,3.7,3.4,3.1,2.9,2.7,2.4,2.2,2.1,1.9],2031:[89.1,88.3,87.2,86.1,85,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.5,67.4,66.3,65.2,64.1,63,61.9,60.8,59.7,58.7,57.6,56.5,55.4,54.3,53.2,52.2,51.1,50,48.9,47.9,46.8,45.8,44.7,43.7,42.6,41.6,40.6,39.6,38.5,37.5,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.6,26.6,25.7,24.7,23.8,22.9,22,21.1,20.2,19.3,18.5,17.6,16.8,16,15.2,14.4,13.6,12.8,12.1,11.4,10.7,10,9.4,8.8,8.2,7.6,7,6.5,6,5.6,5.2,4.8,4.4,4,3.7,3.4,3.1,2.9,2.7,2.4,2.3,2.1,1.9],2032:[89.2,88.4,87.3,86.2,85.1,84,82.9,81.8,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.6,67.5,66.4,65.3,64.2,63.1,62,60.9,59.9,58.8,57.7,56.6,55.5,54.4,53.3,52.3,51.2,50.1,49.1,48,46.9,45.9,44.8,43.8,42.8,41.7,40.7,39.7,38.7,37.6,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.7,26.7,25.7,24.8,23.9,23,22.1,21.2,20.3,19.4,18.5,17.7,16.9,16,15.2,14.4,13.7,12.9,12.2,11.5,10.8,10.1,9.5,8.8,8.2,7.6,7.1,6.6,6.1,5.6,5.2,4.8,4.4,4.1,3.7,3.4,3.2,2.9,2.7,2.5,2.3,2.1,1.9],2033:[89.4,88.5,87.4,86.3,85.2,84.1,83,81.9,80.8,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.7,67.6,66.5,65.4,64.3,63.2,62.2,61.1,60,58.9,57.8,56.7,55.6,54.5,53.5,52.4,51.3,50.2,49.2,48.1,47,46,44.9,43.9,42.9,41.8,40.8,39.8,38.8,37.7,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.8,26.8,25.8,24.9,24,23.1,22.2,21.3,20.4,19.5,18.6,17.8,16.9,16.1,15.3,14.5,13.7,13,12.3,11.5,10.8,10.2,9.5,8.9,8.3,7.7,7.1,6.6,6.1,5.6,5.2,4.8,4.4,4.1,3.7,3.4,3.2,2.9,2.7,2.5,2.3,2.1,1.9],2034:[89.5,88.6,87.5,86.4,85.3,84.2,83.1,82,80.9,79.8,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.8,67.7,66.6,65.5,64.4,63.4,62.3,61.2,60.1,59,57.9,56.8,55.7,54.7,53.6,52.5,51.4,50.3,49.3,48.2,47.2,46.1,45.1,44,43,41.9,40.9,39.9,38.9,37.8,36.8,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,25.9,25,24.1,23.2,22.2,21.4,20.5,19.6,18.7,17.9,17,16.2,15.4,14.6,13.8,13.1,12.3,11.6,10.9,10.2,9.6,8.9,8.3,7.7,7.2,6.6,6.2,5.7,5.2,4.8,4.5,4.1,3.8,3.5,3.2,2.9,2.7,2.5,2.3,2.1,1.9],2035:[89.6,88.7,87.6,86.5,85.4,84.3,83.2,82.1,81,79.9,78.8,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70,68.9,67.8,66.7,65.7,64.6,63.5,62.4,61.3,60.2,59.1,58,56.9,55.8,54.8,53.7,52.6,51.5,50.5,49.4,48.3,47.3,46.2,45.2,44.1,43.1,42,41,40,39,37.9,36.9,35.9,34.9,33.9,32.9,31.9,30.9,29.9,28.9,28,27,26,25.1,24.2,23.3,22.3,21.4,20.6,19.7,18.8,18,17.1,16.3,15.5,14.7,13.9,13.1,12.4,11.7,11,10.3,9.6,9,8.4,7.8,7.2,6.7,6.2,5.7,5.3,4.9,4.5,4.1,3.8,3.5,3.2,2.9,2.7,2.5,2.3,2.1,1.9],2036:[89.7,88.8,87.7,86.6,85.5,84.4,83.3,82.2,81.1,80,78.9,77.8,76.7,75.6,74.5,73.4,72.3,71.2,70.1,69,67.9,66.9,65.8,64.7,63.6,62.5,61.4,60.3,59.2,58.1,57,56,54.9,53.8,52.7,51.6,50.6,49.5,48.4,47.4,46.3,45.3,44.2,43.2,42.1,41.1,40.1,39.1,38,37,36,35,34,33,32,31,30,29,28.1,27.1,26.1,25.2,24.3,23.3,22.4,21.5,20.6,19.8,18.9,18,17.2,16.4,15.6,14.8,14,13.2,12.5,11.7,11,10.3,9.7,9,8.4,7.8,7.3,6.7,6.2,5.8,5.3,4.9,4.5,4.1,3.8,3.5,3.2,3,2.7,2.5,2.3,2.1,1.9],2037:[89.8,88.9,87.8,86.7,85.6,84.5,83.4,82.4,81.2,80.1,79,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.2,69.2,68.1,67,65.9,64.8,63.7,62.6,61.5,60.4,59.3,58.2,57.2,56.1,55,53.9,52.8,51.8,50.7,49.6,48.5,47.5,46.4,45.4,44.3,43.3,42.3,41.2,40.2,39.2,38.2,37.1,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.2,27.2,26.2,25.3,24.4,23.4,22.5,21.6,20.7,19.9,19,18.1,17.3,16.5,15.6,14.8,14.1,13.3,12.5,11.8,11.1,10.4,9.7,9.1,8.5,7.9,7.3,6.8,6.3,5.8,5.3,4.9,4.5,4.2,3.8,3.5,3.2,3,2.7,2.5,2.3,2.1,2],2038:[89.9,89,87.9,86.8,85.7,84.7,83.6,82.5,81.4,80.3,79.2,78.1,77,75.8,74.7,73.6,72.5,71.5,70.4,69.3,68.2,67.1,66,64.9,63.8,62.7,61.6,60.5,59.4,58.3,57.3,56.2,55.1,54,52.9,51.9,50.8,49.7,48.7,47.6,46.5,45.5,44.4,43.4,42.4,41.3,40.3,39.3,38.3,37.2,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.3,27.3,26.3,25.4,24.5,23.5,22.6,21.7,20.8,19.9,19.1,18.2,17.4,16.5,15.7,14.9,14.1,13.4,12.6,11.9,11.2,10.5,9.8,9.2,8.5,7.9,7.4,6.8,6.3,5.8,5.4,5,4.6,4.2,3.9,3.5,3.3,3,2.7,2.5,2.3,2.1,2],2039:[90,89.1,88,86.9,85.9,84.8,83.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.4,68.3,67.2,66.1,65,63.9,62.8,61.7,60.6,59.5,58.5,57.4,56.3,55.2,54.1,53.1,52,50.9,49.8,48.8,47.7,46.6,45.6,44.6,43.5,42.5,41.4,40.4,39.4,38.4,37.3,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.4,27.4,26.4,25.5,24.6,23.6,22.7,21.8,20.9,20,19.2,18.3,17.4,16.6,15.8,15,14.2,13.4,12.7,11.9,11.2,10.5,9.9,9.2,8.6,8,7.4,6.9,6.4,5.9,5.4,5,4.6,4.2,3.9,3.6,3.3,3,2.8,2.5,2.3,2.1,2],2040:[90.1,89.2,88.1,87,86,84.9,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.4,67.3,66.2,65.1,64,62.9,61.8,60.7,59.7,58.6,57.5,56.4,55.3,54.2,53.2,52.1,51,49.9,48.9,47.8,46.8,45.7,44.7,43.6,42.6,41.5,40.5,39.5,38.5,37.4,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.5,27.5,26.5,25.6,24.7,23.7,22.8,21.9,21,20.1,19.2,18.4,17.5,16.7,15.9,15.1,14.3,13.5,12.7,12,11.3,10.6,9.9,9.3,8.6,8,7.5,6.9,6.4,5.9,5.5,5,4.6,4.3,3.9,3.6,3.3,3,2.8,2.5,2.3,2.1,2],2041:[90.2,89.3,88.2,87.1,86.1,85,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.5,67.4,66.3,65.2,64.1,63,61.9,60.9,59.8,58.7,57.6,56.5,55.4,54.3,53.3,52.2,51.1,50.1,49,47.9,46.9,45.8,44.8,43.7,42.7,41.7,40.6,39.6,38.6,37.6,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.6,26.6,25.7,24.7,23.8,22.9,22,21.1,20.2,19.3,18.5,17.6,16.8,16,15.1,14.4,13.6,12.8,12.1,11.4,10.7,10,9.3,8.7,8.1,7.5,7,6.4,6,5.5,5.1,4.7,4.3,3.9,3.6,3.3,3,2.8,2.6,2.3,2.1,2],2042:[90.3,89.4,88.3,87.2,86.2,85.1,84,82.9,81.8,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.6,67.5,66.4,65.3,64.2,63.1,62.1,61,59.9,58.8,57.7,56.6,55.5,54.5,53.4,52.3,51.2,50.2,49.1,48,47,45.9,44.9,43.8,42.8,41.8,40.7,39.7,38.7,37.7,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.7,26.7,25.8,24.8,23.9,23,22.1,21.2,20.3,19.4,18.5,17.7,16.9,16,15.2,14.4,13.6,12.9,12.2,11.4,10.7,10.1,9.4,8.8,8.2,7.6,7,6.5,6,5.5,5.1,4.7,4.3,4,3.6,3.3,3.1,2.8,2.6,2.4,2.2,2],2043:[90.4,89.5,88.4,87.3,86.3,85.2,84.1,83,81.9,80.8,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.7,67.6,66.5,65.4,64.3,63.3,62.2,61.1,60,58.9,57.8,56.7,55.6,54.6,53.5,52.4,51.3,50.3,49.2,48.1,47.1,46,45,43.9,42.9,41.9,40.8,39.8,38.8,37.8,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.8,26.8,25.9,24.9,24,23.1,22.2,21.3,20.4,19.5,18.6,17.8,16.9,16.1,15.3,14.5,13.7,13,12.2,11.5,10.8,10.1,9.5,8.8,8.2,7.6,7.1,6.5,6,5.6,5.1,4.7,4.3,4,3.7,3.4,3.1,2.8,2.6,2.4,2.2,2],2044:[90.5,89.6,88.5,87.4,86.4,85.3,84.2,83.1,82,80.9,79.8,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.8,67.7,66.6,65.5,64.4,63.4,62.3,61.2,60.1,59,57.9,56.8,55.8,54.7,53.6,52.5,51.5,50.4,49.3,48.3,47.2,46.1,45.1,44.1,43,42,40.9,39.9,38.9,37.9,36.8,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,26,25,24.1,23.2,22.3,21.4,20.5,19.6,18.7,17.9,17,16.2,15.4,14.6,13.8,13,12.3,11.6,10.9,10.2,9.5,8.9,8.3,7.7,7.1,6.6,6.1,5.6,5.2,4.8,4.4,4,3.7,3.4,3.1,2.8,2.6,2.4,2.2,2],2045:[90.6,89.7,88.6,87.5,86.5,85.4,84.3,83.2,82.1,81,79.9,78.8,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70,68.9,67.8,66.7,65.6,64.6,63.5,62.4,61.3,60.2,59.1,58,56.9,55.9,54.8,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41,40,39,38,36.9,35.9,34.9,33.9,32.9,31.9,30.9,29.9,28.9,28,27,26.1,25.1,24.2,23.3,22.3,21.4,20.6,19.7,18.8,17.9,17.1,16.3,15.5,14.7,13.9,13.1,12.4,11.6,10.9,10.2,9.6,8.9,8.3,7.7,7.2,6.6,6.1,5.7,5.2,4.8,4.4,4,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2],2046:[90.7,89.8,88.7,87.6,86.6,85.5,84.4,83.3,82.2,81.1,80,78.9,77.8,76.7,75.6,74.5,73.4,72.3,71.2,70.1,69,67.9,66.8,65.7,64.7,63.6,62.5,61.4,60.3,59.2,58.1,57.1,56,54.9,53.8,52.7,51.7,50.6,49.5,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.2,40.1,39.1,38.1,37.1,36,35,34,33,32,31,30,29,28.1,27.1,26.2,25.2,24.3,23.4,22.4,21.5,20.6,19.8,18.9,18,17.2,16.3,15.5,14.7,13.9,13.2,12.4,11.7,11,10.3,9.6,9,8.4,7.8,7.2,6.7,6.2,5.7,5.2,4.8,4.4,4.1,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2],2047:[90.8,89.9,88.8,87.7,86.7,85.6,84.5,83.4,82.3,81.2,80.1,79,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.2,69.1,68,66.9,65.8,64.8,63.7,62.6,61.5,60.4,59.3,58.2,57.2,56.1,55,53.9,52.8,51.8,50.7,49.6,48.6,47.5,46.5,45.4,44.4,43.3,42.3,41.3,40.2,39.2,38.2,37.2,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.2,27.2,26.2,25.3,24.4,23.4,22.5,21.6,20.7,19.8,19,18.1,17.3,16.4,15.6,14.8,14,13.2,12.5,11.8,11.1,10.4,9.7,9,8.4,7.8,7.3,6.7,6.2,5.7,5.3,4.9,4.5,4.1,3.7,3.4,3.1,2.9,2.6,2.4,2.2,2],2048:[90.9,90,88.9,87.8,86.7,85.7,84.6,83.5,82.4,81.3,80.2,79.1,78,76.9,75.8,74.7,73.6,72.5,71.4,70.3,69.2,68.1,67,66,64.9,63.8,62.7,61.6,60.5,59.4,58.3,57.3,56.2,55.1,54,53,51.9,50.8,49.7,48.7,47.6,46.6,45.5,44.5,43.4,42.4,41.4,40.3,39.3,38.3,37.3,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.3,27.3,26.3,25.4,24.5,23.5,22.6,21.7,20.8,19.9,19.1,18.2,17.3,16.5,15.7,14.9,14.1,13.3,12.6,11.8,11.1,10.4,9.7,9.1,8.5,7.9,7.3,6.8,6.3,5.8,5.3,4.9,4.5,4.1,3.8,3.5,3.2,2.9,2.7,2.4,2.2,2],2049:[91,90.1,89,87.9,86.8,85.8,84.7,83.6,82.5,81.4,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.4,69.3,68.2,67.1,66.1,65,63.9,62.8,61.7,60.6,59.5,58.5,57.4,56.3,55.2,54.1,53.1,52,50.9,49.9,48.8,47.7,46.7,45.6,44.6,43.5,42.5,41.5,40.4,39.4,38.4,37.4,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.5,24.5,23.6,22.7,21.8,20.9,20,19.1,18.3,17.4,16.6,15.8,15,14.2,13.4,12.6,11.9,11.2,10.5,9.8,9.2,8.5,7.9,7.4,6.8,6.3,5.8,5.4,4.9,4.5,4.1,3.8,3.5,3.2,2.9,2.7,2.4,2.2,2],2050:[91.1,90.2,89.1,88,86.9,85.8,84.8,83.7,82.6,81.5,80.4,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.4,68.3,67.2,66.2,65.1,64,62.9,61.8,60.7,59.6,58.6,57.5,56.4,55.3,54.2,53.2,52.1,51,50,48.9,47.8,46.8,45.7,44.7,43.7,42.6,41.6,40.5,39.5,38.5,37.5,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.5,26.5,25.6,24.6,23.7,22.8,21.9,21,20.1,19.2,18.4,17.5,16.7,15.8,15,14.2,13.5,12.7,12,11.2,10.5,9.9,9.2,8.6,8,7.4,6.9,6.3,5.9,5.4,5,4.5,4.2,3.8,3.5,3.2,2.9,2.7,2.5,2.2,2.1],2051:[91.2,90.3,89.2,88.1,87,85.9,84.9,83.8,82.7,81.6,80.5,79.4,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.4,67.4,66.3,65.2,64.1,63,61.9,60.8,59.7,58.7,57.6,56.5,55.4,54.3,53.3,52.2,51.1,50.1,49,47.9,46.9,45.8,44.8,43.8,42.7,41.7,40.6,39.6,38.6,37.6,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.6,26.6,25.7,24.7,23.8,22.9,22,21.1,20.2,19.3,18.4,17.6,16.7,15.9,15.1,14.3,13.5,12.8,12,11.3,10.6,9.9,9.3,8.6,8,7.5,6.9,6.4,5.9,5.4,5,4.6,4.2,3.8,3.5,3.2,2.9,2.7,2.5,2.3,2.1],2052:[91.3,90.4,89.3,88.2,87.1,86,84.9,83.9,82.8,81.7,80.6,79.5,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.5,67.5,66.4,65.3,64.2,63.1,62,60.9,59.8,58.8,57.7,56.6,55.5,54.5,53.4,52.3,51.2,50.2,49.1,48.1,47,45.9,44.9,43.9,42.8,41.8,40.8,39.7,38.7,37.7,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.7,26.7,25.8,24.8,23.9,23,22.1,21.2,20.3,19.4,18.5,17.7,16.8,16,15.2,14.4,13.6,12.8,12.1,11.4,10.7,10,9.3,8.7,8.1,7.5,7,6.4,5.9,5.5,5,4.6,4.2,3.9,3.5,3.2,3,2.7,2.5,2.3,2.1],2053:[91.4,90.5,89.4,88.3,87.2,86.1,85,84,82.9,81.8,80.7,79.6,78.5,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.6,67.6,66.5,65.4,64.3,63.2,62.1,61,60,58.9,57.8,56.7,55.6,54.6,53.5,52.4,51.3,50.3,49.2,48.2,47.1,46.1,45,44,42.9,41.9,40.9,39.8,38.8,37.8,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.8,26.8,25.8,24.9,24,23.1,22.1,21.2,20.3,19.5,18.6,17.7,16.9,16.1,15.3,14.5,13.7,12.9,12.2,11.4,10.7,10,9.4,8.7,8.1,7.6,7,6.5,6,5.5,5.1,4.6,4.3,3.9,3.6,3.3,3,2.7,2.5,2.3,2.1],2054:[91.5,90.6,89.5,88.4,87.3,86.2,85.1,84,83,81.9,80.8,79.7,78.6,77.5,76.4,75.3,74.2,73.1,72,70.9,69.8,68.7,67.7,66.6,65.5,64.4,63.3,62.2,61.1,60.1,59,57.9,56.8,55.7,54.7,53.6,52.5,51.4,50.4,49.3,48.3,47.2,46.2,45.1,44.1,43,42,41,39.9,38.9,37.9,36.8,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.9,26.9,25.9,25,24.1,23.1,22.2,21.3,20.4,19.5,18.7,17.8,17,16.1,15.3,14.5,13.7,13,12.2,11.5,10.8,10.1,9.4,8.8,8.2,7.6,7,6.5,6,5.5,5.1,4.7,4.3,3.9,3.6,3.3,3,2.7,2.5,2.3,2.1],2055:[91.6,90.7,89.6,88.5,87.4,86.3,85.2,84.1,83.1,82,80.9,79.8,78.7,77.6,76.5,75.4,74.3,73.2,72.1,71,69.9,68.8,67.8,66.7,65.6,64.5,63.4,62.3,61.2,60.2,59.1,58,56.9,55.8,54.8,53.7,52.6,51.6,50.5,49.4,48.4,47.3,46.3,45.2,44.2,43.1,42.1,41.1,40,39,38,36.9,35.9,34.9,33.9,32.9,31.9,30.9,29.9,28.9,27.9,27,26,25.1,24.2,23.2,22.3,21.4,20.5,19.6,18.8,17.9,17.1,16.2,15.4,14.6,13.8,13,12.3,11.6,10.9,10.2,9.5,8.9,8.2,7.7,7.1,6.6,6.1,5.6,5.1,4.7,4.3,3.9,3.6,3.3,3,2.8,2.5,2.3,2.1],2056:[91.7,90.8,89.7,88.6,87.5,86.4,85.3,84.2,83.1,82.1,81,79.9,78.8,77.7,76.6,75.5,74.4,73.3,72.2,71.1,70,69,67.9,66.8,65.7,64.6,63.5,62.4,61.3,60.3,59.2,58.1,57,55.9,54.9,53.8,52.7,51.7,50.6,49.5,48.5,47.4,46.4,45.3,44.3,43.2,42.2,41.2,40.1,39.1,38.1,37,36,35,34,33,32,31,30,29,28,27.1,26.1,25.2,24.2,23.3,22.4,21.5,20.6,19.7,18.8,18,17.1,16.3,15.5,14.7,13.9,13.1,12.4,11.6,10.9,10.2,9.6,8.9,8.3,7.7,7.1,6.6,6.1,5.6,5.2,4.7,4.3,4,3.6,3.3,3,2.8,2.5,2.3,2.1],2057:[91.7,90.9,89.8,88.7,87.6,86.5,85.4,84.3,83.2,82.2,81.1,80,78.9,77.8,76.7,75.6,74.5,73.4,72.3,71.2,70.1,69.1,68,66.9,65.8,64.7,63.6,62.5,61.4,60.4,59.3,58.2,57.1,56,55,53.9,52.8,51.8,50.7,49.6,48.6,47.5,46.5,45.4,44.4,43.3,42.3,41.3,40.2,39.2,38.2,37.2,36.1,35.1,34.1,33.1,32.1,31.1,30.1,29.1,28.1,27.2,26.2,25.3,24.3,23.4,22.5,21.6,20.7,19.8,18.9,18.1,17.2,16.4,15.5,14.7,14,13.2,12.4,11.7,11,10.3,9.6,9,8.3,7.8,7.2,6.6,6.1,5.7,5.2,4.8,4.4,4,3.7,3.3,3,2.8,2.5,2.3,2.1],2058:[91.8,90.9,89.9,88.8,87.7,86.6,85.5,84.4,83.3,82.2,81.2,80.1,79,77.9,76.8,75.7,74.6,73.5,72.4,71.3,70.2,69.2,68.1,67,65.9,64.8,63.7,62.6,61.5,60.5,59.4,58.3,57.2,56.1,55.1,54,52.9,51.9,50.8,49.7,48.7,47.6,46.6,45.5,44.5,43.4,42.4,41.4,40.3,39.3,38.3,37.3,36.2,35.2,34.2,33.2,32.2,31.2,30.2,29.2,28.2,27.3,26.3,25.4,24.4,23.5,22.6,21.7,20.8,19.9,19,18.1,17.3,16.4,15.6,14.8,14,13.3,12.5,11.8,11,10.3,9.7,9,8.4,7.8,7.2,6.7,6.2,5.7,5.2,4.8,4.4,4,3.7,3.4,3.1,2.8,2.5,2.3,2.1],2059:[91.9,91,90,88.9,87.8,86.7,85.6,84.5,83.4,82.3,81.2,80.2,79.1,78,76.9,75.8,74.7,73.6,72.5,71.4,70.3,69.3,68.2,67.1,66,64.9,63.8,62.7,61.7,60.6,59.5,58.4,57.3,56.2,55.2,54.1,53,52,50.9,49.8,48.8,47.7,46.7,45.6,44.6,43.5,42.5,41.5,40.4,39.4,38.4,37.3,36.3,35.3,34.3,33.3,32.3,31.3,30.3,29.3,28.3,27.4,26.4,25.5,24.5,23.6,22.7,21.7,20.8,20,19.1,18.2,17.4,16.5,15.7,14.9,14.1,13.3,12.6,11.8,11.1,10.4,9.7,9.1,8.4,7.8,7.3,6.7,6.2,5.7,5.3,4.8,4.4,4,3.7,3.4,3.1,2.8,2.6,2.3,2.1],2060:[92,91.1,90.1,89,87.9,86.8,85.7,84.6,83.5,82.4,81.3,80.3,79.2,78.1,77,75.9,74.8,73.7,72.6,71.5,70.4,69.3,68.3,67.2,66.1,65,63.9,62.8,61.8,60.7,59.6,58.5,57.4,56.4,55.3,54.2,53.1,52.1,51,49.9,48.9,47.8,46.8,45.7,44.7,43.6,42.6,41.6,40.5,39.5,38.5,37.4,36.4,35.4,34.4,33.4,32.4,31.4,30.4,29.4,28.4,27.4,26.5,25.5,24.6,23.7,22.7,21.8,20.9,20,19.2,18.3,17.4,16.6,15.8,15,14.2,13.4,12.6,11.9,11.2,10.5,9.8,9.1,8.5,7.9,7.3,6.8,6.3,5.8,5.3,4.9,4.4,4.1,3.7,3.4,3.1,2.8,2.6,2.3,2.1],2061:[92.1,91.2,90.1,89.1,88,86.9,85.8,84.7,83.6,82.5,81.4,80.3,79.3,78.2,77.1,76,74.9,73.8,72.7,71.6,70.5,69.4,68.4,67.3,66.2,65.1,64,62.9,61.9,60.8,59.7,58.6,57.5,56.5,55.4,54.3,53.2,52.2,51.1,50,49,47.9,46.9,45.8,44.8,43.7,42.7,41.7,40.6,39.6,38.6,37.5,36.5,35.5,34.5,33.5,32.5,31.5,30.5,29.5,28.5,27.5,26.6,25.6,24.7,23.8,22.8,21.9,21,20.1,19.2,18.4,17.5,16.7,15.8,15,14.2,13.5,12.7,11.9,11.2,10.5,9.8,9.2,8.6,7.9,7.4,6.8,6.3,5.8,5.3,4.9,4.5,4.1,3.7,3.4,3.1,2.8,2.6,2.4,2.2],2062:[92.2,91.3,90.2,89.2,88.1,87,85.9,84.8,83.7,82.6,81.5,80.4,79.3,78.3,77.2,76.1,75,73.9,72.8,71.7,70.6,69.5,68.5,67.4,66.3,65.2,64.1,63,62,60.9,59.8,58.7,57.6,56.6,55.5,54.4,53.3,52.3,51.2,50.1,49.1,48,47,45.9,44.9,43.8,42.8,41.8,40.7,39.7,38.7,37.6,36.6,35.6,34.6,33.6,32.6,31.6,30.6,29.6,28.6,27.6,26.7,25.7,24.8,23.8,22.9,22,21.1,20.2,19.3,18.4,17.6,16.7,15.9,15.1,14.3,13.5,12.8,12,11.3,10.6,9.9,9.2,8.6,8,7.4,6.9,6.3,5.8,5.4,4.9,4.5,4.1,3.8,3.4,3.1,2.9,2.6,2.4,2.2],2063:[92.3,91.4,90.3,89.2,88.2,87.1,86,84.9,83.8,82.7,81.6,80.5,79.4,78.4,77.3,76.2,75.1,74,72.9,71.8,70.7,69.6,68.6,67.5,66.4,65.3,64.2,63.1,62.1,61,59.9,58.8,57.7,56.7,55.6,54.5,53.4,52.4,51.3,50.2,49.2,48.1,47.1,46,45,43.9,42.9,41.9,40.8,39.8,38.8,37.7,36.7,35.7,34.7,33.7,32.7,31.7,30.7,29.7,28.7,27.7,26.8,25.8,24.9,23.9,23,22.1,21.2,20.3,19.4,18.5,17.7,16.8,16,15.2,14.4,13.6,12.8,12.1,11.3,10.6,10,9.3,8.7,8,7.5,6.9,6.4,5.9,5.4,5,4.5,4.1,3.8,3.5,3.1,2.9,2.6,2.4,2.2],2064:[92.4,91.5,90.4,89.3,88.2,87.2,86.1,85,83.9,82.8,81.7,80.6,79.5,78.4,77.4,76.3,75.2,74.1,73,71.9,70.8,69.7,68.7,67.6,66.5,65.4,64.3,63.2,62.2,61.1,60,58.9,57.8,56.8,55.7,54.6,53.5,52.5,51.4,50.3,49.3,48.2,47.2,46.1,45.1,44,43,42,40.9,39.9,38.9,37.8,36.8,35.8,34.8,33.8,32.8,31.8,30.8,29.8,28.8,27.8,26.9,25.9,25,24,23.1,22.2,21.3,20.4,19.5,18.6,17.7,16.9,16.1,15.2,14.4,13.7,12.9,12.1,11.4,10.7,10,9.3,8.7,8.1,7.5,7,6.4,5.9,5.4,5,4.6,4.2,3.8,3.5,3.2,2.9,2.6,2.4,2.2],2065:[92.5,91.6,90.5,89.4,88.3,87.2,86.2,85.1,84,82.9,81.8,80.7,79.6,78.5,77.4,76.4,75.3,74.2,73.1,72,70.9,69.8,68.8,67.7,66.6,65.5,64.4,63.3,62.3,61.2,60.1,59,57.9,56.9,55.8,54.7,53.6,52.6,51.5,50.4,49.4,48.3,47.3,46.2,45.2,44.1,43.1,42.1,41,40,39,37.9,36.9,35.9,34.9,33.9,32.8,31.8,30.9,29.9,28.9,27.9,27,26,25,24.1,23.2,22.3,21.3,20.5,19.6,18.7,17.8,17,16.1,15.3,14.5,13.7,13,12.2,11.5,10.8,10.1,9.4,8.8,8.1,7.6,7,6.5,6,5.5,5,4.6,4.2,3.8,3.5,3.2,2.9,2.6,2.4,2.2],2066:[92.6,91.7,90.6,89.5,88.4,87.3,86.3,85.2,84.1,83,81.9,80.8,79.7,78.6,77.5,76.5,75.4,74.3,73.2,72.1,71,69.9,68.9,67.8,66.7,65.6,64.5,63.4,62.4,61.3,60.2,59.1,58,57,55.9,54.8,53.7,52.7,51.6,50.5,49.5,48.4,47.4,46.3,45.3,44.2,43.2,42.2,41.1,40.1,39.1,38,37,36,35,34,32.9,31.9,30.9,30,29,28,27,26.1,25.1,24.2,23.3,22.3,21.4,20.5,19.6,18.8,17.9,17,16.2,15.4,14.6,13.8,13,12.3,11.5,10.8,10.1,9.5,8.8,8.2,7.6,7,6.5,6,5.5,5,4.6,4.2,3.9,3.5,3.2,2.9,2.6,2.4,2.2],2067:[92.7,91.7,90.7,89.6,88.5,87.4,86.3,85.3,84.2,83.1,82,80.9,79.8,78.7,77.6,76.5,75.5,74.4,73.3,72.2,71.1,70,68.9,67.9,66.8,65.7,64.6,63.5,62.4,61.4,60.3,59.2,58.1,57.1,56,54.9,53.8,52.8,51.7,50.6,49.6,48.5,47.5,46.4,45.4,44.3,43.3,42.3,41.2,40.2,39.2,38.1,37.1,36.1,35.1,34.1,33,32,31,30.1,29.1,28.1,27.1,26.2,25.2,24.3,23.4,22.4,21.5,20.6,19.7,18.8,18,17.1,16.3,15.5,14.7,13.9,13.1,12.3,11.6,10.9,10.2,9.5,8.9,8.2,7.7,7.1,6.5,6,5.5,5.1,4.6,4.2,3.9,3.5,3.2,2.9,2.7,2.4,2.2],2068:[92.8,91.8,90.8,89.7,88.6,87.5,86.4,85.3,84.3,83.2,82.1,81,79.9,78.8,77.7,76.6,75.6,74.5,73.4,72.3,71.2,70.1,69,68,66.9,65.8,64.7,63.6,62.5,61.5,60.4,59.3,58.2,57.2,56.1,55,53.9,52.9,51.8,50.7,49.7,48.6,47.6,46.5,45.5,44.4,43.4,42.4,41.3,40.3,39.3,38.2,37.2,36.2,35.2,34.1,33.1,32.1,31.1,30.1,29.2,28.2,27.2,26.3,25.3,24.4,23.4,22.5,21.6,20.7,19.8,18.9,18.1,17.2,16.4,15.5,14.7,13.9,13.2,12.4,11.7,10.9,10.2,9.6,8.9,8.3,7.7,7.1,6.6,6.1,5.6,5.1,4.7,4.3,3.9,3.6,3.2,2.9,2.7,2.4,2.2]}}var t,n;return t=e,(n=[{key:"getStartingMonth",value:function(e){var t=new Date;return e&&(t=e),(0,r.addDays)((0,r.endOfMonth)(t),1)}},{key:"getRetirementYear",value:function(e,t,n,o){var a=(0,r.getMonth)(e)<=t?1:0;return(0,r.getYear)(e)+(o-n-a)}},{key:"getYearsInRetirement",value:function(e,t,n,r,o){var a="female"===e.toLowerCase();return r[n]&&o[n]?Math.ceil(a?o[n][t]:r[n][t]):Math.ceil(a?o[2068][t]:r[2068][t])}},{key:"getLifeExpectancy",value:function(e,t){return e+t}},{key:"getLifeExpectancyAge",value:function(e,t,n,o){var a=o,i=(0,r.getMonth)(a),u=this.getRetirementYear(a,i,t,n),s=this.getYearsInRetirement(e,n,u,this.malesCohort,this.femalesCohort);return this.getLifeExpectancy(n,s)}},{key:"getAutomaticTaxReliefLumpSum",value:function(e,t){return e?e*(1/(1-t)-1):0}},{key:"getAutomaticTaxReliefMonthlyContribution",value:function(e,t){return e?e*(1/(1-t)-1):0}},{key:"getYearNumber",value:function(e,t,n,r){return 0===e?t.getMonth()===r?1:0:t.getMonth()===r?n+1:n}},{key:"getNextMonth",value:function(e){return(0,r.addMonths)(e,1)}},{key:"getAge",value:function(e,t){return e+t}},{key:"getStage",value:function(e,t,n,r){return e>=t?"Post Pension":e>=n?"Pension":e>=r?"Invest":"NA"}},{key:"getPersonalContributions",value:function(e,t,n,r,o,a){if("invest"===e.toLowerCase()){var i=Math.pow(1+o,a);return 0===t?n+r*i:r*i}return 0}},{key:"getTaxReliefPortion",value:function(e,t,n,r,o,a,i,u,s,l,c,p,m,h){var d=a+i+u+s;if("invest"===e.toLowerCase()&&t>0&&(0===n&&r||n>0&&o)){if(2!==t)return m*(1/(1-h)-1);if(d>0&&l<c&&d-p>0)return m*(1/(1-h))<=d-p?m*(1/(1-h)-1):(d-p)*h}return 0}},{key:"getEmployerContributions",value:function(e,t){return"invest"===e.toLowerCase()?t:0}},{key:"getTotalContributions",value:function(e,t,n){return e+t+n}},{key:"getOpeningBalance",value:function(e,t,n){return 0===e?t:n}},{key:"getCycle",value:function(e){return e%4}},{key:"getAnnualAllowanceType",value:function(e,t,n,o){var a=(0,r.getMonth)(n);if("invest"===t.toLowerCase()){if(e>=1)switch(a){case o-1:return"End";case o:return"Reset";default:return"Accumulate"}return"Reset"}return 0}},{key:"getYr0",value:function(e,t,n,r,o){return"invest"===e.toLowerCase()?"reset"===t.toLowerCase()&&0===n?r:Math.max(0,o):0}},{key:"getYr1",value:function(e,t,n,r,o){return"invest"===e.toLowerCase()?"reset"===t.toLowerCase()&&1===n?r:Math.max(0,o):0}},{key:"getYr2",value:function(e,t,n,r,o){return"invest"===e.toLowerCase()?"reset"===t.toLowerCase()&&2===n?r:Math.max(0,o):0}},{key:"getYr3",value:function(e,t,n,r,o){return"invest"===e.toLowerCase()?"reset"===t.toLowerCase()&&3===n?r:Math.max(0,o):0}},{key:"getYr0Deduct",value:function(e,t,n,r,o,a,i,u,s){var l=i+u+s,c=u+s;if("invest"===e.toLowerCase()&&(t>0||o>0))switch(n){case 0:return a>0?Math.min(r,a):0;case 1:return a>0&&l<r?Math.min(r-l,r,a):0;case 2:return a>0&&c<r?Math.min(r-c,r,a):0;case 3:return a>0&&s<r?Math.min(r-s,r,a):0;default:return 0}return 0}},{key:"getYr1Deduct",value:function(e,t,n,r,o,a,i,u,s){var l=a+u+s,c=a+s;if("invest"===e.toLowerCase()&&(t>0||o>0))switch(n){case 0:return i>0&&a<r?Math.min(r-a,i):0;case 1:return i>0?Math.min(r,i):0;case 2:return i>0&&l<r?Math.min(r-l,r,i):0;case 3:return i>0&&c<r?Math.min(r-c,r,i):0;default:return 0}return 0}},{key:"getYr2Deduct",value:function(e,t,n,r,o,a,i,u,s){var l=a+i+s,c=a+i;if("invest"===e.toLowerCase()&&(t>0||o>0))switch(n){case 0:return u>0&&c<r?Math.min(r-c,r,u):0;case 1:return u>0&&i<r?Math.min(r-i,u):0;case 2:return u>0?Math.min(r,u):0;case 3:return u>0&&l<r?Math.min(r-l,r,u):0;default:return 0}return 0}},{key:"getYr3Deduct",value:function(e,t,n,r,o,a,i,u,s){var l=a+i+u,c=a+i+s,p=i+u;if("invest"===e.toLowerCase()&&(t>0||o>0))switch(n){case 0:return s>0&&c<r?Math.min(r-l,r,s):0;case 1:return s>0&&p<r?Math.min(r-p,r,s):0;case 2:return s>0&&u<r?Math.min(r-u,s):0;case 3:return s>0?Math.min(r,s):0;default:return 0}return 0}},{key:"getYr0End",value:function(e,t){return e-t}},{key:"getYr1End",value:function(e,t,n){return"invest"===e.toLowerCase()?t-n:0}},{key:"getYr2End",value:function(e,t,n){return"invest"===e.toLowerCase()?t-n:0}},{key:"getYr3End",value:function(e,t,n){return"invest"===e.toLowerCase()?t-n:0}},{key:"getDrawing",value:function(e,t,n,r,o){return"pension"===e.toLowerCase()?t+("invest"===n.toLowerCase()?r*o:0):0}},{key:"getSubTotal",value:function(e,t,n,r){return"invest"===e.toLowerCase()?t+n:t-r}},{key:"getYield",value:function(e,t){return e*t}},{key:"getFees",value:function(e,t,n,r,o){return"invest"===e.toLowerCase()?(t+n)*r:(t+n)*o}},{key:"getClosingBalance",value:function(e,t,n){return e+t-n}},{key:"getInflationAdjusted",value:function(e,t,n){return e/Math.pow(1+t,n)}},{key:"getEffectiveRateNormal",value:function(e,t){return e[t.toLowerCase()].rateOfReturn/12}},{key:"getContributionsIncrease",value:function(e,t){return e[t.toLowerCase()].contributionsIncrease}},{key:"getTaxReliefType",value:function(e){return this.taxReliefTypes[e.toLowerCase()]}},{key:"getTaxReliefIncome",value:function(e,t){return e<t?t:e}},{key:"getAnnualAllowance",value:function(e,t,n){var r=e.baseAnnualAllowance,o=e.lowerAnnualAllowanceLimit,a=r-Math.floor((t-e.taperedThreshold)/2);return t<=e.taperedThreshold?Math.min(n,r):a<e.lowerAnnualAllowanceLimit?o:a}},{key:"getAccumulationEffectiveFees",value:function(e){return Math.pow(1+e/100,1/12)-1}},{key:"getPensionEffectiveFees",value:function(e){return Math.pow(1+e/100,1/12)-1}},{key:"getPriceEffective",value:function(e){return Math.pow(1+e/100,1/12)-1}},{key:"getMonthText",value:function(e){return["January","February","March","April","May","June","July","August","September","October","November","December"][e]}},{key:"getConfig",value:function(e,t,n){var r=e.ratesOfReturn,o=this.getEffectiveRateNormal(r,t),a=this.getContributionsIncrease(r,t),i=this.getTaxReliefType(e.taxReliefStyle),u=this.getTaxReliefIncome(n,e.lowerIncomeLimit),s=this.getAnnualAllowance(e,n,u),l=this.getAccumulationEffectiveFees(e.fundFeesAndCharges.accumulationFees),c=this.getPensionEffectiveFees(e.fundFeesAndCharges.pensionFees),p=this.getPriceEffective(e.cpi);return{taxYearStartMonth:e.taxYearStartMonth,taxReliefAgeLimit:e.taxReliefAgeLimit,effectiveRateNormal:o,contributionIncrease:a,taxReliefType:i,taxReliefPercentage:e.taxReliefPercentage,annualAllowance:s,accumulationEffectiveFees:l,pensionEffectiveFees:c,priceEffective:p,taxReliefIncome:u}}},{key:"goalSeek",value:function(e){var t,n,r;e.Tol=e.Tol||.001*e.Goal||.1,e.maxIter=e.maxIter||1e3;for(var o=0,a=0;a<e.maxIter;a++){if(n=(o=e.Func.apply(e.This,e.aFuncParams))[o.length-1].closingBalance-e.Goal,Math.abs(n)<=e.Tol)return e.Func.apply(e.This,e.aFuncParams);r=e.aFuncParams[e.oFuncArgTarget.Position],e.aFuncParams[e.oFuncArgTarget.Position]=r+n,0==(t=((o=e.Func.apply(e.This,e.aFuncParams))[o.length-1].closingBalance-e.Goal-n)/n)&&(t=1e-4),e.aFuncParams[e.oFuncArgTarget.Position]=r-n/t}return Math.abs(n),e.Tol,null}},{key:"getCalculateLoanByMonthlyIncome",value:function(e,t,n){return e.monthlyIncome=n,this.getMonthlyAccumulation(e,t)}},{key:"getChartData",value:function(e){var t=[];if(e){for(var n=e.length,r=e[n-1],o=r.closingBalance,a=e[0].currentAge,i=-1,u=0;u<n;u++){a=e[u].currentAge;var s=e[u].openingBalance;a!==i&&(t.push({age:a,value1:s<0?0:s}),i=a)}t.push({age:r.currentAge+1,value1:o<0?0:o})}else t.push({age:0,value1:0});return t}},{key:"getRetirementBalance",value:function(e){return e.find((function(e){return"pension"===e.stage.toLowerCase()})).openingBalance}},{key:"getResults",value:function(e,t,n){var r;r=t||this.getConfig(this.userConfig,e.investmentStyle,e.annualGrossIncome);var o;o=n?this.goalSeek({Func:this.getCalculateLoanByMonthlyIncome,This:this,aFuncParams:[e,r,0],oFuncArgTarget:{Position:2},Goal:0,Tol:.01,maxIter:1e3}):this.getMonthlyAccumulation(e,r);var a=this.getChartData(o);return{retirementBalance:this.getRetirementBalance(o),monthlyData:o,chartData:a}}},{key:"getMonthlyAccumulation",value:function(e,t){for(var n=0,r=e.currentDate,o=0,a=t.taxYearStartMonth,i=e.age,u=e.retirementAge,s=this.getRetirementYear(r,a,i,u),l=this.getYearsInRetirement(e.sex,e.retirementAge,s,this.malesCohort,this.femalesCohort),c=this.getLifeExpectancy(u,l),p=e.lumpSumGross,m=e.personalContributionGross,h=t.contributionIncrease,d=t.taxReliefType,f=e.isTaxReliefLumpSum,y=e.isTaxReliefContributions,g=t.taxReliefAgeLimit,v=t.taxReliefPercentage,b=e.employerContributions,w=e.startingBalance,P=0,x=0,T=0,M=0,R=t.annualAllowance,A=e.monthlyIncome,k="Invest",C=e.taxFreePercentage/100,B=t.effectiveRateNormal,L=t.accumulationEffectiveFees,E=t.pensionEffectiveFees,I=t.priceEffective,S="Invest",D=0,O=[],F=r;"post pension"!==S.toLowerCase()&&n<890;){F=0===n?r:this.getNextMonth(F);var N=this.getYearNumber(n,F,o,a),V=this.getAge(i,N);S=this.getStage(V,c,u,i);var q=this.getPersonalContributions(S,n,p,m,h,N),H=this.getEmployerContributions(S,b),Y=this.getAnnualAllowanceType(n,S,F,a),j=this.getCycle(N),G=this.getYr0(S,Y,j,R,P),Z=this.getYr1(S,Y,j,R,x),_=this.getYr2(S,Y,j,R,T),z=this.getYr3(S,Y,j,R,M),U=this.getTaxReliefPortion(S,d,n,f,y,G,Z,_,z,V,g,H,q,v),W=this.getTotalContributions(q,U,H),K=this.getYr0Deduct(S,U,j,W,H,G,Z,_,z),J=this.getYr1Deduct(S,U,j,W,H,G,Z,_,z),$=this.getYr2Deduct(S,U,j,W,H,G,Z,_,z),Q=this.getYr3Deduct(S,U,j,W,H,G,Z,_,z);P=this.getYr0End(G,K),x=this.getYr1End(S,Z,J),T=this.getYr2End(S,_,$),M=this.getYr3End(S,z,Q);var X=this.getDrawing(S,A,k,D,C),ee=this.getOpeningBalance(n,w,D),te=this.getSubTotal(S,ee,W,X),ne=this.getYield(te,B),re=this.getFees(S,te,ne,L,E);D=this.getClosingBalance(te,ne,re);var oe=this.getInflationAdjusted(D,I,n);O.push({period:n,yearNumber:N,nextMonth:F,currentAge:V,stage:S,personalContributions:q,taxReliefPortion:U,employerContributions:H,totalContributions:W,openingBalance:ee,cycle:j,annualAllowanceType:Y,yr0:G,yr1:Z,yr2:_,yr3:z,yr0Deduct:K,yr1Deduct:J,yr2Deduct:$,yr3Deduct:Q,yr0End:P,yr1End:x,yr2End:T,yr3End:M,drawing:X,subTotal:te,yieldValue:ne,fees:re,closingBalance:D,inflationAdjusted:oe,monthlyIncome:A,retirementYear:s,yearsInRetirement:l}),k=S,o=N,n++}return O}}])&&a(t.prototype,n),Object.defineProperty(t,"prototype",{writable:!1}),e}();t.default=i},14161:function(e,t,n){"use strict";var r=R(n(51607)),o=R(n(71940)),a=R(n(72455)),i=R(n(6130)),u=R(n(98980)),s=R(n(39586)),l=R(n(89726)),c=R(n(3005)),p=R(n(69460)),m=R(n(83540)),h=R(n(35550)),d=R(n(91939)),f=R(n(24665)),y=R(n(42665)),g=R(n(86957)),v=R(n(68176)),b=R(n(94501)),w=R(n(94465)),P=R(n(37057)),x=R(n(5947)),T=R(n(74979)),M=R(n(34950));function R(e){return e&&e.__esModule?e:{default:e}}e.exports={BorrowingPowerEngine:r.default,LoanComparisonEngine:o.default,UKRetirementCalculatorEngine:a.default,AURetirementCalculatorEngine:i.default,LoanRepaymentsEngine:u.default,RentVsBuyEngine:s.default,StampDutyEngine:l.default,IncomeTaxEngine:c.default,TermDepositEngine:p.default,ComparisonRateEngine:m.default,RefinanceEngine:h.default,AthenaLoanComparisonEngine:d.default,CredibleMortgageEngine:f.default,CredibleEarlyPayOffEngine:y.default,CredibleRefinanceEngine:g.default,CredibleLTVEngine:v.default,CredibleBorrowingPowerEngine:b.default,KiwibankFirstHomeEngine:w.default,KiwibankNextHomeEngine:P.default,KiwibankStructureEngine:x.default,KiwibankBorrowMoreEngine:T.default,KiwibankInvestEngine:M.default}},44207:function(e){"use strict";e.exports={ppmt:function(e,t,n,r){if(t<1||t>=n+1)return null;var o=this.pmt(-r,e,n);return o-this.ipmt(e,t-1,o,r)},pmt:function(e,t,n){return""===t||0===t?e/n:t*e/(1-Math.pow(1+t,-n))},ipmt:function(e,t,n,r){var o=Math.pow(1+e,t);return 0-(r*o*e+n*(o-1))},fv:function(e,t,n,r){var o;if(0===e)o=r+n*t;else{var a=Math.pow(1+e,t);o=r*a+n*(a-1)/e}return-o},round:function(e,t){var n=Math.pow(10,t);return Math.round(e*n)/n},roundDown:function(e,t){var n=Math.pow(10,t);return Math.floor(e*n)/n},roundUp:function(e,t){var n=Math.pow(10,t);return Math.ceil(e*n)/n},ceiling:function(e,t){return Math.ceil(e/t/(1/12))*(1/12)},median:function(){for(var e=arguments.length,t=new Array(e),n=0;n<e;n++)t[n]=arguments[n];if(!t||0===t.length)throw new Error("No inputs");1===t.length&&Array.isArray(t[0])&&(t=t[0]),t.sort((function(e,t){return e-t}));var r=Math.floor(t.length/2);return t.length%2?t[r]:(t[r-1]+t[r])/2},getInterestRatePerMonth:function(e){return e/100/12},getPeriodsInMonths:function(e){return 12*e},nper:function(e,t,n,r,o){var a=void 0===o?0:o;if(""===e||0===e)return-n/t;var i=t*(1+e*a)-(void 0===r?0:r)*e,u=n*e+t*(1+e*a);return Math.log(i/u)/Math.log(1+e)},rate:function(e,t,n,r,o,a){r=void 0===r?0:r;var i=1e-10,u=a=void 0===a?.01:a;o=(o=void 0===o?0:o)?1:0;for(var s=0;s<20;s++){var l,c=void 0;if(l=Math.abs(u)<i?n*(1+e*u)+t*(1+u*o)*e+r:n*(c=Math.pow(1+u,e))+t*(1/u+o)*(c-1)+r,Math.abs(l)<i)return u;var p=void 0;if(Math.abs(u)<i)p=n*e+t*o*e;else{c=Math.pow(1+u,e);var m=e*Math.pow(1+u,e-1);p=n*m+t*(1/u+o)*m+t*(-1/(u*u))*(c-1)}u-=l/p}return-u},trunc:function(e,t){var n=e.toString(),r=n.indexOf("."),o=-1===r?n.length:1+r+t,a=n.substring(0,o),i=isNaN(a)?0:a;return parseFloat(i)},hexEncode:function(e){var t,n="";for(t=0;t<e.length;t++)n+=("000"+e.charCodeAt(t).toString(16)).slice(-4);return n},hexDecode:function(e){var t,n=e.match(/.{1,4}/g)||[],r="";for(t=0;t<n.length;t++)r+=String.fromCharCode(parseInt(n[t],16));return r}}},24593:function(e){"use strict";e.exports={ppmt:function(e,t,n,r){if(t<1||t>=n+1)return null;var o=this.pmt(-r,e,n);return o-this.ipmt(e,t-1,o,r)},hexEncode:function(e){var t,n="";for(t=0;t<e.length;t++)n+=("000"+e.charCodeAt(t).toString(16)).slice(-4);return n},hexDecode:function(e){var t,n=e.match(/.{1,4}/g)||[],r="";for(t=0;t<n.length;t++)r+=String.fromCharCode(parseInt(n[t],16));return r}}},24654:function(){}},function(e){e.O(0,[2],(function(){return 54171,e(e.s=54171)})),e.O()}]);